MonitorBankRates
  1. Home
  2. Banks
  3. Blue Ridge Bank National Association
iAdvertiser Disclosure
Advertiser Disclosure Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.

Blue Ridge Bank National Association Rates & Review April 2026

Blue Ridge Bank National Association's 5-Months 5-Month Certificate of Deposit Specials rates are at 3.85%, 12 Golden Advantage Certificate of Deposits and Specials rates are at 3.75%, 12-Months Golden Advantage Certificate of Deposits and Specials 12-Month rates are at 3.75%, 10-Months 10-Month Certificate of Deposit Specials rates are at 3.65%, 15-Months 15-Month Certificate of Deposit Specials rates are at 3.50%. Blue Ridge Bank National Association's savings rates are at 0.10%. Blue Ridge Bank National Association's money market rates are at 0.00%. MonitorBankRates evaluates the financial stability of Blue Ridge Bank National Association with a 5.0 Star Rating, an C+ Overall Health Grade, and a Texas Ratio of 41.42%. Rates were last updated on 03/28/2026.

Blue Ridge Bank National Association money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Blue Ridge Bank National Association? Share your experience about Blue Ridge Bank National Association by leaving a review below, or read customer reviews before you decide to use Blue Ridge Bank National Association.

Overall Health & Safety Grade ?
C+
Fair Health Score: 79/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
41.42%
Fair Higher than avg
Blue Ridge Bank National Association
1 E Market St
Martinsville, VA 24112
https://www.mybrb.bank
Member FDIC

Blue Ridge Bank National Association CD Rates

Product Rate APY Term View More
5 month Certificate of Deposit Specials 3.81% 3.85% 5 Months
Min Balance $1,000
Last Updated 03/28/2026
Institution Ratings
2.8
Star Rating
F
Health Grade
Texas Ratio: 41.42%
12 Golden Advantage Certificate of Deposits and Specials 3.70% 3.75% 12
Min Balance $1,000
Last Updated 03/28/2026
Institution Ratings
2.8
Star Rating
F
Health Grade
Texas Ratio: 41.42%
Golden Advantage Certificate of Deposits and Specials 12 month 3.70% 3.75% 12 months
Min Deposit $1,000
Min Balance $1,000
Last Updated 03/28/2026
Institution Ratings
2.8
Star Rating
F
Health Grade
Texas Ratio: 41.42%
10 month Certificate of Deposit Specials 3.60% 3.65% 10 Months
Min Balance $1,000
Last Updated 03/28/2026
Institution Ratings
2.8
Star Rating
F
Health Grade
Texas Ratio: 41.42%
15 month Certificate of Deposit Specials 3.45% 3.50% 15 Months
Min Balance $1,000
Last Updated 03/28/2026
Institution Ratings
2.8
Star Rating
F
Health Grade
Texas Ratio: 41.42%
Certificate of Deposit Specials 23 month 3.45% 3.50% 23 Months
Min Balance $1,000
Last Updated 03/28/2026
Institution Ratings
2.8
Star Rating
F
Health Grade
Texas Ratio: 41.42%
13 - 17 Business Certificates of Deposit 1.89% 1.90% 13 - 17
Min Balance $1,000
Last Updated 03/28/2026
Institution Ratings
2.8
Star Rating
F
Health Grade
Texas Ratio: 41.42%
13 - 17 Consumer Certificates of Deposit 1.89% 1.90% 13 - 17
Min Balance $1,000
Last Updated 03/28/2026
Institution Ratings
2.8
Star Rating
F
Health Grade
Texas Ratio: 41.42%
Consumer Certificates of Deposit 13 - 17 month 1.89% 1.90% 17 Months
Min Balance $1,000
Last Updated 03/28/2026
Institution Ratings
2.8
Star Rating
F
Health Grade
Texas Ratio: 41.42%
12 Business Certificates of Deposit 1.79% 1.80% 12
Min Balance $1,000
Last Updated 03/28/2026
Institution Ratings
2.8
Star Rating
F
Health Grade
Texas Ratio: 41.42%
12 Consumer Certificates of Deposit 1.79% 1.80% 12
Min Balance $1,000
Last Updated 03/28/2026
Institution Ratings
2.8
Star Rating
F
Health Grade
Texas Ratio: 41.42%
Consumer Certificates of Deposit 12 month 1.79% 1.80% 12 Months
Min Balance $1,000
Last Updated 03/28/2026
Institution Ratings
2.8
Star Rating
F
Health Grade
Texas Ratio: 41.42%
7 - 11 Business Certificates of Deposit 1.69% 1.70% 7 - 11
Min Balance $1,000
Last Updated 03/28/2026
Institution Ratings
2.8
Star Rating
F
Health Grade
Texas Ratio: 41.42%
7 - 11 Consumer Certificates of Deposit 1.69% 1.70% 7 - 11
Min Balance $1,000
Last Updated 03/28/2026
Institution Ratings
2.8
Star Rating
F
Health Grade
Texas Ratio: 41.42%
Consumer Certificates of Deposit 7 - 11 month 1.69% 1.70% 11 Months
Min Balance $1,000
Last Updated 03/28/2026
Institution Ratings
2.8
Star Rating
F
Health Grade
Texas Ratio: 41.42%
6 Business Certificates of Deposit 1.59% 1.60% 6
Min Balance $1,000
Last Updated 03/28/2026
Institution Ratings
2.8
Star Rating
F
Health Grade
Texas Ratio: 41.42%
6 Consumer Certificates of Deposit 1.59% 1.60% 6
Min Balance $1,000
Last Updated 03/28/2026
Institution Ratings
2.8
Star Rating
F
Health Grade
Texas Ratio: 41.42%
Consumer Certificates of Deposit 6 Month 1.59% 1.60% 6 Month
Min Balance $1,000
Last Updated 03/28/2026
Institution Ratings
2.8
Star Rating
F
Health Grade
Texas Ratio: 41.42%
3 - 5 Business Certificates of Deposit 1.49% 1.50% 3 - 5
Min Balance $1,000
Last Updated 03/28/2026
Institution Ratings
2.8
Star Rating
F
Health Grade
Texas Ratio: 41.42%
3 - 5 Consumer Certificates of Deposit 1.49% 1.50% 3 - 5
Min Balance $1,000
Last Updated 03/28/2026
Institution Ratings
2.8
Star Rating
F
Health Grade
Texas Ratio: 41.42%
Consumer Certificates of Deposit 3 - 5 month 1.49% 1.50% 5 Months
Min Balance $1,000
Last Updated 03/28/2026
Institution Ratings
2.8
Star Rating
F
Health Grade
Texas Ratio: 41.42%
Consumer Certificates of Deposit 60 month and Longer 1.49% 1.50% 60 Months and Longer
Min Balance $1,000
Last Updated 03/28/2026
Institution Ratings
2.8
Star Rating
F
Health Grade
Texas Ratio: 41.42%
60 Golden Advantage Certificate of Deposits and Specials 1.49% 1.50% 60
Min Balance $1,000
Last Updated 03/28/2026
Institution Ratings
2.8
Star Rating
F
Health Grade
Texas Ratio: 41.42%
Golden Advantage Certificate of Deposits and Specials 60 month 1.49% 1.50% 60 months
Min Deposit $1,000
Min Balance $1,000
Last Updated 03/28/2026
Institution Ratings
2.8
Star Rating
F
Health Grade
Texas Ratio: 41.42%
48 - 59 Business Certificates of Deposit 1.44% 1.45% 48 - 59
Min Balance $1,000
Last Updated 03/28/2026
Institution Ratings
2.8
Star Rating
F
Health Grade
Texas Ratio: 41.42%
48 - 59 Consumer Certificates of Deposit 1.44% 1.45% 48 - 59
Min Balance $1,000
Last Updated 03/28/2026
Institution Ratings
2.8
Star Rating
F
Health Grade
Texas Ratio: 41.42%
Consumer Certificates of Deposit 48 - 59 month 1.44% 1.45% 59 Months
Min Balance $1,000
Last Updated 03/28/2026
Institution Ratings
2.8
Star Rating
F
Health Grade
Texas Ratio: 41.42%
48 Golden Advantage Certificate of Deposits and Specials 1.44% 1.45% 48
Min Balance $1,000
Last Updated 03/28/2026
Institution Ratings
2.8
Star Rating
F
Health Grade
Texas Ratio: 41.42%
Golden Advantage Certificate of Deposits and Specials 48 month 1.44% 1.45% 48 months
Min Deposit $1,000
Min Balance $1,000
Last Updated 03/28/2026
Institution Ratings
2.8
Star Rating
F
Health Grade
Texas Ratio: 41.42%
36 - 47 Business Certificates of Deposit 1.39% 1.40% 36 - 47
Min Balance $1,000
Last Updated 03/28/2026
Institution Ratings
2.8
Star Rating
F
Health Grade
Texas Ratio: 41.42%
36 - 47 Consumer Certificates of Deposit 1.39% 1.40% 36 - 47
Min Balance $1,000
Last Updated 03/28/2026
Institution Ratings
2.8
Star Rating
F
Health Grade
Texas Ratio: 41.42%
Consumer Certificates of Deposit 36 - 47 month 1.39% 1.40% 47 Months
Min Balance $1,000
Last Updated 03/28/2026
Institution Ratings
2.8
Star Rating
F
Health Grade
Texas Ratio: 41.42%
36 Golden Advantage Certificate of Deposits and Specials 1.39% 1.40% 36
Min Balance $1,000
Last Updated 03/28/2026
Institution Ratings
2.8
Star Rating
F
Health Grade
Texas Ratio: 41.42%
Golden Advantage Certificate of Deposits and Specials 36 month 1.39% 1.40% 36 months
Min Deposit $1,000
Min Balance $1,000
Last Updated 03/28/2026
Institution Ratings
2.8
Star Rating
F
Health Grade
Texas Ratio: 41.42%
24 - 35 Business Certificates of Deposit 1.34% 1.35% 24 - 35
Min Balance $1,000
Last Updated 03/28/2026
Institution Ratings
2.8
Star Rating
F
Health Grade
Texas Ratio: 41.42%
24 - 35 Consumer Certificates of Deposit 1.34% 1.35% 24 - 35
Min Balance $1,000
Last Updated 03/28/2026
Institution Ratings
2.8
Star Rating
F
Health Grade
Texas Ratio: 41.42%
Consumer Certificates of Deposit 24 - 35 month 1.34% 1.35% 35 Months
Min Balance $1,000
Last Updated 03/28/2026
Institution Ratings
2.8
Star Rating
F
Health Grade
Texas Ratio: 41.42%
30 Golden Advantage Certificate of Deposits and Specials 1.34% 1.35% 30
Min Balance $1,000
Last Updated 03/28/2026
Institution Ratings
2.8
Star Rating
F
Health Grade
Texas Ratio: 41.42%
Golden Advantage Certificate of Deposits and Specials 30 month 1.34% 1.35% 30 months
Min Deposit $1,000
Min Balance $1,000
Last Updated 03/28/2026
Institution Ratings
2.8
Star Rating
F
Health Grade
Texas Ratio: 41.42%
18 - 23 Business Certificates of Deposit 1.29% 1.30% 18 - 23
Min Balance $1,000
Last Updated 03/28/2026
Institution Ratings
2.8
Star Rating
F
Health Grade
Texas Ratio: 41.42%
18 - 23 Consumer Certificates of Deposit 1.29% 1.30% 18 - 23
Min Balance $1,000
Last Updated 03/28/2026
Institution Ratings
2.8
Star Rating
F
Health Grade
Texas Ratio: 41.42%
Consumer Certificates of Deposit 18 - 23 month 1.29% 1.30% 23 Months
Min Balance $1,000
Last Updated 03/28/2026
Institution Ratings
2.8
Star Rating
F
Health Grade
Texas Ratio: 41.42%

Blue Ridge Bank National Association Savings Rates

Product Rate APY View More
Business Savings 0.10% 0.10%
Min Balance $500
Last Updated 03/28/2026
Institution Ratings
2.8
Star Rating
F
Health Grade
Texas Ratio: 41.42%
Health Savings Account 0.10% 0.10%
No additional details.
Last Updated 03/28/2026
Institution Ratings
2.8
Star Rating
F
Health Grade
Texas Ratio: 41.42%
Personal Savings 0.10% 0.10%
No additional details.
Last Updated 03/28/2026
Institution Ratings
2.8
Star Rating
F
Health Grade
Texas Ratio: 41.42%
Youth Savings 0.10% 0.10%
No additional details.
Last Updated 03/28/2026
Institution Ratings
2.8
Star Rating
F
Health Grade
Texas Ratio: 41.42%

Blue Ridge Bank National Association Money Market Rates

Product Rate APY View More
Business Money Market 3.17% 3.22%
Min Balance $5,000,000
Last Updated 03/28/2026
Institution Ratings
2.8
Star Rating
F
Health Grade
Texas Ratio: 41.42%
Platinum Money Market 3.15% 3.20%
Min Balance $25,000
Last Updated 03/28/2026
Institution Ratings
2.8
Star Rating
F
Health Grade
Texas Ratio: 41.42%
Signature Money Market 3.15% 3.20%
Min Balance $250,000
Last Updated 03/28/2026
Institution Ratings
2.8
Star Rating
F
Health Grade
Texas Ratio: 41.42%
Municipal Money Market 3.03% 3.07%
Min Balance $5,000,000
Last Updated 03/28/2026
Institution Ratings
2.8
Star Rating
F
Health Grade
Texas Ratio: 41.42%
Signature Money Market 3.01% 3.05%
Min Balance $50,000
Last Updated 03/28/2026
Institution Ratings
2.8
Star Rating
F
Health Grade
Texas Ratio: 41.42%
Business Money Market 2.93% 2.97%
Min Balance $3,000,000
Last Updated 03/28/2026
Institution Ratings
2.8
Star Rating
F
Health Grade
Texas Ratio: 41.42%
Golden Advantage Money Market 2.83% 2.87%
Min Balance $2,500
Last Updated 03/28/2026
Institution Ratings
2.8
Star Rating
F
Health Grade
Texas Ratio: 41.42%
Municipal Money Market 2.78% 2.82%
Min Balance $3,000,000
Last Updated 03/28/2026
Institution Ratings
2.8
Star Rating
F
Health Grade
Texas Ratio: 41.42%
Business Money Market 2.73% 2.77%
Min Balance $1,000,000
Last Updated 03/28/2026
Institution Ratings
2.8
Star Rating
F
Health Grade
Texas Ratio: 41.42%
Municipal Money Market 2.58% 2.62%
Min Balance $1,000,000
Last Updated 03/28/2026
Institution Ratings
2.8
Star Rating
F
Health Grade
Texas Ratio: 41.42%
Business Money Market 2.54% 2.57%
Min Balance $500,000
Last Updated 03/28/2026
Institution Ratings
2.8
Star Rating
F
Health Grade
Texas Ratio: 41.42%
Money Market Tiered 2.49% 2.52%
Min Balance $250,000
Last Updated 03/28/2026
Institution Ratings
2.8
Star Rating
F
Health Grade
Texas Ratio: 41.42%
Money Market Tiered 2.39% 2.42%
Min Balance $100,000
Last Updated 03/28/2026
Institution Ratings
2.8
Star Rating
F
Health Grade
Texas Ratio: 41.42%
Municipal Money Market 2.39% 2.42%
Min Balance $500,000
Last Updated 03/28/2026
Institution Ratings
2.8
Star Rating
F
Health Grade
Texas Ratio: 41.42%
Business Money Market 2.20% 2.25%
Min Balance $250,000
Last Updated 03/28/2026
Institution Ratings
2.8
Star Rating
F
Health Grade
Texas Ratio: 41.42%
Municipal Money Market 2.05% 2.07%
Min Balance $250,000
Last Updated 03/28/2026
Institution Ratings
2.8
Star Rating
F
Health Grade
Texas Ratio: 41.42%
Business Money Market 2.00% 2.02%
Min Balance $100,000
Last Updated 03/28/2026
Institution Ratings
2.8
Star Rating
F
Health Grade
Texas Ratio: 41.42%
Municipal Money Market 1.85% 1.87%
Min Balance $100,000
Last Updated 03/28/2026
Institution Ratings
2.8
Star Rating
F
Health Grade
Texas Ratio: 41.42%
Business Money Market 1.50% 1.52%
Min Balance $50,000
Last Updated 03/28/2026
Institution Ratings
2.8
Star Rating
F
Health Grade
Texas Ratio: 41.42%
Municipal Money Market 1.36% 1.37%
Min Balance $50,000
Last Updated 03/28/2026
Institution Ratings
2.8
Star Rating
F
Health Grade
Texas Ratio: 41.42%
Money Market Tiered 1.25% 1.25%
Min Balance $50,000
Last Updated 03/28/2026
Institution Ratings
2.8
Star Rating
F
Health Grade
Texas Ratio: 41.42%
Business Money Market 1.00% 1.00%
Min Balance $25,000
Last Updated 03/28/2026
Institution Ratings
2.8
Star Rating
F
Health Grade
Texas Ratio: 41.42%
Money Market Tiered 1.00% 1.00%
Min Balance $25,000
Last Updated 03/28/2026
Institution Ratings
2.8
Star Rating
F
Health Grade
Texas Ratio: 41.42%
Municipal Money Market 1.00% 1.00%
Min Balance $25,000
Last Updated 03/28/2026
Institution Ratings
2.8
Star Rating
F
Health Grade
Texas Ratio: 41.42%
Money Market Tiered 0.75% 0.75%
Min Balance $10,000
Last Updated 03/28/2026
Institution Ratings
2.8
Star Rating
F
Health Grade
Texas Ratio: 41.42%
Money Market Tiered 0.50% 0.50%
Min Balance $2,500
Last Updated 03/28/2026
Institution Ratings
2.8
Star Rating
F
Health Grade
Texas Ratio: 41.42%
Business Money Market 0.25% 0.25%
Min Balance $0
Last Updated 03/28/2026
Institution Ratings
2.8
Star Rating
F
Health Grade
Texas Ratio: 41.42%
Money Market Tiered 0.25% 0.25%
Min Balance $0
Last Updated 03/28/2026
Institution Ratings
2.8
Star Rating
F
Health Grade
Texas Ratio: 41.42%
Municipal Money Market 0.25% 0.25%
Min Balance $0
Last Updated 03/28/2026
Institution Ratings
2.8
Star Rating
F
Health Grade
Texas Ratio: 41.42%
Platinum Money Market - 0.00%
Min Balance $0
Last Updated 03/28/2026
Institution Ratings
2.8
Star Rating
F
Health Grade
Texas Ratio: 41.42%
Signature Money Market - 0.00%
Min Balance $0
Last Updated 03/28/2026
Institution Ratings
2.8
Star Rating
F
Health Grade
Texas Ratio: 41.42%

Blue Ridge Bank National Association Checking Rates

Product Rate APY View More
First Honor Checking 1.50% 1.51%
No additional details.
Last Updated 03/28/2026
Institution Ratings
2.8
Star Rating
F
Health Grade
Texas Ratio: 41.42%
Golden Advantage Plus Checking 0.08% 0.08%
Min Balance $50,000
Last Updated 03/28/2026
Institution Ratings
2.8
Star Rating
F
Health Grade
Texas Ratio: 41.42%
Golden Advantage Plus Checking 0.05% 0.05%
Min Balance $2,500
Last Updated 03/28/2026
Institution Ratings
2.8
Star Rating
F
Health Grade
Texas Ratio: 41.42%
Golden Advantage Plus Checking 0.03% 0.03%
Min Balance $0
Last Updated 03/28/2026
Institution Ratings
2.8
Star Rating
F
Health Grade
Texas Ratio: 41.42%

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Blue Ridge Bank National Association is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Blue Ridge Bank National Association rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Blue Ridge Bank National Association's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Blue Ridge Bank National Association
Bank Holding Company BLUE RIDGE BANKSHARES INC
Address 1 E Market St, Martinsville, VA 24112  ·  Henry
FDIC Certificate # 35274
Established 07/24/2000
FDIC Insurance Date 07/24/2000
Domestic Offices 27
Total Branches 27
Regulator OCC
FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

C+
Overall Health Grade Score: 79/100
5.0
Exceptional Out of 5.0 Stars
41.42%
Texas Ratio Nat'l avg: 5.85%
Return on Assets (ROA) -1.5121%
Return on Equity (ROE) -20.4700%
Non-Performing Loans (NPL) 3.37%
Total Assets $2,411,390,000
Total Deposits $1,934,652,000
Equity Capital $301,407,000
Net Income $12,823,000
Headquarters Martinsville
Total Offices 27
Source: FDIC  |  Last Updated 12/31/2025

Customer Reviews

There are no reviews for Blue Ridge Bank National Association yet. Feel free to create one below.
Average Rating
☆☆☆☆☆
Total Reviews
0
Add Your Rating and Review for Blue Ridge Bank National Association
Your Name:
Your Rating:

Frequently Asked Questions About Blue Ridge Bank National Association

Is Blue Ridge Bank National Association a safe place to deposit money?

Yes, Blue Ridge Bank National Association is considered a safe financial institution. With a Texas Ratio of 41.424628796057%, the institution's financial health is rated as stable. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category.

How many branches does Blue Ridge Bank National Association operate?

Blue Ridge Bank National Association currently maintains approximately 27 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Blue Ridge Bank National Association does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Blue Ridge Bank National Association provides members with tools to manage their accounts and build a solid financial history.

Does Blue Ridge Bank National Association offer online and mobile banking?

Most modern institutions like Blue Ridge Bank National Association provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.mybrb.bank.

Current Blue Ridge Bank National Association Rates

  • 12-Month CD1.70%
  • 18-Month CD1.90%
  • 24-Month CD1.30%
  • 36-Month CD1.35%
  • 48-Month CD1.40%
  • 60-Month CD1.45%
  • Savings0.10%
  • MMA0.00%
Retrieved from our database of financial products. Rates subject to change.