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Independence Bank East Greenwich, RI

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Independence Bank East Greenwich, RI Rates & Review April 2026

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Independence Bank East Greenwich, RI provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated: April 23, 2026

You can compare Independence Bank East Greenwich, RI rates to other rates in our database, including 12-month CD rates currently at 0.20%, 6-month CD rates at 3.60% and 3-month CD rates at 0.50%. Savings rates are at 0.10% and money market rates are at 1.20%. Mortgage rates on 30-year fixed loans are around 5.97%. All these rates can be compared to Independence Bank East Greenwich, RI rates. MonitorBankRates evaluates the financial stability of Independence Bank East Greenwich, RI with a 5.0 Star Rating and an A+ Overall Health Grade. Rates were last updated on 04/23/2026.

Independence Bank East Greenwich, RI money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Independence Bank East Greenwich, RI? Share your experience about Independence Bank East Greenwich, RI by leaving a review below, or read customer reviews before you decide to use Independence Bank East Greenwich, RI.

Overall Health & Safety Grade

A+

Exceptional Health Score: 100/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

No Data No data

Independence Bank East Greenwich, RI

1370 S County Trl
East Greenwich, RI 02818

https://www.independence-bank.com

Current Rate Availability

We do not have Independence Bank East Greenwich, RI rates right now, but we are constantly updating our database so check back often for updated rates.

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Independence Bank East Greenwich, RI is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Independence Bank East Greenwich, RI rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Independence Bank East Greenwich, RI's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Independence Bank East Greenwich, RI

FDIC Certificate # 57379

Address 1370 S County Trl, East Greenwich, RI 02818 · Kent

Website https://www.independence-bank.com

Established 03/25/2003

FDIC Insurance Date 03/25/2003

Domestic Offices 1

Total Branches 1

Regulator FDIC

FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+

Overall Health Grade Score: 100/100

5.0

Exceptional Out of 5.0 Stars

0.00%

Texas Ratio Nat'l avg: 5.85%

Return on Assets (ROA) -3.5370%

Return on Equity (ROE) -5.5600%

Non-Performing Loans (NPL) 0.00%

Total Assets $14,177,000

Total Deposits $0

Equity Capital $14,062,000

Net Income $-872,000

Headquarters East Greenwich

Total Offices 1

Source: FDIC | Last Updated 12/31/2025

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Frequently Asked Questions About Independence Bank East Greenwich, RI

Is Independence Bank East Greenwich, RI a safe place to deposit money?

Yes, Independence Bank East Greenwich, RI is considered a safe financial institution. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category.

How many branches does Independence Bank East Greenwich, RI operate?

Independence Bank East Greenwich, RI currently maintains approximately 1 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Independence Bank East Greenwich, RI does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Independence Bank East Greenwich, RI provides members with tools to manage their accounts and build a solid financial history.

Does Independence Bank East Greenwich, RI offer online and mobile banking?

Most modern institutions like Independence Bank East Greenwich, RI provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.independence-bank.com.