☰

Home›
Banks›
PNB of Checotah

iAdvertiser Disclosure

PNB of Checotah Rates & Review April 2026

Q: How many branches does PNB of Checotah operate?

PNB of Checotah currently maintains approximately 3 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Q: Is there a first-time homebuyer program?

Currently, PNB of Checotah does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, PNB of Checotah provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated: April 17, 2026

You can compare PNB of Checotah rates to other rates in our database, including 12-month CD rates currently at 0.50%, 6-month CD rates at 3.65% and 3-month CD rates at 0.20%. Savings rates are at 0.30% and money market rates are at 1.21%. Mortgage rates on 30-year fixed loans are around 5.97%. All these rates can be compared to PNB of Checotah rates. MonitorBankRates evaluates the financial stability of PNB of Checotah with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.46%. Rates were last updated on 04/17/2026.

PNB of Checotah money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at PNB of Checotah? Share your experience about PNB of Checotah by leaving a review below, or read customer reviews before you decide to use PNB of Checotah.

Overall Health & Safety Grade

A+

Exceptional Health Score: 100/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

0.46%

Excellent Lower than avg

PNB of Checotah

300 W Gentry Ave
Checotah, OK 74426

https://www.peoplesok.com

Current Rate Availability

We do not have PNB of Checotah rates right now, but we are constantly updating our database so check back often for updated rates.

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for PNB of Checotah is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather PNB of Checotah rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with PNB of Checotah's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name PNB of Checotah

Bank Holding Company PEOPLES NATL BANCSHARES CHECOTAH

Address 300 W Gentry Ave, Checotah, OK 74426 · Mcintosh

Website https://www.peoplesok.com

FDIC Certificate # 4059

Established 01/01/1911

FDIC Insurance Date 01/01/1934

Domestic Offices 3

Total Branches 3

Regulator OCC

FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+

Overall Health Grade Score: 100/100

5.0

Exceptional Out of 5.0 Stars

0.46%

Texas Ratio Nat'l avg: 5.85%

Return on Assets (ROA) 0.9147%

Return on Equity (ROE) 7.4900%

Non-Performing Loans (NPL) 0.05%

Total Assets $169,063,000

Total Deposits $136,671,000

Equity Capital $27,504,000

Net Income $2,039,000

Headquarters Checotah

Total Offices 3

Source: FDIC | Last Updated 12/31/2025

Customer Reviews

There are no reviews for PNB of Checotah yet. Feel free to create one below.

Average Rating

☆☆☆☆☆

Total Reviews

Add Your Rating and Review for PNB of Checotah

Frequently Asked Questions About PNB of Checotah

Is PNB of Checotah a safe place to deposit money?

Yes, PNB of Checotah is considered a safe financial institution. With a Texas Ratio of 0.46027616569942%, the institution's financial health is rated as excellent. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category.

How many branches does PNB of Checotah operate?

PNB of Checotah currently maintains approximately 3 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, PNB of Checotah does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, PNB of Checotah provides members with tools to manage their accounts and build a solid financial history.

Does PNB of Checotah offer online and mobile banking?

Most modern institutions like PNB of Checotah provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.peoplesok.com.