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iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 Day Air Credit Union Rates & Review March 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: March 16, 2026
Day Air Credit Union's savings rates are at 0.18%. Day Air Credit Union's money market rates are at 2.22%. MonitorBankRates evaluates the financial stability of Day Air Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 4.60%. Rates were last updated on 03/16/2026. Day Air Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Day Air Credit Union? Share your experience about Day Air Credit Union by leaving a review below, or read customer reviews before you decide to use Day Air Credit Union. Day Air Credit Union
Wilmington Pike Branch 3501 Wilmington Pike
https://www.dayair.org Kettering, OH 45429 
Day Air Credit Union Savings Rates
Day Air Credit Union Money Market Rates
Day Air Credit Union Home Equity & HELOC
Day Air Credit Union Credit Card Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Day Air Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Day Air Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Day Air Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Day Air Credit Union
Website
https://www.dayair.org
Address
3501 Wilmington Pike,
Kettering, OH 45429
Phone
937-643-2160
Fax
937-643-3886
President
Brian Hayes
CEO
William Burke
Full-Time Employees
112
Part-Time Employees
4
Branch Locations
5
ATM Locations
4
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (98/100)
Texas Ratio
4.60%
Return on Assets (ROA)
1.1629%
Return on Equity (ROE)
8.3894%
Non-Performing Loans Ratio (NPL)
0.77%
Total Assets
873,006,293
Total Amount of Shares and Deposits
715,431,128
Total Shares and Deposits < 1 Year
599,146,920
Total Shares and Deposits 1 3 Years
87,158,625
Total Shares and Deposits > 3 Years
29,125,584
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
50,664,297
Total Uninsured Shares and Deposits > $250K (F+J)
50,664,297
Total Insured Shares and Deposits > $250K (item 17 less item K)
664,766,831
Total Interest Expense (Sum of items 6 8)
13,741,159
Share Certificates
6,091
Number of Accounts for Share Drafts
29,025
IRA KEOGH Accounts
1,375
Number of Accounts for Regular Shares
68,643
All other shares
3,309
Non Member Deposits
173
Money Market Shares
1,404
Net Income (unless the amount is already included in Undivided Earnings)
10,152,377
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
37,535,877
Total Liabilities
757,233,068
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Day Air Credit UnionIs Day Air Credit Union a safe place to deposit money?Yes, Day Air Credit Union is considered a safe financial institution. With a Texas Ratio of 4.5961936557205%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Day Air Credit Union operate?Day Air Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Day Air Credit Union?Yes, to access services at Day Air Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Day Air Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Day Air Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Day Air Credit Union offer online and mobile banking?Most modern institutions like Day Air Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.dayair.org. Current Day Air Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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