Ulster Savings Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 4.18%, 6-month CD rates at 3.20% and 3-month CD rates at 4.78%. Current savings rates are at 0.05% and money market rates are at 4.78%. Mortgage rates today on 30-year fixed loans are around 6.21%. Credit Card rates are at 17.20%. Personal Loan rates are at 12.99%. All these rates, and more, can be found in our database of rates. Ulster Savings Bank's 60-Month CD rates are at 0.50%, 48-Month CD rates are at 0.45%, 36-Month CD rates are at 0.40%, 30-Month CD rates are at 0.35%, 24-Month CD rates are at 0.30%. Ulster Savings Bank's savings rates are at 0.10%. Ulster Savings Bank's money market rates are at 0.15%. Ulster Savings Bank's 3-Year ARM rates are at 6.88%, 7-Year ARM rates are at 7.12%, 5-Year ARM rates are at 7.00%, 30-Year Fixed rates are at 6.62%, 20-Year Fixed rates are at 6.50%.

Ulster Savings Bank

To see how these rates compare to Ulster Savings Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Ulster Savings Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Ulster Savings Bank CD rates. You can also compare Ulster Savings Bank savings rates, MMA rates and mortgage rates using our other rate lists.

Ulster Savings Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Ulster Savings Bank? Share your experience about Ulster Savings Bank by leaving a review below, or read customer reviews before you decide to use Ulster Savings Bank.

Ulster Savings Bank Texas Ratio

Ulster Savings Bank's Texas Ratio is at 9.92%, which is considered excellent. The Texas Ratio for Ulster Savings Bank is higher than the national average of all banks, currently at 6.24%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Ulster Savings Bank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
0.25%
18-Month CD
0.30%
24-Month CD
0.30%
36-Month CD
0.40%
48-Month CD
0.45%
60-Month CD
0.50%
Savings
0.10%
MMA
0.15%
30-Year Fixed
6.77%
Credit Card
N/A
Personal Loan
N/A
Ulster Savings Bank
180 Schwenk Dr
Kingston, NY 12401
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Ulster Savings Bank CD Rates and Interest Rates

Bank
Product
APY
Min Dep
Ulster Savings Bank
Ulster Savings Bank
60-Month CD
0.50%
$500
Ulster Savings Bank
Ulster Savings Bank
48-Month CD
0.45%
$500
Ulster Savings Bank
Ulster Savings Bank
36-Month CD
0.40%
$500
Ulster Savings Bank
Ulster Savings Bank
30-Month CD
0.35%
$500
Ulster Savings Bank
Ulster Savings Bank
24-Month CD
0.30%
$50
Ulster Savings Bank
Ulster Savings Bank
18-Month CD
0.30%
$500
Ulster Savings Bank
Ulster Savings Bank
12-Month CD
0.25%
$500
Ulster Savings Bank
Ulster Savings Bank
Money Market
0.15%
$2,500
Ulster Savings Bank
Ulster Savings Bank
Smart Savings
0.10%
$250
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Ulster Savings Bank Mortgage Rates

Lender
Product
Rate
APR
Points
Ulster Savings Bank
Ulster Savings Bank
15-Year Fixed
6.375%
6.614%
0.000
Ulster Savings Bank
Ulster Savings Bank
20-Year Fixed
6.500%
6.693%
0.000
Ulster Savings Bank
Ulster Savings Bank
30-Year Fixed
6.625%
6.774%
0.000
Ulster Savings Bank
Ulster Savings Bank
5-Year ARM
7.000%
7.451%
0.000
Ulster Savings Bank
Ulster Savings Bank
7-Year ARM
7.125%
7.458%
0.000
Ulster Savings Bank
Ulster Savings Bank
3-Year ARM
6.875%
7.489%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Compare Ulster Savings Bank Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Gesa Credit Union
Gesa Credit Union
Explorer Youth Savings
7.00%
$0
Tioga-Franklin Savings Bank
Tioga-Franklin Savings Bank
Affinity Savings
5.13%
$0
Northfield Bank
Northfield Bank
5-Month CD
5.00%
$2,500
All America Bank
All America Bank
6-Month CD
4.75%
$500
Prime Alliance Bank
Prime Alliance Bank
24-Month CD
4.50%
$500
Palo Savings Bank
12-Month CD (Jumbo)
4.37%
$100,000
Self-Help Credit Union
Self-Help Credit Union
36-Month CD
4.08%
$500
Evergreen Federal Bank
Evergreen Federal Bank
6-Month CD
4.05%
$1,000
AVB Bank
AVB Bank
12-Month CD
3.75%
$2,500
Camp Grove State Bank
Camp Grove State Bank
12-Month CD
3.75%
$1,000
LMCU Lake Michigan Credit Union
LMCU Lake Michigan Credit Union
12-Month CD
3.75%
$500
Badger Bank
Badger Bank
24-Month CD (CDARS)
3.60%
$10,000
Oostburg State Bank
Oostburg State Bank
60-Month CD
3.53%
$1,000
First Commercial Bank, N.A.
First Commercial Bank, N.A.
12-Month CD
3.50%
$2,500
FSB of Rosemount
FSB of Rosemount
36-Month CD
3.50%
$500
Home State Bank Royal, IA
Home State Bank Royal, IA
48-Month CD
3.29%
$1,000
Farmers Bank Nicholasville, KY
Farmers Bank Nicholasville, KY
24-Month CD
3.25%
$500
Pentagon Federal Credit Union
Pentagon Federal Credit Union
48-Month CD
3.20%
$1,000
Truliant Federal Credit Union
Truliant Federal Credit Union
18-Month CD
3.18%
$250
Reading Co-op Bank
Reading Co-op Bank
12-Month CD
3.00%
$500
First Minnetonka City Bank
First Minnetonka City Bank
36-Month CD
2.78%
$1,000
Farmers State Bank Yale, IA
Farmers State Bank Yale, IA
18-Month CD
2.57%
$500
Iroquois Federal S&L
Iroquois Federal S&L
36-Month CD
2.52%
$1,000
PNB Peshtigo National Bank
PNB Peshtigo National Bank
36-Month CD
2.50%
$500
Connex Credit Union
Connex Credit Union
Unbank Checking
2.50%
$0
Bonanza Valley State Bank
Bonanza Valley State Bank
12-Month CD
2.46%
$500
Rosedale FSL
Rosedale FSL
18-Month CD
2.35%
$500
First Citizens State Bank
First Citizens State Bank
48-Month CD
2.30%
$1,000
Monroe Savings Bank
Monroe Savings Bank
48-Month CD
2.25%
$500
1st Mississippi Federal Credit Union
1st Mississippi Federal Credit Union
30-Month CD
2.02%
$500
FNB of Brookfield
FNB of Brookfield
Passbook Savings
1.26%
$200
Ion Bank
Ion Bank
36-Month CD
0.60%
$500
Farmers State Bank Center, TX
Farmers State Bank Center, TX
Money Market Plus
0.55%
$25,000
Ballston Spa National Bank
Ballston Spa National Bank
36-Month CD
0.55%
$500
American National Bank - Fox Cities
American National Bank - Fox Cities
Kasasa Savings
0.50%
$0
Accentra Credit Union
Accentra Credit Union
36-Month CD
0.50%
$500
Clare Bank
Clare Bank
36-Month CD
0.45%
$500
Stoughton Co-operative Bank
Stoughton Co-operative Bank
24-Month CD
0.40%
$500
Alliance Community Bank
Alliance Community Bank
Savings
0.25%
$100
Cattaraugus County Bank
Cattaraugus County Bank
Savings (with checking)
0.20%
$0
New Haven Bank
New Haven Bank
24-Month CD
0.20%
$500
SNB St. Henry Bank
SNB St. Henry Bank
24-Month CD
0.15%
$1,000
Heritage Bank of St Tammany
Heritage Bank of St Tammany
Statement Savings
0.10%
$10
Local Bank Hulbert, OK
Local Bank Hulbert, OK
NOW Checking
0.10%
$1,000
National Exchange Bank and Trust
National Exchange Bank and Trust
Statement Savings
0.05%
$0
CNB of McConnelsville
Money Account
0.05%
$2,500
Tremont First National Bank
Tremont First National Bank
Basic Savings
0.05%
$25
Wells River Savings Bank
Wells River Savings Bank
Money Market
0.05%
$2,500
Oxford Bank
Oxford Bank
3-Month CD
0.05%
$50
Hancock County SB
Hancock County SB
Interest Checking
0.03%
$1,000
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Ulster Savings Bank Mortgage Rates

Lender
Product
Rate
APR
Points
4.990%
5.287%
0.500
4.990%
5.353%
2.000
5.500%
5.540%
0.000
15 Year Fixed
5.500%
5.568%
0.000
5.500%
5.614%
0.000
6.500%
5.650%
0.000
5.500%
5.694%
0.250
5.500%
5.702%
1.000
5.500%
5.716%
0.500
5.500%
5.752%
0.000
5.550%
5.769%
0.000
15-Year Fixed
5.625%
5.777%
0.000
5.625%
5.777%
0.500
5.500%
5.803%
1.125
15-Year Fixed
5.750%
5.806%
0.000
5.500%
5.820%
0.000
5.625%
5.827%
0.000
5.625%
5.831%
0.000
5.750%
5.834%
0.000
5.750%
5.854%
0.000
5.750%
5.883%
0.500
5.750%
5.886%
0.000
5.500%
5.888%
1.875
6.000%
5.892%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Ulster Savings Bank Information

Ulster Savings Bank
180 Schwenk Dr
Kingston, NY 12401
Ulster
Established Date: 04/13/1851
FDIC Certificate #: 15970
Date of FDIC Deposit Insurance: 07/01/1943
How Many Domestic U.S. Offices? 15
How Many Branches are There? 15
Is Ulster Savings Bank FDIC Insured? Yes
What is Ulster Savings Bank's Cert number? 15970
What is the maximum amount for insured deposits? $250,000 per holder, per account

Ulster Savings Bank Financials

Total Assets:
$1,264,530,000
Total Deposits:
$1,059,741,000
Equity Capital:
$102,232,000
Domestic Deposits:
$1,059,741,000
Net Income:
$1,989,000
Return on Assets:
0.4281%
Quarterly Return on Assets:
0.6300%
Pretax Return on Assets:
0.7897%
Pretax Quarterly Return on Assets:
0.7900%
Return on Equity:
5.0500%
Quarterly Return on Equity:
7.8600%
Common Equity Tier 1 Capital Ratio:
13.6584%
Tier 1 Risk-Based Capital Ratio:
13.6584%
Leverage Tier 1 (Core Capital) Ratio:
9.3428%
Total Risk-Based Capital Ratio (YTD):
14.8983%
Total Interest Income (YTD):
3.1570%
 
 
Headquarters:
Kingston
FDIC Field Office:
Syracuse
Regulator:
FDIC
County:
Ulster
# of Offices:
15
Metropolitan Statistical Area (MSA):
Kingston, NY
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Northeast
FDIC Region:
New York
Source: FDIC

Explore Other Rate Deals

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For the second consecutive week fixed conforming mortgage rates declined in Freddie Mac's Primary Mortgage Market Survey. Current mortgage rates on 15 year conforming loans are now below 5 year adjustable conforming loans. Average rates are lower again on weak economic news and on mortgage securities purchases by the Federal Reserve.
Goldman Sachs Bank USA Savings rates are now at 1.04 percent with a yield of 1.05 percent. View current Savings rates at Goldman Sachs Bank USA below.

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