First National Bank Ames, Iowa CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 4.32%, 6-month CD rates at 2.53% and 3-month CD rates at 0.10%. Current savings rates are at 0.05% and money market rates are at 0.20%. Mortgage rates today on 30-year fixed loans are around 6.70%. Credit Card rates are at 14.90%. Personal Loan rates are at 12.74%. All these rates, and more, can be found in our database of rates. First National Bank Ames, Iowa's 60-Month CD rates are at 2.52%, 48-Month CD rates are at 2.42%, 36-Month CD rates are at 2.32%, 24-Month CD rates are at 2.22%, 18-Month CD rates are at 2.22%. First National Bank Ames, Iowa's savings rates are at 0.15%. First National Bank Ames, Iowa's money market rates are at 0.15%.

First National Bank Ames, Iowa

To see how these rates compare to First National Bank Ames, Iowa CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from First National Bank Ames, Iowa, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with First National Bank Ames, Iowa CD rates. You can also compare First National Bank Ames, Iowa savings rates, MMA rates and mortgage rates using our other rate lists.

First National Bank Ames, Iowa money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at First National Bank Ames, Iowa? Share your experience about First National Bank Ames, Iowa by leaving a review below, or read customer reviews before you decide to use First National Bank Ames, Iowa.

First National Bank Ames, Iowa Texas Ratio

First National Bank Ames, Iowa's Texas Ratio is at 16.08%, which is considered excellent. The Texas Ratio for First National Bank Ames, Iowa is higher than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, First National Bank Ames, Iowa is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
2.12%
18-Month CD
2.22%
24-Month CD
2.22%
36-Month CD
2.32%
48-Month CD
2.42%
60-Month CD
2.52%
Savings
0.15%
MMA
0.15%
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
First National Bank Ames, Iowa
405 5th St
Ames, IA 50010
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

First National Bank Ames, Iowa CD Rates and Interest Rates

Bank
Product
APY
Min Dep
First National Bank Ames, Iowa
First National Bank Ames, Iowa
60-Month CD
2.52%
$1,000
First National Bank Ames, Iowa
First National Bank Ames, Iowa
48-Month CD
2.42%
$1,000
First National Bank Ames, Iowa
First National Bank Ames, Iowa
36-Month CD
2.32%
$1,000
First National Bank Ames, Iowa
First National Bank Ames, Iowa
18-Month CD
2.22%
$1,000
First National Bank Ames, Iowa
First National Bank Ames, Iowa
24-Month CD
2.22%
$1,000
First National Bank Ames, Iowa
First National Bank Ames, Iowa
6-Month CD
2.12%
$1,000
First National Bank Ames, Iowa
First National Bank Ames, Iowa
12-Month CD
2.12%
$1,000
First National Bank Ames, Iowa
First National Bank Ames, Iowa
Savings
0.15%
$0
First National Bank Ames, Iowa
First National Bank Ames, Iowa
Money Market Savings
0.15%
$0
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare First National Bank Ames, Iowa Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Advantage Plus Federal Credit Union
Advantage Plus Federal Credit Union
Kasasa Checking
5.00%
$0
NCF Savings Bank
NCF Savings Bank
13-Month CD
4.75%
$10,000
EverBank
EverBank
Performance Savings
4.30%
$0
Century Next Bank
Century Next Bank
Premier Money Market
4.00%
$100,000
First Federal Bank Littlefield, Texas
First Federal Bank Littlefield, Texas
12-Month CD (Super Jumbo)
3.65%
$225,000
Franklin SB Franklin, NH
Franklin SB Franklin, NH
6-Month CD
3.50%
$2,000
Jovia Federal Credit Union
Jovia Federal Credit Union
18-Month CD
3.40%
$100
Henderson FSB
Henderson FSB
60-Month CD
3.30%
$500
FSB of Burnet
FSB of Burnet
6-Month CD
3.28%
$1,000
Franklin SB Franklin, NH
Franklin SB Franklin, NH
12-Month CD
3.25%
$2,000
North Valley Bank Thornton, CO
North Valley Bank Thornton, CO
36-Month CD
3.25%
$1,000
Apple Bank for Savings
Apple Bank for Savings
18-Month CD
3.25%
$1,000
Tucumcari Federal S&L
12-Month CD
3.09%
$1,000
Webster Five Cents Savings Bank
Webster Five Cents Savings Bank
36-Month CD
3.09%
$1,000
Minnwest Bank
Minnwest Bank
Investment Savings
3.04%
$500,000
State Bank of Southern Utah
State Bank of Southern Utah
Big Interest Checking
3.04%
$0
Franklin SB Franklin, NH
Franklin SB Franklin, NH
24-Month CD
3.00%
$2,000
Range Bank
Range Bank
60-Month CD
3.00%
$1,000
Bank Forward
Bank Forward
18-Month CD
3.00%
$500
Central Bank Provo, UT
Central Bank Provo, UT
36-Month CD
2.88%
$500
The Bank of Romney
The Bank of Romney
60-Month CD
2.79%
$1,000
Torrington Savings Bank
Torrington Savings Bank
Signature Money Market
2.75%
$150,000
Franklin SB Franklin, NH
Franklin SB Franklin, NH
36-Month CD
2.50%
$1,000
Bath Savings Institution
Bath Savings Institution
12-Month CD
2.38%
$500
Benchmark Community Bank
Benchmark Community Bank
48-Month CD
2.25%
$500
Community Bank of Cameron
Community Bank of Cameron
High Yield Money Market
2.02%
$100,000
Bay State Savings Bank
Bay State Savings Bank
24-Month CD
2.00%
$1,000
Farmers State Bank Victor, MT
Farmers State Bank Victor, MT
24-Month CD
1.76%
$1,000
Jovia Federal Credit Union
Jovia Federal Credit Union
12-Month CD
1.75%
$100
Security Bank of Southwest Missouri
Security Bank of Southwest Missouri
12-Month CD
1.26%
$1,000
Southwest National Bank
Southwest National Bank
18-Month CD
1.25%
$500
United Bank of Union
United Bank of Union
36-Month CD
1.00%
$500
AHE Plant 3 Federal Credit Union
AHE Plant 3 Federal Credit Union
3-Month CD
1.00%
$500
Triad Bank, N.A.
Triad Bank, N.A.
6-Month CD
0.75%
$1,000
AAC Credit Union
AAC Credit Union
Money Market
0.75%
$100,000
CNB Clinton National Bank
CNB Clinton National Bank
36-Month CD
0.65%
$500
Pennsville National Bank
Pennsville National Bank
48-Month CD
0.40%
$500
Buckeye Community Bank
Buckeye Community Bank
48-Month CD
0.35%
$500
Charter Bank IA
Charter Bank IA
Savings
0.35%
$100
Citizens Federal S&L Assoc
Citizens Federal S&L Assoc
Checking Classic Plus
0.25%
$100
Superior Savings Bank
Superior Savings Bank
48-Month CD
0.25%
$500
USB Union Savings Bank
USB Union Savings Bank
12-Month CD
0.25%
$1,000
First Hope Bank
First Hope Bank
24-Month CD
0.20%
$2,500
Canton Co-operative Bank
Canton Co-operative Bank
Savings
0.15%
$0
Commercial Bank and Trust of PA
Commercial Bank and Trust of PA
36-Month CD
0.15%
$500
First Community Bank of Hillsboro
First Community Bank of Hillsboro
Interest Checking
0.15%
$1,000
Jovia Federal Credit Union
Jovia Federal Credit Union
General Savings
0.10%
$131
MidCountry Bank
MidCountry Bank
18-Month CD
0.10%
$1,000
Marion Center Bank
Marion Center Bank
12-Month CD
0.10%
$1,000
SaviBank
SaviBank
Business Money Market
0.05%
$0
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates February 19, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
5.125%
5.230%
0.000
5.560%
5.250%
0.000
15 Year Fixed
5.300%
5.390%
0.000
5.250%
5.491%
0.000
5.300%
5.518%
0.000
5.375%
5.525%
0.750
5.500%
5.614%
0.000
5.500%
5.654%
0.000
30-Year Fixed
5.560%
5.730%
0.000
5.750%
5.756%
0.000
15-Year Fixed
5.500%
5.785%
0.000
5.750%
5.793%
0.000
5.625%
5.797%
0.000
5.750%
5.801%
0.000
5.750%
5.801%
0.000
15-Year Fixed
5.750%
5.806%
0.000
10-Year Fixed (Power Rate)
5.500%
5.814%
0.000
5.500%
5.820%
0.000
5.750%
5.832%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

First National Bank Ames, Iowa Information

First National Bank Ames, Iowa
405 5th St
Ames, IA 50010
Story
Established Date: 05/22/1903
FDIC Certificate #: 1545
Date of FDIC Deposit Insurance: 01/01/1934
Bank Holding Company: AMES NATIONAL CORP
How Many Domestic U.S. Offices? 10
How Many Branches are There? 10
Is First National Bank Ames, Iowa FDIC Insured? Yes
What is First National Bank Ames, Iowa's Cert number? 1545
What is the maximum amount for insured deposits? $250,000 per holder, per account

First National Bank Ames, Iowa Financials

Total Assets:
$1,131,156,000
Total Deposits:
$936,347,000
Equity Capital:
$84,351,000
Domestic Deposits:
$936,347,000
Net Income:
$977,000
Return on Assets:
0.5115%
Quarterly Return on Assets:
0.3400%
Pretax Return on Assets:
0.3581%
Pretax Quarterly Return on Assets:
0.3600%
Return on Equity:
7.4000%
Quarterly Return on Equity:
4.6200%
Common Equity Tier 1 Capital Ratio:
12.8989%
Tier 1 Risk-Based Capital Ratio:
12.8989%
Leverage Tier 1 (Core Capital) Ratio:
8.9114%
Total Risk-Based Capital Ratio (YTD):
14.0497%
Total Interest Income (YTD):
3.3503%
 
 
Headquarters:
Ames
FDIC Field Office:
Des Moines
Regulator:
OCC
County:
Story
# of Offices:
10
Metropolitan Statistical Area (MSA):
Ames, IA
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Western
FDIC Region:
Kansas City
Source: FDIC Last Updated 03/31/2024

Explore Other Rate Deals

Mount McKinley Bank 2 Year CD rates are now at 0.50 percent with a yield of 0.50 percent. View current 2 Year CD rates at Mount McKinley Bank below.
Maspeth Federal Savings, headquartered in Maspeth, New York, is offering some of the highest bank CD rates available today. The bank is advertising bank CD rates for Individual Retirement Account (IRA) certificates of deposit and regular certificates of deposit. Terms for both types of certificates of deposit range between 6 months to 60 months.

The Fed declined to raise the fed funds rate this past week, which isn't good news for savers. CD rates will stay near current levels until the Fed increases the rate. The Fed did say at least one rate hike was likely in 2016 so a hike should be in the near future. 

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