Peoples Independent Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews
To see how these rates compare to Peoples Independent Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Peoples Independent Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Peoples Independent Bank CD rates. You can also compare Peoples Independent Bank savings rates, MMA rates and mortgage rates using our other rate lists. Peoples Independent Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Peoples Independent Bank? Share your experience about Peoples Independent Bank by leaving a review below, or read customer reviews before you decide to use Peoples Independent Bank. Peoples Independent Bank Texas Ratio Peoples Independent Bank's Texas Ratio is at 7.76%, which is considered excellent. The Texas Ratio for Peoples Independent Bank is higher than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing. Overall, Peoples Independent Bank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars. Compare Peoples Independent Bank Rates with Other Competitive Bank and Credit Union Rates
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Compass Savings Bank
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3.92%
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rates March 21, 2025Show More
The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed. Our apologies, we do not have Peoples Independent Bank rate data right now, check back for updates, we are adding rates all the time. Peoples Independent Bank InformationPeoples Independent Bank
121 Billy B. Dyar BoulevardBoaz, AL 35957 Marshall Established Date: 05/02/1988 FDIC Certificate #: 27233 Date of FDIC Deposit Insurance: 05/02/1988 Bank Holding Company: PEOPLES IND BANCSHARES INC How Many Domestic U.S. Offices? 9 How Many Branches are There? 9 Website: https://www.pibonline.com/
Is Peoples Independent Bank FDIC Insured? Yes
What is Peoples Independent Bank's Cert number? 27233
What is the maximum amount for insured deposits? $250,000 per holder, per account
Peoples Independent Bank FinancialsTotal Assets:
$449,260,000
Total Deposits:
$401,213,000
Equity Capital:
$33,225,000
Domestic Deposits:
$401,213,000
Net Income:
$1,984,000
Return on Assets:
1.4396%
Quarterly Return on Assets:
1.7400%
Pretax Return on Assets:
1.8615%
Pretax Quarterly Return on Assets:
1.8600%
Return on Equity:
23.5400%
Quarterly Return on Equity:
24.4600%
Common Equity Tier 1 Capital Ratio:
13.6905%
Tier 1 Risk-Based Capital Ratio:
13.6905%
Leverage Tier 1 (Core Capital) Ratio:
8.6284%
Total Risk-Based Capital Ratio (YTD):
14.3652%
Total Interest Income (YTD):
5.0864%
Headquarters:
Boaz
FDIC Field Office:
Shelby
Regulator:
FDIC
County:
Marshall
# of Offices:
9
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Southeast
FDIC Region:
Atlanta
Source: FDIC Last Updated 03/31/2024
Explore Other Rate DealsBank of Internet, an Internet Bank based in San Diego, California, is 0ffering three different types of savings accounts. All three savings accounts have some of the highest savings account rates currently available. In addition to the high savings rates, each account only has a minimum opening deposit of $100.
 Current 30 year conforming mortgage rates and refinancing rates are averaging 4.77 percent but you can find 30 year rates lower than the national average. Right now on our list of mortgage rates and refinance rates in New York, Total Mortgage Services is offering 30 year conforming rates at 4.24 percent with two mortgage discount points. That rate is lower than the current 30 year average rate of 4.83 percent.
 Bank CD rates were mixed this past week with longer term CD rates increasing and shorter term CD rates continuing their slide down. The increase in longer term CD rates wasn't much but at least rates are headed in the right direction.
Bank or Credit Union Offers and DealsA Lackluster March Employment Report Sends Today's Mortgage Rates LowerChase Bank 1 Year ARM Refinance Rate of 4.427% Opening a Bank or Credit Union Account: A Simple Guide Mortgage Rates: Today's Mortgage Rates Decline as Bond Yields Plummet: 30 Year Mortgage Rates Remain Below 4.50% U.S. Bank CD Rates: 7-Month 4.80%, 15-Month 4.85%, and 11-Month 4.95% Direction of CD Rates This Year Auto Loan: Current Auto Loan Rates Mortgage Rates at Lowest Level Ever Recorded MBA: 30 Year Mortgage Rates at 4.57%, 15 Year Mortgage Rates at 3.95% Balance Transfer Credit Cards Credit Card Rates: Average Rates January 12, 2011 Alternative Bank and Credit Union Offers to ExploreCitibank Credit Card Rates9 Month CD Rates: Best CD Interest Rates at 0.98 Percent Best Auto Insurance Rates: Auto Insurance 101 USA One Credit Union 8 Month Step-Up CD Yield of 1.45% PNC Bank High Yield Savings Account Hudson City Savings Bank Money Market Savings Average Mortgage Rates Still Historically Low Mortgage Rates Make New Lows This Week: 30 Year Mortgage Rates at 4.17%, 15 Year Mortgage Rates at 3.57% - Freddie Mac Mortgage Rates Mostly Higher Today: Current Mortgage Rates on 30 Year Home Loans at 4.00% AIG Bank Rates and Review: Best Money Market Rate at 0.82% Peoples Independent Bank ReviewsThere are no reviews for Peoples Independent Bank yet. Feel free to create one below.
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Today's 12-month CD rates can be found at 4.04%, 6-month CD rates at 4.32% and 3-month CD rates at 1.00%. Current savings rates are at 0.25% and money market rates are at 1.00%. Mortgage rates today on 30-year fixed loans are around 6.42%. Credit Card rates are at 9.99%. Personal Loan rates are at 13.24%. All these rates, and more, can be found in our database of rates. 
