☰

Home›
Banks›
Tioga-Franklin Savings Bank

iAdvertiser Disclosure

Tioga-Franklin Savings Bank Rates & Review October 2026

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Tioga-Franklin Savings Bank provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: October 14, 2026

Tioga-Franklin Savings Bank rates are not currently in our database, but you can compare rates from other banks and credit unions we track: 12-month CD rates are currently at 2.98%, 6-month CD rates at 2.84% and 3-month CD rates at 2.66%. Savings rates are at 0.89% and money market rates are at 1.20%. Mortgage rates on 30-year fixed loans are around 7.38%. These rates come from our rate database, not Tioga-Franklin Savings Bank, and you can see how they compare in the Tioga-Franklin Savings Bank rate tables below. Tioga-Franklin Savings Bank was closed by the Pennsylvania Department of Banking and Securities on August 21, 2026, and its deposits were assumed by Second Federal Savings and Loan Association of Philadelphia. There are no current Tioga-Franklin Savings Bank rates.

Tioga-Franklin Savings Bank money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Tioga-Franklin Savings Bank? Share your experience about Tioga-Franklin Savings Bank by leaving a review below, or read customer reviews before you decide to use Tioga-Franklin Savings Bank.

Overall Health & Safety Grade

Closed by Regulators Health Score: 5/100

MonitorBankRates Rating

1.0

Closed Out of 5.0 Stars

Texas Ratio

181.46%

Weak Higher than avg

Health Trend

Worsening 12 quarters

Full history ›

Tioga-Franklin Savings Bank

320 E Girard Ave
Philadelphia, PA 19125

https://www.tiogafranklin.com

Customer Reviews

Be the first to review

Write a Review

Financial health data as of Q2 2026 (FDIC call report for the quarter ended June 30, 2026). This is the most recent call report available. The FDIC publishes bank call reports about eight weeks after each quarter ends.

Financial Health History

Tioga-Franklin Savings Bank’s Texas Ratio rose from 64.89% in Q3 2023 to 181.46% in Q2 2026, so its financial health has weakened over the past 12 quarters. Over the same period its Star Rating moved from 1.0 to 1.0. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a bank must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

Swipe the chart sideways to see every quarter.

Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures

Quarter	Total assets	Texas Ratio	Star Rating	Health Grade
June 30, 2026	$68M	181.46%	1.0	F
March 31, 2026	$68M	101.99%	1.0	F
December 31, 2025	$70M	79.18%	1.0	F
September 30, 2025	$72M	54.50%	1.0	F
June 30, 2025	$65M	52.28%	1.0	F
March 31, 2025	$67M	50.60%	1.0	F
December 31, 2024	$71M	47.69%	1.5	F
September 30, 2024	$72M	75.36%	1.0	F
June 30, 2024	$71M	35.88%	3.3	D
March 31, 2024	$77M	72.48%	1.0	F
December 31, 2023	$73M	52.56%	1.9	F
September 30, 2023	$74M	64.89%	1.0	F

Source: FDIC call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Bank Closed

Tioga-Franklin Savings Bank was closed by the Pennsylvania Department of Banking and Securities on August 21, 2026, and its deposits were assumed by Second Federal Savings and Loan Association of Philadelphia (Philadelphia, PA). There are no current Tioga-Franklin Savings Bank rates to report. Interest earned up to the closing date was paid at the rate in effect at that time.

FDIC information for Tioga-Franklin Savings Bank depositors and borrowers

Bank Profile & Overview

Institution Name Tioga-Franklin Savings Bank

FDIC Certificate # 33802

Address 320 E Girard Ave, Philadelphia, PA 19125 · Philadelphia

Website https://www.tiogafranklin.com

Established 18730331

FDIC Insurance Date 20000701

Domestic Offices 1

Total Branches 1

Regulator FDIC

FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

Overall Health Grade Score: 5/100

1.0

Weak Out of 5.0 Stars

181.46%

Texas Ratio Nat'l avg: 5.85%

Return on Assets (ROA) -3.3519%

Return on Equity (ROE) -121.1900%

Non-Performing Loans (NPL) 7.67%

Total Assets $68,444,000

Total Deposits $66,571,000

Equity Capital $1,397,000

Net Income $-1,157,000

Headquarters Philadelphia

Total Branches and Offices 1

Source: FDIC | Last Updated 06/30/2026

Customer Reviews

There are no reviews for Tioga-Franklin Savings Bank yet. Feel free to create one below.

Looking for more bank and credit union reviews? Visit our Community Reviews hub to read what other members are saying, ask questions, and join the conversation.

Average Rating

☆☆☆☆☆

Total Reviews

Add Your Rating and Review for Tioga-Franklin Savings Bank

Frequently Asked Questions About Tioga-Franklin Savings Bank

How many branches does Tioga-Franklin Savings Bank operate?

Tioga-Franklin Savings Bank currently maintains approximately 1 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Tioga-Franklin Savings Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Tioga-Franklin Savings Bank provides members with tools to manage their accounts and build a solid financial history.

Does Tioga-Franklin Savings Bank offer online and mobile banking?

Most modern institutions like Tioga-Franklin Savings Bank provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.tiogafranklin.com.