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 Savings Bank of Mendocino County Rates & Review August 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated and Verified: August 28, 2026
Savings Bank of Mendocino County's savings rates are at 0.05%. Savings Bank of Mendocino County's Personal Loan Rates are at 5.95%. MonitorBankRates evaluates the financial stability of Savings Bank of Mendocino County with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.78%. Rates last updated and verified on 08/28/2026. Savings Bank of Mendocino County money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Savings Bank of Mendocino County? Share your experience about Savings Bank of Mendocino County by leaving a review below, or read customer reviews before you decide to use Savings Bank of Mendocino County. 
Savings Bank of Mendocino County Savings Rates
Savings Bank of Mendocino County Checking Rates
Savings Bank of Mendocino County Auto Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating: Our rating for Savings Bank of Mendocino County is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions. Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health. Rate Data Aggregation: We gather Savings Bank of Mendocino County rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Savings Bank of Mendocino County's official website for the most current offers and terms.
Bank Profile & Overview
Institution Name
Savings Bank of Mendocino County
FDIC Certificate #
8011
Address
200 N School St,
Ukiah, CA 95482 · Mendocino
Website
https://www.savingsbank.com
Established
11/28/1903
FDIC Insurance Date
01/01/1934
Domestic Offices
9
Total Branches
9
Regulator
FDIC
FDIC Insured
✓ Yes — Up to $250,000
Financial Health & AssetsA+
Overall Health Grade
Score: 100/100
5.0
Exceptional
Out of 5.0 Stars
0.78%
Texas Ratio
Nat'l avg: 5.85%
Return on Assets (ROA)
1.0584%
Return on Equity (ROE)
9.9300%
Non-Performing Loans (NPL)
0.08%
Total Assets
$1,342,665,000
Total Deposits
$1,029,665,000
Equity Capital
$182,385,000
Net Income
$12,781,000
Headquarters
Ukiah
Total Branches and Offices
9
Source: FDIC | Last Updated 12/31/2025
Customer Reviews
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Add Your Rating and Review for Savings Bank of Mendocino County
Frequently Asked Questions About Savings Bank of Mendocino CountyHow many branches does Savings Bank of Mendocino County operate?Savings Bank of Mendocino County currently maintains approximately 9 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is there a first-time homebuyer program?Currently, Savings Bank of Mendocino County does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Savings Bank of Mendocino County provides members with tools to manage their accounts and build a solid financial history. Does Savings Bank of Mendocino County offer online and mobile banking?Most modern institutions like Savings Bank of Mendocino County provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.savingsbank.com. Current Savings Bank of Mendocino County Rates
Retrieved from our database of financial products. Rates subject to change.
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