|
iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
HIGHWAY DISTRICT 21 Rates & Review March 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: March 28, 2026
HIGHWAY DISTRICT 21's Personal Loan Rates are at 9.90%. MonitorBankRates evaluates the financial stability of HIGHWAY DISTRICT 21 with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.77%. Rates were last updated on 03/28/2026. HIGHWAY DISTRICT 21 money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at HIGHWAY DISTRICT 21? Share your experience about HIGHWAY DISTRICT 21 by leaving a review below, or read customer reviews before you decide to use HIGHWAY DISTRICT 21. FNBTC of Miami
Highway District 21 Federal Credit Union 600 W Ferguson St
http://www.highwaydistrict21fcu.com Pharr, TX 78577 
HIGHWAY DISTRICT 21 Personal Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for HIGHWAY DISTRICT 21 is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather HIGHWAY DISTRICT 21 rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with HIGHWAY DISTRICT 21's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
HIGHWAY DISTRICT 21
Address
600 W Ferguson St,
Pharr, TX 78577
Phone
956-787-2701
Fax
956-702-0618
President
Victor Martinez
CEO
Alicia Snell Sendejo
Full-Time Employees
9
Part-Time Employees
0
Branch Locations
1
ATM Locations
1
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (100/100)
Texas Ratio
0.77%
Return on Assets (ROA)
1.5358%
Return on Equity (ROE)
7.0290%
Non-Performing Loans Ratio (NPL)
0.38%
Total Assets
51,655,902
Total Amount of Shares and Deposits
40,070,028
Total Shares and Deposits < 1 Year
37,436,344
Total Shares and Deposits 1 3 Years
2,633,684
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
5,671,087
Total Uninsured Shares and Deposits > $250K (F+J)
5,671,087
Total Insured Shares and Deposits > $250K (item 17 less item K)
34,398,941
Total Interest Expense (Sum of items 6 8)
199,993
Share Certificates
246
Number of Accounts for Share Drafts
938
Number of Accounts for Regular Shares
2,472
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
8,610,652
Total Liabilities
40,369,347
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About HIGHWAY DISTRICT 21Is HIGHWAY DISTRICT 21 a safe place to deposit money?Yes, HIGHWAY DISTRICT 21 is considered a safe financial institution. With a Texas Ratio of 0.76919839579039%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does HIGHWAY DISTRICT 21 operate?HIGHWAY DISTRICT 21 currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join HIGHWAY DISTRICT 21?Yes, to access services at HIGHWAY DISTRICT 21, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, HIGHWAY DISTRICT 21 does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, HIGHWAY DISTRICT 21 provides members with tools to manage their accounts and build a solid financial history. Does HIGHWAY DISTRICT 21 offer online and mobile banking?Most modern institutions like HIGHWAY DISTRICT 21 provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: http://www.highwaydistrict21fcu.com. Compare to Other Credit Unions
Pampa Municipal Credit Union
Winslow Santa Fe Credit Union
POSTAL FAMILY
Ripco Credit Union
Bellco Federal Credit Union
Empire One Federal Credit Union
South Bay Credit Union
Access Of Louisiana Federal Credit Union
Riverview Federal Credit Union
Jay Bee Employees Federal Credit Union
Financial Plus Credit Union
ME Employees Credit Union
District 08 Federal Credit Union
Our Lady of Snows Credit Union
Long Beach Firemens Credit Union
AVH Federal Credit Union
KUMC Credit Union
VATAT Credit Union
Jeanne D Arc Credit Union
MERCK SHARP and DOHME
FedTrust Federal Credit Union
|
||||||||||||||||||||||||||||||||||||
