Ulster Savings Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews
Today's 12-month CD rates can be found at 3.00%, 6-month CD rates at 3.75% and 3-month CD rates at 0.75%. Current savings rates are at 0.05% and money market rates are at 0.05%. Mortgage rates today on 30-year fixed loans are around 6.61%. Credit Card rates are at 11.90%. Personal Loan rates are at 5.74%. All these rates, and more, can be found in our database of rates. Ulster Savings Bank's 60-Month CD rates are at 0.50%, 48-Month CD rates are at 0.45%, 36-Month CD rates are at 0.40%, 30-Month CD rates are at 0.35%, 24-Month CD rates are at 0.30%. Ulster Savings Bank's savings rates are at 0.10%. Ulster Savings Bank's money market rates are at 0.15%. Ulster Savings Bank's 20-Year Fixed rates are at 6.38%, 30-Year Fixed rates are at 6.50%, 3-Year ARM rates are at 5.88%, 5-Year ARM rates are at 6.00%, 15-Year Fixed rates are at 6.25%.
To see how these rates compare to Ulster Savings Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Ulster Savings Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Ulster Savings Bank CD rates. You can also compare Ulster Savings Bank savings rates, MMA rates and mortgage rates using our other rate lists. Ulster Savings Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Ulster Savings Bank? Share your experience about Ulster Savings Bank by leaving a review below, or read customer reviews before you decide to use Ulster Savings Bank. Ulster Savings Bank Texas Ratio Ulster Savings Bank's Texas Ratio is at 5.83%, which is considered excellent. The Texas Ratio for Ulster Savings Bank is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing. Overall, Ulster Savings Bank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars. Rate
APY/APR
vs Avg
Ulster Savings Bank CD Rates and Interest Rates
Ulster Savings Bank
60-Month CD
0.50%
$500
Ulster Savings Bank
48-Month CD
0.45%
$500
Ulster Savings Bank
36-Month CD
0.40%
$500
Ulster Savings Bank
30-Month CD
0.35%
$500
Ulster Savings Bank
24-Month CD
0.30%
$50
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Ulster Savings Bank Mortgage Rates
Ulster Savings Bank
7-Year ARM
6.000%
6.443%
0.000
Ulster Savings Bank
15-Year Fixed
6.250%
6.487%
0.000
Ulster Savings Bank
5-Year ARM
6.000%
6.518%
0.000
Ulster Savings Bank
3-Year ARM
5.875%
6.572%
0.000
Ulster Savings Bank
30-Year Fixed
6.500%
6.647%
0.000
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The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed. Compare Ulster Savings Bank Rates with Other Competitive Bank and Credit Union Rates
GCSB Swayzee, IN
48-Month CD
4.37%
$1,000
Home Loan SB
6-Month CD
4.25%
$5,000
Heritage Bank of St Tammany
12-Month CD
4.08%
$500
University First Federal Credit Union
24-Month CD
4.05%
$500
ABCO Federal Credit Union
IRA Money Market
4.00%
$25,000
Show More
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Ulster Savings Bank Mortgage RatesShow More
The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed. Ulster Savings Bank InformationUlster Savings Bank
180 Schwenk DrKingston, NY 12401 Ulster Established Date: 04/13/1851 FDIC Certificate #: 15970 Date of FDIC Deposit Insurance: 08/09/1989 How Many Domestic U.S. Offices? 15 How Many Branches are There? 15 Website: https://www.ulstersavings.com
Is Ulster Savings Bank FDIC Insured? Yes
What is Ulster Savings Bank's Cert number? 15970
What is the maximum amount for insured deposits? $250,000 per holder, per account
Ulster Savings Bank FinancialsTotal Assets:
$1,310,944,000
Total Deposits:
$1,101,208,000
Equity Capital:
$104,650,000
Domestic Deposits:
$1,101,208,000
Net Income:
$576,000
Return on Assets:
0.4241%
Quarterly Return on Assets:
0.1800%
Pretax Return on Assets:
0.2088%
Pretax Quarterly Return on Assets:
0.2100%
Return on Equity:
5.4000%
Quarterly Return on Equity:
2.1900%
Common Equity Tier 1 Capital Ratio:
12.9590%
Tier 1 Risk-Based Capital Ratio:
12.9590%
Leverage Tier 1 (Core Capital) Ratio:
9.3144%
Total Risk-Based Capital Ratio (YTD):
14.2097%
Total Interest Income (YTD):
4.1928%
Headquarters:
Kingston
FDIC Field Office:
Syracuse
Regulator:
FDIC
County:
Ulster
# of Offices:
15
Metropolitan Statistical Area (MSA):
Kingston, NY
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Northeast
FDIC Region:
New York
Source: FDIC Last Updated 03/31/2024
Explore Other Rate DealsMortgage rates are mixed today as 10 year Treasury yields move 0.09% higher on Friday. Mortgage rates today on 30 year mortgages are averaging 4.05%, up from an all-time record low of 4.01% yesterday. Current mortgage rates on 15 year conforming mortgages are averaging 3.28%, unchanged from yesterday's average 15 year mortgage rate. Mortgage rates and refinance mortgage rates will go higher over the weekend since bond yields moved higher.
Texas Trust Credit Union is advertising several different types of certificates of deposit. One of the credit union's best CD rates is on their 12 month jumbo certificate of deposit. The current jumbo CD rate is 2.05 percent with an annual percentage yield of 2.07 percent. You have to be an Eagle Member of the credit union to receive that CD rate and CD yield.
Right now on our savings account rate list in New York, New York, American Express currently has the best savings rate. American Express Bank's online savings account rates is 1.29 percent with a yield of 1.30 percent. Amex's rate is more than 5 times the national average rate of 0.239 percent. The second highest savings rate on our list in New York, NY is from Sallie Mae Bank. The bank's current online savings rate is 1.24 percent with a yield of 1.25 percent.
Bank or Credit Union Offers and DealsTop Money Market Account Rates and Savings Account RatesCalifornia First National Bank Money Market Account Rates now at 0.75% TIAA Bank CD rates: 2.10% APY 12-Month CD Bank of America Promotional Money Market Savings Account First Imperial Credit Union CD Interest Rates and CD Yields Mortgage Rates: Today's Mortgage Rates Strengthen, 30 Year Mortgage Rates at 4.05% Auto Loan Rates Decline ableBanking CD Rates: Best Rate at 5.30% APY 12-Month CD Chase Bank 1 Year ARM Refinance Rate of 4.427% Jax Metro Credit Union - Best CD Rates Alternative Bank and Credit Union Offers to ExploreMortgage Rates: Rates and Bond Yields are Headed Higher: 30 Year Mortgage Rates at 4.07%Refinancing: 30 Year Loan Vs. 15 Year Loan Mortgage Rates and Refinance Rates Stable: 30 Year Mortgage Rates at 4.74%, 15 Year Mortgage rates at 3.99% Average Mortgage Rates Hold Steady: 30 Year Mortgage Rates at 3.55% giantbank.com Money Market Account Rates now at 0.45% Mortgage Loan Modification - 500,000 Mortgage Loans Modified Mortgage Rates Higher Today Could Rising Mortgage Rates Derail the Housing Recovery Highest CD Rates are Offered by AloStar Bank of Commerce Current National Savings Account Rates Ulster Savings Bank ReviewsThere are no reviews for Ulster Savings Bank yet. Feel free to create one below.
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