What are the current interest rates at Blue Ridge Bank National Association?

Current rates for Blue Ridge Bank National Association include: 24-Month CD: 3.75%, Savings: 0.10%, MMA: 0.25%

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Blue Ridge Bank National Association

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Blue Ridge Bank National Association Rates & Review September 2026

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Blue Ridge Bank National Association provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: September 18, 2026

Blue Ridge Bank National Association's 10-Months 10-Month Certificate of Deposit Specials rates are at 3.75%, 15-Months 15-Month Certificate of Deposit Specials rates are at 3.75%, 23-Months 23-Month Certificate of Deposit Specials rates are at 3.75%, 5-Months 5-Month Certificate of Deposit Specials rates are at 3.75%, 10-Months 10-Month Golden Advantage Checking Certificate of Deposit Specials rates are at 3.75%. Blue Ridge Bank National Association's savings rates are at 0.10%. Blue Ridge Bank National Association's money market rates are at 0.25%. MonitorBankRates evaluates the financial stability of Blue Ridge Bank National Association with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 13.25%. Rates last updated and verified on 09/18/2026.

Blue Ridge Bank National Association money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Blue Ridge Bank National Association? Share your experience about Blue Ridge Bank National Association by leaving a review below, or read customer reviews before you decide to use Blue Ridge Bank National Association.

Verified Healthy 2026 Use This Badge on Your Bank Website

Overall Health & Safety Grade

Excellent Health Score: 93/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

13.25%

Excellent Higher than avg

Health Trend

Improving 12 quarters

Full history ›

Blue Ridge Bank, National Association

1 E Market St
Martinsville, VA 24112

https://www.mybrb.bank

Blue Ridge Bank National Association CD Rates

Product	Rate	APY	Term
10 Month Certificate of Deposit Specials	3.70%	3.75%	10 Months
Min Balance $1,000 Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 13.25%
15 Month Certificate of Deposit Specials	3.70%	3.75%	15 Months
Min Balance $1,000 Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 13.25%
23 Month Certificate of Deposit Specials	3.70%	3.75%	23 Months
Min Balance $1,000 Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 13.25%
5 Month Certificate of Deposit Specials	3.71%	3.75%	5 Months
Min Balance $1,000 Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 13.25%

Blue Ridge Bank National Association Savings Rates

Product	Rate	APY
Business Savings	0.10%	0.10%
Min Balance $500 Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 13.25%
Health Savings Account	0.10%	0.10%
No additional details. Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 13.25%
Personal Savings	0.10%	0.10%
No additional details. Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 13.25%
Youth Savings	0.10%	0.10%
No additional details. Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 13.25%

Blue Ridge Bank National Association Money Market Rates

Product	Rate	APY
Municipal Money Market Special	3.81%	3.88%
Min Balance $1,000,000 Details Balance: $1,000,000 and Greater Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 13.25%
Business Money Market Account Special	3.25%	3.30%
Min Balance $100,000 Details Balance: $100,000 and Greater Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 13.25%
Personal Money Market Account Special	3.25%	3.30%
Min Balance $25,000 Details Balance: $25,000 and Greater Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 13.25%
Platinum Money Market	3.15%	3.20%
Min Balance $25,000 Details Balance: $25,000.00 - $49,999.99 Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 13.25%
Platinum Money Market	3.15%	3.20%
Min Balance $50,000 Details Balance: $50,000.00 - $249,999.99 Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 13.25%
Platinum Money Market	3.15%	3.20%
Min Balance $250,000 Details Balance: $250,000.00 and Greater Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 13.25%
Signature Money Market	3.15%	3.20%
Min Balance $250,000 Details Balance: $250,000.00 and Greater Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 13.25%
Signature Money Market	3.01%	3.05%
Min Balance $50,000 Details Balance: $50,000.00 - $249,999.99 Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 13.25%
Golden Advantage Money Market	2.83%	2.87%
Min Balance $2,500 Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 13.25%
Municipal Money Market Special	-	2.76%
Min Balance $0 Details Balance: $0.01 and Greater Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 13.25%
Personal Money Market Account Special	-	0.75%
Min Deposit $2,500 Min Balance $10,000 Details This applies to new money only. Promotional period runs for 6 months from date account was opened. Balance: $10,000.00-$24,999.99. Certain restrictions and conditions may apply. Fees may reduce earnings. Ask us for complete details. Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 13.25%
Personal Money Market Account Special	-	0.50%
Min Deposit $2,500 Min Balance $2,500 Details This applies to new money only. Promotional period runs for 6 months from date account was opened. Balance: $2,500.00-$9,999.99. Certain restrictions and conditions may apply. Fees may reduce earnings. Ask us for complete details. Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 13.25%
Personal Money Market Account Special	-	0.25%
Min Deposit $2,500 Min Balance $0 Details This applies to new money only. Promotional period runs for 6 months from date account was opened. Balance: $0.00-$2,499.99. Certain restrictions and conditions may apply. Fees may reduce earnings. Ask us for complete details. Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 13.25%

Blue Ridge Bank National Association Checking Rates

Product	Rate	APY
Golden Advantage Checking	2.49%	2.52%
Min Balance $250,000 Details Balance: $250,000.00 - $999,999.99 Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 13.25%
Golden Advantage Checking	2.49%	2.52%
Min Balance $1,000,000 Details Balance: $1,000,000 and Greater Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 13.25%
Golden Advantage Checking	2.39%	2.42%
Min Balance $100,000 Details Balance: $100,000.00 - $249,999.99 Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 13.25%
First Honor Checking	1.50%	1.51%
No additional details. Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 13.25%
Golden Advantage Checking	1.25%	1.25%
Min Balance $50,000 Details Balance: $50,000.00 - $99,999.99 Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 13.25%
Golden Advantage Checking	1.00%	1.00%
Min Balance $25,000 Details Balance: $25,000.00 - $49,999.99 Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 13.25%
Golden Advantage Checking	0.75%	0.75%
Min Balance $10,000 Details Balance: $10,000 - $24,999.99 Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 13.25%
Golden Advantage Checking	0.50%	0.50%
Min Balance $2,500 Details Balance: $2,500 - $9,999.99 Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 13.25%
Golden Advantage Checking	0.25%	0.25%
Min Balance $0 Details Balance: $0.00 - $2,499.99 Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 13.25%
Golden Advantage Checking	-	0.20%
Min Balance $50,001 Details Balance: $50,001.00 and Greater Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 13.25%
Business Golden Advantage Checking	0.10%	0.10%
Min Balance $3,000 Details Balance: $3,000.00 Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 13.25%
Golden Advantage Checking	-	0.10%
Min Balance $0 Details Balance: $0.00 - $50,000.99 Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 13.25%
Golden Advantage Plus Checking	0.08%	0.08%
Min Balance $50,000 Details Balance: $50,000.00 and Greater Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 13.25%
Golden Advantage Plus Checking	0.05%	0.05%
Min Balance $2,500 Details Balance: $2,500.00 - $24,999.99 Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 13.25%
Golden Advantage Plus Checking	0.05%	0.05%
Min Balance $25,000 Details Balance: $25,000.00 - $49,999.99 Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 13.25%
Golden Advantage Plus Checking	0.03%	0.03%
Min Balance $0 Details Balance: $0.00 - $2,499.99 Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 13.25%

Blue Ridge Bank National Association Other Rates

Product	Rate	Points	APY/APR	Term
10 Month Golden Advantage Checking Certificate of Deposit Specials	3.70%	-	3.75%	10 Months
Min Balance $1,000 Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 13.25%
15 Month Golden Advantage Checking Certificate of Deposit Specials	3.70%	-	3.75%	15 Months
Min Balance $1,000 Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 13.25%
23 Month Golden Advantage Checking Certificate of Deposit Specials	3.70%	-	3.75%	23 Months
Min Balance $1,000 Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 13.25%
5 Month Golden Advantage Checking Certificate of Deposit Specials	3.71%	-	3.75%	5 Months
Min Balance $1,000 Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 13.25%
Charitable Account	0.10%	-	0.10%
Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 13.25%
Kasasa Cash Checking	4.41%	-	4.50%
Min Deposit $100 Min Balance $0 Details Qualifications Required: Qualifications Required; All balances if qualifications not met; Balance: $0.01 - $15,000.99 Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 13.25%
Kasasa Cash Checking	0.05%	-	0.05%
Min Balance $15,001 Details Balance: $15,001.00 and Greater Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 13.25%
Kasasa Cash Checking	0.01%	-	0.01%
Details All balances if qualifications not met Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 13.25%
Kasasa Cash Checking	-	-	4.50%
Details Qualifications Required; Domestic ATM fees incurred during qualification cycle will be reimbursed up to $20 and credited to account on the last day of monthly statement cycle; balances over $15,001.00 earn 0.05% interest rate on the portion of the balance over $15,001.00 and over. If qualifications are not met on Kasasa Cash, all balances earn 0.01% APY. Qualifying transactions must post and settle to Kasasa Cash account during monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post and settle to account. ATM-processed transactions do not count towards qualifying debit card transactions. "Monthly Qualification Cycle" means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. The advertised Kasasa Cash APY is based on compounding interest. Interest earned in Kasasa Cash is automatically transferred to Kasasa Saver each statement cycle and does not compound. Actual interest amount paid may be less than advertised Kasasa Cash APY. The Kasasa Saver APYs may be less than Kasasa Cash APYs. Transfers between accounts do not count as qualifying transactions. ATM receipt must be presented for reimbursement of an individual ATM fee of $5.00. or higher. **This includes a combination of the ATM surcharge reimbursement and the BRB foreign ATM fee Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 13.25%
Kasasa Cash Golden Advantage Checking	4.41%	-	4.50%
Min Deposit $100 Min Balance $0 Details Qualifications Required: 1 direct deposit or ACH credit; 12 debit card purchases; e-statements enrollment; online banking enrollment/login; Balance: $0.01 - $15,000.99 Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 13.25%
Kasasa Cash Golden Advantage Checking	0.05%	-	0.05%
Min Balance $15,001 Details Balance: $15,001.00 and Greater Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 13.25%
Kasasa Cash Golden Advantage Checking	0.01%	-	0.01%
Details All balances if qualifications not met Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 13.25%
Kasasa Saver Savings	2.96%	-	3.00%
Min Deposit $100 Min Balance $0 Details Qualifications Required: 1 direct deposit or ACH credit; 12 debit card purchases; e-statements enrollment; online banking enrollment/login; Balance: $0.01 - $100,000.99 Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 13.25%
Kasasa Saver Savings	0.05%	-	0.05%
Min Deposit $100 Min Balance $100,001 Details Balance: $100,001 and Greater Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 13.25%
Kasasa Saver Savings	-	-	2.76%
Min Balance $0 Details Balance: $0.01 and Greater Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 13.25%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
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Financial Health History

Blue Ridge Bank National Association’s Texas Ratio fell from 41.42% in Q3 2023 to 13.25% in Q2 2026, so its financial health has improved over the past 12 quarters. Over the same period its Star Rating moved from 1.9 to 5.0 and its Health Grade from F to A. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a bank must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

Swipe the chart sideways to see every quarter.

Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures

Quarter	Total assets	Texas Ratio	Star Rating	Health Grade
June 30, 2026	$2.3B	13.25%	5.0	A
March 31, 2026	$2.4B	9.04%	5.0	A
December 31, 2025	$2.4B	8.37%	5.0	A
September 30, 2025	$2.5B	8.76%	5.0	A
June 30, 2025	$2.5B	7.72%	5.0	A
March 31, 2025	$2.7B	8.08%	5.0	A
December 31, 2024	$2.7B	8.39%	5.0	A
September 30, 2024	$2.9B	10.17%	5.0	A
June 30, 2024	$2.9B	13.50%	5.0	A
March 31, 2024	$3.0B	27.11%	3.4	C-
December 31, 2023	$3.1B	31.39%	3.1	D
September 30, 2023	$3.2B	41.42%	1.9	F

Source: FDIC call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Blue Ridge Bank National Association is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Blue Ridge Bank National Association rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Blue Ridge Bank National Association's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Blue Ridge Bank National Association

Bank Holding Company BLUE RIDGE BANKSHARES INC

Address 1 E Market St, Martinsville, VA 24112 · Martinsville City

Website https://www.mybrb.bank

FDIC Certificate # 35274

Established 20000724

FDIC Insurance Date 20000724

Domestic Offices 27

Total Branches 27

Regulator OCC

FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

Overall Health Grade Score: 93/100

5.0

Exceptional Out of 5.0 Stars

13.25%

Texas Ratio Nat'l avg: 5.85%

Return on Assets (ROA) 0.0118%

Return on Equity (ROE) 0.1100%

Non-Performing Loans (NPL) 1.35%

Total Assets $2,310,031,000

Total Deposits $1,891,519,000

Equity Capital $245,757,000

Net Income $140,000

Headquarters Martinsville

Total Branches and Offices 27

Source: FDIC | Last Updated 06/30/2026

2026 MBR Health & Safety Badge

Blue Ridge Bank National Association earned the Verified Healthy badge

Display this badge on your website to show visitors your 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates — no need to download or upload anything.

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  <img src="https://www.monitorbankrates.com/wp-content/uploads/badges/mbr-badge-tier-c-2026.svg"
       alt="MonitorBankRates Verified Healthy Badge 2026"
       width="160" height="160">
</a>

Learn more about the MBR Health & Safety Badge program on our methodology page.

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Frequently Asked Questions About Blue Ridge Bank National Association

How many branches does Blue Ridge Bank National Association operate?

Blue Ridge Bank National Association currently maintains approximately 27 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Blue Ridge Bank National Association does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Blue Ridge Bank National Association provides members with tools to manage their accounts and build a solid financial history.

Does Blue Ridge Bank National Association offer online and mobile banking?

Most modern institutions like Blue Ridge Bank National Association provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.mybrb.bank.