BTC Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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BTC BankToday's 12-month CD rates can be found at 4.04%, 6-month CD rates at 3.80% and 3-month CD rates at 0.03%. Current savings rates are at 0.01% and money market rates are at 0.01%. Mortgage rates today on 30-year fixed loans are around 7.00%. Credit Card rates are at 16.10%. Personal Loan rates are at 12.49%. All these rates, and more, can be found in our database of rates.

To see how these rates compare to BTC Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from BTC Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with BTC Bank CD rates. You can also compare BTC Bank savings rates, MMA rates and mortgage rates using our other rate lists.

BTC Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at BTC Bank? Share your experience about BTC Bank by leaving a review below, or read customer reviews before you decide to use BTC Bank.

BTC Bank Texas Ratio

BTC Bank's Texas Ratio is at 4.47%, which is considered excellent. The Texas Ratio for BTC Bank is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, BTC Bank is a good bank worth considering, with an overall rating of 3 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
BTC Bank
3606 Miller St
Bethany, MO 64424
Member FDIC
MonitorBankRates' Rating
3/5
★★★☆☆

Compare BTC Bank Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Washita State Bank
Washita State Bank
12-Month CD
4.45%
$1,000
Bank of the Flint Hills
Bank of the Flint Hills
24-Month CD
4.25%
$500
Freedom Bank Huntingburg, IN
Freedom Bank Huntingburg, IN
6-Month CD
4.16%
$500
FNB of Waterloo
FNB of Waterloo
12-Month CD
3.96%
$100
Gunnison S&L
Gunnison S&L
48-Month CD
3.83%
$500
Perryton National Bank
Perryton National Bank
12-Month CD
3.75%
$10,000
Abbey Credit Union
Abbey Credit Union
36-Month CD
3.60%
$500
Union Bank Morrisville, VT
Union Bank Morrisville, VT
12-Month CD (CDARS)
3.56%
$250,000
Farm Bureau Bank FSB
Farm Bureau Bank FSB
24-Month CD
3.55%
$1,000
First National Bank of Eastern Arkansas
First National Bank of Eastern Arkansas
24-Month CD
3.50%
$1,000
My eBanc, a division of Bradesco Bank
My eBanc, a division of Bradesco Bank
SuperSaver Money Market
3.40%
$5,000
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
48-Month CD
3.30%
$100
T Bank
T Bank
60-Month CD
3.20%
$1,000
Kitsap Bank
Kitsap Bank
60-Month CD
2.95%
$5,000
Conway National Bank (CNB)
Conway National Bank (CNB)
30-Month CD
2.85%
$500
1st Northern California Credit Union
1st Northern California Credit Union
18-Month CD
2.63%
$1,000
Farmers State Bank Waterloo, IA
Farmers State Bank Waterloo, IA
Diamond Money Market
2.25%
$1,000,000
A & S Federal Credit Union
A & S Federal Credit Union
24-Month CD
2.25%
$500
Van Wert Federal Savings Bank
Van Wert Federal Savings Bank
36-Month CD
2.07%
$1,000
BayVanguard Bank
BayVanguard Bank
36-Month CD
2.02%
$1,000
First National Bank of Bastrop
First National Bank of Bastrop
24-Month CD
2.02%
$500
Eureka Savings Bank
Eureka Savings Bank
48-Month CD
1.87%
$1,000
Benchmark Community Bank
Benchmark Community Bank
6-Month CD
1.75%
$500
F&M Bank of Hutsonville
F&M Bank of Hutsonville
48-Month CD
1.51%
$500
First National Bank of Clarksdale
First National Bank of Clarksdale
60-Month CD
1.50%
$500
American Bank and Trust Company, N.A.
American Bank and Trust Company, N.A.
60-Month CD
1.47%
$500
First Community Bank Batesville, AR
First Community Bank Batesville, AR
12-Month CD
1.26%
$500
First Commerce Bank (NJ)
First Commerce Bank (NJ)
Premier Money Market
1.25%
$10,000
Alden State Bank
Alden State Bank
Kasasa Savings
1.25%
$0
Farmers State Bank of Alto Pass, Ill.
Farmers State Bank of Alto Pass, Ill.
Kasasa Savings
1.00%
$0
Farmers State Bank of Western Illinois
Farmers State Bank of Western Illinois
36-Month CD
1.00%
$500
Second Federal S&L
Second Federal S&L
Passbook Savings
1.00%
$100
Fairfield County Bank
Fairfield County Bank
60-Month CD
1.00%
$2,500
PS Bank
PS Bank
60-Month CD
0.90%
$500
Peoples Trust Co. of St. Albans
Peoples Trust Co. of St. Albans
48-Month CD
0.85%
$500
First National Bank in Ord
First National Bank in Ord
Savings
0.55%
$2,500
FNB of Wyoming
FNB of Wyoming
Savings
0.55%
$50
State Bank of Canton
State Bank of Canton
3-Month CD
0.50%
$500
The Citizens Bank of Georgia
The Citizens Bank of Georgia
Money Market
0.45%
$100
The Dolores State Bank
The Dolores State Bank
Money Market
0.40%
$1,000
Milford Bank
Milford Bank
60-Month CD
0.35%
$1,000
Jones Bank
Jones Bank
Premier Checking
0.30%
$0
The Harrison B&L Assoc.
The Harrison B&L Assoc.
18-Month CD
0.30%
$1,000
Home Loan State Bank
Home Loan State Bank
Legacy Checking
0.20%
$500
Bangor Savings Bank
Bangor Savings Bank
Market Rate Savings
0.15%
$5,000
Washington Savings Bank Lowell, MA
Washington Savings Bank Lowell, MA
Rewards Savings
0.10%
$0
Conneaut Savings Bank
Conneaut Savings Bank
36-Month CD
0.10%
$1,000
Shelby County State Bank
Shelby County State Bank
NOW Checking
0.08%
$300
State Bank of Graymont
State Bank of Graymont
Regular Savings
0.05%
$100
UniBank
UniBank
Regular Savings
0.05%
$500
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates April 26, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
5.560%
5.250%
0.000
15-Year Fixed
5.250%
5.385%
0.750
15 Year Fixed
5.300%
5.390%
0.000
5.250%
5.491%
0.000
5.375%
5.507%
0.000
5.300%
5.518%
0.000
5.375%
5.525%
0.750
5.250%
5.545%
1.000
5.375%
5.563%
0.000
5.500%
5.569%
0.000
5.500%
5.614%
0.000
5.250%
5.629%
2.000
5.375%
5.633%
0.000
15-Year Fixed Jumbo
5.625%
5.651%
0.000
5.500%
5.654%
0.000
5.375%
5.677%
1.125
15-Year Fixed
5.625%
5.681%
0.000
5.625%
5.693%
0.000
5.500%
5.694%
0.250
5.500%
5.728%
1.125
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Our apologies, we do not have BTC Bank rate data right now, check back for updates, we are adding rates all the time.

BTC Bank Information

BTC Bank
3606 Miller St
Bethany, MO 64424
Harrison
Established Date: 09/19/1919
FDIC Certificate #: 10618
Date of FDIC Deposit Insurance: 01/01/1934
Bank Holding Company: BETHANY BANKSHARES INC
How Many Domestic U.S. Offices? 23
How Many Branches are There? 23
Is BTC Bank FDIC Insured? Yes
What is BTC Bank's Cert number? 10618
What is the maximum amount for insured deposits? $250,000 per holder, per account

BTC Bank Financials

Total Assets:
$1,198,300,000
Total Deposits:
$907,511,000
Equity Capital:
$101,688,000
Domestic Deposits:
$907,511,000
Net Income:
$2,210,000
Return on Assets:
1.1029%
Quarterly Return on Assets:
0.7500%
Pretax Return on Assets:
0.9142%
Pretax Quarterly Return on Assets:
0.9100%
Return on Equity:
12.5600%
Quarterly Return on Equity:
8.7400%
Leverage Tier 1 (Core Capital) Ratio:
9.2008%
Total Interest Income (YTD):
5.3858%
 
 
Headquarters:
Bethany
FDIC Field Office:
Kansas City
Regulator:
FDIC
County:
Harrison
# of Offices:
23
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
West
FDIC Region:
Kansas City
Source: FDIC Last Updated 03/31/2024

Explore Other Rate Deals

We have some more CD rate changes at EverBank. This bank is probably the most active bank or credit union when it comes to changing their CD rates. The most recent CD rate changes are listed below. You can see how EverBank's current rates compare to other bank's rate by using our rate table at MonitorBankRates.com.

CD Rate Changes at EverBank

BankProductRate (New / Old)Yield (New / Old)
EverBank3 month CD0.78 / 0.550.78 / 0.55
EverBank6 month CD0.91 / 0.860.91 / 0.86
EverBank1 yr CD1.10 / 1.091.11 / 1.10
EverBank2 yr CD1.24 / 1.161.25 / 1.17
EverBank2.5 yr CD1.42 / 1.191.43 / 1.2
EverBank3 yr CD1.45 / 1.241.46 / 1.25
EverBank5 yr CD1.80 / 1.611.82 / 1.62
EverBank3 month jumbo CD0.78 / 0.550.78 / 0.55
EverBank6 month jumbo CD0.91 / 0.860.91 / 0.86
EverBank1 yr jumbo CD1.10 / 1.091.11 / 1.10
EverBank2.5 yr jumbo CD1.42 / 1.191.43 / 1.20
EverBank5 yr jumbo CD1.80 / 1.611.82 / 1.62
EverBank18 month CD1.21 / 1.151.22 / 1.16
EverBank2 yr jumbo CD1.24 / 1.161.25 / 1.17
EverBank9 month CD1.01 / 0.901.02 / 0.90
EverBank9 month jumbo CD1.01 / 0.901.02 / 0.90
EverBank18 month jumbo CD1.21 / 1.151.22 / 1.16
EverBank3 yr jumbo CD1.45 / 1.241.46 / 1.25
EverBank4 yr CD1.65 / 1.501.66 / 1.51
EverBank4 yr jumbo CD1.65 / 1.501.66 / 1.51
Nationwide Bank CD rates which were recently increased are competitive but are not the best CD rates available. Nationwide Bank's 2 year bank CD rates are now paying 1.14 percent with an APY of 1.15 percent for account balances of less than $100,000. 2 year jumbo certificate of deposit accounts (balances $100,000 and over) earn a jumbo CD rate of 1.19 percent with an APY of 1.20 percent. Both types of 2 year CD rates were increased 5 basis points.
Has the bull market run in equities over the past 5 years made you nervous about staying invested in stocks? If so, you're not alone - investors have been hoarding cash in greater numbers since 2013, despite current low savings rates.  The average annual gain of the S&P 500 over the past 5 years has been 18.89 percent, yielding over a 100% gain, so comes as no surprise that investors are nervous about holding stocks these days.

Bank or Credit Union Offers and Deals

Comenity Direct CD Rates
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NewDominion Bank MMA Rates now at 0.15%

Alternative Bank and Credit Union Offers to Explore

Mortgage Rates and Refinance Rates 12-7: 30 Year Mortgage Rates Averaging 4.46%, 30 Year Jumbo Mortgage Rates at 5.00%
Mortgage Rates Mixed: 30 Year Mortgage Rates at 4.50%, 5 Year Adjustable Mortgage Rates at 3.25%
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Mortgage Rates and Refinance Rates Higher This Week 3-28: 30 Year Conforming Mortgage Rates at 4.80%, 15 Year Mortgage Rates at 4.10%
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Auto Loan Rates Decline
Today's Mortgage Refinance Rates, 30 Year Mortgage Rates at 4.81%

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