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MEMBERS EXCHANGE Rates & Review March 2026

Content reviewed by
Brian McKay Brian McKay
Brian McKay

Brian McKay

Founder & Data Architect
Expertise
  • Automated Online Rate Data Aggregation
  • Location-Based Rate Tables
  • Bank & Credit Union Health Safety Ratings
  • Bank & Credit Union Star Ratings
  • Finance Calculators
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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| iEditorial Disclosure
Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
| ✓Fact Checked | Rates Last Updated: March 29, 2026

You can compare MEMBERS EXCHANGE rates to other rates in our database, including 12-month share certificate rates currently at 3.04%, 6-month share certificate rates at 3.50% and 3-month share certificate rates at 3.45%. Savings rates are at 0.05% and money market rates are at 0.60%. Mortgage rates on 30-year fixed loans are around 6.31%. All these rates can be compared to MEMBERS EXCHANGE rates. MonitorBankRates evaluates the financial stability of MEMBERS EXCHANGE with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.46%. Rates were last updated on 03/29/2026.

MEMBERS EXCHANGE money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at MEMBERS EXCHANGE? Share your experience about MEMBERS EXCHANGE by leaving a review below, or read customer reviews before you decide to use MEMBERS EXCHANGE.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 100/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
0.46%
Excellent Lower than avg
MEMBERS EXCHANGE
Branch Marketridge
107 Marketridge Dr
Ridgeland, MS 39157 6027
http://www.mecuanywhere.com
Member NCUA

Current Rate Availability

We do not have MEMBERS EXCHANGE rates right now, but we are constantly updating our database so check back often for updated rates.

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for MEMBERS EXCHANGE is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather MEMBERS EXCHANGE rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with MEMBERS EXCHANGE's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name MEMBERS EXCHANGE
Website http://www.mecuanywhere.com
Address 107 Marketridge Dr, Ridgeland, MS 39157 6027
Phone 601-922-3350
Fax 601-922-1733
President Kenneth Allison
CEO Susan Boshart
Full-Time Employees 42
Part-Time Employees 0
Branch Locations 3
ATM Locations 3
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (100/100)
Texas Ratio
0.46%
Return on Assets (ROA)
0.7784%
Return on Equity (ROE)
3.6451%
Non-Performing Loans Ratio (NPL)
0.21%
Total Assets
138,243,958
Total Amount of Shares and Deposits
106,442,547
Total Shares and Deposits < 1 Year
98,939,143
Total Shares and Deposits 1 3 Years
5,317,158
Total Shares and Deposits > 3 Years
2,186,246
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
7,359,499
Total Uninsured Shares and Deposits > $250K (F+J)
7,359,499
Total Insured Shares and Deposits > $250K (item 17 less item K)
99,083,048
Total Interest Expense (Sum of items 6 8)
1,086,452
Share Certificates
1,171
Number of Accounts for Share Drafts
6,550
IRA KEOGH Accounts
684
Number of Accounts for Regular Shares
18,396
Money Market Shares
107
Net Income (unless the amount is already included in Undivided Earnings)
1,076,121
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
10,802,331
Total Liabilities
108,730,983
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

There are no reviews for MEMBERS EXCHANGE yet. Feel free to create one below.
Average Rating
☆☆☆☆☆
Total Reviews
0
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Frequently Asked Questions About MEMBERS EXCHANGE

Is MEMBERS EXCHANGE a safe place to deposit money?

Yes, MEMBERS EXCHANGE is considered a safe financial institution. With a Texas Ratio of 0.46024379388977%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does MEMBERS EXCHANGE operate?

MEMBERS EXCHANGE currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join MEMBERS EXCHANGE?

Yes, to access services at MEMBERS EXCHANGE, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, MEMBERS EXCHANGE does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, MEMBERS EXCHANGE provides members with tools to manage their accounts and build a solid financial history.

Does MEMBERS EXCHANGE offer online and mobile banking?

Most modern institutions like MEMBERS EXCHANGE provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: http://www.mecuanywhere.com.

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