First Shore Federal S&L CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 3.20%, 6-month CD rates at 2.75% and 3-month CD rates at 4.06%. Current savings rates are at 0.10% and money market rates are at 0.30%. Mortgage rates today on 30-year fixed loans are around 6.97%. Credit Card rates are at 14.74%. Personal Loan rates are at 12.99%. All these rates, and more, can be found in our database of rates. First Shore Federal S&L's 15-Month CD (special) rates are at 4.75%, 60-Month CD rates are at 3.25%, 18-Month CD rates are at 3.25%, 12-Month CD rates are at 3.25%, 48-Month CD rates are at 3.00%. First Shore Federal S&L's savings rates are at 0.30%. First Shore Federal S&L's money market rates are at 2.00%.

First Shore Federal S&L

To see how these rates compare to First Shore Federal S&L CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from First Shore Federal S&L, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with First Shore Federal S&L CD rates. You can also compare First Shore Federal S&L savings rates, MMA rates and mortgage rates using our other rate lists.

First Shore Federal S&L money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at First Shore Federal S&L? Share your experience about First Shore Federal S&L by leaving a review below, or read customer reviews before you decide to use First Shore Federal S&L.

First Shore Federal S&L Texas Ratio

First Shore Federal S&L's Texas Ratio is at 2.36%, which is considered excellent. The Texas Ratio for First Shore Federal S&L is lower than the national average of all banks, currently at 6.24%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, First Shore Federal S&L is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
3.25%
18-Month CD
3.25%
24-Month CD
3.00%
36-Month CD
2.00%
48-Month CD
3.00%
60-Month CD
3.25%
Savings
0.30%
MMA
2.00%
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
First Shore Federal S&L
106 S Division St
Salisbury, MD 21801
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

First Shore Federal S&L CD Rates and Interest Rates

Bank
Product
APY
Min Dep
First Shore Federal S&L
First Shore Federal S&L
15-Month CD (special)
4.75%
$500
First Shore Federal S&L
First Shore Federal S&L
60-Month CD
3.25%
$500
First Shore Federal S&L
First Shore Federal S&L
18-Month CD
3.25%
$500
First Shore Federal S&L
First Shore Federal S&L
12-Month CD
3.25%
$500
First Shore Federal S&L
First Shore Federal S&L
48-Month CD
3.00%
$500
First Shore Federal S&L
First Shore Federal S&L
24-Month CD
3.00%
$500
First Shore Federal S&L
First Shore Federal S&L
Gold Money Market
2.00%
$250,000
First Shore Federal S&L
First Shore Federal S&L
36-Month CD
2.00%
$500
First Shore Federal S&L
First Shore Federal S&L
Statement Savings
0.30%
$200
First Shore Federal S&L
First Shore Federal S&L
NOW Checking
0.05%
$2,500
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare First Shore Federal S&L Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Inova Federal Credit Union
Inova Federal Credit Union
Shield Money Market
5.15%
$0
Adams State Bank
Adams State Bank
12-Month CD
5.10%
$1,000
PSECU
PSECU
9-Month CD
5.00%
$500
First Commerce Bank (NJ)
First Commerce Bank (NJ)
9-Month CD special
5.00%
$1,000
Fidelity
Fidelity
12-Month CD New Issue
4.95%
$1,000
Fidelity
Fidelity
18-Month CD New Issue
4.95%
$1,000
Miami Savings Bank
Miami Savings Bank
12-Month CD
4.60%
$1,000
Empire State Bank
Empire State Bank
10-Month CD
4.50%
$1,000
SFGI Direct
SFGI Direct
Online Savings Account
4.26%
$1
Stockman Bank of Montana
Stockman Bank of Montana
15-Month CD Flex
4.06%
$500
Kish Bank
Kish Bank
24-Month CD
4.04%
$2,000
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
36-Month CD
3.75%
$500
Bank of the Valley
Bank of the Valley
60-Month CD
3.70%
$500
Osgood Bank OB
Osgood Bank OB
12-Month CD
3.30%
$1,000
SouthStar Bank
SouthStar Bank
48-Month CD
3.19%
$1,000
First American Bank and Trust
First American Bank and Trust
48-Month CD
3.05%
$1,000
The Bank of Romney
The Bank of Romney
60-Month CD
3.04%
$1,000
PCB Payne County Bank
PCB Payne County Bank
60-Month CD
2.85%
$1,000
Premier Bank Omaha, NE
Premier Bank Omaha, NE
Premier Money Market
2.53%
$500,000
Volunteer State Bank
Volunteer State Bank
48-Month CD
2.50%
$1,000
CNB Hugoton, KS
CNB Hugoton, KS
30-Month CD
2.26%
$500
Hendricks County Bank and Trust
Hendricks County Bank and Trust
18-Month CD
2.02%
$1,000
1st University Credit Union
1st University Credit Union
18-Month CD certificate
2.02%
$10,000
Southwest Missouri Bank
Southwest Missouri Bank
60-Month CD
2.00%
$500
Alliance Bank WI
Alliance Bank WI
24-Month CD
1.88%
$500
Genoa Community Bank
Genoa Community Bank
3-Month CD
1.65%
$500
FNB of Groton
FNB of Groton
48-Month CD
1.51%
$1,000
First State Bank Nebraska
First State Bank Nebraska
Money Market
1.50%
$250,000
First National Bank Ames, Iowa
First National Bank Ames, Iowa
24-Month CD
1.41%
$1,000
Buena Vista National Bank
Buena Vista National Bank
18-Month CD
1.00%
$500
United Bank of Union
United Bank of Union
48-Month CD
1.00%
$500
Citizens Bank Mukwonago, WI
Citizens Bank Mukwonago, WI
24-Month CD
0.70%
$1,000
Beardstown Savings
Beardstown Savings
30-Month CD
0.60%
$0
North Shore Trust and Savings
North Shore Trust and Savings
Premium Money Market
0.50%
$75,000
First Federal S&L of Lakewood
First Federal S&L of Lakewood
36-Month CD
0.40%
$500
Miami Savings Bank
Miami Savings Bank
24-Month CD
0.30%
$1,000
Savings Bank Wakefield, MA
Savings Bank Wakefield, MA
48-Month CD
0.30%
$1,000
Synchrony Bank
Synchrony Bank
3-Month CD
0.25%
$0
Community Bank of Elmhurst
Community Bank of Elmhurst
Savings Account
0.25%
$100
Warren-Boynton State Bank
Warren-Boynton State Bank
Money Market
0.25%
$2,500
Farmers State Bank Waterloo, IA
Farmers State Bank Waterloo, IA
12-Month CD
0.20%
$2,500
United Minnesota Bank
United Minnesota Bank
Savings
0.20%
$50
Eastern Bank
Eastern Bank
18-Month CD Business Select
0.20%
$500
National Bank of Coxsackie
National Bank of Coxsackie
12-Month CD
0.15%
$500
Rondout Savings Bank
Rondout Savings Bank
Savings Account
0.10%
$100
FNB of Grayson
FNB of Grayson
Money Market
0.10%
$2,500
Consumers Credit Union
Consumers Credit Union
Money Market
0.10%
$2,500
F&M Bank and Trust Company
F&M Bank and Trust Company
Statement Savings
0.05%
$100
First Technology Federal Credit Union
First Technology Federal Credit Union
Membership Savings
0.05%
$5
First County Bank
First County Bank
Money Market
0.01%
$1
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates May 28, 2024

Lender
Product
Rate
APR
Points
4.990%
5.287%
0.500
5.500%
5.614%
0.000
5.500%
5.716%
0.500
5.625%
5.777%
0.500
5.500%
5.820%
0.000
5.750%
5.834%
0.000
5.500%
5.868%
2.000
5.750%
5.883%
0.500
5.750%
5.886%
0.000
6.000%
5.892%
0.000
15-Year Fixed
5.750%
5.910%
0.000
5.870%
5.970%
0.000
15-Year Fixed Jumbo
5.875%
5.970%
0.000
5.950%
5.998%
0.000
6.000%
6.043%
0.000
15 Year Fixed
5.750%
6.046%
1.000
3/5 Conforming ARM
5.000%
6.053%
0.250
6.000%
6.056%
0.000
5.000%
6.063%
0.250
10-Year Power Rate Fixed
5.750%
6.068%
0.000
5.875%
6.079%
1.000
6.000%
6.084%
0.000
6.000%
6.084%
0.000
15-Year Power Rate Fixed
5.875%
6.101%
0.000
6.000%
6.121%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

First Shore Federal S&L Information

First Shore Federal S&L
106 S Division St
Salisbury, MD 21801
Wicomico
Established Date: 12/18/1953
FDIC Certificate #: 30680
Date of FDIC Deposit Insurance: 12/18/1953
How Many Domestic U.S. Offices? 7
How Many Branches are There? 7
Is First Shore Federal S&L FDIC Insured? Yes
What is First Shore Federal S&L's Cert number? 30680
What is the maximum amount for insured deposits? $250,000 per holder, per account

First Shore Federal S&L Financials

Total Assets:
$339,412,000
Total Deposits:
$286,325,000
Equity Capital:
$52,357,000
Domestic Deposits:
$286,325,000
Net Income:
$1,004,000
Return on Assets:
0.8785%
Quarterly Return on Assets:
1.1800%
Pretax Return on Assets:
1.5964%
Pretax Quarterly Return on Assets:
1.6000%
Return on Equity:
5.9700%
Quarterly Return on Equity:
7.6100%
Common Equity Tier 1 Capital Ratio:
24.9741%
Tier 1 Risk-Based Capital Ratio:
24.9741%
Leverage Tier 1 (Core Capital) Ratio:
15.4708%
Total Risk-Based Capital Ratio (YTD):
26.1264%
Total Interest Income (YTD):
3.7555%
 
 
Headquarters:
Salisbury
FDIC Field Office:
Baltimore
Regulator:
OCC
County:
Wicomico
# of Offices:
7
Metropolitan Statistical Area (MSA):
Salisbury, MD-DE
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Southeast
FDIC Region:
New York
Source: FDIC

Explore Other Rate Deals

CD rates continue to inch higher this month as the top 1 year CD rate on our rate list increased from 1.35% to 1.40%. We might see the best 1 year CD rates move above 1.50 percent in the coming week if the Fed increases the fed funds rate. Recent comments by the Fed officials pretty much guarantee a rate hike. 

E-Loan, a subsidiary of Banco Popular North America, is advertising certificates of deposit with terms ranging between 1 month and 6 years. E-Loan's minimum opening deposit and minimum balance requirement to earn the CD rate and yield is $10,000. E-Loan’s bank CD rates are tiered but currently all have the same CD rates and yields regardless of the account balance.
Financial institutions continue small incremental increases in savings rates and money market rates this week, continuing the slow uptrend of the past year. Any larger increases in deposit account rates will have to wait until the Federal Open Market Committee increases interest rates in the coming year.

Bank or Credit Union Offers and Deals

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Small Business Savings Account Promotion 2.00% APY
Retirement Accounts in the U.S. Recover From Losses During the Finanical Crisis
Andrews Federal Credit Union CD Rates: Highest Rate at 5.05% Jumbo 12-Month CD

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