Rhinebeck Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 4.10%, 6-month CD rates at 4.70% and 3-month CD rates at 4.00%. Current savings rates are at 0.81% and money market rates are at 0.60%. Mortgage rates today on 30-year fixed loans are around 7.17%. Credit Card rates are at 17.20%. Personal Loan rates are at 7.99%. All these rates, and more, can be found in our database of rates. Rhinebeck Bank's 24-Month CD rates are at 4.05%, 6-Month CD rates are at 3.65%, 12-Month CD rates are at 3.55%, 18-Month CD rates are at 3.11%, 36-Month CD rates are at 2.20%. Rhinebeck Bank's savings rates are at 0.20%. Rhinebeck Bank's money market rates are at 1.37%. Rhinebeck Bank's 30-Year Fixed rates are at 6.50%.

Rhinebeck Bank

To see how these rates compare to Rhinebeck Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Rhinebeck Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Rhinebeck Bank CD rates. You can also compare Rhinebeck Bank savings rates, MMA rates and mortgage rates using our other rate lists.

Rhinebeck Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Rhinebeck Bank? Share your experience about Rhinebeck Bank by leaving a review below, or read customer reviews before you decide to use Rhinebeck Bank.

Rhinebeck Bank Texas Ratio

Rhinebeck Bank's Texas Ratio is at 4.90%, which is considered excellent. The Texas Ratio for Rhinebeck Bank is lower than the national average of all banks, currently at 6.24%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Rhinebeck Bank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
3.55%
18-Month CD
3.11%
24-Month CD
4.05%
36-Month CD
2.20%
48-Month CD
2.14%
60-Month CD
2.08%
Savings
0.20%
MMA
1.37%
30-Year Fixed
6.57%
Credit Card
N/A
Personal Loan
N/A
Rhinebeck Bank
6414 Montgomery St
Rhinebeck, NY 12572
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Rhinebeck Bank CD Rates and Interest Rates

Bank
Product
APY
Min Dep
Rhinebeck Bank
Rhinebeck Bank
24-Month CD
4.05%
$2,000
Rhinebeck Bank
Rhinebeck Bank
6-Month CD
3.65%
$20,000
Rhinebeck Bank
Rhinebeck Bank
12-Month CD
3.55%
$1,000
Rhinebeck Bank
Rhinebeck Bank
18-Month CD
3.11%
$2,000
Rhinebeck Bank
Rhinebeck Bank
36-Month CD
2.20%
$2,000
Rhinebeck Bank
Rhinebeck Bank
48-Month CD
2.14%
$2,000
Rhinebeck Bank
Rhinebeck Bank
60-Month CD
2.08%
$200
Rhinebeck Bank
Rhinebeck Bank
Priority Business Money Market
1.38%
$0
Rhinebeck Bank
Rhinebeck Bank
Priority Money Market
1.37%
$0
Rhinebeck Bank
Rhinebeck Bank
Priority Savings
0.20%
$0
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Rhinebeck Bank Mortgage Rates

Lender
Product
Rate
APR
Points
Rhinebeck Bank
Rhinebeck Bank
30-Year Fixed
6.500%
6.569%
0.625

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Compare Rhinebeck Bank Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Great Plains State Bank
Great Plains State Bank
3-Month CD
5.30%
$500
My eBanc, a division of Bradesco Bank
My eBanc, a division of Bradesco Bank
24-Month CD
4.85%
$5,000
QCBT Quad City B&T Co.
QCBT Quad City B&T Co.
12-Month CD
4.51%
$500
MidCountry Bank
MidCountry Bank
12-Month CD
4.30%
$10,000
Transpecos Banks
Transpecos Banks
Simple Savings
4.00%
$500,000
First FSB of Kentucky
First FSB of Kentucky
13-Month CD
3.80%
$500
State Bank of Bottineau
State Bank of Bottineau
18-Month CD
3.63%
$100
Citizens Bank & Trust Co. MN
Citizens Bank & Trust Co. MN
24-Month CD
3.55%
$500
Fidelity Bank West Memphis, AR
Fidelity Bank West Memphis, AR
3-Month CD
3.35%
$500
Addition Financial Credit Union
Addition Financial Credit Union
Growth+ Money Market
3.35%
$1,000,000
Heartland State Bank Edgeley, ND
Heartland State Bank Edgeley, ND
24-Month CD
3.25%
$10,000
Transpecos Banks
Transpecos Banks
24-Month CD
3.25%
$1,000
AAA Federal Savings Bank
AAA Federal Savings Bank
High-Yield Savings
3.05%
$100
Commerce Bank & Trust
Commerce Bank & Trust
36-Month CD
3.04%
$500
BankVista
BankVista
Money Market
3.04%
$100,000
Bank Forward
Bank Forward
60-Month CD
3.00%
$500
Bank 21
Bank 21
36-Month CD
3.00%
$500
Agility Bank
Agility Bank
18-Month CD
2.98%
$1,000
Main Bank
Main Bank
48-Month CD
2.85%
$1,000
Hendricks County Bank and Trust
Hendricks County Bank and Trust
12-Month CD
2.53%
$1,000
Bank of Prague
Bank of Prague
6-Month CD
2.52%
$1,000
Benchmark Community Bank
Benchmark Community Bank
36-Month CD
2.50%
$500
Bath Savings Institution
Bath Savings Institution
36-Month CD
2.38%
$500
AbbyBank
AbbyBank
60-Month CD
2.28%
$1,500
State Bank of India US
State Bank of India US
60-Month CD
2.27%
$1,000
Reliance State Bank
Reliance State Bank
48-Month CD
2.11%
$2,500
Gateway Commercial Bank
Gateway Commercial Bank
60-Month CD
2.02%
$1,000
Coastal Heritage Bank
Coastal Heritage Bank
24-Month CD
2.00%
$1,000
First Community Bank Batesville, AR
First Community Bank Batesville, AR
36-Month CD
1.81%
$500
Bank of Washington
Bank of Washington
36-Month CD
1.60%
$500
First State Bank Nebraska
First State Bank Nebraska
30-Month CD
1.30%
$5,000
Bank of Herrin
Bank of Herrin
Reward Checking
1.11%
$100
First National Bank of Shiner
First National Bank of Shiner
24-Month CD
1.11%
$1,000
Century SLA
Century SLA
12-Month CD (Jumbo)
1.05%
$100,000
Citizens State Bank Sheldon, IA
Citizens State Bank Sheldon, IA
Ultra Money Market Savings Account
1.00%
$100,000
Community Bank of Missouri
Community Bank of Missouri
36-Month CD
0.90%
$500
Katahdin Trust Company
Katahdin Trust Company
30-Month CD
0.85%
$500
PyraMax Bank
PyraMax Bank
48-Month CD
0.50%
$1,000
Central Bank Houston, TX
Central Bank Houston, TX
6-Month CD
0.45%
$1,000
First State Bank of Campbell Hill
First State Bank of Campbell Hill
Premium Money Market
0.30%
$35,000
Pataskala Banking Company
Pataskala Banking Company
36-Month CD
0.30%
$500
First FSB of Champaign Urbana
First FSB of Champaign Urbana
24-Month CD
0.25%
$1,000
Piedmont FSB
Piedmont FSB
Money Market
0.25%
$2,500
La Salle State Bank
La Salle State Bank
Statement Savings
0.15%
$10
Home Federal S&L of Niles
Home Federal S&L of Niles
Now Checking
0.10%
$300
Fox Valley Savings Bank
Fox Valley Savings Bank
Statement Savings
0.10%
$100
The Union Bank Company
The Union Bank Company
Personal Money Market
0.10%
$0
Five Star Credit Union
Five Star Credit Union
Savings
0.05%
$5
Cambridge Trust Company
Cambridge Trust Company
12-Month CD
0.05%
$1,000
First Northern Bank and Trust Company
First Northern Bank and Trust Company
Consumer Money Market
0.05%
$2,500
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Rhinebeck Bank Mortgage Rates

Lender
Product
Rate
APR
Points
4.990%
5.287%
0.500
4.750%
5.507%
0.000
5.000%
5.531%
0.000
5.500%
5.614%
0.000
5.500%
5.716%
0.500
5.625%
5.777%
0.500
5.625%
5.786%
0.000
15-Year Fixed
5.625%
5.799%
0.000
5.625%
5.820%
0.250
5.500%
5.820%
0.000
5.750%
5.834%
0.000
5.500%
5.868%
2.000
5.750%
5.883%
0.500
5.750%
5.886%
0.000
6.000%
5.892%
0.000
5.675%
5.894%
0.000
15 Year Fixed
5.625%
5.941%
1.000
5.750%
5.954%
1.000
5.750%
5.957%
0.000
5.875%
5.970%
0.000
15-Year Fixed (Jumbo)
5.875%
5.970%
0.000
5.950%
5.998%
0.000
5.875%
6.031%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Rhinebeck Bank Information

Rhinebeck Bank
6414 Montgomery St
Rhinebeck, NY 12572
Dutchess
Established Date: 04/12/1860
FDIC Certificate #: 16032
Date of FDIC Deposit Insurance: 07/01/1943
Bank Holding Company: RHINEBECK BCORP MHC
How Many Domestic U.S. Offices? 18
How Many Branches are There? 18
Is Rhinebeck Bank FDIC Insured? Yes
What is Rhinebeck Bank's Cert number? 16032
What is the maximum amount for insured deposits? $250,000 per holder, per account

Rhinebeck Bank Financials

Total Assets:
$1,350,932,000
Total Deposits:
$1,113,976,000
Equity Capital:
$104,492,000
Domestic Deposits:
$1,113,976,000
Net Income:
$1,010,000
Return on Assets:
0.7233%
Quarterly Return on Assets:
0.3000%
Pretax Return on Assets:
0.3674%
Pretax Quarterly Return on Assets:
0.3700%
Return on Equity:
8.5400%
Quarterly Return on Equity:
3.9200%
Common Equity Tier 1 Capital Ratio:
11.7988%
Tier 1 Risk-Based Capital Ratio:
11.7988%
Leverage Tier 1 (Core Capital) Ratio:
9.8259%
Total Risk-Based Capital Ratio (YTD):
12.5676%
Total Interest Income (YTD):
3.9393%
 
 
Headquarters:
Rhinebeck
FDIC Field Office:
Syracuse
Regulator:
FDIC
County:
Dutchess
# of Offices:
18
Metropolitan Statistical Area (MSA):
Poughkeepsie-Newburgh-Middletown, NY
Consolidated Metropolitan Statistical Area (CMSA):
New York-Northern New Jersey-Long Island, NY-NJ-CT-PA
OTS Region:
Northeast
FDIC Region:
New York
Source: FDIC

Explore Other Rate Deals

Finding the best CD rates currently available isn't an easy thing to do these days since CD rates are so low. The current national average 12 month CD rate is only 0.87 percent. Longer term CD rates aren't much better. The current national average 60 month CD rate is averaging 2.25 percent.

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