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FSB of San Diego

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FSB of San Diego Rates & Review April 2026

Q: How many branches does FSB of San Diego operate?

FSB of San Diego currently maintains approximately 1 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Q: Is there a first-time homebuyer program?

Currently, FSB of San Diego does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, FSB of San Diego provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated: April 23, 2026

You can compare FSB of San Diego rates to other rates in our database, including 12-month CD rates currently at 0.20%, 6-month CD rates at 1.41% and 3-month CD rates at 0.05%. Savings rates are at 0.55% and money market rates are at 0.10%. Mortgage rates on 30-year fixed loans are around 6.19%. All these rates can be compared to FSB of San Diego rates. MonitorBankRates evaluates the financial stability of FSB of San Diego with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 1.30%. Rates were last updated on 04/23/2026.

FSB of San Diego money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at FSB of San Diego? Share your experience about FSB of San Diego by leaving a review below, or read customer reviews before you decide to use FSB of San Diego.

Overall Health & Safety Grade

A+

Exceptional Health Score: 99/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

1.30%

Excellent Lower than avg

FSB of San Diego

209 E Gravis St
San Diego, TX 78384

https://www.fsbsandiego.com

Current Rate Availability

We do not have FSB of San Diego rates right now, but we are constantly updating our database so check back often for updated rates.

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for FSB of San Diego is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather FSB of San Diego rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with FSB of San Diego's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name FSB of San Diego

Bank Holding Company SAN DIEGO BANCSHARES INC

Address 209 E Gravis St, San Diego, TX 78384 · Duval

Website https://www.fsbsandiego.com

FDIC Certificate # 17350

Established 08/09/1954

FDIC Insurance Date 08/09/1954

Domestic Offices 1

Total Branches 1

Regulator FDIC

FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+

Overall Health Grade Score: 99/100

5.0

Exceptional Out of 5.0 Stars

1.30%

Texas Ratio Nat'l avg: 5.85%

Return on Assets (ROA) 1.2322%

Return on Equity (ROE) 18.2700%

Non-Performing Loans (NPL) 0.10%

Total Assets $73,718,000

Total Deposits $66,923,000

Equity Capital $6,528,000

Net Income $650,000

Headquarters San Diego

Total Offices 1

Source: FDIC | Last Updated 12/31/2025

Customer Reviews

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Average Rating

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Total Reviews

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Frequently Asked Questions About FSB of San Diego

Is FSB of San Diego a safe place to deposit money?

Yes, FSB of San Diego is considered a safe financial institution. With a Texas Ratio of 1.3049696102967%, the institution's financial health is rated as excellent. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category.

How many branches does FSB of San Diego operate?

FSB of San Diego currently maintains approximately 1 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, FSB of San Diego does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, FSB of San Diego provides members with tools to manage their accounts and build a solid financial history.

Does FSB of San Diego offer online and mobile banking?

Most modern institutions like FSB of San Diego provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.fsbsandiego.com.