Citizens State Bank Ganado, TX CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Citizens State Bank Ganado, TXToday's 12-month CD rates can be found at 3.30%, 6-month CD rates at 3.50% and 3-month CD rates at 0.50%. Current savings rates are at 0.05% and money market rates are at 0.99%. Mortgage rates today on 30-year fixed loans are around 6.43%. Credit Card rates are at 18.00%. Personal Loan rates are at 11.99%. All these rates, and more, can be found in our database of rates.

To see how these rates compare to Citizens State Bank Ganado, TX CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Citizens State Bank Ganado, TX, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Citizens State Bank Ganado, TX CD rates. You can also compare Citizens State Bank Ganado, TX savings rates, MMA rates and mortgage rates using our other rate lists.

Citizens State Bank Ganado, TX money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Citizens State Bank Ganado, TX? Share your experience about Citizens State Bank Ganado, TX by leaving a review below, or read customer reviews before you decide to use Citizens State Bank Ganado, TX.

Citizens State Bank Ganado, TX Texas Ratio

Citizens State Bank Ganado, TX's Texas Ratio is at 7.22%, which is considered excellent. The Texas Ratio for Citizens State Bank Ganado, TX is higher than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Citizens State Bank Ganado, TX is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Citizens State Bank Ganado, TX
201 South 3rd Street
Ganado, TX 77962
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Compare Citizens State Bank Ganado, TX Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
My eBanc, a division of Bradesco Bank
My eBanc, a division of Bradesco Bank
6-Month CD
4.40%
$5,000
Regional Missouri Bank
Regional Missouri Bank
60-Month CD
4.01%
$1,000
American Eagle Bank
American Eagle Bank
24-Month CD
3.80%
$5,000
Global Bank
Global Bank
36-Month CD
3.75%
$1,000
Luminate Bank
Luminate Bank
18-Month CD
3.75%
$500
UniBank
UniBank
6-Month CD
3.75%
$1,000
Compass Savings Bank
Compass Savings Bank
24-Month CD
3.66%
$500
600 Atlantic Federal Credit Union
600 Atlantic Federal Credit Union
24-Month CD
3.65%
$2,500
Phelps County Bank
Phelps County Bank
48-Month CD
3.49%
$1,000
Apple Bank for Savings
Apple Bank for Savings
12-Month CD
3.40%
$1,000
Farmers and Drovers Bank
Farmers and Drovers Bank
12-Month CD
3.40%
$500
FNB of Wyoming
FNB of Wyoming
24-Month CD
3.14%
$100
Addition Financial Credit Union
Addition Financial Credit Union
12-Month CD
3.04%
$1,000
Headwaters State Bank
Headwaters State Bank
36-Month CD
3.02%
$1,000
Salem Five Direct
Salem Five Direct
18-Month CD
2.95%
$500
Farmers State Bank Center, TX
Farmers State Bank Center, TX
60-Month CD
2.89%
$1,000
First National Bank VA
First National Bank VA
36-Month CD
2.78%
$500
Ultima Bank Minnesota
Ultima Bank Minnesota
24-Month CD
2.50%
$1,000
Industry State Bank
Industry State Bank
24-Month CD
2.50%
$1,000
OAB One American Bank
OAB One American Bank
60-Month CD
2.36%
$500
First Sentinel Bank
First Sentinel Bank
Consumer Fed Funds Money Market
2.02%
$250,000
Charter Bank IA
Charter Bank IA
12-Month CD
2.00%
$1,000
International Bank of Chicago
International Bank of Chicago
36-Month CD
1.75%
$1,000
Security Bank of Southwest Missouri
Security Bank of Southwest Missouri
24-Month CD
1.36%
$1,000
Freedom Bank, Inc.
Freedom Bank, Inc.
60-Month CD
1.15%
$1,000
First Community Bank of Moultrie County
First Community Bank of Moultrie County
18-Month CD
1.11%
$500
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Money Market
1.00%
$100,000
Liberty Bank for Savings
Liberty Bank for Savings
24-Month CD
0.95%
$5,000
The Harrison B&L Assoc.
The Harrison B&L Assoc.
60-Month CD
0.75%
$1,000
Centennial Bank TN
Centennial Bank TN
Gold Star Checking
0.70%
$1,000
Fulton Savings Bank
Fulton Savings Bank
48-Month CD
0.50%
$500
Thumb Bank and Trust
Thumb Bank and Trust
18-Month CD
0.50%
$500
F&M Bank of St. Clair
F&M Bank of St. Clair
Premium Money Market
0.45%
$100,000
First Bank Creve Coeur, MO
First Bank Creve Coeur, MO
48-Month CD
0.45%
$1,000
Century Bank and Trust GA
Century Bank and Trust GA
18-Month CD
0.45%
$500
Cincinnatus S&L Co.
Cincinnatus S&L Co.
36-Month CD
0.40%
$500
Denison State Bank
Denison State Bank
Money Market
0.40%
$100
Garden Plain State Bank
Garden Plain State Bank
Money Market
0.25%
$2,500
Bank of Greene County
Bank of Greene County
12-Month CD
0.25%
$1,000
Ixonia Bank
Ixonia Bank
Platinum Personal Savings
0.20%
$25,000
Cecil Bank
Cecil Bank
Savings
0.15%
$10
Universal Bank
Universal Bank
6-Month CD
0.15%
$1,000
First Horizon
First Horizon
6-Month CD
0.10%
$1,000
Bank of Pensacola
Bank of Pensacola
Checking
0.10%
$0
Farmers State Bank Wathena, KS
Farmers State Bank Wathena, KS
Money Market
0.10%
$2,500
Nuvision Federal Credit Union
Nuvision Federal Credit Union
Primary Savings
0.10%
$5
First Nations Bank
First Nations Bank
3-Month CD
0.05%
$1,000
GSB Guilford Savings Bank
12-Month CD
0.05%
$1,000
First State Bank (MI)
First State Bank (MI)
60-Month CD
0.05%
$1,000
Farmers State Bank of Calhan
Farmers State Bank of Calhan
SuperNOW Checking
0.05%
$0
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates March 20, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
15-Year Fixed
5.125%
5.243%
0.625
5.560%
5.250%
0.000
15 Year Fixed
5.300%
5.390%
0.000
15-Year Fixed
5.375%
5.431%
0.000
5.125%
5.447%
1.125
5.250%
5.482%
0.500
5.250%
5.491%
0.000
5.250%
5.506%
0.000
5.375%
5.507%
0.000
5.300%
5.518%
0.000
5.375%
5.525%
0.750
15-Year Fixed Jumbo
5.500%
5.526%
0.000
5.375%
5.563%
0.000
5.500%
5.569%
0.000
5.250%
5.570%
1.250
5.375%
5.582%
1.000
5.500%
5.614%
0.000
5.250%
5.615%
1.750
5.250%
5.629%
2.000
5.500%
5.638%
0.000
5.500%
5.639%
0.250
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Our apologies, we do not have Citizens State Bank Ganado, TX rate data right now, check back for updates, we are adding rates all the time.

Citizens State Bank Ganado, TX Information

Citizens State Bank Ganado, TX
201 South 3rd Street
Ganado, TX 77962
Jackson
Established Date: 01/01/1908
FDIC Certificate #: 16934
Date of FDIC Deposit Insurance: 08/29/1950
Bank Holding Company: GANADO BANCSHARES INC
How Many Domestic U.S. Offices? 2
How Many Branches are There? 2
Is Citizens State Bank Ganado, TX FDIC Insured? Yes
What is Citizens State Bank Ganado, TX 's Cert number? 16934
What is the maximum amount for insured deposits? $250,000 per holder, per account

Citizens State Bank Ganado, TX Financials

Total Assets:
$53,836,000
Total Deposits:
$50,854,000
Equity Capital:
$2,648,000
Domestic Deposits:
$50,854,000
Net Income:
$-49,000
Return on Assets:
0.0753%
Quarterly Return on Assets:
-0.3600%
Pretax Return on Assets:
-0.4710%
Pretax Quarterly Return on Assets:
-0.4700%
Return on Equity:
1.7300%
Quarterly Return on Equity:
-7.2000%
Common Equity Tier 1 Capital Ratio:
30.5351%
Tier 1 Risk-Based Capital Ratio:
30.5351%
Leverage Tier 1 (Core Capital) Ratio:
9.5739%
Total Risk-Based Capital Ratio (YTD):
31.6595%
Total Interest Income (YTD):
3.7659%
 
 
Headquarters:
Ganado
FDIC Field Office:
Houston
Regulator:
FDIC
County:
Jackson
# of Offices:
2
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
West
FDIC Region:
Dallas
Source: FDIC Last Updated 03/31/2024

Explore Other Rate Deals

Average savings account rates and money market rates fell from October to November, following bond yields lower. The decline in average rates was small at only 0.02 percent on deposit amounts from $10k or more to $50k or more. While average deposit rates declined, the best savings rates and money market rates available on our rate tables have not declined.
Pentagon Federal Credit Union (PenFed) has some of the best certificate of deposit rates available these days. In fact, the certificate of deposit rates are some of the highest rates available from a credit union or bank.

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