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Green Belt Bank & Trust Rates & Review April 2026

Green Belt Bank & Trust's 24-Month Legacy CD rates are at 4.00%, 18-Month CD rates are at 3.75%. Green Belt Bank & Trust's savings rates are at 0.01%. MonitorBankRates evaluates the financial stability of Green Belt Bank & Trust with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.70%. Rates were last updated on 04/23/2026.

Green Belt Bank & Trust money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Green Belt Bank & Trust? Share your experience about Green Belt Bank & Trust by leaving a review below, or read customer reviews before you decide to use Green Belt Bank & Trust.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 100/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
0.70%
Excellent Lower than avg
Green Belt Bank & Trust
616 Washington Ave
Iowa Falls, IA 50126
https://www.greenbeltbank.com
Member FDIC

Green Belt Bank & Trust CD Rates

Product Rate APY Term View More
24 Month Legacy CD - 4.00%
Min Deposit $20
Last Updated 04/23/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.70%
18 Month CD 3.75% 3.75%
Min Deposit $1,000
Last Updated 04/23/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.70%

Green Belt Bank & Trust Savings Rates

Product Rate APY View More
HSA (Health Savings Account) - 3.04%
Min Deposit $0
Last Updated 04/23/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.70%
Christmas Club Savings 3.00% 3.00%
Min Balance $0
Last Updated 04/23/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.70%
NEW Green+ Savings - 0.10%
No additional details.
Last Updated 04/23/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.70%
Regular Savings 0.10% 0.10%
Min Deposit $50
Last Updated 04/23/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.70%
Kids' Club Savings - 0.01%
No additional details.
Last Updated 04/23/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.70%

Green Belt Bank & Trust Checking Rates

Product Rate APY View More
NEW VelocitE Rewards Checking - 6.00%
Min Deposit $50
Last Updated 04/23/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.70%
Emerald Checking 0.75% 0.75%
Min Deposit $50
Last Updated 04/23/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.70%

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Green Belt Bank & Trust is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Green Belt Bank & Trust rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Green Belt Bank & Trust's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Green Belt Bank & Trust
Bank Holding Company GREEN BELT BCORP
Address 616 Washington Ave, Iowa Falls, IA 50126  ·  Hardin
FDIC Certificate # 26760
Established 07/31/1986
FDIC Insurance Date 07/31/1986
Domestic Offices 9
Total Branches 9
Regulator FDIC
FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+
Overall Health Grade Score: 100/100
5.0
Exceptional Out of 5.0 Stars
0.70%
Texas Ratio Nat'l avg: 5.85%
Return on Assets (ROA) 1.3988%
Return on Equity (ROE) 16.6500%
Non-Performing Loans (NPL) 0.05%
Total Assets $740,169,000
Total Deposits $658,967,000
Equity Capital $67,758,000
Net Income $10,230,000
Headquarters Iowa Falls
Total Offices 9
Source: FDIC  |  Last Updated 12/31/2025

Customer Reviews

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Total Reviews
0
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Frequently Asked Questions About Green Belt Bank & Trust

Is Green Belt Bank & Trust a safe place to deposit money?

Yes, Green Belt Bank & Trust is considered a safe financial institution. With a Texas Ratio of 0.70048783974554%, the institution's financial health is rated as excellent. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category.

How many branches does Green Belt Bank & Trust operate?

Green Belt Bank & Trust currently maintains approximately 9 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Green Belt Bank & Trust does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Green Belt Bank & Trust provides members with tools to manage their accounts and build a solid financial history.

Does Green Belt Bank & Trust offer online and mobile banking?

Most modern institutions like Green Belt Bank & Trust provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.greenbeltbank.com.

Current Green Belt Bank & Trust Rates

  • 18-Month CD3.75%
  • 24-Month CD4.00%
  • Savings0.01%
Retrieved from our database of financial products. Rates subject to change.