Rhinebeck Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

Today's 12-month CD rates can be found at 4.25%, 6-month CD rates at 1.00% and 3-month CD rates at 1.00%. Current savings rates are at 0.74% and money market rates are at 0.60%. Mortgage rates today on 30-year fixed loans are around 6.84%. Credit Card rates are at 12.24%. Personal Loan rates are at 9.25%. All these rates, and more, can be found in our database of rates. Rhinebeck Bank's 24-Month CD rates are at 3.74%, 12-Month CD rates are at 2.27%, 18-Month CD rates are at 2.02%, 60-Month CD rates are at 1.89%, 48-Month CD rates are at 1.89%. Rhinebeck Bank's savings rates are at 0.20%. Rhinebeck Bank's money market rates are at 0.87%. Rhinebeck Bank's 30-Year Fixed rates are at 7.00%, 15-Year Fixed rates are at 6.25%.

Rhinebeck Bank

To see how these rates compare to Rhinebeck Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Rhinebeck Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Rhinebeck Bank CD rates. You can also compare Rhinebeck Bank savings rates, MMA rates and mortgage rates using our other rate lists.

Rhinebeck Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Rhinebeck Bank? Share your experience about Rhinebeck Bank by leaving a review below, or read customer reviews before you decide to use Rhinebeck Bank.

Rhinebeck Bank Texas Ratio

Rhinebeck Bank's Texas Ratio is at 5.04%, which is considered excellent. The Texas Ratio for Rhinebeck Bank is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Rhinebeck Bank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate

APY/APR

vs Avg

12-Month CD

2.27%

2.56%

18-Month CD

2.02%

2.27%

24-Month CD

3.74%

2.27%

36-Month CD

1.89%

2.18%

48-Month CD

1.89%

2.12%

60-Month CD

1.89%

2.24%

Savings

0.20%

0.66%

MMA

0.87%

1.05%

30-Year Fixed

7.07%

6.91%

Credit Card

N/A

14.10%

Personal Loan

N/A

11.27%

Rhinebeck Bank

6414 Montgomery St
Rhinebeck, NY 12572

https://www.rhinebeckbank.com

MonitorBankRates' Rating

5/5

★★★★★

Review Rhinebeck Bank

Rhinebeck Bank Information

Rhinebeck Bank

6414 Montgomery St
Rhinebeck, NY 12572
Dutchess
Established Date: 04/12/1860
FDIC Certificate #: 16032
Date of FDIC Deposit Insurance: 08/09/1989

Bank Holding Company: RHINEBECK BCORP MHC

How Many Domestic U.S. Offices? 17

How Many Branches are There? 17

Website: https://www.rhinebeckbank.com

Is Rhinebeck Bank FDIC Insured? Yes

What is Rhinebeck Bank's Cert number? 16032

What is the maximum amount for insured deposits? $250,000 per holder, per account

Rhinebeck Bank Financials

Total Assets:

$1,298,566,000

Total Deposits:

$1,053,474,000

Equity Capital:

$110,130,000

Domestic Deposits:

$1,053,474,000

Net Income:

$1,386,000

Return on Assets:

0.4190%

Quarterly Return on Assets:

0.4200%

Pretax Return on Assets:

0.5232%

Pretax Quarterly Return on Assets:

0.5200%

Return on Equity:

5.4400%

Quarterly Return on Equity:

5.0500%

Common Equity Tier 1 Capital Ratio:

11.7105%

Tier 1 Risk-Based Capital Ratio:

11.7105%

Leverage Tier 1 (Core Capital) Ratio:

9.9316%

Total Risk-Based Capital Ratio (YTD):

12.4708%

Total Interest Income (YTD):

4.8751%

Headquarters:

Rhinebeck

FDIC Field Office:

Syracuse

Regulator:

FDIC

County:

Dutchess

# of Offices:

Metropolitan Statistical Area (MSA):

Poughkeepsie-Newburgh-Middletown, NY

Consolidated Metropolitan Statistical Area (CMSA):

New York-Northern New Jersey-Long Island, NY-NJ-CT-PA

OTS Region:

Northeast

FDIC Region:

New York

Source: FDIC Last Updated 03/31/2024

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