What are the current interest rates at Firstrust Savings Bank?

Current rates for Firstrust Savings Bank include: 12-Month CD: 3.00%, 24-Month CD: 2.25%, 36-Month CD: 2.00%, 60-Month CD: 1.75%

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Firstrust Savings Bank

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Firstrust Savings Bank Rates & Review October 2026

Q: How many branches does Firstrust Savings Bank operate?

Firstrust Savings Bank currently maintains approximately 18 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Q: Is there a first-time homebuyer program?

Currently, Firstrust Savings Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Firstrust Savings Bank provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: October 7, 2026

Firstrust Savings Bank's top rates as of October 7, 2026 are 3.75% APY on its 7-Month Touchdown CD, and 0.10% APY on checking, according to rates verified by MonitorBankRates. Other Firstrust Savings Bank CD rates include 11-Month 11-Month Certificate at 3.00%, 23-Month 23-Month Certificate at 2.25%, and 35-Month 35-Month Certificate at 2.00%. MonitorBankRates evaluates the financial stability of Firstrust Savings Bank with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 5.45%. Rates last updated and verified on 10/07/2026.

Firstrust Savings Bank money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Firstrust Savings Bank? Share your experience about Firstrust Savings Bank by leaving a review below, or read customer reviews before you decide to use Firstrust Savings Bank.

Verified Healthy Q2 2026 Use This Badge on Your Bank Website

Overall Health & Safety Grade

A+

Exceptional Health Score: 97/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

5.45%

Excellent Lower than avg

Health Trend

Steady 12 quarters

Full history ›

Firstrust Savings Bank

15 E Ridge Pike
Conshohocken, PA 19428

https://www.firstrust.com

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Financial health data as of Q2 2026 (FDIC call report for the quarter ended June 30, 2026). This is the most recent call report available. The FDIC publishes bank call reports about eight weeks after each quarter ends.

Firstrust Savings Bank CD Rates

Product	Rate	APY	Term
7-Month Touchdown CD	-	3.75%	7-Month
Min Deposit $2,500 Details The 7-Month Touchdown CD will earn the initial Annual Percentage Yield (APY) from the date the CD is opened and funded through the date of the next Regular Season or Post Season game played during the 2026/2027 season. The APY for the 7-Month Touchdown CD will increase in basis points by the number of points the Eagles score in the first game played after the 7-Month Touchdown CD is opened (a basis point is equal to .01%). The increase, if any, will be effective on the first Firstrust Bank business day following that game and the new APY will be effective until the first maturity date. The 7-Month Touchdown CD is only eligible for a one-time basis point increase; the 7-Month Touchdown CD does not accumulate basis points for any other 2026/2027 season games. A new 7-Month Touchdown CD must be opened prior to each game at the initial yield to earn basis points for that game. For example, if you open a 7-Month Touchdown CD today, your APY will start at 3.75% and if the Eagles score 35 points in their next game after you fund the 7-Month Touchdown CD, your APY is 3.75% plus 0.35% for a total of 4.10%. May not be combined with any other offer. See the 7-Month Touchdown CD Addendum for complete details. This is a limited time offer. Initial APY on the 7-Month Touchdown CD is subject to availability and the offer may change or be withdrawn at any time and without notice at the bank's discretion. The maximum opening deposit for this 7-Month Touchdown CD is $500,000. Available in PA/NJ/DE only. Last Updated 10/07/2026 Rate History No change since Sep 14, 2026 · 3.75% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.45%
11 Month Certificate	-	3.00%	11-Month
Min Deposit $2,500 Details New funds are not funds currently on deposit at Firstrust Bank or through Firstrust Financial Resources. $500,000 maximum deposit. All other terms and conditions of the Bank's CDs, including compounding of interest, are available in the Bank's current Truth in Savings Disclosure . Eligible for Regular CDs and Traditional, Roth and SEP IRAs. There is a penalty for early withdrawal. Fees may reduce earnings on the account. Additional federal penalties may apply for IRA CD withdrawals below age 59 1/2. (Please consult your tax advisor.) There is a seven calendar day grace period at maturity. Last Updated 10/07/2026 Rate History No change since Sep 27, 2026 · 3.00% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.45%
23 Month Certificate	-	2.25%	23-Month
Min Deposit $2,500 Details New funds are not funds currently on deposit at Firstrust Bank or through Firstrust Financial Resources. $500,000 maximum deposit. All other terms and conditions of the Bank's CDs, including compounding of interest, are available in the Bank's current Truth in Savings Disclosure . Eligible for Regular CDs and Traditional, Roth and SEP IRAs. There is a penalty for early withdrawal. Fees may reduce earnings on the account. Additional federal penalties may apply for IRA CD withdrawals below age 59 1/2. (Please consult your tax advisor.) There is a seven calendar day grace period at maturity. Last Updated 10/07/2026 Rate History No change since Sep 27, 2026 · 2.25% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.45%
35 Month Certificate	-	2.00%	35-Month
Min Deposit $2,500 Details New funds are not funds currently on deposit at Firstrust Bank or through Firstrust Financial Resources. $500,000 maximum deposit. All other terms and conditions of the Bank's CDs, including compounding of interest, are available in the Bank's current Truth in Savings Disclosure . Eligible for Regular CDs and Traditional, Roth and SEP IRAs. There is a penalty for early withdrawal. Fees may reduce earnings on the account. Additional federal penalties may apply for IRA CD withdrawals below age 59 1/2. (Please consult your tax advisor.) There is a seven calendar day grace period at maturity. Last Updated 10/07/2026 Rate History No change since Sep 27, 2026 · 2.00% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.45%
59 Month Certificate	-	1.75%	59-Month
Min Deposit $2,500 Details New funds are not funds currently on deposit at Firstrust Bank or through Firstrust Financial Resources. $500,000 maximum deposit. All other terms and conditions of the Bank's CDs, including compounding of interest, are available in the Bank's current Truth in Savings Disclosure . Eligible for Regular CDs and Traditional, Roth and SEP IRAs. There is a penalty for early withdrawal. Fees may reduce earnings on the account. Additional federal penalties may apply for IRA CD withdrawals below age 59 1/2. (Please consult your tax advisor.) There is a seven calendar day grace period at maturity. Last Updated 10/07/2026 Rate History No change since Sep 27, 2026 · 1.75% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.45%

Firstrust Savings Bank Checking Rates

Product	Rate	APY
Eagles FirstPay Premier Checking	-	0.10%
Min Deposit $25 Min Balance $100,000 Details Earn from 0.05% to 0.10% APY; Balance: $100,000.00 or more Last Updated 10/07/2026 Rate History 1 change since Sep 14, 2026 · 0.05% → 0.10% ▲ 0.05 pts · high 0.10% / low 0.05% Oct 7, 20260.10%▲ from 0.05% Sep 14, 20260.05%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.45%
Eagles FirstPaySM Premier Checking Account	-	0.10%
Min Deposit $25 Min Balance $100,000 Details Qualifications Required: Minimum daily balance; Monthly direct deposit; 10 debit card transactions; 5 Online bill payments; APY of 0.05% for balances $0 to $24,999.99; 0.05% for balances of $25,000-$49,999.99; 0.05% for balances of $50,000-$99,999.99; APY of 0.10% for balances of $100,000.00 or more. ATM rebates up to $12 per month. Free specialty gray single-ply wallet-style checks. Last Updated 10/07/2026 Rate History 1 change since Sep 14, 2026 · 0.05% → 0.10% ▲ 0.05 pts · high 0.10% / low 0.05% Oct 7, 20260.10%▲ from 0.05% Sep 14, 20260.05%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.45%
FirstPay Premier Checking	-	0.10%
Min Deposit $25 Min Balance $100,000 Details Earn from 0.05% to 0.10% APY; Balance: $100,000.00 or more Last Updated 10/07/2026 Rate History 1 change since Sep 14, 2026 · 0.05% → 0.10% ▲ 0.05 pts · high 0.10% / low 0.05% Oct 7, 20260.10%▲ from 0.05% Sep 14, 20260.05%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.45%
Eagles FirstPay Premier Checking	-	0.05%
Min Deposit $25 Min Balance $0 Details Earn from 0.05% to 0.10% APY; Balance: $0 to $24,999.99 Last Updated 10/07/2026 Rate History No change since Sep 14, 2026 · 0.05% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.45%
Eagles FirstPay Premier Checking	-	0.05%
Min Deposit $25 Min Balance $25,000 Details Earn from 0.05% to 0.10% APY; Balance: $25,000-$49,999.99 Last Updated 10/07/2026 Rate History No change since Sep 14, 2026 · 0.05% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.45%
Eagles FirstPay Premier Checking	-	0.05%
Min Deposit $25 Min Balance $50,000 Details Earn from 0.05% to 0.10% APY; Balance: $50,000-$99,999.99 Last Updated 10/07/2026 Rate History No change since Sep 14, 2026 · 0.05% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.45%
Eagles FirstPay Premier Checking	-	0.05%
Min Deposit $25 Min Balance $5,000 Details Published APY range: 0.05% to 0.10%. Earn 15,000 bonus reward points when cardholder makes debit card purchases totaling $1,000 or more within 60 days of new account opening. Limit 1 bonus reward points offer per household. Bonus points may be redeemed for gift cards, merchandise, or travel. Bonus will be provided 60 days after completion of the spend requirement. Points will not be earned and the bonus reward point spend requirement will not be satisfied by using your debit card for ATM or other cash withdrawals, for transferring funds, for Bill Pay transactions (such as payment of utility bills, insurance premiums, or other recurring/periodic bills etc.), or for transactions using third-party money transmission service providers (for example, PayPal, Venmo, Money Gram, etc.). Points earned can be redeemed through scorecardrewards.com. Reward points have no cash value. Other terms and conditions apply, see Program Rules for complete details. Offer can be withdrawn at any tim Last Updated 10/07/2026 Rate History No change since Sep 27, 2026 · 0.05% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.45%
Eagles FirstPaySM Premier Checking Account	-	0.05%
Min Deposit $25 Min Balance $500 Details Qualifications Required: Minimum daily balance; Monthly direct deposit; 10 debit card transactions; 5 Online bill payments; APY of 0.05% for balances $0 to $24,999.99; 0.05% for balances of $25,000-$49,999.99; 0.05% for balances of $50,000-$99,999.99; APY of 0.10% for balances of $100,000.00 or more. ATM rebates up to $12 per month. Free specialty gray single-ply wallet-style checks. Last Updated 10/07/2026 Rate History No change since Sep 14, 2026 · 0.05% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.45%
FirstPay Premier Checking	-	0.05%
Min Deposit $25 Min Balance $0 Details Earn from 0.05% to 0.10% APY; Balance: $0 to $24,999.99 Last Updated 10/07/2026 Rate History No change since Sep 14, 2026 · 0.05% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.45%
FirstPay Premier Checking	-	0.05%
Min Deposit $25 Min Balance $25,000 Details Earn from 0.05% to 0.10% APY; Balance: $25,000-$49,999.99 Last Updated 10/07/2026 Rate History No change since Sep 14, 2026 · 0.05% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.45%
FirstPay Premier Checking	-	0.05%
Min Deposit $25 Min Balance $50,000 Details Earn from 0.05% to 0.10% APY; Balance: $50,000-$99,999.99 Last Updated 10/07/2026 Rate History No change since Sep 14, 2026 · 0.05% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.45%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
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Financial Health History

Firstrust Savings Bank’s Texas Ratio rose from 4.44% in Q3 2023 to 5.45% in Q2 2026, so its financial health has held steady at a healthy level over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this bank’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

Swipe the chart sideways to see every quarter.

Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures

Quarter	Total assets	Texas Ratio	Star Rating	Health Grade
June 30, 2026	$5.6B	5.45%	5.0	A+
March 31, 2026	$5.6B	4.92%	5.0	A+
December 31, 2025	$5.7B	5.45%	5.0	A+
September 30, 2025	$5.8B	3.91%	5.0	A+
June 30, 2025	$5.2B	5.35%	5.0	A+
March 31, 2025	$5.3B	5.41%	5.0	A+
December 31, 2024	$5.4B	4.40%	5.0	A+
September 30, 2024	$5.2B	4.19%	5.0	A+
June 30, 2024	$5.1B	4.53%	5.0	A+
March 31, 2024	$5.5B	4.65%	5.0	A+
December 31, 2023	$5.2B	4.70%	5.0	A+
September 30, 2023	$5.1B	4.44%	5.0	A+

Source: FDIC call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Firstrust Savings Bank is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Firstrust Savings Bank rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Firstrust Savings Bank's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Firstrust Savings Bank

FDIC Certificate # 26647

Address 15 E Ridge Pike, Conshohocken, PA 19428 · Montgomery

Website https://www.firstrust.com

Established 19340101

FDIC Insurance Date 19860319

Domestic Offices 18

Total Branches 18

Regulator FDIC

FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+

Overall Health Grade Score: 97/100

5.0

Exceptional Out of 5.0 Stars

5.45%

Texas Ratio Nat'l avg: 5.85%

Return on Assets (ROA) 1.7068%

Return on Equity (ROE) 16.0500%

Non-Performing Loans (NPL) 0.65%

Total Assets $5,622,445,000

Total Deposits $4,764,574,000

Equity Capital $602,409,000

Net Income $48,290,000

Headquarters Conshohocken

Total Branches and Offices 18

Source: FDIC | Last Updated 06/30/2026

Q2 2026 MBR Health & Safety Badge

Firstrust Savings Bank earned the Verified Healthy badge

Display this badge on your website to show visitors your Q2 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

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Frequently Asked Questions About Firstrust Savings Bank

How many branches does Firstrust Savings Bank operate?

Firstrust Savings Bank currently maintains approximately 18 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Firstrust Savings Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Firstrust Savings Bank provides members with tools to manage their accounts and build a solid financial history.

Does Firstrust Savings Bank offer online and mobile banking?

Most modern institutions like Firstrust Savings Bank provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.firstrust.com.