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Current rates for Peapack-Gladstone Bank include: 12-Month CD: 3.00%

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Peapack-Gladstone Bank

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Peapack-Gladstone Bank Rates & Review September 2026

Q: How many branches does Peapack-Gladstone Bank operate?

Peapack-Gladstone Bank currently maintains approximately 19 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Q: Is there a first-time homebuyer program?

Currently, Peapack-Gladstone Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Peapack-Gladstone Bank provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: September 18, 2026

Peapack-Gladstone Bank's 9-Month Certificate rates are at 3.25%, 13-Month Special* 13-Month Certificate Special rates are at 3.00%, 13-Month Special 13-Month Certificate Special rates are at 3.00%, Business 13-Month Special rates are at 3.00%. MonitorBankRates evaluates the financial stability of Peapack-Gladstone Bank with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 10.32%. Rates last updated and verified on 09/18/2026.

Peapack-Gladstone Bank money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Peapack-Gladstone Bank? Share your experience about Peapack-Gladstone Bank by leaving a review below, or read customer reviews before you decide to use Peapack-Gladstone Bank.

Verified Healthy 2026 Use This Badge on Your Bank Website

Overall Health & Safety Grade

Excellent Health Score: 95/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

10.32%

Excellent Higher than avg

Health Trend

Steady 12 quarters

Full history ›

Peapack-Gladstone Bank

500 Hills Drive Suite 300
Bedminster, NJ 07921

https://www.pgbank.com

Peapack-Gladstone Bank CD Rates

Product	Rate	APY	Term
9 Month Certificate	3.21%	3.25%	9 Month
Min Deposit $500 Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.32%
13 Month Certificate Special	2.97%	3.00%	13 Month Special*
Min Deposit $500 Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.32%
13 Month Certificate Special	2.96%	3.00%	13 Month Special
Min Deposit $250 Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.32%
Business 13 Month Special	2.97%	3.00%	13 Month Special
Min Deposit $500 Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.32%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution's data from MonitorBankRates.com, please contact us here.

Financial Health History

Peapack-Gladstone Bank’s Texas Ratio fell from 10.82% in Q3 2023 to 10.32% in Q2 2026, so its financial health has held steady at a healthy level over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a bank must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

Swipe the chart sideways to see every quarter.

Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures

Quarter	Total assets	Texas Ratio	Star Rating	Health Grade
June 30, 2026	$8.0B	10.32%	5.0	A
March 31, 2026	$7.7B	8.69%	5.0	A
December 31, 2025	$7.5B	9.30%	5.0	A
September 30, 2025	$7.4B	11.72%	5.0	A
June 30, 2025	$7.2B	16.32%	4.9	A-
March 31, 2025	$7.1B	13.95%	5.0	A
December 31, 2024	$7.0B	14.04%	5.0	A-
September 30, 2024	$6.8B	11.23%	5.0	A
June 30, 2024	$6.5B	11.78%	5.0	A
March 31, 2024	$6.4B	10.13%	5.0	A
December 31, 2023	$6.5B	8.88%	5.0	A
September 30, 2023	$6.5B	10.82%	5.0	A

Source: FDIC call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Peapack-Gladstone Bank is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Peapack-Gladstone Bank rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Peapack-Gladstone Bank's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Peapack-Gladstone Bank

Bank Holding Company PEAPACK-GLADSTONE FINL CORP

Address 500 Hills Drive Suite 300, Bedminster, NJ 07921 · Somerset

Website https://www.pgbank.com

FDIC Certificate # 11035

Established 19210921

FDIC Insurance Date 19340101

Domestic Offices 19

Total Branches 19

Regulator FED

FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

Overall Health Grade Score: 95/100

5.0

Exceptional Out of 5.0 Stars

10.32%

Texas Ratio Nat'l avg: 5.85%

Return on Assets (ROA) 0.8385%

Return on Equity (ROE) 9.1800%

Non-Performing Loans (NPL) 0.90%

Total Assets $7,963,962,000

Total Deposits $7,063,985,000

Equity Capital $700,239,000

Net Income $32,383,000

Headquarters Bedminster

Total Branches and Offices 19

Source: FDIC | Last Updated 06/30/2026

2026 MBR Health & Safety Badge

Peapack-Gladstone Bank earned the Verified Healthy badge

Display this badge on your website to show visitors your 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

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Customer Reviews

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Frequently Asked Questions About Peapack-Gladstone Bank

How many branches does Peapack-Gladstone Bank operate?

Peapack-Gladstone Bank currently maintains approximately 19 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Peapack-Gladstone Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Peapack-Gladstone Bank provides members with tools to manage their accounts and build a solid financial history.

Does Peapack-Gladstone Bank offer online and mobile banking?

Most modern institutions like Peapack-Gladstone Bank provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.pgbank.com.