First Southern Bank Florence, AL CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 5.13%, 6-month CD rates at 4.74% and 3-month CD rates at 2.78%. Current savings rates are at 0.20% and money market rates are at 2.53%. Mortgage rates today on 30-year fixed loans are around 6.88%. Credit Card rates are at 9.99%. Personal Loan rates are at 13.45%. All these rates, and more, can be found in our database of rates. First Southern Bank Florence, AL's 5-Month CD special rates are at 4.85%, 10-Month CD special rates are at 4.75%, 20-Month CD special rates are at 4.25%, 30-Month CD special rates are at 4.00%, 60-Month CD rates are at 0.35%. First Southern Bank Florence, AL's savings rates are at 0.05%. First Southern Bank Florence, AL's money market rates are at 2.50%.

First Southern Bank Florence, AL

To see how these rates compare to First Southern Bank Florence, AL CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from First Southern Bank Florence, AL, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with First Southern Bank Florence, AL CD rates. You can also compare First Southern Bank Florence, AL savings rates, MMA rates and mortgage rates using our other rate lists.

First Southern Bank Florence, AL money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at First Southern Bank Florence, AL? Share your experience about First Southern Bank Florence, AL by leaving a review below, or read customer reviews before you decide to use First Southern Bank Florence, AL.

First Southern Bank Florence, AL Texas Ratio

First Southern Bank Florence, AL's Texas Ratio is at 1.27%, which is considered excellent. The Texas Ratio for First Southern Bank Florence, AL is lower than the national average of all banks, currently at 6.24%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, First Southern Bank Florence, AL is a good bank worth considering, with an overall rating of 3 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
0.15%
18-Month CD
0.20%
24-Month CD
0.25%
36-Month CD
0.25%
48-Month CD
0.35%
60-Month CD
0.35%
Savings
0.05%
MMA
2.50%
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
First Southern Bank Florence, AL
201 S Court Street
Florence, AL 35630
Member FDIC
MonitorBankRates' Rating
3/5
★★★☆☆

First Southern Bank Florence, AL CD Rates and Interest Rates

Bank
Product
APY
Min Dep
First Southern Bank Florence, AL
First Southern Bank Florence, AL
5-Month CD special
4.85%
$1,000
First Southern Bank Florence, AL
First Southern Bank Florence, AL
10-Month CD special
4.75%
$10,000
First Southern Bank Florence, AL
First Southern Bank Florence, AL
20-Month CD special
4.25%
$10,000
First Southern Bank Florence, AL
First Southern Bank Florence, AL
30-Month CD special
4.00%
$25,000
First Southern Bank Florence, AL
First Southern Bank Florence, AL
Premier Money Market
2.50%
$100,000
First Southern Bank Florence, AL
First Southern Bank Florence, AL
48-Month CD
0.35%
$1,000
First Southern Bank Florence, AL
First Southern Bank Florence, AL
60-Month CD
0.35%
$1,000
First Southern Bank Florence, AL
First Southern Bank Florence, AL
36-Month CD
0.25%
$1,000
First Southern Bank Florence, AL
First Southern Bank Florence, AL
24-Month CD
0.25%
$1,000
First Southern Bank Florence, AL
First Southern Bank Florence, AL
18-Month CD
0.20%
$1,000
First Southern Bank Florence, AL
First Southern Bank Florence, AL
12-Month CD
0.15%
$1,000
First Southern Bank Florence, AL
First Southern Bank Florence, AL
Southern Advantage Checking
0.05%
$50
First Southern Bank Florence, AL
First Southern Bank Florence, AL
Personal Savings
0.05%
$25
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare First Southern Bank Florence, AL Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Somerset Trust Company
Somerset Trust Company
Advantage Interest Money Market
0.11%
$100
Jarrettsville Federal S&L
Jarrettsville Federal S&L
Statement Savings Account
0.15%
$1
Utah Independent Bank
Utah Independent Bank
6-Month CD
3.53%
$500
First National Bank of Eastern Arkansas
First National Bank of Eastern Arkansas
36-Month CD
4.32%
$1,000
Murphy Bank
Murphy Bank
Regular Savings Account
1.36%
$25,000
First Horizon
First Horizon
3-Month CD
0.05%
$1,000
Lea County State Bank
Lea County State Bank
Money Market
0.20%
$100
Liberty Savings Bank
Liberty Savings Bank
24-Month CD
3.60%
$25,000
The Dolores State Bank
The Dolores State Bank
60-Month CD
2.52%
$1,000
Coastal Heritage Bank
Coastal Heritage Bank
48-Month CD
2.00%
$1,000
First Bank Burkburnett, TX
First Bank Burkburnett, TX
36-Month CD
1.61%
$1,000
First Federal S&L of McMinnville
First Federal S&L of McMinnville
36-Month CD
2.05%
$500
BankSouth GA
BankSouth GA
Savings Account
0.20%
$0
Van Wert Federal Savings Bank
Van Wert Federal Savings Bank
60-Month CD
3.19%
$1,000
PCSB Bank
PCSB Bank
7-Month CD
5.00%
$500
North Valley Bank Thornton, CO
North Valley Bank Thornton, CO
6-Month CD
4.75%
$1,000
Aroostook County FS&L Assoc.
Aroostook County FS&L Assoc.
60-Month CD
3.95%
$500
ConnectOne Bank
ConnectOne Bank
7-Month CD
3.80%
$500
Capon Valley Bank
Capon Valley Bank
Savings Account
0.25%
$10
Stock Exchange Bank, Caldwell, KS
Stock Exchange Bank, Caldwell, KS
24-Month CD
2.15%
$500
Keen Bank
Keen Bank
18-Month CD
4.01%
$2,500
Regions Bank
Regions Bank
48-Month CD
0.01%
$500
Alabama Credit Union
Alabama Credit Union
7-Month CD certificate
5.25%
$5,000
Commerce Bank Corinth, MS
Commerce Bank Corinth, MS
6-Month CD
0.10%
$1,000
Chickasaw Community Bank
Chickasaw Community Bank
Savings Account Kasasa
0.50%
$100
SSB Sherwood State Bank
SSB Sherwood State Bank
13-Month CD
4.30%
$1,000
New Peoples Bank
New Peoples Bank
Money Market
2.00%
$250,000
Bank of Burlington
Bank of Burlington
6-Month CD
4.34%
$1,000
Citizens Bank & Trust Co. MN
Citizens Bank & Trust Co. MN
6-Month CD
3.03%
$2,500
Republic Bank
Republic Bank
3-Month CD
4.25%
$500
Brenham National Bank
Brenham National Bank
13-Month CD
4.50%
$5,000
Vidalia Federal Savings Bank
Vidalia Federal Savings Bank
36-Month CD
4.34%
$2,500
SouthStar Bank
SouthStar Bank
Savings Account
0.35%
$100
The Bank of Princeton
The Bank of Princeton
Wise Saving
0.03%
$50
Bank of Buffalo
Bank of Buffalo
6-Month Cd
0.20%
$500
Community Bank Owatonna
Community Bank Owatonna
15-Month CD special
5.30%
$5,000
Ballston Spa National Bank
Ballston Spa National Bank
48-Month CD
0.60%
$500
FSB of St. Charles, MO
FSB of St. Charles, MO
7-Month CD special
4.50%
$5,000
Ohio State Bank
Ohio State Bank
24-Month CD
1.50%
$500
Monroe Savings Bank
Monroe Savings Bank
60-Month CD
2.50%
$500
Westfield Bank, FSB
Westfield Bank, FSB
13-Month CD special
4.96%
$2,500
Pathway Bank
Pathway Bank
24-Month CD
1.69%
$1,000
First Westroads Bank
First Westroads Bank
9-Month CD special
5.25%
$500
Security FSB
Security FSB
SecFed High Yield Money Market
3.56%
$250,000
BAC Community Bank
BAC Community Bank
24-Month CD
2.00%
$2,500
North American Savings Bank (NASB)
North American Savings Bank (NASB)
36-Month CD in-branch
3.05%
$1,000
First Central Savings Bank Glen Cove, NY
First Central Savings Bank Glen Cove, NY
11-Month CD (In branch)
5.25%
$500
Farmers and Merchants Bank Lafayette, AL
Farmers and Merchants Bank Lafayette, AL
12-Month CD special
4.25%
$500
Circuit Federal Credit Union
Circuit Federal Credit Union
48-Month CD share
3.03%
$1,000
Farm Bureau Bank FSB
Farm Bureau Bank FSB
24-Month CD CDARS
3.95%
$250,000
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates February 23, 2024

Lender
Product
Rate
APR
Points
8.375%
8.432%
0.375
8.250%
8.411%
0.000
8.150%
8.354%
0.000
10-Year ARM
8.000%
8.099%
0.000
5-Year Jumbo ARM
5.875%
8.098%
2.000
30-Year Jumbo Fixed
7.750%
7.911%
1.000
5-Year ARM FHA
5.750%
7.888%
2.000
7-Year ARM
7.500%
7.847%
0.000
5Y/6M ARM
6.750%
7.841%
0.881
7-Year ARM
6.990%
7.764%
0.000
30-Year Fixed
7.421%
7.750%
0.000
7.500%
7.746%
0.000
7.500%
7.735%
1.000
5-Year ARM
6.000%
7.685%
2.000
7.500%
7.682%
1.000
6.500%
7.670%
0.500
5/6 Month ARM
6.750%
7.623%
1.000
6.500%
7.600%
0.500
7.250%
7.591%
0.000
7.500%
7.573%
0.000
30-Year Fixed FHA
6.000%
7.565%
0.000
6.875%
7.559%
0.000
7Y/6M ARM
6.500%
7.545%
0.908
7.125%
7.524%
1.000
6.625%
7.510%
0.500
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

First Southern Bank Florence, AL Information

First Southern Bank Florence, AL
201 S Court Street
Florence, AL 35630
Lauderdale
Established Date: 01/01/1934
FDIC Certificate #: 29332
Date of FDIC Deposit Insurance: 01/25/1935
Bank Holding Company: FIRST SOUTHERN BANCSHARES INC
How Many Domestic U.S. Offices? 5
How Many Branches are There? 5
Is First Southern Bank Florence, AL FDIC Insured? Yes
What is First Southern Bank Florence, AL's Cert number? 29332
What is the maximum amount for insured deposits? $250,000 per holder, per account

First Southern Bank Florence, AL Financials

Total Assets:
$554,384,000
Total Deposits:
$506,460,000
Equity Capital:
$46,362,000
Domestic Deposits:
$506,460,000
Net Income:
$1,804,000
Return on Assets:
1.4089%
Quarterly Return on Assets:
1.3000%
Pretax Return on Assets:
1.7061%
Pretax Quarterly Return on Assets:
1.7100%
Return on Equity:
16.9500%
Quarterly Return on Equity:
15.8900%
Leverage Tier 1 (Core Capital) Ratio:
9.1424%
Total Interest Income (YTD):
4.5026%
 
 
Headquarters:
Florence
FDIC Field Office:
Shelby
Regulator:
FDIC
County:
Lauderdale
# of Offices:
5
Metropolitan Statistical Area (MSA):
Florence-Muscle Shoals, AL
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Southeast
FDIC Region:
Atlanta
Source: FDIC

Explore Other Rate Deals

Average mortgage rates remain steady as another budget and debt ceiling crisis was averted in Congress. Near the eleventh hour, cooler (or increasingly desperate) heads prevailed on preventing the United States from defaulting for the first time in history. Economists believe the alternative would have been financial disaster and sharply higher mortgage rates.
We have compiled a list of the highest savings interest account rates and the highest money market account rates in Bell Buckle, Tennessee using our savings/mma rate tables. On our rate table for Bell Buckle, TN, we have  current savings rates and money market account rates from over 20 banks and credit unions.
Nordstrom Bank 18 Month CD rates are now at 1.24 percent with a yield of 1.25 percent. View current 18 Month CD rates at Nordstrom Bank below.

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First Southern Bank Florence, AL Reviews

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