Black River Country Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 3.96%, 6-month CD rates at 2.25% and 3-month CD rates at 3.50%. Current savings rates are at 0.35% and money market rates are at 1.46%. Mortgage rates today on 30-year fixed loans are around 6.94%. Credit Card rates are at 18.00%. Personal Loan rates are at 10.70%. All these rates, and more, can be found in our database of rates. Black River Country Bank's 12-Month CD rates are at 3.75%, 60-Month CD rates are at 3.75%, 48-Month CD rates are at 3.25%, 36-Month CD rates are at 3.15%, 24-Month CD rates are at 3.00%.

Black River Country Bank

To see how these rates compare to Black River Country Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Black River Country Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Black River Country Bank CD rates. You can also compare Black River Country Bank savings rates, MMA rates and mortgage rates using our other rate lists.

Black River Country Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Black River Country Bank? Share your experience about Black River Country Bank by leaving a review below, or read customer reviews before you decide to use Black River Country Bank.

Black River Country Bank Texas Ratio

Black River Country Bank's Texas Ratio is at 0.35%, which is considered excellent. The Texas Ratio for Black River Country Bank is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Black River Country Bank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
3.75%
18-Month CD
N/A
24-Month CD
3.00%
36-Month CD
3.15%
48-Month CD
3.25%
60-Month CD
3.75%
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Black River Country Bank
221 Main St
Black River Falls, WI 54615
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Black River Country Bank CD Rates and Interest Rates

Bank
Product
APY
Min Dep
Black River Country Bank
Black River Country Bank
12-Month CD
3.75%
$1,000
Black River Country Bank
Black River Country Bank
60-Month CD
3.75%
$1,000
Black River Country Bank
Black River Country Bank
48-Month CD
3.25%
$1,000
Black River Country Bank
Black River Country Bank
36-Month CD
3.15%
$1,000
Black River Country Bank
Black River Country Bank
24-Month CD
3.00%
$1,000
Black River Country Bank
Black River Country Bank
6-Month CD
2.50%
$1,000
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Black River Country Bank Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Citizens Bank & Trust Company KY
Citizens Bank & Trust Company KY
36-Month CD
4.35%
$500
Bankwell Bank
Bankwell Bank
12-Month CD
4.30%
$1,000
The Harrison B&L Assoc.
The Harrison B&L Assoc.
9-Month CD
4.02%
$2,500
Farmers Savings Bank Mineral Point, WI
Farmers Savings Bank Mineral Point, WI
Gold Money Market
4.00%
$500,000
International Bank of Chicago
International Bank of Chicago
Premier Money Market
4.00%
$250,000
Bayer Heritage Federal Credit Union
Bayer Heritage Federal Credit Union
24-Month CD
3.98%
$100
My eBanc, a division of Bradesco Bank
My eBanc, a division of Bradesco Bank
24-Month CD
3.95%
$5,000
GTE Financial Credit Union
GTE Financial Credit Union
48-Month CD
3.92%
$500
Main Bank
Main Bank
12-Month CD
3.90%
$1,000
Abbey Credit Union
Abbey Credit Union
24-Month CD
3.85%
$500
Garden Plain State Bank
Garden Plain State Bank
24-Month CD
3.80%
$1,000
Quaint Oak Bank
Quaint Oak Bank
24-Month CD
3.75%
$500
OBannon Bank
OBannon Bank
36-Month CD
3.55%
$1,000
Beal Bank USA
Beal Bank USA
48-Month CD
3.45%
$1,000
Old Dominion National Bank
Old Dominion National Bank
36-Month CD
3.40%
$500
Citizens Federal Savings Bank
Citizens Federal Savings Bank
24-Month CD
3.25%
$500
Community Bank Dunlap, IA
Community Bank Dunlap, IA
60-Month CD
3.25%
$500
InFirst Bank
InFirst Bank
12-Month CD
3.25%
$500
Wyoming Community Bank
Wyoming Community Bank
12-Month CD
3.10%
$1,000
Gogebic Range Bank
Gogebic Range Bank
48-Month CD
3.03%
$500
Access Community Credit Union
Access Community Credit Union
18-Month CD
3.00%
$1,000
First Financial of Maryland FCU
First Financial of Maryland FCU
36-Month CD
3.00%
$500
Webster Five Cents Savings Bank
Webster Five Cents Savings Bank
36-Month CD
2.83%
$1,000
Platte Valley Bank North Bend, NE
Platte Valley Bank North Bend, NE
48-Month CD
2.70%
$500
Texas Heritage National Bank
Texas Heritage National Bank
48-Month CD
2.63%
$1,000
Milton Savings Bank
Milton Savings Bank
18-Month CD
2.50%
$500
Benchmark Community Bank
Benchmark Community Bank
36-Month CD
2.40%
$500
West Shore Bank
West Shore Bank
18-Month CD
2.27%
$500
First National Bank of Steeleville
First National Bank of Steeleville
30-Month CD
2.25%
$500
Farmers State Bank Waterloo, IA
Farmers State Bank Waterloo, IA
Diamond Money Market
2.25%
$1,000,000
Ascendia Bank
Ascendia Bank
24-Month CD
2.25%
$500
Savers Co-operative Bank
Savers Co-operative Bank
60-Month CD
2.05%
$500
United Bank Zebulon, GA
United Bank Zebulon, GA
60-Month CD
2.02%
$500
Wolf River Community Bank
Wolf River Community Bank
12-Month CD
1.75%
$1,000
InFirst Bank
InFirst Bank
60-Month CD
1.75%
$500
Bank of Lake Mills
Bank of Lake Mills
18-Month CD
1.45%
$500
Republic Bank of Chicago
Republic Bank of Chicago
24-Month CD
1.25%
$1,000
SSB State Street Bank
SSB State Street Bank
36-Month CD
1.21%
$1,000
Essex Savings Bank
Essex Savings Bank
36-Month CD
1.12%
$500
Citizens Federal S&L Assoc
Citizens Federal S&L Assoc
60-Month CD
0.90%
$1,000
Haddon Savings Bank
Haddon Savings Bank
Passbook/Statement Savings
0.85%
$1
Ion Bank
Ion Bank
60-Month CD
0.70%
$500
PSB Provident Savings Bank
PSB Provident Savings Bank
24-Month CD
0.48%
$1,000
Bank of Elgin
Bank of Elgin
Pass Book Savings
0.40%
$0
Local Bank Hulbert, OK
Local Bank Hulbert, OK
Statement Savings
0.25%
$50
Millville Savings Bank
Millville Savings Bank
48-Month CD
0.25%
$1,000
Northwoods Bank of Minnesota
Northwoods Bank of Minnesota
Money Market
0.22%
$1,000
FSB of Cando
FSB of Cando
Premier Savings
0.20%
$0
State Bank Freeport, IL
State Bank Freeport, IL
12-Month CD
0.20%
$1,000
First County Bank
First County Bank
Money Market
0.01%
$1
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates June 15, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
5.560%
5.250%
0.000
15 Year Fixed
5.300%
5.390%
0.000
5.250%
5.491%
0.000
5.300%
5.494%
0.000
4.750%
5.507%
0.000
5.375%
5.525%
0.750
5.000%
5.531%
0.000
5.250%
5.545%
1.000
5.500%
5.569%
0.000
5.500%
5.614%
0.000
5.250%
5.629%
2.000
5.500%
5.637%
0.000
5.625%
5.693%
0.000
5.500%
5.728%
1.125
30-Year Fixed
5.560%
5.730%
0.000
5.500%
5.759%
0.000
15-Year Fixed Jumbo
5.750%
5.776%
0.000
15-Year Fixed
5.500%
5.785%
0.000
5.250%
5.791%
2.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Black River Country Bank Information

Black River Country Bank
221 Main St
Black River Falls, WI 54615
Jackson
Established Date: 01/01/1907
FDIC Certificate #: 15152
Date of FDIC Deposit Insurance: 01/01/1934
Bank Holding Company: BRAD INC
How Many Domestic U.S. Offices? 2
How Many Branches are There? 2
Is Black River Country Bank FDIC Insured? Yes
What is Black River Country Bank's Cert number? 15152
What is the maximum amount for insured deposits? $250,000 per holder, per account

Black River Country Bank Financials

Total Assets:
$98,111,000
Total Deposits:
$80,217,000
Equity Capital:
$6,558,000
Domestic Deposits:
$80,217,000
Net Income:
$193,000
Return on Assets:
0.8505%
Quarterly Return on Assets:
0.7700%
Pretax Return on Assets:
0.7703%
Pretax Quarterly Return on Assets:
0.7700%
Return on Equity:
13.8000%
Quarterly Return on Equity:
11.8100%
Common Equity Tier 1 Capital Ratio:
13.2095%
Tier 1 Risk-Based Capital Ratio:
13.2095%
Leverage Tier 1 (Core Capital) Ratio:
9.1225%
Total Risk-Based Capital Ratio (YTD):
14.4637%
Total Interest Income (YTD):
4.7179%
 
 
Headquarters:
Black River Falls
FDIC Field Office:
Eau Claire
Regulator:
FDIC
County:
Jackson
# of Offices:
2
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Central
FDIC Region:
Chicago
Source: FDIC Last Updated 03/31/2024

Black River Country Bank CD Interest Rates

Black River Country Bank based in Black River Falls, Wisconsin, is still offering some of the highest CD rates currently available even though the bank recently lowered their CD rates. Black River Country Bank is offering certificate of deposit with terms ranging between 6 months and 5 years. The minimum opening certificate deposit amount at Black River Country Bank is $1,000.Black River Country Bank’s short term CD rates are some of the best CD rates available compared to other short term CD rates at banks and credit unions. Black River Country Bank’s 6 month bank CD rate is 1.15 percent with an annual percentage yield of 1.15 percent. The bank's 6 month CD rate is still considerably higher than the current national average 6 month CD rate of 0.63 percent.Black River Country Bank’s 12 month bank CD rate is still one of the best 12 month CD rates available. The bank’s current 12 month CD is 1.45 percent with an annual percentage yield of 1.46 percent.     Read more...

Explore Other Rate Deals

By Jeffrey Long, Allstate Personal Financial Representative

Mortgage rates today increased making this the third consecutive week that average 30 year mortgage rates are higher in the Primary Mortgage Market Survey released by Freddie Mac. Positive economic news pointing to stronger growth along with lower inflation sent Treasury yields higher which in turn sent current mortgage rates higher as well.
New Jersey (NJ) Jumbo Mortgage Rates Today 30 year jumbo mortgage rates today in New Jersey are as low as 3.875 percent with 2 mortgage points. The current lowest 30 year jumbo rate today in NJ increases to 4.00 percent if you don't want to pay points. The lowest 15 year jumbo mortgage rates today in NJ are at 3.625 percent with 1.10 points and the lowest rate without points is also at 4.00 percent. Search for and compare New Jersey jumbo mortgage rates today to get the best rate on a home loan.

Bank or Credit Union Offers and Deals

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Alternative Bank and Credit Union Offers to Explore

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Refinance Mortgage Rates: 30 Year Refinance Rates at 5.04%
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Fifth Third Bank 30 Year Mortgage Rate 4.625% APR
Home Loan Rates and Loan Refinance Rates: 30 Year Rates at 4.88%
earn.bank Money Market Rates

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