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iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
Green Belt Bank & Trust Rates & Review November 2026Green Belt Bank & Trust's 24-Month Legacy CD rates are at 4.00%, CD (CDs) - 12-Month (Additions Permitted) rates are at 3.60%, CD (CDs) - 6-Month rates are at 3.55%, CD (CDs) - 18-Month rates are at 3.50%, CD (CDs) - 24-Month rates are at 3.50%. Green Belt Bank & Trust's savings rates are at 3.04%. Green Belt Bank & Trust's money market rates are at 1.00%. Green Belt Bank & Trust's checking rates are as high as 6.00%. Green Belt Bank & Trust's top CD rate of 4.14% APY on a 14 month CD is 38% higher than the MonitorBankRates national average of 3.00% APY for that term, and it has an A+ health rating. MonitorBankRates evaluates the financial stability of Green Belt Bank & Trust with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.33%. Rates last updated and verified on 11/06/2026. Green Belt Bank & Trust money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Green Belt Bank & Trust? Share your experience about Green Belt Bank & Trust by leaving a review below, or read customer reviews before you decide to use Green Belt Bank & Trust. Financial health data as of Q2 2026 (FDIC call report for the quarter ended June 30, 2026). This is the most recent call report available. The FDIC publishes bank call reports about eight weeks after each quarter ends. Green Belt Bank & Trust CD Rates
Green Belt Bank & Trust Savings Rates
Green Belt Bank & Trust Money Market Rates
Green Belt Bank & Trust Checking Rates
Financial Health HistoryGreen Belt Bank & Trust’s Texas Ratio stayed near 0.70% in Q3 2023 to 0.33% in Q2 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this bank’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures. Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade
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How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops. Show the quarterly figures
Source: FDIC call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.
Methodology & Data SourcesMonitorBankRates Star Rating: Our rating for Green Belt Bank & Trust is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions. Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health. Rate Data Aggregation: We gather Green Belt Bank & Trust rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Green Belt Bank & Trust's official website for the most current offers and terms.
Bank Profile & Overview
Bank Name
Green Belt Bank & Trust
Website
https://www.greenbeltbank.com
Address
616 Washington Ave,
Iowa Falls, IA 50126 · Hardin
Bank Holding Company
GREEN BELT BCORP
FDIC Certificate #
26760
Regulator
FDIC
Established
July 31, 1986
FDIC Insurance Date
July 31, 1986
Domestic Offices
9
Total Branches
9
FDIC Insured
✓ Yes, up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (100/100)
Texas Ratio
0.33%
National Average Texas Ratio
5.85%
Return on Assets (ROA)
1.7277%
Return on Equity (ROE)
18.9200%
Non-Performing Loans Ratio (NPL)
0.03%
Total Assets
$758,705,000
Total Deposits
$676,613,000
Equity Capital
$70,686,000
Net Income
$6,539,000
Headquarters
Iowa Falls
Total Branches and Offices
9
Source: FDIC — Last Updated June 30, 2026
Customer Reviews
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Frequently Asked Questions About Green Belt Bank & TrustDoes Green Belt Bank & Trust offer CDs?Yes. Green Belt Bank & Trust current CD rates include its 24-Month Legacy CD at 4.00% APY, its CD (CDs) - 12-Month (Additions Permitted) at 3.60% APY and its CD (CDs) - 6-Month at 3.55% APY, verified by MonitorBankRates as of November 6, 2026. Are CDs from Green Belt Bank & Trust FDIC insured?Yes. Green Belt Bank & Trust is insured by the Federal Deposit Insurance Corporation (FDIC), so CDs opened there are insured up to $250,000 per depositor, per ownership category. What is the highest CD rate at Green Belt Bank & Trust?The highest Green Belt Bank & Trust CD rate is its CD Special 14-Month (Additions Permitted) at 4.14% APY, verified by MonitorBankRates as of November 6, 2026. What CD terms does Green Belt Bank & Trust offer?Green Belt Bank & Trust CD rates are 3.55% APY for a 6 month CD, 3.60% APY for a 12 month CD, 3.50% APY for an 18 month CD, 4.00% APY for a 2 year CD, 3.50% APY for a 3 year CD, 3.50% APY for a 4 year CD and 3.50% APY for a 5 year CD, verified by MonitorBankRates as of November 6, 2026. The institution may offer other terms or specials that are not listed here, so check with Green Belt Bank & Trust for its full lineup. What is the highest savings rate at Green Belt Bank & Trust?The highest Green Belt Bank & Trust savings rate is its HSA (Health Savings Account) at 3.04% APY, verified by MonitorBankRates as of November 6, 2026. What is the highest money market rate at Green Belt Bank & Trust?The highest Green Belt Bank & Trust money market rate is its Money Market Prime Account at 1.00% APY, verified by MonitorBankRates as of November 6, 2026. What is the highest checking rate at Green Belt Bank & Trust?The highest Green Belt Bank & Trust checking rate is its Emerald Checking at 0.75% APY, verified by MonitorBankRates as of November 6, 2026. How many branches does Green Belt Bank & Trust operate?Green Belt Bank & Trust currently maintains approximately 9 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is there a first-time homebuyer program?Currently, Green Belt Bank & Trust does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Green Belt Bank & Trust provides members with tools to manage their accounts and build a solid financial history. Does Green Belt Bank & Trust offer online and mobile banking?Most modern institutions like Green Belt Bank & Trust provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.greenbeltbank.com. Are all CD rates listed on MonitorBankRates federally insured?Most are. Banks are insured by the FDIC and most credit unions by the NCUA, up to $250,000 per depositor, per ownership category. A small number of credit unions are privately insured instead, and we label them on their pages. MonitorBankRates is not a bank or credit union; deposit insurance comes from the institution where you open the account. I want to open a CD with an institution listed on MonitorBankRates. How do I open the account?You open the account directly with the bank or credit union. Use the View button next to a rate to go to the institution's website, then apply online, by phone or at a branch. Confirm the current rate and terms with the institution before you deposit. If I open a CD I found on MonitorBankRates, is my account with MonitorBankRates or the institution?Your account is with the financial institution. MonitorBankRates is a rate comparison site; we do not open accounts, hold deposits or handle your money. Why are some CD offers not available for me to open?Some offers are limited to certain states or local areas, require membership or an existing account, need a minimum deposit, or were promotions that have since ended. Rates can also change after we verify them. The institution's website has the current eligibility rules. How do Green Belt Bank & Trust rates compare?Green Belt Bank & Trust's top CD rate of 4.14% APY on a 14 month CD is 38% higher than the MonitorBankRates national average of 3.00% APY for that term, and it has an A+ health rating. Green Belt Bank & Trust's top rates are its 14-Months CD Special 14-Month (Additions Permitted) at 4.14% APY, its HSA (Health Savings Account) at 3.04% APY, its Money Market Prime Account at 1.00% APY and its NEW VelocitE Rewards Checking at 6.00% APY, verified by MonitorBankRates on November 6, 2026. Current Green Belt Bank & Trust Rates
Retrieved from our database of financial products. Rates subject to change.
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