Rhinebeck Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 0.10%, 6-month CD rates at 4.10% and 3-month CD rates at 0.20%. Current savings rates are at 0.10% and money market rates are at 0.05%. Mortgage rates today on 30-year fixed loans are around 6.30%. Credit Card rates are at 12.90%. Personal Loan rates are at 11.99%. All these rates, and more, can be found in our database of rates. Rhinebeck Bank's 24-Month CD rates are at 3.74%, 12-Month CD rates are at 2.27%, 18-Month CD rates are at 2.02%, 60-Month CD rates are at 1.89%, 48-Month CD rates are at 1.89%. Rhinebeck Bank's savings rates are at 0.20%. Rhinebeck Bank's money market rates are at 0.62%. Rhinebeck Bank's 30-Year Fixed rates are at 6.38%, 15-Year Fixed rates are at 5.50%.

Rhinebeck Bank

To see how these rates compare to Rhinebeck Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Rhinebeck Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Rhinebeck Bank CD rates. You can also compare Rhinebeck Bank savings rates, MMA rates and mortgage rates using our other rate lists.

Rhinebeck Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Rhinebeck Bank? Share your experience about Rhinebeck Bank by leaving a review below, or read customer reviews before you decide to use Rhinebeck Bank.

Rhinebeck Bank Texas Ratio

Rhinebeck Bank's Texas Ratio is at 5.04%, which is considered excellent. The Texas Ratio for Rhinebeck Bank is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Rhinebeck Bank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
2.27%
18-Month CD
2.02%
24-Month CD
3.74%
36-Month CD
1.89%
48-Month CD
1.89%
60-Month CD
1.89%
Savings
0.20%
MMA
0.62%
30-Year Fixed
6.44%
Credit Card
N/A
Personal Loan
N/A
Rhinebeck Bank
6414 Montgomery St
Rhinebeck, NY 12572
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Rhinebeck Bank CD Rates and Interest Rates

Bank
Product
APY
Min Dep
Rhinebeck Bank
Rhinebeck Bank
24-Month CD
3.74%
$2,000
Rhinebeck Bank
Rhinebeck Bank
12-Month CD
2.27%
$2,000
Rhinebeck Bank
Rhinebeck Bank
18-Month CD
2.02%
$2,000
Rhinebeck Bank
Rhinebeck Bank
60-Month CD
1.89%
$200
Rhinebeck Bank
Rhinebeck Bank
48-Month CD
1.89%
$2,000
Rhinebeck Bank
Rhinebeck Bank
36-Month CD
1.89%
$2,000
Rhinebeck Bank
Rhinebeck Bank
6-Month CD
1.61%
$2,000
Rhinebeck Bank
Rhinebeck Bank
Business Money Market
0.62%
$0
Rhinebeck Bank
Rhinebeck Bank
Money Market
0.62%
$0
Rhinebeck Bank
Rhinebeck Bank
Savings
0.20%
$25
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Rhinebeck Bank Mortgage Rates

Lender
Product
Rate
APR
Points
Rhinebeck Bank
Rhinebeck Bank
15-Year Fixed
5.500%
5.604%
0.750
Rhinebeck Bank
Rhinebeck Bank
30-Year Fixed
6.375%
6.443%
0.750

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Compare Rhinebeck Bank Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
GTE Financial Credit Union
GTE Financial Credit Union
60-Month CD (Jumbo)
4.33%
$100,000
Mid-America Bank
Mid-America Bank
18-Month CD (Jumbo)
4.04%
$100,000
Bank Five Nine
Bank Five Nine
60-Month CD
4.00%
$1,000
HSBC Bank USA
HSBC Bank USA
6-Month CD (Online)
3.90%
$1,000
FSB of Westmoreland
FSB of Westmoreland
24-Month CD
3.84%
$1,000
Luminate Bank
Luminate Bank
18-Month CD
3.75%
$500
American Bank & Trust Co, Inc.
American Bank & Trust Co, Inc.
24-Month CD
3.75%
$1,000
First National Bank of Bemidji
First National Bank of Bemidji
36-Month CD
3.58%
$500
Falcon National Bank
Falcon National Bank
18-Month CD
3.50%
$500
Communitywide Federal Credit Union
Communitywide Federal Credit Union
60-Month CD
3.40%
$1,000
Woodlands National Bank
Woodlands National Bank
60-Month CD
3.31%
$1,000
Freedom Bank of Southern Missouri
Freedom Bank of Southern Missouri
60-Month CD
3.30%
$1,000
Wayne Bank and Trust Co.
Wayne Bank and Trust Co.
36-Month CD
3.28%
$1,000
Customers Bank
Customers Bank
48-Month CD
3.25%
$500
Home Federal Bank of Tennessee
Home Federal Bank of Tennessee
12-Month CD
3.25%
$500
Clear Lake Bank and Trust Company
Clear Lake Bank and Trust Company
60-Month CD
3.05%
$1,000
Denison State Bank
Denison State Bank
60-Month CD
3.00%
$500
Webster Five Cents Savings Bank
Webster Five Cents Savings Bank
48-Month CD
2.57%
$1,000
Profile Bank
Profile Bank
12-Month CD
2.53%
$500
Marthas Vineyard Bank
Marthas Vineyard Bank
36-Month CD
2.50%
$1,000
1st Mississippi Federal Credit Union
1st Mississippi Federal Credit Union
30-Month CD
2.27%
$500
5Star Bank
5Star Bank
48-Month CD
2.25%
$1,000
The Fountain Trust Company
The Fountain Trust Company
Fountain Fund Money Market
2.02%
$2,500
Phelps County Bank
Phelps County Bank
Ultimate Checking
2.02%
$50
Perryton National Bank
Perryton National Bank
12-Month CD
2.00%
$2,500
SaviBank
SaviBank
24-Month CD
2.00%
$500
FNB Of Nokomis
FNB Of Nokomis
18-Month CD
1.51%
$1,000
TruBank
TruBank
24-Month CD
1.50%
$500
Fayette Savings Bank, SSB
Fayette Savings Bank, SSB
60-Month CD
1.30%
$1,000
Home SB of Wapakoneta
Home SB of Wapakoneta
18-Month CD
0.95%
$500
PSB Wellsburg, IA
PSB Wellsburg, IA
Hi-Fi Money Market
0.85%
$2,500
Grand Valley Bank
Grand Valley Bank
Savings
0.80%
$100
Mutual Federal Bank
Mutual Federal Bank
12-Month CD
0.65%
$500
Home State Bank Royal, IA
Home State Bank Royal, IA
Regular Savings
0.50%
$50
FNB of Nevada, Missouri
FNB of Nevada, Missouri
48-Month CD
0.50%
$1,000
OneUnited Bank
OneUnited Bank
UNITY Plus Savings
0.40%
$100
Charter Bank IA
Charter Bank IA
Savings
0.35%
$100
GCSB Swayzee, IN
GCSB Swayzee, IN
NOW Checking
0.25%
$1,500
OlyFed Olympia Federal S&L
OlyFed Olympia Federal S&L
Premium Personal Money Market
0.20%
$50,000
Northfield Bank
Northfield Bank
Platinum Savings
0.15%
$10
State Bank & Trust Company
State Bank & Trust Company
Money Market
0.15%
$0
UniBank
UniBank
Money Market
0.10%
$10
Applied Bank
Applied Bank
6-Month CD
0.05%
$1,000
National Exchange Bank and Trust
National Exchange Bank and Trust
Statement Savings
0.05%
$0
Lewis & Clark Bank
Lewis & Clark Bank
Money Market
0.05%
$100
Reliance State Bank
Reliance State Bank
Money Market
0.05%
$2,500
Connex Credit Union
Connex Credit Union
Regular Savings
0.05%
$25
PNB Community Bank
PNB Community Bank
Platinum Money Market
0.02%
$0
Fifth Third Bank, N.A.
Fifth Third Bank, N.A.
36-Month CD
0.01%
$500
Bank of Dudley
18-Month CD
0.00%
$0
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Rhinebeck Bank Mortgage Rates

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
4.875%
5.195%
1.125
5.050%
5.243%
0.000
5.000%
5.255%
0.000
15-Year Fixed
5.250%
5.299%
0.000
5.125%
5.317%
0.250
5.250%
5.319%
0.000
5.250%
5.362%
0.000
5.125%
5.370%
1.250
5.250%
5.386%
0.000
15-Year Fixed Jumbo
5.375%
5.400%
0.000
15-Year Fixed
5.375%
5.431%
0.000
5.375%
5.476%
0.000
5.375%
5.512%
0.000
5.375%
5.525%
0.750
15-Year Fixed
5.375%
5.528%
0.623
5.375%
5.544%
0.000
5.375%
5.547%
0.500
5.500%
5.549%
0.000
5.375%
5.552%
0.500
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Rhinebeck Bank Information

Rhinebeck Bank
6414 Montgomery St
Rhinebeck, NY 12572
Dutchess
Established Date: 04/12/1860
FDIC Certificate #: 16032
Date of FDIC Deposit Insurance: 08/09/1989
Bank Holding Company: RHINEBECK BCORP MHC
How Many Domestic U.S. Offices? 17
How Many Branches are There? 17
Is Rhinebeck Bank FDIC Insured? Yes
What is Rhinebeck Bank's Cert number? 16032
What is the maximum amount for insured deposits? $250,000 per holder, per account

Rhinebeck Bank Financials

Total Assets:
$1,298,566,000
Total Deposits:
$1,053,474,000
Equity Capital:
$110,130,000
Domestic Deposits:
$1,053,474,000
Net Income:
$1,386,000
Return on Assets:
0.4190%
Quarterly Return on Assets:
0.4200%
Pretax Return on Assets:
0.5232%
Pretax Quarterly Return on Assets:
0.5200%
Return on Equity:
5.4400%
Quarterly Return on Equity:
5.0500%
Common Equity Tier 1 Capital Ratio:
11.7105%
Tier 1 Risk-Based Capital Ratio:
11.7105%
Leverage Tier 1 (Core Capital) Ratio:
9.9316%
Total Risk-Based Capital Ratio (YTD):
12.4708%
Total Interest Income (YTD):
4.8751%
 
 
Headquarters:
Rhinebeck
FDIC Field Office:
Syracuse
Regulator:
FDIC
County:
Dutchess
# of Offices:
17
Metropolitan Statistical Area (MSA):
Poughkeepsie-Newburgh-Middletown, NY
Consolidated Metropolitan Statistical Area (CMSA):
New York-Northern New Jersey-Long Island, NY-NJ-CT-PA
OTS Region:
Northeast
FDIC Region:
New York
Source: FDIC Last Updated 03/31/2024

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E-Loan.com, a wholly-owned subsidiary of Banco Popular North America (BPNA), recently changed the CD rates they are paying on 2 year and 5 year certificates of deposit. The rate changes were to both regular and jumbo certificates of deposit.

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