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The Tennessee Credit Union Rates & Review August 2026

The Tennessee Credit Union's 9 Month Classic CDs rates are at 4.25%, 9 Month CD rates are at 4.25%, 3 Month Classic CDs rates are at 3.65%, 3 Month CD rates are at 3.65%, 6-month CD rates are at 3.60%. The Tennessee Credit Union's savings rates are at 0.10%. The Tennessee Credit Union's money market rates are at 0.00%. The Tennessee Credit Union's Personal Loan Rates are at 10.99%. MonitorBankRates evaluates the financial stability of The Tennessee Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 3.25%. Rates last updated and verified on 08/28/2026.

The Tennessee Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at The Tennessee Credit Union? Share your experience about The Tennessee Credit Union by leaving a review below, or read customer reviews before you decide to use The Tennessee Credit Union.

MonitorBankRates Verified Strong Badge 2026 Verified Strong Use This Badge on Your Credit Union Website
Overall Health & Safety Grade ?
A+
Exceptional Health Score: 98/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
3.25%
Excellent Lower than avg
The Tennessee Credit Union
MAIN BRANCH
1400 8TH Ave S
NASHVILLE, TN 37203 5007
https://ttcu.org
Member NCUA

The Tennessee Credit Union CD Rates

Product Rate APY Term View More
9 Month Classic Share Certificates - 4.25% 9 Month
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.25%
9 Month Share Certificate - 4.25% 9 Month
Details Dividends Credited: Monthly
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.25%
3 Month Classic Share Certificates - 3.65% 3 Month
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.25%
3 Month Share Certificate - 3.65% 3 Month
Details Dividends Credited: Monthly
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.25%
6-month Share Certificate - 3.60% 6 months
Min Deposit $100,000
Details This promotion is for new money only. After the 6-month term, the share certificate will automatically roll over to a 6-month share certificate at the then-current market rate.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.25%
6-month Share Certificate - 3.45% 6 months
Min Deposit $500
Details This promotion is for new money only. After the 6-month term, the share certificate will automatically roll over to a 6-month share certificate at the then-current market rate.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.25%
6 Month Classic Share Certificates - 3.45% 6 Month
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.25%
6 Month Share Certificate - 3.45% 6 Month
Details Dividends Credited: Monthly
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.25%
24 Month Business Share Certificates - 2.25% 24 Month
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.25%
18 Month Business Share Certificates - 2.15% 18 Month
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.25%
36 Month Classic Share Certificates - 2.15% 36 Month
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.25%
36 Month Share Certificate - 2.15% 36 Month
Details Dividends Credited: Monthly
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.25%
12 Month Business Share Certificates - 2.00% 12 Month
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.25%
9 Month Business Share Certificates - 1.85% 9 Month
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.25%
24 Month Classic Share Certificates - 1.85% 24 Month
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.25%
24 Month Share Certificate - 1.85% 24 Month
Details Dividends Credited: Monthly
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.25%
18 Month Classic Share Certificates - 1.75% 18 Month
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.25%
18 Month Share Certificate - 1.75% 18 Month
Details Dividends Credited: Monthly
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.25%
6 Month Business Share Certificates - 1.55% 6 Month
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.25%
3 Month Business Share Certificates - 1.25% 3 Month
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.25%

The Tennessee Credit Union Savings Rates

Product Rate APY View More
Business Savings - 0.25%
Min Balance $5
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.25%
Anytime Savings - 0.15%
Min Deposit $5
Min Balance $100
Details Dividends Credited: Quarterly
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.25%
Club Accounts - 0.15%
Min Deposit $5
Min Balance $100
Details Dividends Credited: Quarterly
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.25%
Share Savings - 0.10%
Min Deposit $5
Min Balance $250
Details Dividends Credited: Quarterly
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.25%

The Tennessee Credit Union Money Market Rates

Product Rate APY View More
Business Money Market - 2.35%
Min Balance $500,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.25%
Business Money Market - 2.15%
Min Balance $250,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.25%
Business Money Market - 1.75%
Min Balance $175,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.25%
Business Money Market - 1.50%
Min Balance $150,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.25%
Business Money Market - 1.35%
Min Balance $75,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.25%
Business Money Market - 1.00%
Min Balance $25,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.25%
Business Money Market - 0.50%
Min Balance $10,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.25%
Business Money Market - 0.25%
Min Balance $2,500
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.25%
Business Money Market - 0.00%
Min Balance $0
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.25%

The Tennessee Credit Union Checking Rates

Product Rate APY View More
Experience Checking - 0.30%
Min Balance $10,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.25%

The Tennessee Credit Union Auto Loan Rates

Product Rate Points APR Term View More
2021 - Current New or Used Auto - - 5.49% 63 months
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.25%
Auto Loans - - 5.49% 60 months
Details Payment example: $ 10,000 borrowed at 5.49% APR for 60 months = $190.97/month.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.25%
2016 - 2019 Used Auto - - 5.74% 63 months
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.25%
Vehicle Loan (2026 - 2025) - - 5.99% 48 months
Details New; Longer terms are available.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.25%
Vehicle Loan (2024 - 2020) - - 7.99% 48 months
Details Used; Refinance; Longer terms are available
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.25%
2015 - Older Used Autos - - 8.99% 60 months
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.25%
Vehicle Loan (2019 - 2015) - - 8.99% 48 months
Details Used; Refinance; Longer terms are available
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.25%
Vehicle Loan (2014 - Older) - - 10.74% 36 months
Details Used; Refinance; Longer terms are available
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.25%

The Tennessee Credit Union Credit Card Rates

Product Rate APR View More
VISA Rewards Credit Card - 14.15%
Details No Annual Fee; No Balance Transfer Fees
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.25%

The Tennessee Credit Union Personal Loan Rates

Product Rate APR View More
Signature (Personal) Loan - 10.99%
Details Longer Terms Available.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.25%
Personal Line of Credit - 13.15%
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.25%
Personal Loans - 17.99%
Details Loans from $500 to $1,000 with terms up to 12 months. Two (2) No Credit Loans allowed per calendar year. Four (4) full monthly payments must be made before applying for the next No Credit Loan. Payment example: $1,000 borrowed at 17.99% APR for 12 months = $91.68/month. A 45-day deferral of the first payment is available on this loan. Deferring a payment will delay the payoff of your loan and result in additional finance charges if you only make minimum payments. The 45-day deferral program is subject to change at any time.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.25%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for The Tennessee Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather The Tennessee Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with The Tennessee Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name The Tennessee Credit Union
Address 1400 8TH Ave S, NASHVILLE, TN 37203 5007
Phone 615-244-1910
Fax
President CHRIS HENSON
CEO RAFAEL RONDON
Full-Time Employees 81
Part-Time Employees 0
Branch Locations 7
ATM Locations 9
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (98/100)
Texas Ratio
3.25%
Return on Assets (ROA)
0.1418%
Return on Equity (ROE)
1.6969%
Non-Performing Loans Ratio (NPL)
0.46%
Total Assets
395,275,889
Total Amount of Shares and Deposits
341,981,412
Total Shares and Deposits < 1 Year
322,241,072
Total Shares and Deposits 1 3 Years
18,325,298
Total Shares and Deposits > 3 Years
1,415,042
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
19,223,572
Total Uninsured Shares and Deposits > $250K (F+J)
19,223,572
Total Insured Shares and Deposits > $250K (item 17 less item K)
322,757,840
Total Interest Expense (Sum of items 6 8)
4,215,119
Share Certificates
522
Number of Accounts for Share Drafts
9,856
IRA KEOGH Accounts
355
Number of Accounts for Regular Shares
19,466
All other shares
1,419
Non Member Deposits
233
Money Market Shares
1,801
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
9,933,293
Total Liabilities
363,718,070
Source: NCUA — Last Updated 09/30/2025
MonitorBankRates Verified Strong Badge 2026
2026 MBR Health & Safety Badge

The Tennessee Credit Union earned the Verified Strong badge

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Frequently Asked Questions About The Tennessee Credit Union

How many branches does The Tennessee Credit Union operate?

The Tennessee Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join The Tennessee Credit Union?

Yes, to access services at The Tennessee Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, The Tennessee Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, The Tennessee Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does The Tennessee Credit Union offer online and mobile banking?

Most modern institutions like The Tennessee Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://ttcu.org.

Current The Tennessee Credit Union Rates

  • 12-Month CD2.00%
  • 18-Month CD1.75%
  • 24-Month CD1.85%
  • Savings0.10%
  • MMA0.00%
Retrieved from our database of financial products. Rates subject to change.