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FSB of Sauk Centre

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FSB of Sauk Centre Rates & Review May 2026

Q: How many branches does FSB of Sauk Centre operate?

FSB of Sauk Centre currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Q: Is there a first-time homebuyer program?

Currently, FSB of Sauk Centre does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, FSB of Sauk Centre provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated: May 15, 2026

You can compare FSB of Sauk Centre rates to other rates in our database, including 12-month CD rates currently at 3.63%, 6-month CD rates at 0.75% and 3-month CD rates at 1.75%. Savings rates are at 0.05% and money market rates are at 0.10%. Mortgage rates on 30-year fixed loans are around 6.17%. All these rates can be compared to FSB of Sauk Centre rates. MonitorBankRates evaluates the financial stability of FSB of Sauk Centre with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 2.14%. Rates were last updated on 05/15/2026.

FSB of Sauk Centre money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at FSB of Sauk Centre? Share your experience about FSB of Sauk Centre by leaving a review below, or read customer reviews before you decide to use FSB of Sauk Centre.

Overall Health & Safety Grade

A+

Exceptional Health Score: 99/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

2.14%

Excellent Lower than avg

FSB of Sauk Centre

423 Main St S
Sauk Centre, MN 56378

Current Rate Availability

We do not have FSB of Sauk Centre rates right now, but we are constantly updating our database so check back often for updated rates.

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for FSB of Sauk Centre is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather FSB of Sauk Centre rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with FSB of Sauk Centre's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name FSB of Sauk Centre

Bank Holding Company MIDCOUNTRY ACQUISITION CORP

Address 423 Main St S, Sauk Centre, MN 56378 · Stearns

Website https://www.firststatebanksc.com/

FDIC Certificate # 8831

Established 09/01/1880

FDIC Insurance Date 01/01/1934

Domestic Offices 2

Total Branches 0

Regulator FDIC

FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+

Overall Health Grade Score: 99/100

5.0

Exceptional Out of 5.0 Stars

2.14%

Texas Ratio Nat'l avg: 5.85%

Return on Assets (ROA) 0.4825%

Return on Equity (ROE) 5.5300%

Non-Performing Loans (NPL) 0.18%

Total Assets $143,178,000

Total Deposits $130,162,000

Equity Capital $11,845,000

Net Income $266,000

Headquarters Sauk Centre

Total Offices 2

Source: FDIC | Last Updated 12/31/2024

Customer Reviews

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Frequently Asked Questions About FSB of Sauk Centre

How many branches does FSB of Sauk Centre operate?

FSB of Sauk Centre currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, FSB of Sauk Centre does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, FSB of Sauk Centre provides members with tools to manage their accounts and build a solid financial history.

Does FSB of Sauk Centre offer online and mobile banking?

Most modern institutions like FSB of Sauk Centre provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.firststatebanksc.com/.