First Commercial Bank (USA) CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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First Commercial Bank (USA)Today's 12-month CD rates can be found at 0.50%, 6-month CD rates at 1.15% and 3-month CD rates at 0.75%. Current savings rates are at 0.10% and money market rates are at 0.02%. Mortgage rates today on 30-year fixed loans are around 6.79%. Credit Card rates are at 10.15%. Personal Loan rates are at 5.50%. All these rates, and more, can be found in our database of rates.

To see how these rates compare to First Commercial Bank (USA) CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from First Commercial Bank (USA), savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with First Commercial Bank (USA) CD rates. You can also compare First Commercial Bank (USA) savings rates, MMA rates and mortgage rates using our other rate lists.

First Commercial Bank (USA) money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at First Commercial Bank (USA)? Share your experience about First Commercial Bank (USA) by leaving a review below, or read customer reviews before you decide to use First Commercial Bank (USA).

First Commercial Bank (USA) Texas Ratio

First Commercial Bank (USA)'s Texas Ratio is at 1.13%, which is considered excellent. The Texas Ratio for First Commercial Bank (USA) is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, First Commercial Bank (USA) is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
First Commercial Bank (USA)
200 E Main St
Alhambra, CA 91801
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Compare First Commercial Bank (USA) Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Sacramento Deposit Bank
Sacramento Deposit Bank
6-Month CD
4.32%
$1,000
Crossroads Bank Effingham, IL
Crossroads Bank Effingham, IL
60-Month CD
4.15%
$2,000
GCSB Swayzee, IN
GCSB Swayzee, IN
54-Month CD
4.06%
$1,000
FNB of Kansas
FNB of Kansas
Eagle Premier Checking
4.00%
$100
Genesis Bank
Genesis Bank
24-Month CD
4.00%
$1,000
VisionBank Saint Louis Park, MN
VisionBank Saint Louis Park, MN
12-Month CD
4.00%
$1,000
Home State Bank Royal, IA
Home State Bank Royal, IA
12-Month CD
3.91%
$1,000
Landmark Credit Union
Landmark Credit Union
48-Month CD
3.90%
$500
Regional Missouri Bank
Regional Missouri Bank
24-Month CD
3.85%
$1,000
Gouverneur S&L
Gouverneur S&L
6-Month CD
3.82%
$2,500
First National Bank in Philip
First National Bank in Philip
36-Month CD
3.80%
$1,000
Apple Federal Credit Union
Apple Federal Credit Union
36-Month CD
3.75%
$500
Alden State Bank
Alden State Bank
6-Month CD
3.50%
$500
Concordia Bank & Trust Company
Concordia Bank & Trust Company
12-Month CD
3.44%
$1,000
Kearney Trust Company
Kearney Trust Company
48-Month CD
3.30%
$100
United State Bank Lewistown, MO
United State Bank Lewistown, MO
48-Month CD
3.30%
$1,000
City National B&T Co. of Lawton, OK
48-Month CD
3.25%
$500
Gunnison S&L
Gunnison S&L
12-Month CD
3.05%
$500
Empire State Bank
Empire State Bank
60-Month CD
3.00%
$1,000
Santander Bank
Santander Bank
6-Month CD
3.00%
$500
Think Mutual Bank
Think Mutual Bank
48-Month CD
2.75%
$250
Hatboro Federal Savings
Hatboro Federal Savings
Money Market
2.75%
$1,000
Bank of Zachary
Bank of Zachary
36-Month CD
2.55%
$2,500
NBT Financial Bank
NBT Financial Bank
48-Month CD
2.52%
$1,000
Century Bank Santa Fe, NM
Century Bank Santa Fe, NM
12-Month CD
2.50%
$1,000
First National Bank of Steeleville
First National Bank of Steeleville
60-Month CD
2.50%
$500
First Enterprise Bank
First Enterprise Bank
60-Month CD
2.50%
$1,000
Ladysmith Federal S&L
36-Month CD
2.47%
$1,000
Grinnell State Bank
Grinnell State Bank
36-Month CD
2.12%
$1,000
Osgood Bank
Osgood Bank
24-Month CD
2.02%
$1,000
Citizens National Bank Cameron, TX
Citizens National Bank Cameron, TX
18-Month CD
1.55%
$500
FNB of Pandora
FNB of Pandora
36-Month CD
1.51%
$1,000
North Side Federal S&L of Chicago
North Side Federal S&L of Chicago
36-Month CD
1.50%
$2,000
CFG Bank
CFG Bank
Checking Plus
1.25%
$1,000
Forte Bank
Forte Bank
12-Month CD
1.00%
$1,000
FNB of Groton
FNB of Groton
18-Month CD
0.95%
$1,000
Conway National Bank (CNB)
Conway National Bank (CNB)
3-Month CD
0.90%
$500
PSB Wellsburg, IA
PSB Wellsburg, IA
Hi-Fi Money Market
0.85%
$2,500
FNB in Taylorville
FNB in Taylorville
36-Month CD
0.80%
$1,000
Falcon National Bank
Falcon National Bank
Kasasa Checking
0.50%
$25,000
Institution for Savings
Institution for Savings
18-Month CD
0.50%
$500
United Bank of Philadelphia
United Bank of Philadelphia
60-Month CD
0.30%
$500
Liberty Bank Liberty, IL
Liberty Bank Liberty, IL
Passbook Savings
0.25%
$10
First County Bank
First County Bank
12-Month CD
0.15%
$1,000
Mercer Savings Bank
Mercer Savings Bank
Money Market
0.15%
$50,000
Homewood Federal SB
Homewood Federal SB
NOW Checking
0.05%
$300
Sawyer Savings Bank
Sawyer Savings Bank
Statement Savings
0.05%
$500
First National Bank in Pinckneyville
First National Bank in Pinckneyville
Super NOW Checking
0.02%
$100
The Union Bank Company
The Union Bank Company
Business Money Market
0.02%
$0
First Citizens State Bank
First Citizens State Bank
Direct Checking
0.01%
$500
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates July 19, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
5.560%
5.250%
0.000
15 Year Fixed
5.300%
5.390%
0.000
5.250%
5.491%
0.000
5.300%
5.494%
0.000
4.750%
5.507%
0.000
5.375%
5.525%
0.750
5.000%
5.531%
0.000
5.250%
5.545%
1.000
5.500%
5.569%
0.000
5.500%
5.614%
0.000
5.250%
5.629%
2.000
5.500%
5.637%
0.000
5.625%
5.693%
0.000
5.500%
5.728%
1.125
30-Year Fixed
5.560%
5.730%
0.000
5.500%
5.759%
0.000
15-Year Fixed Jumbo
5.750%
5.776%
0.000
15-Year Fixed
5.500%
5.785%
0.000
5.250%
5.791%
2.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Our apologies, we do not have First Commercial Bank (USA) rate data right now, check back for updates, we are adding rates all the time.

First Commercial Bank (USA) Information

First Commercial Bank (USA)
200 E Main St
Alhambra, CA 91801
Los Angeles
Established Date: 05/20/1997
FDIC Certificate #: 34496
Date of FDIC Deposit Insurance: 05/20/1997
Bank Holding Company: FIRST FINANCIAL HOLDING CO LTD
How Many Domestic U.S. Offices? 8
How Many Branches are There? 8
Is First Commercial Bank (USA) FDIC Insured? Yes
What is First Commercial Bank (USA)'s Cert number? 34496
What is the maximum amount for insured deposits? $250,000 per holder, per account

First Commercial Bank (USA) Financials

Total Assets:
$857,646,000
Total Deposits:
$626,031,000
Equity Capital:
$174,352,000
Domestic Deposits:
$626,031,000
Net Income:
$3,023,000
Return on Assets:
1.6197%
Quarterly Return on Assets:
1.4100%
Pretax Return on Assets:
1.9952%
Pretax Quarterly Return on Assets:
2.0000%
Return on Equity:
8.4700%
Quarterly Return on Equity:
7.0000%
Common Equity Tier 1 Capital Ratio:
27.1640%
Tier 1 Risk-Based Capital Ratio:
27.1640%
Leverage Tier 1 (Core Capital) Ratio:
21.6538%
Total Risk-Based Capital Ratio (YTD):
28.4198%
Total Interest Income (YTD):
6.2813%
 
 
Headquarters:
Alhambra
FDIC Field Office:
Los Angeles
Regulator:
FDIC
County:
Los Angeles
# of Offices:
8
Metropolitan Statistical Area (MSA):
Los Angeles-Long Beach-Anaheim, CA
Consolidated Metropolitan Statistical Area (CMSA):
Los Angeles-Riverside-Orange County, CA
OTS Region:
Western
FDIC Region:
San Francisco
Source: FDIC Last Updated 03/31/2024

Explore Other Rate Deals

Financial institutions continue small incremental increases in savings rates and money market rates this week, continuing the slow uptrend of the past year. Any larger increases in deposit account rates will have to wait until the Federal Open Market Committee increases interest rates in the coming year.
Mortgage rates were mixed in the latest Weekly Mortgage Application Survey released yesterday morning by the MBA. The current average contract 30 year mortgage rate increased to 4.83 percent for the week ending May 28, 2010, up from the previous week’s average mortgage rate of 4.80 percent. Average mortgage discount points decreased to 1.05 points, down from the prior week's average of 1.08 points.
Mortgage rates are slightly higher this week but are still near the record lows set in 2013. 30 year mortgage rates today are averaging 3.94 percent, an increase from the prior week's average 30 year rate of 3.92 percent. The record low for 30 year rates was 3.35 percent set in May 2013.

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Applied Bank MMA 50K Rates now at 0.15%

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