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Dickinson County Bank Rates & Review April 2026

Dickinson County Bank's Spring CD Special - 12-Month rates are at 4.00%. MonitorBankRates evaluates the financial stability of Dickinson County Bank with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 2.54%. Rates were last updated on 04/24/2026.

Dickinson County Bank money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Dickinson County Bank? Share your experience about Dickinson County Bank by leaving a review below, or read customer reviews before you decide to use Dickinson County Bank.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 99/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
2.54%
Excellent Lower than avg
Dickinson County Bank
101 S Factory
Enterprise, KS 67441
https://www.dcbonline.net
Member FDIC

Dickinson County Bank CD Rates

Product Rate APY Term View More
Spring CD Special - 12 month - 4.00%
No additional details.
Last Updated 04/24/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.23%

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Dickinson County Bank is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Dickinson County Bank rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Dickinson County Bank's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Dickinson County Bank
FDIC Certificate # 12425
Address 101 S Factory, Enterprise, KS 67441  ·  Dickinson
Established 06/02/1894
FDIC Insurance Date 01/01/1934
Domestic Offices 1
Total Branches 1
Regulator FDIC
FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+
Overall Health Grade Score: 99/100
5.0
Exceptional Out of 5.0 Stars
2.54%
Texas Ratio Nat'l avg: 5.85%
Return on Assets (ROA) 1.8347%
Return on Equity (ROE) 16.8000%
Non-Performing Loans (NPL) 0.00%
Total Assets $20,900,000
Total Deposits $17,010,000
Equity Capital $2,942,000
Net Income $373,000
Headquarters Enterprise
Total Offices 1
Source: FDIC  |  Last Updated 12/31/2025

Customer Reviews

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Frequently Asked Questions About Dickinson County Bank

Is Dickinson County Bank a safe place to deposit money?

Yes, Dickinson County Bank is considered a safe financial institution. With a Texas Ratio of 2.5442980463426%, the institution's financial health is rated as excellent. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category.

How many branches does Dickinson County Bank operate?

Dickinson County Bank currently maintains approximately 1 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Dickinson County Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Dickinson County Bank provides members with tools to manage their accounts and build a solid financial history.

Does Dickinson County Bank offer online and mobile banking?

Most modern institutions like Dickinson County Bank provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.dcbonline.net.

Current Dickinson County Bank Rates

  • 12-Month CD4.00%
Retrieved from our database of financial products. Rates subject to change.