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Police And Fire Federal Credit Union Rates & Review November 2026

Police And Fire Federal Credit Union's CD - 5 Year rates are at 3.30%, CD - 4 Year rates are at 3.25%, CD - 3 Year rates are at 3.20%, CD - 30 Month rates are at 3.15%, CD - 2 Year rates are at 3.10%. Police And Fire Federal Credit Union's savings rates are at 1.00%. Police And Fire Federal Credit Union's money market rates are at 3.00%. Police And Fire Federal Credit Union's checking rates are as high as 0.25%. Police And Fire Federal Credit Union's 5/30 ARM rates are at 6.38%, EXPRESS Refi Mortgage - 5/30 ARM rates are at 6.38%, Fixed-Rate Mortgage - 15-Year Fixed Jumbo rates are at 6.50%, EXPRESS Refi Mortgage - 15-Year Fixed Rate Jumbo rates are at 6.50%, Fixed-Rate Mortgage - 15-Year Fixed rates are at 6.50%. Police And Fire Federal Credit Union's Personal Loan Rates are as low as 9.99%. Police And Fire Federal Credit Union's Credit Card Rates are at 12.65%. Police And Fire Federal Credit Union's CD rates are 11% higher than the MonitorBankRates national average, and it has an A+ health rating. MonitorBankRates evaluates the financial stability of Police And Fire Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.70%. Rates last updated and verified on 10/28/2026.

Police And Fire Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Police And Fire Federal Credit Union? Share your experience about Police And Fire Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Police And Fire Federal Credit Union.

MonitorBankRates Verified Healthy Badge 2026 Verified Healthy 2026 Use This Badge on Your Credit Union Website
Overall Health & Safety Grade ?
A+
Exceptional Health Score: 100/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
0.70%
Excellent Lower than avg
Health Trend ?
Very strong 12 quarters
Full history ›
Police And Fire Federal Credit Union
Main Office
901 Arch St
Philadelphia, PA 19107-2404
https://www.pffcu.org
Member NCUA
Customer Reviews
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Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends.

Police And Fire Federal Credit Union CD Rates

Product Rate APY Term View More
5 Year Jumbo Certificates 3.494% 3.55% 5 year
Min Balance $50,000
Details Jumbo Certificates $50,000 Minimum; Dividend Rate 3.494%
Last Updated 10/28/2026
Rate History
No change since Oct 8, 2026 · 3.55% APY · checked 4 times
3.05%3.55%4.05%Oct 8, 2026: 3.55% APYOct 8, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.70%
IRA Certificates - 5 year 3.494% 3.55% 5 year
Min Balance $1,000
Details $1,000 Minimum
Last Updated 10/28/2026
Rate History
1 change since Sep 16, 2026 · 3.50% → 3.55% ▲ 0.05 pts · high 3.55% / low 3.50%
3.00%3.53%4.05%Sep 16, 2026: 3.50% APYOct 23, 2026: 3.55% APYSep 16, 2026Nov 2, 2026
  • Oct 23, 20263.55%▲ from 3.50%
  • Sep 16, 20263.50%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.70%
4 Year Jumbo Certificates 3.445% 3.50% 4 year
Min Balance $50,000
Details Jumbo Certificates $50,000 Minimum; Dividend Rate 3.445%
Last Updated 10/28/2026
Rate History
No change since Oct 8, 2026 · 3.50% APY · checked 4 times
3.00%3.50%4.00%Oct 8, 2026: 3.50% APYOct 8, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.70%
IRA Certificates - 4 year 3.445% 3.50% 4 year
Min Balance $1,000
Details $1,000 Minimum
Last Updated 10/28/2026
Rate History
1 change since Sep 16, 2026 · 3.40% → 3.50% ▲ 0.10 pts · high 3.50% / low 3.40%
2.90%3.45%4.00%Sep 16, 2026: 3.40% APYOct 23, 2026: 3.50% APYSep 16, 2026Nov 2, 2026
  • Oct 23, 20263.50%▲ from 3.40%
  • Sep 16, 20263.40%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.70%
3 Year Jumbo Certificates 3.397% 3.45% 3 year
Min Balance $50,000
Details Jumbo Certificates $50,000 Minimum; Dividend Rate 3.397%
Last Updated 10/28/2026
Rate History
No change since Oct 8, 2026 · 3.45% APY · checked 4 times
2.95%3.45%3.95%Oct 8, 2026: 3.45% APYOct 8, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.70%
IRA Certificates - 3 year 3.397% 3.45% 3 year
Min Balance $1,000
Details $1,000 Minimum
Last Updated 10/28/2026
Rate History
1 change since Sep 16, 2026 · 3.35% → 3.45% ▲ 0.10 pts · high 3.45% / low 3.35%
2.85%3.40%3.95%Sep 16, 2026: 3.35% APYOct 23, 2026: 3.45% APYSep 16, 2026Nov 2, 2026
  • Oct 23, 20263.45%▲ from 3.35%
  • Sep 16, 20263.35%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.70%
30 Month Jumbo Certificates 3.348% 3.40% 30 month
Min Balance $50,000
Details Jumbo Certificates $50,000 Minimum; Dividend Rate 3.348%
Last Updated 10/28/2026
Rate History
No change since Oct 8, 2026 · 3.40% APY · checked 4 times
2.90%3.40%3.90%Oct 8, 2026: 3.40% APYOct 8, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.70%
IRA Certificates - 30 month 3.348% 3.40% 30 month
Min Balance $1,000
Details $1,000 Minimum
Last Updated 10/28/2026
Rate History
1 change since Sep 16, 2026 · 3.30% → 3.40% ▲ 0.10 pts · high 3.40% / low 3.30%
2.80%3.35%3.90%Sep 16, 2026: 3.30% APYOct 23, 2026: 3.40% APYSep 16, 2026Nov 2, 2026
  • Oct 23, 20263.40%▲ from 3.30%
  • Sep 16, 20263.30%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.70%
2 Year Jumbo Certificates 3.30% 3.35% 2 year
Min Balance $50,000
Details Jumbo Certificates $50,000 Minimum; Dividend Rate 3.300%
Last Updated 10/28/2026
Rate History
No change since Oct 8, 2026 · 3.35% APY · checked 4 times
2.85%3.35%3.85%Oct 8, 2026: 3.35% APYOct 8, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.70%
IRA Certificates - 2 year 3.30% 3.35% 2 year
Min Balance $1,000
Details $1,000 Minimum
Last Updated 10/28/2026
Rate History
1 change since Sep 16, 2026 · 3.25% → 3.35% ▲ 0.10 pts · high 3.35% / low 3.25%
2.75%3.30%3.85%Sep 16, 2026: 3.25% APYOct 23, 2026: 3.35% APYSep 16, 2026Nov 2, 2026
  • Oct 23, 20263.35%▲ from 3.25%
  • Sep 16, 20263.25%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.70%
18 Month Jumbo Certificates 3.251% 3.30% 18 month
Min Balance $50,000
Details Jumbo Certificates $50,000 Minimum; Dividend Rate 3.251%
Last Updated 10/28/2026
Rate History
No change since Oct 8, 2026 · 3.30% APY · checked 4 times
2.80%3.30%3.80%Oct 8, 2026: 3.30% APYOct 8, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.70%
Certificate - 5 Year 3.251% 3.30% 5 year
Min Balance $1,000
Details Balance: $1,000 - $49,999
Last Updated 10/28/2026
Rate History
No change since Oct 23, 2026 · 3.30% APY · checked 2 times
2.80%3.30%3.80%Oct 23, 2026: 3.30% APYOct 23, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.70%
IRA Certificates - 18 month 3.251% 3.30% 18 month
Min Balance $1,000
Details $1,000 Minimum
Last Updated 10/28/2026
Rate History
1 change since Sep 16, 2026 · 3.15% → 3.30% ▲ 0.15 pts · high 3.30% / low 3.15%
2.65%3.22%3.80%Sep 16, 2026: 3.15% APYOct 23, 2026: 3.30% APYSep 16, 2026Nov 2, 2026
  • Oct 23, 20263.30%▲ from 3.15%
  • Sep 16, 20263.15%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.70%
15 Month Jumbo Certificates 3.203% 3.25% 15 month
Min Balance $50,000
Details Jumbo Certificates $50,000 Minimum; Dividend Rate 3.203%
Last Updated 10/28/2026
Rate History
No change since Oct 8, 2026 · 3.25% APY · checked 4 times
2.75%3.25%3.75%Oct 8, 2026: 3.25% APYOct 8, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.70%
Certificate - 4 Year 3.203% 3.25% 4 year
Min Balance $1,000
Details Balance: $1,000 - $49,999
Last Updated 10/28/2026
Rate History
No change since Oct 23, 2026 · 3.25% APY · checked 2 times
2.75%3.25%3.75%Oct 23, 2026: 3.25% APYOct 23, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.70%
IRA Certificates - 15 month 3.203% 3.25% 15 month
Min Balance $1,000
Details $1,000 Minimum
Last Updated 10/28/2026
Rate History
1 change since Sep 16, 2026 · 3.05% → 3.25% ▲ 0.20 pts · high 3.25% / low 3.05%
2.55%3.15%3.75%Sep 16, 2026: 3.05% APYOct 23, 2026: 3.25% APYSep 16, 2026Nov 2, 2026
  • Oct 23, 20263.25%▲ from 3.05%
  • Sep 16, 20263.05%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.70%
1 Year Jumbo Certificates 3.154% 3.20% 1 year
Min Balance $50,000
Details Jumbo Certificates $50,000 Minimum; Dividend Rate 3.154%
Last Updated 10/28/2026
Rate History
No change since Oct 8, 2026 · 3.20% APY · checked 4 times
2.70%3.20%3.70%Oct 8, 2026: 3.20% APYOct 8, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.70%
Certificate - 3 Year 3.154% 3.20% 3 year
Min Balance $1,000
Details Balance: $1,000 - $49,999
Last Updated 10/28/2026
Rate History
No change since Oct 23, 2026 · 3.20% APY · checked 2 times
2.70%3.20%3.70%Oct 23, 2026: 3.20% APYOct 23, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.70%
IRA Certificates - 1 year 3.154% 3.20% 1 year
Min Balance $1,000
Details $1,000 Minimum
Last Updated 10/28/2026
Rate History
1 change since Sep 16, 2026 · 3.00% → 3.20% ▲ 0.20 pts · high 3.20% / low 3.00%
2.50%3.10%3.70%Sep 16, 2026: 3.00% APYOct 23, 2026: 3.20% APYSep 16, 2026Nov 2, 2026
  • Oct 23, 20263.20%▲ from 3.00%
  • Sep 16, 20263.00%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.70%
9 Month Jumbo Certificates 3.105% 3.15% 9 month
Min Balance $50,000
Details Jumbo Certificates $50,000 Minimum; Dividend Rate 3.105%
Last Updated 10/28/2026
Rate History
No change since Oct 8, 2026 · 3.15% APY · checked 4 times
2.65%3.15%3.65%Oct 8, 2026: 3.15% APYOct 8, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.70%
Certificate - 30 Month 3.105% 3.15% 30 month
Min Balance $1,000
Details Balance: $1,000 - $49,999
Last Updated 10/28/2026
Rate History
No change since Oct 23, 2026 · 3.15% APY · checked 2 times
2.65%3.15%3.65%Oct 23, 2026: 3.15% APYOct 23, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.70%
IRA Certificates - 9 month 3.105% 3.15% 9 month
Min Balance $1,000
Details $1,000 Minimum
Last Updated 10/28/2026
Rate History
1 change since Sep 16, 2026 · 2.90% → 3.15% ▲ 0.25 pts · high 3.15% / low 2.90%
2.40%3.03%3.65%Sep 16, 2026: 2.90% APYOct 23, 2026: 3.15% APYSep 16, 2026Nov 2, 2026
  • Oct 23, 20263.15%▲ from 2.90%
  • Sep 16, 20262.90%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.70%
6 Month Jumbo Certificates 3.057% 3.10% 6 month
Min Balance $50,000
Details Jumbo Certificates $50,000 Minimum; Dividend Rate 3.057%
Last Updated 10/28/2026
Rate History
No change since Oct 8, 2026 · 3.10% APY · checked 4 times
2.60%3.10%3.60%Oct 8, 2026: 3.10% APYOct 8, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.70%
Certificate - 2 Year 3.057% 3.10% 2 year
Min Balance $1,000
Details Balance: $1,000 - $49,999
Last Updated 10/28/2026
Rate History
No change since Oct 23, 2026 · 3.10% APY · checked 2 times
2.60%3.10%3.60%Oct 23, 2026: 3.10% APYOct 23, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.70%
IRA Certificates - 6 month 3.057% 3.10% 6 month
Min Balance $1,000
Details $1,000 Minimum
Last Updated 10/28/2026
Rate History
1 change since Sep 16, 2026 · 2.85% → 3.10% ▲ 0.25 pts · high 3.10% / low 2.85%
2.35%2.98%3.60%Sep 16, 2026: 2.85% APYOct 23, 2026: 3.10% APYSep 16, 2026Nov 2, 2026
  • Oct 23, 20263.10%▲ from 2.85%
  • Sep 16, 20262.85%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.70%
3 Month Jumbo Certificates 3.008% 3.05% 3 month
Min Balance $50,000
Details Jumbo Certificates $50,000 Minimum; Dividend Rate 3.008%
Last Updated 10/28/2026
Rate History
No change since Oct 8, 2026 · 3.05% APY · checked 4 times
2.55%3.05%3.55%Oct 8, 2026: 3.05% APYOct 8, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.70%
Certificate - 18 Month 3.008% 3.05% 18 month
Min Balance $1,000
Details Balance: $1,000 - $49,999
Last Updated 10/28/2026
Rate History
No change since Oct 23, 2026 · 3.05% APY · checked 2 times
2.55%3.05%3.55%Oct 23, 2026: 3.05% APYOct 23, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.70%
IRA Certificates - 3 month 3.008% 3.05% 3 month
Min Balance $1,000
Details $1,000 Minimum
Last Updated 10/28/2026
Rate History
1 change since Sep 16, 2026 · 2.80% → 3.05% ▲ 0.25 pts · high 3.05% / low 2.80%
2.30%2.93%3.55%Sep 16, 2026: 2.80% APYOct 23, 2026: 3.05% APYSep 16, 2026Nov 2, 2026
  • Oct 23, 20263.05%▲ from 2.80%
  • Sep 16, 20262.80%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.70%
Certificate - 15 Month 2.96% 3.00% 15 month
Min Balance $1,000
Details Balance: $1,000 - $49,999
Last Updated 10/28/2026
Rate History
No change since Oct 23, 2026 · 3.00% APY · checked 2 times
2.50%3.00%3.50%Oct 23, 2026: 3.00% APYOct 23, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.70%
Certificate - 1 Year 2.911% 2.95% 1 year
Min Balance $1,000
Details Balance: $1,000 - $49,999
Last Updated 10/28/2026
Rate History
No change since Oct 23, 2026 · 2.95% APY · checked 2 times
2.45%2.95%3.45%Oct 23, 2026: 2.95% APYOct 23, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.70%
Certificate - 9 Month 2.862% 2.90% 9 month
Min Balance $1,000
Details Balance: $1,000 - $49,999
Last Updated 10/28/2026
Rate History
No change since Oct 23, 2026 · 2.90% APY · checked 2 times
2.40%2.90%3.40%Oct 23, 2026: 2.90% APYOct 23, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.70%
Certificate - 6 Month 2.813% 2.85% 6 month
Min Balance $1,000
Details Balance: $1,000 - $49,999
Last Updated 10/28/2026
Rate History
No change since Oct 23, 2026 · 2.85% APY · checked 2 times
2.35%2.85%3.35%Oct 23, 2026: 2.85% APYOct 23, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.70%
Certificate - 3 Month 2.765% 2.80% 3 month
Min Balance $1,000
Details Balance: $1,000 - $49,999
Last Updated 10/28/2026
Rate History
No change since Oct 23, 2026 · 2.80% APY · checked 2 times
2.30%2.80%3.30%Oct 23, 2026: 2.80% APYOct 23, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.70%

Police And Fire Federal Credit Union Savings Rates

Product Rate APY View More
Education Savings Account (S18) 0.995% 1.00%
No additional details.
Last Updated 10/28/2026
Rate History
No change since Sep 25, 2026 · 1.00% APY · checked 7 times
0.50%1.00%1.50%Sep 25, 2026: 1.00% APYSep 25, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.70%
Savings Plus Account (S5) 0.995% 1.00%
No additional details.
Last Updated 10/28/2026
Rate History
No change since Sep 25, 2026 · 1.00% APY · checked 7 times
0.50%1.00%1.50%Sep 25, 2026: 1.00% APYSep 25, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.70%
Savings (S1) 0.25% 0.25%
Min Deposit $5
Details Share Account: Savings (S1); minimum $5 deposit required
Last Updated 10/28/2026
Rate History
No change since Sep 25, 2026 · 0.25% APY · checked 7 times
0.00%0.38%0.75%Sep 25, 2026: 0.25% APYSep 25, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.70%

Police And Fire Federal Credit Union Money Market Rates

Product Rate APY View More
IRA Money Markets-Traditional and Roth (S6/S12) 2.96% 3.00%
No additional details.
Last Updated 10/28/2026
Rate History
1 change since Sep 25, 2026 · 2.75% → 3.00% ▲ 0.25 pts · high 3.00% / low 2.75%
2.25%2.88%3.50%Sep 25, 2026: 2.75% APYOct 4, 2026: 3.00% APYSep 25, 2026Nov 2, 2026
  • Oct 4, 20263.00%▲ from 2.75%
  • Sep 25, 20262.75%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.70%

Police And Fire Federal Credit Union Checking Rates

Product Rate APY View More
Free PFFCU Checking Account 0.25% 0.25%
Details Share Account Checking (S4); Balance: On all balances
Last Updated 10/28/2026
Rate History
No change since Sep 16, 2026 · 0.25% APY · checked 8 times
0.00%0.38%0.75%Sep 16, 2026: 0.25% APYSep 16, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.70%

Police And Fire Federal Credit Union Mortgage Rates

Product Rate Points APR Term View More
5/30 ARM 6.375% 0.000 6.487%
Details Adjustable-Rate Mortgage; Conventional Fannie Mae Mortgage Product; Origination Fee or Lender Credit: 0.000%; Rates stated for loan amounts over $100,000, 780+ credit score, LTV 80% or less, 60-day rate lock
Last Updated 10/28/2026
Rate History
No change since Oct 23, 2026 · 6.49% APR · checked 2 times
5.99%6.49%6.99%Oct 23, 2026: 6.49% APROct 23, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.70%
EXPRESS Refi Mortgage - 5/30 ARM 6.375% - 6.498% 5/30
Details Adjustable-rate mortgage; Origination Fee or Lender Credit: 0.000%
Last Updated 10/28/2026
Rate History
No change since Oct 23, 2026 · 6.50% APR · checked 2 times
6.00%6.50%7.00%Oct 23, 2026: 6.50% APROct 23, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.70%
EXPRESS Refi Mortgage - 5/30 ARM 6.375% 0.000% 6.498% 30 years
Details Adjustable rate mortgage; Origination Fee or Lender Credit: 0.000%
Last Updated 10/28/2026
Rate History
No change since Oct 23, 2026 · 6.50% APR · checked 2 times
6.00%6.50%7.00%Oct 23, 2026: 6.50% APROct 23, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.70%
Fixed-Rate Mortgage - 15-Year Fixed Jumbo 6.50% 0.000 6.516% 15 years
Details Conventional Fannie Mae Mortgage Product; Origination Fee or Lender Credit: 0.000%; Rates stated for loan amounts over $100,000, 780+ credit score, LTV 80% or less, 60-day rate lock
Last Updated 10/28/2026
Rate History
No change since Oct 28, 2026 · 6.52% APR
6.02%6.52%7.02%Oct 28, 2026: 6.52% APROct 28, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.70%
EXPRESS Refi Mortgage - 15-Year Fixed Rate Jumbo 6.50% - 6.521% 15-Year
Details Jumbo; Origination Fee or Lender Credit: 0.000%
Last Updated 10/28/2026
Rate History
2 changes since Oct 8, 2026 · 6.65% → 6.52% ▼ 0.13 pts · high 6.77% / low 6.52%
6.02%6.65%7.27%Oct 8, 2026: 6.65% APROct 12, 2026: 6.77% APROct 23, 2026: 6.52% APROct 8, 2026Nov 2, 2026
  • Oct 23, 20266.52%▼ from 6.77%
  • Oct 12, 20266.77%▲ from 6.65%
  • Oct 8, 20266.65%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.70%
Fixed-Rate Mortgage - 15-Year Fixed 6.50% 0.000 6.561% 15 years
Details Conventional Fannie Mae Mortgage Product; Origination Fee or Lender Credit: 0.000%; Rates stated for loan amounts over $100,000, 780+ credit score, LTV 80% or less, 60-day rate lock
Last Updated 10/28/2026
Rate History
No change since Oct 28, 2026 · 6.56% APR
6.06%6.56%7.06%Oct 28, 2026: 6.56% APROct 28, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.70%
7/30 ARM Jumbo 6.625% 0.000 6.575%
Details Adjustable-Rate Mortgage; Conventional Fannie Mae Mortgage Product; Origination Fee or Lender Credit: 0.000%; Rates stated for loan amounts over $100,000, 780+ credit score, LTV 80% or less, 60-day rate lock
Last Updated 10/28/2026
Rate History
No change since Oct 23, 2026 · 6.58% APR · checked 2 times
6.08%6.58%7.08%Oct 23, 2026: 6.58% APROct 23, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.70%
EXPRESS Refi Mortgage - 7/30 ARM Jumbo 6.625% - 6.578% 7/30
Details Jumbo; Adjustable-rate mortgage; Origination Fee or Lender Credit: 0.000%
Last Updated 10/28/2026
Rate History
No change since Oct 23, 2026 · 6.58% APR · checked 2 times
6.08%6.58%7.08%Oct 23, 2026: 6.58% APROct 23, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.70%
EXPRESS Refi Mortgage - 7/30 ARM Jumbo 6.625% 0.000% 6.578% 30 years
Details Jumbo; Adjustable rate mortgage; Origination Fee or Lender Credit: 0.000%
Last Updated 10/28/2026
Rate History
No change since Oct 23, 2026 · 6.58% APR · checked 2 times
6.08%6.58%7.08%Oct 23, 2026: 6.58% APROct 23, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.70%
EXPRESS Refi Mortgage - 15-Year Fixed Rate 6.50% - 6.579% 15-Year
Details Origination Fee or Lender Credit: 0.000%
Last Updated 10/28/2026
Rate History
2 changes since Oct 8, 2026 · 6.70% → 6.58% ▼ 0.13 pts · high 6.83% / low 6.58%
6.08%6.70%7.33%Oct 8, 2026: 6.70% APROct 12, 2026: 6.83% APROct 23, 2026: 6.58% APROct 8, 2026Nov 2, 2026
  • Oct 23, 20266.58%▼ from 6.83%
  • Oct 12, 20266.83%▲ from 6.70%
  • Oct 8, 20266.70%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.70%
Fixed-Rate Mortgage - 10-Year Fixed 6.50% 0.000 6.586% 10 years
Details Conventional Fannie Mae Mortgage Product; Origination Fee or Lender Credit: 0.000%; Rates stated for loan amounts over $100,000, 780+ credit score, LTV 80% or less, 60-day rate lock
Last Updated 10/28/2026
Rate History
No change since Oct 28, 2026 · 6.59% APR
6.09%6.59%7.09%Oct 28, 2026: 6.59% APROct 28, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.70%
7/30 ARM 6.625% 0.000 6.602%
Details Adjustable-Rate Mortgage; Conventional Fannie Mae Mortgage Product; Origination Fee or Lender Credit: 0.000%; Rates stated for loan amounts over $100,000, 780+ credit score, LTV 80% or less, 60-day rate lock
Last Updated 10/28/2026
Rate History
No change since Oct 23, 2026 · 6.60% APR · checked 2 times
6.10%6.60%7.10%Oct 23, 2026: 6.60% APROct 23, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.70%
EXPRESS Refi Mortgage - 10-Year Fixed Rate 6.50% - 6.611% 10-Year
Details Origination Fee or Lender Credit: 0.000%
Last Updated 10/28/2026
Rate History
2 changes since Oct 8, 2026 · 6.74% → 6.61% ▼ 0.13 pts · high 6.86% / low 6.61%
6.11%6.74%7.36%Oct 8, 2026: 6.74% APROct 12, 2026: 6.86% APROct 23, 2026: 6.61% APROct 8, 2026Nov 2, 2026
  • Oct 23, 20266.61%▼ from 6.86%
  • Oct 12, 20266.86%▲ from 6.74%
  • Oct 8, 20266.74%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.70%
EXPRESS Refi Mortgage - 7/30 ARM 6.625% - 6.613% 7/30
Details Adjustable-rate mortgage; Origination Fee or Lender Credit: 0.000%
Last Updated 10/28/2026
Rate History
No change since Oct 23, 2026 · 6.61% APR · checked 2 times
6.11%6.61%7.11%Oct 23, 2026: 6.61% APROct 23, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.70%
EXPRESS Refi Mortgage - 7/30 ARM 6.625% 0.000% 6.613% 30 years
Details Adjustable rate mortgage; Origination Fee or Lender Credit: 0.000%
Last Updated 10/28/2026
Rate History
No change since Oct 23, 2026 · 6.61% APR · checked 2 times
6.11%6.61%7.11%Oct 23, 2026: 6.61% APROct 23, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.70%
Fixed-Rate Mortgage - 20-Year Fixed 6.975% -0.032 7.00% 20 years
Details Conventional Fannie Mae Mortgage Product; Origination Fee or Lender Credit: -0.032% (lender credit); Rates stated for loan amounts over $100,000, 780+ credit score, LTV 80% or less, 60-day rate lock
Last Updated 10/28/2026
Rate History
No change since Oct 28, 2026 · 7.00% APR
6.50%7.00%7.50%Oct 28, 2026: 7.00% APROct 28, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.70%
Fixed-Rate Mortgage - 30-Year Fixed 7.375% -0.029 7.414% 30 years
Details Conventional Fannie Mae Mortgage Product; Origination Fee or Lender Credit: -0.029% (lender credit); Rates stated for loan amounts over $100,000, 780+ credit score, LTV 80% or less, 60-day rate lock
Last Updated 10/28/2026
Rate History
No change since Oct 28, 2026 · 7.41% APR
6.91%7.41%7.91%Oct 28, 2026: 7.41% APROct 28, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.70%
15-Year Fixed Rate Non-Owner Occupied 7.625% - 7.721% 15 years
Details Origination Fee or Lender Credit: 0.153%; Rates effective as of October 29, 2026
Last Updated 10/28/2026
Rate History
6 changes since Sep 16, 2026 · 7.70% → 7.72% ▲ 0.03 pts · high 7.75% / low 7.68%
7.18%7.71%8.25%Sep 16, 2026: 7.70% APRSep 25, 2026: 7.72% APROct 2, 2026: 7.69% APROct 4, 2026: 7.68% APROct 8, 2026: 7.72% APROct 12, 2026: 7.75% APROct 28, 2026: 7.72% APRSep 16, 2026Nov 2, 2026
  • Oct 28, 20267.72%▼ from 7.75%
  • Oct 12, 20267.75%▲ from 7.72%
  • Oct 8, 20267.72%▲ from 7.68%
  • Oct 4, 20267.68%▼ from 7.69%
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.70%
30-Year Fixed Rate Non-Owner Occupied 8.00% - 8.046% 30 years
Details Origination Fee or Lender Credit: -0.137%; Rates effective as of October 29, 2026
Last Updated 10/28/2026
Rate History
6 changes since Sep 16, 2026 · 7.42% → 8.05% ▲ 0.63 pts · high 8.31% / low 7.42%
6.53%7.87%9.20%Sep 16, 2026: 7.42% APRSep 25, 2026: 7.67% APROct 2, 2026: 8.30% APROct 4, 2026: 8.31% APROct 8, 2026: 8.05% APROct 12, 2026: 8.17% APROct 28, 2026: 8.05% APRSep 16, 2026Nov 2, 2026
  • Oct 28, 20268.05%▼ from 8.17%
  • Oct 12, 20268.17%▲ from 8.05%
  • Oct 8, 20268.05%▼ from 8.31%
  • Oct 4, 20268.31%▲ from 8.30%
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.70%

Police And Fire Federal Credit Union Home Equity & HELOC

Product Rate Points APR Term View More
Home Equity Line of Credit - - 6.00%
Details Loan to Value: Up to 80%; Margin: -0.75%; Intro APR 4.99% held through December 31, 2027; 0.25% discount with automatic payment from an active PFFCU Checking or Savings Account
Last Updated 10/28/2026
Rate History
1 change since Sep 16, 2026 · 6.50% → 6.00% ▼ 0.50 pts · high 6.50% / low 6.00%
5.50%6.25%7.00%Sep 16, 2026: 6.50% APROct 2, 2026: 6.00% APRSep 16, 2026Nov 2, 2026
  • Oct 2, 20266.00%▼ from 6.50%
  • Sep 16, 20266.50%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.70%
Home Equity Lines of Credit (HELOCs) - - 6.00%
Details Loan to Value: Up to 80%; Margin: -0.75%; Variable rate of Prime Rate minus a margin; Intro APR: 4.99% held through December 31, 2027
Last Updated 10/28/2026
Rate History
No change since Oct 15, 2026 · 6.00% APR · checked 3 times
5.50%6.00%6.50%Oct 15, 2026: 6.00% APROct 15, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.70%
Home Equity Loan (Second Mortgage) - 10 Years - - 6.49% 10 Years
Details LTV: Up to 80%; Loan Amount: $50,000 - $600,000
Last Updated 10/28/2026
Rate History
No change since Oct 23, 2026 · 6.49% APR · checked 2 times
5.99%6.49%6.99%Oct 23, 2026: 6.49% APROct 23, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.70%
Home Equity Loan - 10 Year - - 6.49% 10 Years
Details LTV: Up to 80%; Loan Amount: $50,000 - $600,000
Last Updated 10/28/2026
Rate History
No change since Oct 23, 2026 · 6.49% APR · checked 2 times
5.99%6.49%6.99%Oct 23, 2026: 6.49% APROct 23, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.70%
Home Equity Line of Credit - - 6.50%
Details Loan to Value: Up to 80%; Margin: -0.25%; Intro APR 4.99% held through December 31, 2027; 0.25% discount with automatic payment from an active PFFCU Checking or Savings Account
Last Updated 10/28/2026
Rate History
2 changes since Sep 16, 2026 · 6.50% → 6.50% ▼ 0.00 pts · high 6.50% / low 6.00%
5.50%6.25%7.00%Sep 16, 2026: 6.50% APROct 2, 2026: 6.00% APROct 15, 2026: 6.50% APRSep 16, 2026Nov 2, 2026
  • Oct 15, 20266.50%▲ from 6.00%
  • Oct 2, 20266.00%▼ from 6.50%
  • Sep 16, 20266.50%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.70%
Home Equity Lines of Credit (HELOCs) - - 6.50%
Details Loan to Value: Up to 80%; Margin: -0.25%; Variable rate of Prime Rate minus a margin; Intro APR: 4.99% held through December 31, 2027
Last Updated 10/28/2026
Rate History
No change since Oct 15, 2026 · 6.50% APR · checked 3 times
6.00%6.50%7.00%Oct 15, 2026: 6.50% APROct 15, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.70%
Home Equity Loan (Second Mortgage) - 15 Years - - 6.74% 15 Years
Details LTV: Up to 80%; Loan Amount: $50,000 - $600,000
Last Updated 10/28/2026
Rate History
No change since Oct 23, 2026 · 6.74% APR · checked 2 times
6.24%6.74%7.24%Oct 23, 2026: 6.74% APROct 23, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.70%
Home Equity Loan - 15 Year - - 6.74% 15 Years
Details LTV: Up to 80%; Loan Amount: $50,000 - $600,000
Last Updated 10/28/2026
Rate History
No change since Oct 23, 2026 · 6.74% APR · checked 2 times
6.24%6.74%7.24%Oct 23, 2026: 6.74% APROct 23, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.70%
Home Equity Loan (Second Mortgage) - 10 Years - - 6.99% 10 Years
Details LTV: Up to 80%; Loan Amount: $25,000 - $49,999
Last Updated 10/28/2026
Rate History
No change since Oct 23, 2026 · 6.99% APR · checked 2 times
6.49%6.99%7.49%Oct 23, 2026: 6.99% APROct 23, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.70%
Home Equity Loan - 10 Year - - 6.99% 10 Years
Details LTV: Up to 80%; Loan Amount: $25,000 - $49,999
Last Updated 10/28/2026
Rate History
No change since Oct 23, 2026 · 6.99% APR · checked 2 times
6.49%6.99%7.49%Oct 23, 2026: 6.99% APROct 23, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.70%
Home Equity Loan (Second Mortgage) - 15 Years - - 7.24% 15 Years
Details LTV: Up to 80%; Loan Amount: $25,000 - $49,999
Last Updated 10/28/2026
Rate History
No change since Oct 23, 2026 · 7.24% APR · checked 2 times
6.74%7.24%7.74%Oct 23, 2026: 7.24% APROct 23, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.70%
Home Equity Loan - 15 Year - - 7.24% 15 Years
Details LTV: Up to 80%; Loan Amount: $25,000 - $49,999
Last Updated 10/28/2026
Rate History
No change since Oct 23, 2026 · 7.24% APR · checked 2 times
6.74%7.24%7.74%Oct 23, 2026: 7.24% APROct 23, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.70%
Home Equity Loan (Second Mortgage) - 10 Years - - 8.49% 10 Years
Details LTV: 80.01% to 100%; Loan Amount: $50,000 - $100,000
Last Updated 10/28/2026
Rate History
No change since Oct 23, 2026 · 8.49% APR · checked 2 times
7.99%8.49%8.99%Oct 23, 2026: 8.49% APROct 23, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.70%
Home Equity Loan - 10 Year - - 8.49% 10 Years
Details LTV: 80.01% to 100%; Loan Amount: $50,000 - $100,000
Last Updated 10/28/2026
Rate History
No change since Oct 23, 2026 · 8.49% APR · checked 2 times
7.99%8.49%8.99%Oct 23, 2026: 8.49% APROct 23, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.70%
Home Equity Loan (Second Mortgage) - 15 Years - - 8.74% 15 Years
Details LTV: 80.01% to 100%; Loan Amount: $50,000 - $100,000
Last Updated 10/28/2026
Rate History
No change since Oct 23, 2026 · 8.74% APR · checked 2 times
8.24%8.74%9.24%Oct 23, 2026: 8.74% APROct 23, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.70%
Home Equity Loan - 15 Year - - 8.74% 15 Years
Details LTV: 80.01% to 100%; Loan Amount: $50,000 - $100,000
Last Updated 10/28/2026
Rate History
No change since Oct 23, 2026 · 8.74% APR · checked 2 times
8.24%8.74%9.24%Oct 23, 2026: 8.74% APROct 23, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.70%
Home Equity Loan (Second Mortgage) - 10 Years - - 8.99% 10 Years
Details LTV: 80.01% to 100%; Loan Amount: $25,000 - $49,999
Last Updated 10/28/2026
Rate History
No change since Oct 23, 2026 · 8.99% APR · checked 2 times
8.49%8.99%9.49%Oct 23, 2026: 8.99% APROct 23, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.70%
Home Equity Loan - 10 Year - - 8.99% 10 Years
Details LTV: 80.01% to 100%; Loan Amount: $25,000 - $49,999
Last Updated 10/28/2026
Rate History
No change since Oct 23, 2026 · 8.99% APR · checked 2 times
8.49%8.99%9.49%Oct 23, 2026: 8.99% APROct 23, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.70%
Home Equity Loan (Second Mortgage) - 15 Years - - 9.24% 15 Years
Details LTV: 80.01% to 100%; Loan Amount: $25,000 - $49,999
Last Updated 10/28/2026
Rate History
No change since Oct 23, 2026 · 9.24% APR · checked 2 times
8.74%9.24%9.74%Oct 23, 2026: 9.24% APROct 23, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.70%
Home Equity Loan - 15 Year - - 9.24% 15 Years
Details LTV: 80.01% to 100%; Loan Amount: $25,000 - $49,999
Last Updated 10/28/2026
Rate History
No change since Oct 23, 2026 · 9.24% APR · checked 2 times
8.74%9.24%9.74%Oct 23, 2026: 9.24% APROct 23, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.70%
Non-Owner-Occupied Home Equity Loan - - 9.24% 15 Years
Details LTV: Up to 65%; Loan Amount: $50,000 - $200,000; Monthly Payment per $1,000: $10.29
Last Updated 10/28/2026
Rate History
No change since Oct 12, 2026 · 9.24% APR · checked 4 times
8.74%9.24%9.74%Oct 12, 2026: 9.24% APROct 12, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.70%
Non-Owner-Occupied Home Equity Loan - - 9.99% 15 Years
Details LTV: Up to 65%; Loan Amount: $50,000 - $200,000; Monthly Payment per $1,000: $10.74
Last Updated 10/28/2026
Rate History
1 change since Oct 12, 2026 · 9.24% → 9.99% ▲ 0.75 pts · high 9.99% / low 9.24%
8.49%9.62%10.74%Oct 12, 2026: 9.24% APROct 15, 2026: 9.99% APROct 12, 2026Nov 2, 2026
  • Oct 15, 20269.99%▲ from 9.24%
  • Oct 12, 20269.24%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.70%

Police And Fire Federal Credit Union Auto Loan Rates

Product Rate Points APR Term View More
2027, 2026, and 2025 Model Vehicles Loan - - 5.79% 63 months
Details Model Years: 2027, 2026, 2025; Minimum $7,500; APR option 1 of 4 for this term; Monthly Payment per $1,000 not captured
Last Updated 10/28/2026
Rate History
No change since Oct 23, 2026 · 5.79% APR · checked 2 times
5.29%5.79%6.29%Oct 23, 2026: 5.79% APROct 23, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.70%
Auto Loan - All Model Vehicles (2027, 2026, 2025 Models) - - 5.79% 63 months
Details Model Year: 2027, 2026, 2025; Minimum loan $7,500; Rate option 1 of 4 for 63 months; APR depends on credit score, loan term and model year
Last Updated 10/28/2026
Rate History
No change since Oct 23, 2026 · 5.79% APR · checked 2 times
5.29%5.79%6.29%Oct 23, 2026: 5.79% APROct 23, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.70%
2027, 2026, and 2025 Model Vehicles Loan - - 6.04% 63 months
Details Model Years: 2027, 2026, 2025; Minimum $7,500; APR option 2 of 4 for this term; Monthly Payment per $1,000 not captured
Last Updated 10/28/2026
Rate History
No change since Oct 23, 2026 · 6.04% APR · checked 2 times
5.54%6.04%6.54%Oct 23, 2026: 6.04% APROct 23, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.70%
2027, 2026, and 2025 Model Vehicles Loan - - 6.04% 72 months
Details Minimum $10,000; APR option 1 of 4 for 72 months
Last Updated 10/28/2026
Rate History
No change since Oct 15, 2026 · 6.04% APR · checked 3 times
5.54%6.04%6.54%Oct 15, 2026: 6.04% APROct 15, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.70%
Auto Loan - 2024, 2023, and 2022 Model Vehicles - - 6.04% 63 months
Details Additional APR listed for this product: 6.29%, 7.29%, 8.29%. Minimum loan amount $7,500; APR depends on credit score and model year
Last Updated 10/28/2026
Rate History
No change since Oct 15, 2026 · 6.04% APR · checked 3 times
5.54%6.04%6.54%Oct 15, 2026: 6.04% APROct 15, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.70%
Auto Loan - 2027, 2026, and 2025 Model Vehicles - - 6.04% 72 months
Details Additional APR listed for this product: 6.29%, 7.29%, 8.29%. Model Year: 2027, 2026, 2025; Minimum loan $10,000; Credit score tier not labeled in source; Automatic payment discount may apply
Last Updated 10/28/2026
Rate History
No change since Oct 12, 2026 · 6.04% APR · checked 3 times
5.54%6.04%6.54%Oct 12, 2026: 6.04% APROct 12, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.70%
Auto Loan - All Model Vehicles (2027, 2026, 2025 Models) - - 6.04% 63 months
Details Model Year: 2027, 2026, 2025; Minimum loan $7,500; Rate option 2 of 4 for 63 months; APR depends on credit score, loan term and model year
Last Updated 10/28/2026
Rate History
No change since Oct 23, 2026 · 6.04% APR · checked 2 times
5.54%6.04%6.54%Oct 23, 2026: 6.04% APROct 23, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.70%
2024, 2023, and 2022 Model Vehicles Loan - - 6.29% 72 months
Details Additional APR listed for this product: 6.54%, 7.54%, 8.54%. Minimum $10,000
Last Updated 10/28/2026
Rate History
No change since Oct 23, 2026 · 6.29% APR · checked 2 times
5.79%6.29%6.79%Oct 23, 2026: 6.29% APROct 23, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.70%
2027, 2026, and 2025 Model Vehicles Loan - - 6.29% 72 months
Details Minimum $10,000; APR option 2 of 4 for 72 months
Last Updated 10/28/2026
Rate History
1 change since Oct 15, 2026 · 6.04% → 6.29% ▲ 0.25 pts · high 6.29% / low 6.04%
5.54%6.17%6.79%Oct 15, 2026: 6.04% APROct 23, 2026: 6.29% APROct 15, 2026Nov 2, 2026
  • Oct 23, 20266.29%▲ from 6.04%
  • Oct 15, 20266.04%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.70%
Auto Loan - 2024, 2023, and 2022 Model Vehicles - - 6.29% 72 months
Details Minimum loan $10,000; Payment per $1,000: $16.71; APR option 1 of 4 in this row (credit tier not shown in source)
Last Updated 10/28/2026
Rate History
No change since Oct 12, 2026 · 6.29% APR · checked 4 times
5.79%6.29%6.79%Oct 12, 2026: 6.29% APROct 12, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.70%
Auto Loan - 2027, 2026, and 2025 Model Vehicles - - 6.29% 75 months
Details Minimum loan $12,500; APR option 1 of 3 (credit-score tier not labeled in source); Financing up to 120% LTV available for Tier A+, Tier 1, and Tier 2 credit scores; APR effective as of October 22, 2026
Last Updated 10/28/2026
Rate History
No change since Oct 12, 2026 · 6.29% APR · checked 4 times
5.79%6.29%6.79%Oct 12, 2026: 6.29% APROct 12, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.70%
2021, 2020, and 2019 Model Vehicles Auto Loan - - 6.54% 63 months
Details Model Year: 2021, 2020, 2019; Minimum loan $7,500; Monthly payment per $1,000: $18.80
Last Updated 10/28/2026
Rate History
No change since Oct 23, 2026 · 6.54% APR · checked 2 times
6.04%6.54%7.04%Oct 23, 2026: 6.54% APROct 23, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.70%
2021, 2020, and 2019 Model Vehicles Loan - - 6.54% 63 months
Details Additional APR listed for this product: 6.79%, 7.79%, 8.79%. Minimum loan $7,500; APR varies by credit score tier (tier not labeled in table)
Last Updated 10/28/2026
Rate History
No change since Oct 23, 2026 · 6.54% APR · checked 2 times
6.04%6.54%7.04%Oct 23, 2026: 6.54% APROct 23, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.70%
2024, 2023, and 2022 Model Vehicles Loan - - 6.54% 75 months
Details Auto Loans; Minimum $12,500; Monthly payment per $1,000: $16.28; APR tier 1 of 3 in this term row (credit tier label not shown in source)
Last Updated 10/28/2026
Rate History
No change since Oct 23, 2026 · 6.54% APR · checked 2 times
6.04%6.54%7.04%Oct 23, 2026: 6.54% APROct 23, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.70%
2027, 2026, and 2025 Model Vehicles Loan - - 6.54% 84 months
Details Minimum $15,000; Monthly Payment per $1,000: $14.87
Last Updated 10/28/2026
Rate History
No change since Oct 15, 2026 · 6.54% APR · checked 3 times
6.04%6.54%7.04%Oct 15, 2026: 6.54% APROct 15, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.70%
Auto Loan - 2024, 2023, and 2022 Model Vehicles - - 6.54% 72 months
Details Minimum loan $10,000; Payment per $1,000: $16.83; APR option 2 of 4 in this row (credit tier not shown in source)
Last Updated 10/28/2026
Rate History
1 change since Oct 12, 2026 · 6.29% → 6.54% ▲ 0.25 pts · high 6.54% / low 6.29%
5.79%6.42%7.04%Oct 12, 2026: 6.29% APROct 15, 2026: 6.54% APROct 12, 2026Nov 2, 2026
  • Oct 15, 20266.54%▲ from 6.29%
  • Oct 12, 20266.29%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.70%
Auto Loan - 2024, 2023, and 2022 Model Vehicles - - 6.54% 75 months
Details Model Year: 2024, 2023, 2022; Minimum loan $12,500; Rate option 1 of 3 for 75 months
Last Updated 10/28/2026
Rate History
No change since Oct 12, 2026 · 6.54% APR · checked 4 times
6.04%6.54%7.04%Oct 12, 2026: 6.54% APROct 12, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.70%
Auto Loan - 2027, 2026, and 2025 Model Vehicles - - 6.54% 75 months
Details Minimum loan $12,500; APR option 2 of 3 (credit-score tier not labeled in source); Financing up to 120% LTV available for Tier A+, Tier 1, and Tier 2 credit scores; APR effective as of October 22, 2026
Last Updated 10/28/2026
Rate History
1 change since Oct 12, 2026 · 6.29% → 6.54% ▲ 0.25 pts · high 6.54% / low 6.29%
5.79%6.42%7.04%Oct 12, 2026: 6.29% APROct 15, 2026: 6.54% APROct 12, 2026Nov 2, 2026
  • Oct 15, 20266.54%▲ from 6.29%
  • Oct 12, 20266.29%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.70%
Auto Loan - 2027, 2026, and 2025 Model Vehicles - - 6.54% 84 months
Details Minimum $15,000; APR option 1 of 3 for 84 months; APR depends on credit score at time of application; Financing up to 120% LTV available for Tier A+, Tier 1, and Tier 2 credit scores
Last Updated 10/28/2026
Rate History
No change since Oct 23, 2026 · 6.54% APR · checked 2 times
6.04%6.54%7.04%Oct 23, 2026: 6.54% APROct 23, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.70%
2021, 2020, and 2019 Model Vehicles Auto Loan - - 6.79% 63 months
Details Model Year: 2021, 2020, 2019; Minimum loan $7,500; Monthly payment per $1,000: $18.91
Last Updated 10/28/2026
Rate History
No change since Oct 23, 2026 · 6.79% APR · checked 2 times
6.29%6.79%7.29%Oct 23, 2026: 6.79% APROct 23, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.70%
2021, 2020, and 2019 Model Vehicles Loan - - 6.79% 72 months
Details Minimum loan $10,000 for 64-72 month terms; Monthly payment per $1,000 $16.95 (not a rate); Auto loan; APR tier 1 of 3
Last Updated 10/28/2026
Rate History
No change since Oct 23, 2026 · 6.79% APR · checked 2 times
6.29%6.79%7.29%Oct 23, 2026: 6.79% APROct 23, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.70%
2024, 2023, and 2022 Model Vehicles Loan - - 6.79% 75 months
Details Auto Loans; Minimum $12,500; Monthly payment per $1,000: $16.40; APR tier 2 of 3 in this term row (credit tier label not shown in source)
Last Updated 10/28/2026
Rate History
No change since Oct 23, 2026 · 6.79% APR · checked 2 times
6.29%6.79%7.29%Oct 23, 2026: 6.79% APROct 23, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.70%
2027, 2026, and 2025 Model Vehicles Loan - - 6.79% 84 months
Details Minimum $15,000; Monthly Payment per $1,000: $14.99
Last Updated 10/28/2026
Rate History
1 change since Oct 15, 2026 · 6.54% → 6.79% ▲ 0.25 pts · high 6.79% / low 6.54%
6.04%6.67%7.29%Oct 15, 2026: 6.54% APROct 23, 2026: 6.79% APROct 15, 2026Nov 2, 2026
  • Oct 23, 20266.79%▲ from 6.54%
  • Oct 15, 20266.54%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.70%
Auto Loan - 2024, 2023, and 2022 Model Vehicles - - 6.79% 75 months
Details Model Year: 2024, 2023, 2022; Minimum loan $12,500; Rate option 2 of 3 for 75 months
Last Updated 10/28/2026
Rate History
1 change since Oct 12, 2026 · 6.54% → 6.79% ▲ 0.25 pts · high 6.79% / low 6.54%
6.04%6.67%7.29%Oct 12, 2026: 6.54% APROct 23, 2026: 6.79% APROct 12, 2026Nov 2, 2026
  • Oct 23, 20266.79%▲ from 6.54%
  • Oct 12, 20266.54%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.70%
Auto Loan - 2027, 2026, and 2025 Model Vehicles - - 6.79% 84 months
Details Minimum $15,000; APR option 2 of 3 for 84 months; APR depends on credit score at time of application; Financing up to 120% LTV available for Tier A+, Tier 1, and Tier 2 credit scores
Last Updated 10/28/2026
Rate History
No change since Oct 23, 2026 · 6.79% APR · checked 2 times
6.29%6.79%7.29%Oct 23, 2026: 6.79% APROct 23, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.70%
2021, 2020, and 2019 Model Vehicles Loan - - 7.04% 72 months
Details Minimum loan $10,000 for 64-72 month terms; Monthly payment per $1,000 $17.07 (not a rate); Auto loan; APR tier 2 of 3
Last Updated 10/28/2026
Rate History
No change since Oct 23, 2026 · 7.04% APR · checked 2 times
6.54%7.04%7.54%Oct 23, 2026: 7.04% APROct 23, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.70%
2027, 2026, and 2025 Model Vehicles Loan - - 7.04% 63 months
Details Model Years: 2027, 2026, 2025; Minimum $7,500; APR option 3 of 4 for this term; Monthly Payment per $1,000 not captured
Last Updated 10/28/2026
Rate History
No change since Oct 23, 2026 · 7.04% APR · checked 2 times
6.54%7.04%7.54%Oct 23, 2026: 7.04% APROct 23, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.70%
Auto Loan - All Model Vehicles (2027, 2026, 2025 Models) - - 7.04% 63 months
Details Model Year: 2027, 2026, 2025; Minimum loan $7,500; Rate option 3 of 4 for 63 months; APR depends on credit score, loan term and model year
Last Updated 10/28/2026
Rate History
No change since Oct 23, 2026 · 7.04% APR · checked 2 times
6.54%7.04%7.54%Oct 23, 2026: 7.04% APROct 23, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.70%
2027, 2026, and 2025 Model Vehicles Loan - - 7.29% 72 months
Details Minimum $10,000; APR option 3 of 4 for 72 months
Last Updated 10/28/2026
Rate History
1 change since Oct 15, 2026 · 6.04% → 7.29% ▲ 1.25 pts · high 7.29% / low 6.04%
4.79%6.66%8.54%Oct 15, 2026: 6.04% APROct 23, 2026: 7.29% APROct 15, 2026Nov 2, 2026
  • Oct 23, 20267.29%▲ from 6.04%
  • Oct 15, 20266.04%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.70%
Auto Loan - 2024, 2023, and 2022 Model Vehicles - - 7.54% 72 months
Details Minimum loan $10,000; Payment per $1,000: $17.31; APR option 3 of 4 in this row (credit tier not shown in source)
Last Updated 10/28/2026
Rate History
1 change since Oct 12, 2026 · 6.29% → 7.54% ▲ 1.25 pts · high 7.54% / low 6.29%
5.04%6.91%8.79%Oct 12, 2026: 6.29% APROct 15, 2026: 7.54% APROct 12, 2026Nov 2, 2026
  • Oct 15, 20267.54%▲ from 6.29%
  • Oct 12, 20266.29%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.70%
Auto Loan - 2027, 2026, and 2025 Model Vehicles - - 7.54% 75 months
Details Minimum loan $12,500; APR option 3 of 3 (credit-score tier not labeled in source); Financing up to 120% LTV available for Tier A+, Tier 1, and Tier 2 credit scores; APR effective as of October 22, 2026
Last Updated 10/28/2026
Rate History
1 change since Oct 12, 2026 · 6.29% → 7.54% ▲ 1.25 pts · high 7.54% / low 6.29%
5.04%6.91%8.79%Oct 12, 2026: 6.29% APROct 15, 2026: 7.54% APROct 12, 2026Nov 2, 2026
  • Oct 15, 20267.54%▲ from 6.29%
  • Oct 12, 20266.29%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.70%
2021, 2020, and 2019 Model Vehicles Auto Loan - - 7.79% 63 months
Details Model Year: 2021, 2020, 2019; Minimum loan $7,500; Monthly payment per $1,000: $19.39
Last Updated 10/28/2026
Rate History
No change since Oct 23, 2026 · 7.79% APR · checked 2 times
7.29%7.79%8.29%Oct 23, 2026: 7.79% APROct 23, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.70%
2024, 2023, and 2022 Model Vehicles Loan - - 7.79% 75 months
Details Auto Loans; Minimum $12,500; Monthly payment per $1,000: $16.88; APR tier 3 of 3 in this term row (credit tier label not shown in source)
Last Updated 10/28/2026
Rate History
No change since Oct 23, 2026 · 7.79% APR · checked 2 times
7.29%7.79%8.29%Oct 23, 2026: 7.79% APROct 23, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.70%
2027, 2026, and 2025 Model Vehicles Loan - - 7.79% 84 months
Details Minimum $15,000; Monthly Payment per $1,000: $15.48
Last Updated 10/28/2026
Rate History
1 change since Oct 15, 2026 · 6.54% → 7.79% ▲ 1.25 pts · high 7.79% / low 6.54%
5.29%7.16%9.04%Oct 15, 2026: 6.54% APROct 23, 2026: 7.79% APROct 15, 2026Nov 2, 2026
  • Oct 23, 20267.79%▲ from 6.54%
  • Oct 15, 20266.54%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.70%
Auto Loan - 2024, 2023, and 2022 Model Vehicles - - 7.79% 75 months
Details Model Year: 2024, 2023, 2022; Minimum loan $12,500; Rate option 3 of 3 for 75 months
Last Updated 10/28/2026
Rate History
1 change since Oct 12, 2026 · 6.54% → 7.79% ▲ 1.25 pts · high 7.79% / low 6.54%
5.29%7.16%9.04%Oct 12, 2026: 6.54% APROct 23, 2026: 7.79% APROct 12, 2026Nov 2, 2026
  • Oct 23, 20267.79%▲ from 6.54%
  • Oct 12, 20266.54%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.70%
Auto Loan - 2027, 2026, and 2025 Model Vehicles - - 7.79% 84 months
Details Minimum $15,000; APR option 3 of 3 for 84 months; APR depends on credit score at time of application; Financing up to 120% LTV available for Tier A+, Tier 1, and Tier 2 credit scores
Last Updated 10/28/2026
Rate History
No change since Oct 23, 2026 · 7.79% APR · checked 2 times
7.29%7.79%8.29%Oct 23, 2026: 7.79% APROct 23, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.70%
2021, 2020, and 2019 Model Vehicles Loan - - 8.04% 72 months
Details Minimum loan $10,000 for 64-72 month terms; Monthly payment per $1,000 $17.55 (not a rate); Auto loan; APR tier 3 of 3
Last Updated 10/28/2026
Rate History
No change since Oct 23, 2026 · 8.04% APR · checked 2 times
7.54%8.04%8.54%Oct 23, 2026: 8.04% APROct 23, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.70%
2027, 2026, and 2025 Model Vehicles Loan - - 8.04% 63 months
Details Model Years: 2027, 2026, 2025; Minimum $7,500; APR option 4 of 4 for this term; Monthly Payment per $1,000 not captured
Last Updated 10/28/2026
Rate History
No change since Oct 23, 2026 · 8.04% APR · checked 2 times
7.54%8.04%8.54%Oct 23, 2026: 8.04% APROct 23, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.70%
Auto Loan - All Model Vehicles (2027, 2026, 2025 Models) - - 8.04% 63 months
Details Model Year: 2027, 2026, 2025; Minimum loan $7,500; Rate option 4 of 4 for 63 months; APR depends on credit score, loan term and model year
Last Updated 10/28/2026
Rate History
No change since Oct 23, 2026 · 8.04% APR · checked 2 times
7.54%8.04%8.54%Oct 23, 2026: 8.04% APROct 23, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.70%
2027, 2026, and 2025 Model Vehicles Loan - - 8.29% 72 months
Details Minimum $10,000; APR option 4 of 4 for 72 months
Last Updated 10/28/2026
Rate History
1 change since Oct 15, 2026 · 6.04% → 8.29% ▲ 2.25 pts · high 8.29% / low 6.04%
3.79%7.17%10.54%Oct 15, 2026: 6.04% APROct 23, 2026: 8.29% APROct 15, 2026Nov 2, 2026
  • Oct 23, 20268.29%▲ from 6.04%
  • Oct 15, 20266.04%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.70%
Auto Loan - 2024, 2023, and 2022 Model Vehicles - - 8.54% 72 months
Details Minimum loan $10,000; Payment per $1,000: $17.80; APR option 4 of 4 in this row (credit tier not shown in source)
Last Updated 10/28/2026
Rate History
1 change since Oct 12, 2026 · 6.29% → 8.54% ▲ 2.25 pts · high 8.54% / low 6.29%
4.04%7.42%10.79%Oct 12, 2026: 6.29% APROct 15, 2026: 8.54% APROct 12, 2026Nov 2, 2026
  • Oct 15, 20268.54%▲ from 6.29%
  • Oct 12, 20266.29%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.70%
2021, 2020, and 2019 Model Vehicles Auto Loan - - 8.79% 63 months
Details Model Year: 2021, 2020, 2019; Minimum loan $7,500; Monthly payment per $1,000: $19.87
Last Updated 10/28/2026
Rate History
No change since Oct 23, 2026 · 8.79% APR · checked 2 times
8.29%8.79%9.29%Oct 23, 2026: 8.79% APROct 23, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.70%

Police And Fire Federal Credit Union Credit Card Rates

Product Rate APR View More
Credit Card - 12.65%
Details Variable APR: Prime + 5.9%; Intro 0% APR for twelve (12) months after account opening; Monthly payment is 2.50% of outstanding balance with a minimum of $10
Last Updated 10/28/2026
Rate History
No change since Sep 25, 2026 · 12.65% APR · checked 5 times
12.15%12.65%13.15%Sep 25, 2026: 12.65% APRSep 25, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.70%
Credit Card - 16.65%
Details Variable APR: Prime + 9.9%; Intro 0% APR for twelve (12) months after account opening; Monthly payment is 2.50% of outstanding balance with a minimum of $10
Last Updated 10/28/2026
Rate History
No change since Sep 25, 2026 · 16.65% APR · checked 5 times
16.15%16.65%17.15%Sep 25, 2026: 16.65% APRSep 25, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.70%
Credit Card - 18.00%
Details Variable APR: Prime + 14.65%; Intro 0% APR for twelve (12) months after account opening; Monthly payment is 2.50% of outstanding balance with a minimum of $10
Last Updated 10/28/2026
Rate History
No change since Sep 25, 2026 · 18.00% APR · checked 5 times
17.50%18.00%18.50%Sep 25, 2026: 18.00% APRSep 25, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.70%

Police And Fire Federal Credit Union Personal Loan Rates

Product APR Term View More
Signature Loan 9.99%
Details Additional APR listed for this product: 13.99%, 18.00%. Rates effective as of October 22, 2026; 0.50% discount with automatic payment from an active PFFCU Checking or Savings Account or payroll distribution; 72-month Signature Loan has a $10,000 minimum loan
Last Updated 10/28/2026
Rate History
No change since Oct 15, 2026 · 9.99% APR · checked 3 times
9.49%9.99%10.49%Oct 15, 2026: 9.99% APROct 15, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.70%
Personal Line of Credit 11.65%
Details Variable APR: Prime + 4.9%; Minimum Rate: 8.9%; Monthly payment 2.25% of line with minimum $25; 0.50% discount with automatic payment from PFFCU checking/savings or payroll distribution; 5-year draw period, then repay over 15 years
Last Updated 10/28/2026
Rate History
No change since Sep 16, 2026 · 11.65% APR · checked 8 times
11.15%11.65%12.15%Sep 16, 2026: 11.65% APRSep 16, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.70%
Personal Line of Credit 15.65%
Details Variable APR: Prime + 8.9%; Minimum Rate: 12.9%; Monthly payment 2.25% of line with minimum $25; 0.50% discount with automatic payment from PFFCU checking/savings or payroll distribution; 5-year draw period, then repay over 15 years
Last Updated 10/28/2026
Rate History
No change since Sep 16, 2026 · 15.65% APR · checked 8 times
15.15%15.65%16.15%Sep 16, 2026: 15.65% APRSep 16, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.70%
Personal Line of Credit 18.00%
Details Variable APR: Prime + 12.9%; Minimum Rate: 17.9%; Monthly payment 2.25% of line with minimum $25; 0.50% discount with automatic payment from PFFCU checking/savings or payroll distribution; 5-year draw period, then repay over 15 years
Last Updated 10/28/2026
Rate History
No change since Sep 16, 2026 · 18.00% APR · checked 8 times
17.50%18.00%18.50%Sep 16, 2026: 18.00% APRSep 16, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.70%

Police And Fire Federal Credit Union Other Rates

Product Rate Points APY/APR Term View More
Pledge Loan - - 4.99% 84 months
Details Personal Loans; APR as printed in the Pledge Loan table; the Pledge Loan is based on a term of 84 months per disclosure
Last Updated 10/28/2026
Rate History
1 change since Oct 4, 2026 · 6.50% → 4.99% ▼ 1.51 pts · high 6.50% / low 4.99%
3.48%5.75%8.01%Oct 4, 2026: 6.50% APROct 12, 2026: 4.99% APROct 4, 2026Nov 2, 2026
  • Oct 12, 20264.99%▼ from 6.50%
  • Oct 4, 20266.50%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.70%
Premium Yield Account (S25) 2.716% - 2.75%
Min Balance $2,500
Details Balance: $2,500 - $49,999
Last Updated 10/28/2026
Rate History
1 change since Sep 25, 2026 · 2.50% → 2.75% ▲ 0.25 pts · high 2.75% / low 2.50%
2.00%2.63%3.25%Sep 25, 2026: 2.50% APYOct 4, 2026: 2.75% APYSep 25, 2026Nov 2, 2026
  • Oct 4, 20262.75%▲ from 2.50%
  • Sep 25, 20262.50%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.70%
Premium Yield Account (S25) 2.96% - 3.00%
Min Balance $50,000
Details Balance: $50,000 and over
Last Updated 10/28/2026
Rate History
1 change since Sep 25, 2026 · 2.75% → 3.00% ▲ 0.25 pts · high 3.00% / low 2.75%
2.25%2.88%3.50%Sep 25, 2026: 2.75% APYOct 4, 2026: 3.00% APYSep 25, 2026Nov 2, 2026
  • Oct 4, 20263.00%▲ from 2.75%
  • Sep 25, 20262.75%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.70%

Financial Health History

Police And Fire Federal Credit Union’s Texas Ratio stayed near 0.60% in Q3 2023 to 0.70% in Q2 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

0% 1.0★ 0.3% 2.0★ 0.6% 3.0★ 0.8% 4.0★ 1.1% 5.0★ Healthy zone – entire history below the 15% limit 0.60% A+ Q3 2023 A+ Q4 2023 A+ Q1 2024 A+ Q2 2024 A+ Q3 2024 A+ Q4 2024 A+ Q1 2025 A+ Q2 2025 A+ Q3 2025 A+ Q4 2025 A+ Q1 2026 0.70% A+ Q2 2026
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade
Powered by MonitorBankRates

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures
QuarterTotal assetsTexas RatioStar RatingHealth Grade
June 30, 2026$10.2B0.70%5.0A+
March 31, 2026$10.2B0.49%5.0A+
December 31, 2025$10.0B0.73%5.0A+
September 30, 2025$9.8B0.61%5.0A+
June 30, 2025$9.8B0.67%5.0A+
March 31, 2025$9.7B0.50%5.0A+
December 31, 2024$9.5B0.65%5.0A+
September 30, 2024$9.3B0.72%5.0A+
June 30, 2024$9.2B0.83%5.0A+
March 31, 2024$9.0B0.67%5.0A+
December 31, 2023$8.8B0.59%5.0A+
September 30, 2023$8.6B0.60%5.0A+
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Police And Fire Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Police And Fire Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Police And Fire Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Police And Fire Federal Credit Union
Address 901 Arch St, Philadelphia, PA 19107-2404
Phone 215-931-0300
Fax
President Anthony La Rosa
CEO James Duke
Full-Time Employees 809
Part-Time Employees 22
Branch Locations 17
ATM Locations 17
NCUA Insured ✓ Yes, up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (100/100)
Texas Ratio
0.70%
Return on Assets (ROA)
0.9774%
Return on Equity (ROE)
5.2659%
Non-Performing Loans Ratio (NPL)
0.24%
Total Assets
10,229,312,227
Total Amount of Shares and Deposits
8,272,156,292
Total Shares and Deposits < 1 Year
7,891,909,779
Total Shares and Deposits 1 3 Years
284,723,511
Total Shares and Deposits > 3 Years
95,523,000
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
756,613,398
Total Uninsured Shares and Deposits > $250K (F+J)
756,613,398
Total Insured Shares and Deposits > $250K (item 17 less item K)
7,515,542,894
Total Interest Expense (Sum of items 6 8)
90,561,093
Share Certificates
31,071
Number of Accounts for Share Drafts
370,350
IRA KEOGH Accounts
37,306
Number of Accounts for Regular Shares
547,657
All other shares
139,445
Money Market Shares
280,935
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
3,168,974,717
Total Liabilities
8,337,689,830
Source: NCUA — Last Updated 06/30/2026
MonitorBankRates Verified Healthy Badge 2026
2026 MBR Health & Safety Badge

Police And Fire Federal Credit Union earned the Verified Healthy badge

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Frequently Asked Questions About Police And Fire Federal Credit Union

Does Police And Fire Federal Credit Union offer CDs?

Yes. Police And Fire Federal Credit Union current CD rates include its CD - 5 Year at 3.30% APY, its CD - 4 Year at 3.25% APY and its CD - 3 Year at 3.20% APY, verified by MonitorBankRates as of October 28, 2026.

Are CDs from Police And Fire Federal Credit Union NCUA insured?

Yes. Police And Fire Federal Credit Union is insured by the National Credit Union Administration (NCUA), so CDs opened there are insured up to $250,000 per depositor, per ownership category.

What is the highest CD rate at Police And Fire Federal Credit Union?

The highest Police And Fire Federal Credit Union CD rate is its 5 Year Jumbo CDs at 3.55% APY, verified by MonitorBankRates as of October 28, 2026.

What CD terms does Police And Fire Federal Credit Union offer?

Police And Fire Federal Credit Union CD rates are 2.95% APY for a 12 month CD, 3.05% APY for an 18 month CD, 3.10% APY for a 2 year CD, 3.15% APY for a 30 month CD, 3.20% APY for a 3 year CD, 3.25% APY for a 4 year CD and 3.30% APY for a 5 year CD, verified by MonitorBankRates as of October 28, 2026. The institution may offer other terms or specials that are not listed here, so check with Police And Fire Federal Credit Union for its full lineup.

What is the highest savings rate at Police And Fire Federal Credit Union?

The highest Police And Fire Federal Credit Union savings rate is its Education Savings Account (S18) at 1.00% APY, verified by MonitorBankRates as of October 28, 2026.

What is the highest money market rate at Police And Fire Federal Credit Union?

The highest Police And Fire Federal Credit Union money market rate is its IRA Money Market-Traditional and Roth (S6/S12) at 3.00% APY, verified by MonitorBankRates as of October 28, 2026.

What is the highest checking rate at Police And Fire Federal Credit Union?

The highest Police And Fire Federal Credit Union checking rate is its Free PFFCU Checking Account at 0.25% APY, verified by MonitorBankRates as of October 28, 2026.

What is the lowest 30 year fixed mortgage rate at Police And Fire Federal Credit Union?

The lowest Police And Fire Federal Credit Union 30 year fixed mortgage rate is its Fixed-Rate Mortgage - 30-Year Fixed at 7.375%, verified by MonitorBankRates as of October 28, 2026. Police And Fire Federal Credit Union mortgage rates are 7.375% for a 30 year mortgage, 6.975% for a 20 year mortgage, 6.50% for a 15 year mortgage, 6.50% for a 10 year mortgage, 6.375% for a 5/30 ARM and 6.625% for a 7/30 ARM.

What is the lowest auto loan rate at Police And Fire Federal Credit Union?

The lowest Police And Fire Federal Credit Union auto loan rate is its 2027, 2026, and 2025 Model Vehicles Loan at 5.79% APR, verified by MonitorBankRates as of October 28, 2026.

What is the lowest personal loan rate at Police And Fire Federal Credit Union?

The lowest Police And Fire Federal Credit Union personal loan rate is its Signature Loan at 9.99% APR, verified by MonitorBankRates as of October 28, 2026.

What is the lowest credit card APR at Police And Fire Federal Credit Union?

The lowest Police And Fire Federal Credit Union credit card APR is its Credit Card at 12.65% APR, verified by MonitorBankRates as of October 28, 2026.

How many branches does Police And Fire Federal Credit Union operate?

Police And Fire Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Police And Fire Federal Credit Union?

Yes, to access services at Police And Fire Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Police And Fire Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Police And Fire Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Police And Fire Federal Credit Union offer online and mobile banking?

Most modern institutions like Police And Fire Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.pffcu.org.

Are all CD rates listed on MonitorBankRates federally insured?

Most are. Banks are insured by the FDIC and most credit unions by the NCUA, up to $250,000 per depositor, per ownership category. A small number of credit unions are privately insured instead, and we label them on their pages. MonitorBankRates is not a bank or credit union; deposit insurance comes from the institution where you open the account.

I want to open a CD with an institution listed on MonitorBankRates. How do I open the account?

You open the account directly with the bank or credit union. Use the View button next to a rate to go to the institution's website, then apply online, by phone or at a branch. Credit unions require membership, so you may need to join first. Confirm the current rate and terms with the institution before you deposit.

If I open a CD I found on MonitorBankRates, is my account with MonitorBankRates or the institution?

Your account is with the financial institution. MonitorBankRates is a rate comparison site; we do not open accounts, hold deposits or handle your money.

Why are some CD offers not available for me to open?

Some offers are limited to certain states or local areas, require membership in the credit union, need a minimum deposit, or were promotions that have since ended. Rates can also change after we verify them. The institution's website has the current eligibility rules.

How do Police And Fire Federal Credit Union rates compare?

Police And Fire Federal Credit Union's CD rates are 11% higher than the MonitorBankRates national average, and it has an A+ health rating. Police And Fire Federal Credit Union's top rates are its 5 Year Jumbo CDs at 3.55% APY, its Education Savings Account (S18) at 1.00% APY, its IRA Money Market-Traditional and Roth (S6/S12) at 3.00% APY, its Free PFFCU Checking Account at 0.25% APY, its 5/30 ARM at 6.375%, its Signature Loan at 9.99% APR and its Credit Card at 12.65% APR, verified by MonitorBankRates on October 28, 2026.

Current Police And Fire Federal Credit Union Rates

  • 12-Month CD2.95%
  • 18-Month CD3.05%
  • 24-Month CD3.10%
  • 60-Month CD3.30%
  • Savings1.00%
  • MMA3.00%
Retrieved from our database of financial products. Rates subject to change.