First Southern National Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews
To see how these rates compare to First Southern National Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from First Southern National Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with First Southern National Bank CD rates. You can also compare First Southern National Bank savings rates, MMA rates and mortgage rates using our other rate lists. First Southern National Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at First Southern National Bank? Share your experience about First Southern National Bank by leaving a review below, or read customer reviews before you decide to use First Southern National Bank. First Southern National Bank Texas Ratio First Southern National Bank's Texas Ratio is at 7.37%, which is considered excellent. The Texas Ratio for First Southern National Bank is higher than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing. Overall, First Southern National Bank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars. Compare First Southern National Bank Rates with Other Competitive Bank and Credit Union Rates
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6-Month CD
4.25%
$1,000
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4.20%
$1,000
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4.06%
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Evergreen Bank Group
Evergreen Rewards Checking
4.00%
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The Bank of Tescott
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3.95%
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rates February 19, 2025Show More
The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed. Our apologies, we do not have First Southern National Bank rate data right now, check back for updates, we are adding rates all the time. First Southern National Bank InformationFirst Southern National Bank
27 Public SqLancaster, KY 40444 Garrard Established Date: 04/13/1865 FDIC Certificate #: 2700 Date of FDIC Deposit Insurance: 01/01/1934 Bank Holding Company: FIRST SOUTHERN BCORP INC How Many Domestic U.S. Offices? 17 How Many Branches are There? 17 Website: https://www.fsnb.net
Is First Southern National Bank FDIC Insured? Yes
What is First Southern National Bank's Cert number? 2700
What is the maximum amount for insured deposits? $250,000 per holder, per account
First Southern National Bank FinancialsTotal Assets:
$1,210,004,000
Total Deposits:
$1,093,560,000
Equity Capital:
$104,746,000
Domestic Deposits:
$1,093,560,000
Net Income:
$3,218,000
Return on Assets:
0.8591%
Quarterly Return on Assets:
1.0700%
Pretax Return on Assets:
1.4281%
Pretax Quarterly Return on Assets:
1.4300%
Return on Equity:
10.6800%
Quarterly Return on Equity:
12.3800%
Common Equity Tier 1 Capital Ratio:
13.5523%
Tier 1 Risk-Based Capital Ratio:
13.5523%
Leverage Tier 1 (Core Capital) Ratio:
8.1308%
Total Risk-Based Capital Ratio (YTD):
14.8073%
Total Interest Income (YTD):
4.4456%
Headquarters:
Lancaster
FDIC Field Office:
Lexington
Regulator:
OCC
County:
Garrard
# of Offices:
17
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Southeast
FDIC Region:
Chicago
Source: FDIC Last Updated 03/31/2024
Explore Other Rate Deals Millions of people who bought a home during the height of the housing bubble were unable to refinance their mortgage even though refinance rates declined the past 5 years and hit record lows late in 2012. Unfortunately, home prices also declined - in some area as much as 50 percent. This put refinancing out of reach for many homeowners due to their diminished loan-to-value (LTV) ratios.
The direction in average mortgage rates are beholden to "fiscal cliff" news these days, more so than any other financial news. Average mortgage rates today are lower as fiscal cliff talks move at a snail's pace or stall, depending on your point of view. One thing is for sure, if we fall off the fiscal cliff you can bet current mortgage rates will fall further and make new record lows. Even if an agreement is made we probably will see lower mortgage rates in 2013 since the Fed is buying mortgage backed-securities to the tune of $85 billion a month right now to force rates lower.
 Are you looking for South Carolina CD rates? You can find the best CD rates and CD yields in South Carolina by searching our CD rate tables. The bank with the highest 3 month South Carolina CD rate on our list right now is Ally Bank. The bank is currently offering 3 month bank CD rates in South Carolina at 0.69 percent with CD yields of 0.69 percent. The minimum opening deposit for a CD at Ally Bank is only $1. Second on our 3 month South Carolina CD rates list is Nationwide Bank with a CD rate of 0.65 percent with a CD yield of 0.65 percent.
Bank or Credit Union Offers and DealsInitial Jobless Claims Drop More than Expected as CD Rates Hold SteadyMortgage Rates Drop Again as FOMC Continues Tapering Mortgage Rates Move Higher Today: Current 30 Year Rates at 3.75% Home Savings Bank 1 Year Jumbo CD Rates now at 0.90% Mortgage Rates Fall - Average 30 Year Mortgage Rates Today at 3.74 Percent PNC Bank High Yield Savings Account Mortgage Rates: 30 Year Mortgage Rates Decrease to 4.95% 15 Year Mortgage Rates Decrease to 4.34% Brilliant Bank CD Rates: 15-Month CD Rate at 4.85% APY Best 1 Year CD Rates and CD Yields in Chicago Mortgage Rates Decline: 30 Year Mortgage Rates at 4.78%, 15 year Mortgage Rates at 4.27% Alternative Bank and Credit Union Offers to ExploreCD Rates - February 1, 2010Mortgage Rates at Record Lows Again, 30 Year Mortgage Rates at 4.56%, 15 Year Mortgage Rates at 4.03% One Year Certificate of Deposit Rates Best Money Market Rates: M&T Bank Market Advantage Account Rate at 1.55% Mortgage Rates Move Higher as Treasury Yields Increase Bank CD Rates - Average CD Rates Down Current 30 Year Mortgage Rates Still Low at 3.50 Percent but Will Increase in 2013 E*Trade Savings Rates KS StateBank 5 Year Jumbo CD Rates now at 1.99% Popular Direct's Top Savings Rate and Account Review First Southern National Bank ReviewsThere are no reviews for First Southern National Bank yet. Feel free to create one below.
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Today's 12-month CD rates can be found at 3.09%, 6-month CD rates at 3.75% and 3-month CD rates at 3.80%. Current savings rates are at 1.00% and money market rates are at 0.01%. Mortgage rates today on 30-year fixed loans are around 6.77%. Credit Card rates are at 15.40%. Personal Loan rates are at 9.00%. All these rates, and more, can be found in our database of rates. 
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