PSB Provident Savings Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews
Today's 12-month CD rates can be found at 0.15%, 6-month CD rates at 0.10% and 3-month CD rates at 3.50%. Current savings rates are at 0.05% and money market rates are at 0.10%. Mortgage rates today on 30-year fixed loans are around 6.55%. Credit Card rates are at 16.10%. Personal Loan rates are at 7.00%. All these rates, and more, can be found in our database of rates. PSB Provident Savings Bank's 60-Month CD rates are at 0.63%, 48-Month CD rates are at 0.63%, 36-Month CD rates are at 0.63%, 24-Month CD rates are at 0.48%, 12-Month CD rates are at 0.12%. PSB Provident Savings Bank's savings rates are at 0.01%. PSB Provident Savings Bank's money market rates are at 0.01%.
To see how these rates compare to PSB Provident Savings Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from PSB Provident Savings Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with PSB Provident Savings Bank CD rates. You can also compare PSB Provident Savings Bank savings rates, MMA rates and mortgage rates using our other rate lists. PSB Provident Savings Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at PSB Provident Savings Bank? Share your experience about PSB Provident Savings Bank by leaving a review below, or read customer reviews before you decide to use PSB Provident Savings Bank. PSB Provident Savings Bank Texas Ratio PSB Provident Savings Bank's Texas Ratio is at 1.18%, which is considered excellent. The Texas Ratio for PSB Provident Savings Bank is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing. Overall, PSB Provident Savings Bank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars. Rate
APY/APR
vs Avg
PSB Provident Savings Bank CD Rates and Interest Rates
PSB Provident Savings Bank
60-Month CD
0.63%
$1,000
PSB Provident Savings Bank
48-Month CD
0.63%
$1,000
PSB Provident Savings Bank
36-Month CD
0.63%
$1,000
PSB Provident Savings Bank
24-Month CD
0.48%
$1,000
PSB Provident Savings Bank
12-Month CD
0.12%
$1,000
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Compare PSB Provident Savings Bank Rates with Other Competitive Bank and Credit Union Rates
iGOBanking
6-Month CD
4.25%
$1,000
Waterman Bank
High Yield Savings
4.08%
$0
Jovia Federal Credit Union
Go Green Checking
4.00%
$5
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Communitywide Federal Credit Union
36-Month CD
3.80%
$1,000
Financial Federal Bank
Money Market
3.75%
$5,000
Show More
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rates March 21, 2025Show More
The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed. PSB Provident Savings Bank InformationPSB Provident Savings Bank
6570 Magnolia AveRiverside, CA 92506 Riverside Established Date: 07/02/1956 FDIC Certificate #: 30879 Date of FDIC Deposit Insurance: 08/09/1989 Bank Holding Company: PROVIDENT FINL HOLDINGS INC How Many Domestic U.S. Offices? 14 How Many Branches are There? 14 Website: https://www.myprovident.com
Is PSB Provident Savings Bank FDIC Insured? Yes
What is PSB Provident Savings Bank's Cert number? 30879
What is the maximum amount for insured deposits? $250,000 per holder, per account
PSB Provident Savings Bank FinancialsTotal Assets:
$1,289,991,000
Total Deposits:
$917,657,000
Equity Capital:
$124,346,000
Domestic Deposits:
$917,657,000
Net Income:
$1,691,000
Return on Assets:
0.6632%
Quarterly Return on Assets:
0.5200%
Pretax Return on Assets:
0.7392%
Pretax Quarterly Return on Assets:
0.7400%
Return on Equity:
7.1000%
Quarterly Return on Equity:
5.4800%
Common Equity Tier 1 Capital Ratio:
17.9060%
Tier 1 Risk-Based Capital Ratio:
17.9060%
Leverage Tier 1 (Core Capital) Ratio:
9.2461%
Total Risk-Based Capital Ratio (YTD):
19.0574%
Total Interest Income (YTD):
4.0282%
Headquarters:
Riverside
FDIC Field Office:
Orange
Regulator:
OCC
County:
Riverside
# of Offices:
14
Metropolitan Statistical Area (MSA):
Riverside-San Bernardino-Ontario, CA
Consolidated Metropolitan Statistical Area (CMSA):
Los Angeles-Riverside-Orange County, CA
OTS Region:
Western
FDIC Region:
San Francisco
Source: FDIC Last Updated 03/31/2024
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