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Tipton Latham Bank Rates & Review April 2026

Tipton Latham Bank's savings rates are at 0.35%. MonitorBankRates evaluates the financial stability of Tipton Latham Bank with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 2.74%. Rates were last updated on 04/17/2026.

Tipton Latham Bank money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Tipton Latham Bank? Share your experience about Tipton Latham Bank by leaving a review below, or read customer reviews before you decide to use Tipton Latham Bank.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 99/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
2.74%
Excellent Lower than avg
Tipton Latham Bank
800 Us Highway 50 W
Tipton, MO 65081
https://www.tiptonlathambank.com
Member FDIC

Tipton Latham Bank Savings Rates

Product Rate APY View More
Savings Account 0.35% 0.35%
No additional details.
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.74%

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Tipton Latham Bank is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Tipton Latham Bank rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Tipton Latham Bank's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Tipton Latham Bank
Bank Holding Company LATHAM BANCSHARES INC
Address 800 Us Highway 50 W, Tipton, MO 65081  ·  Moniteau
FDIC Certificate # 1941
Established 12/29/1906
FDIC Insurance Date 01/01/1934
Domestic Offices 2
Total Branches 2
Regulator OCC
FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+
Overall Health Grade Score: 99/100
5.0
Exceptional Out of 5.0 Stars
2.74%
Texas Ratio Nat'l avg: 5.85%
Return on Assets (ROA) 1.2724%
Return on Equity (ROE) 15.2100%
Non-Performing Loans (NPL) 0.19%
Total Assets $189,958,000
Total Deposits $164,497,000
Equity Capital $18,256,000
Net Income $2,307,000
Headquarters Tipton
Total Offices 2
Source: FDIC  |  Last Updated 12/31/2025

Customer Reviews

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Total Reviews
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Frequently Asked Questions About Tipton Latham Bank

Is Tipton Latham Bank a safe place to deposit money?

Yes, Tipton Latham Bank is considered a safe financial institution. With a Texas Ratio of 2.7423947250112%, the institution's financial health is rated as excellent. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category.

How many branches does Tipton Latham Bank operate?

Tipton Latham Bank currently maintains approximately 2 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Tipton Latham Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Tipton Latham Bank provides members with tools to manage their accounts and build a solid financial history.

Does Tipton Latham Bank offer online and mobile banking?

Most modern institutions like Tipton Latham Bank provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.tiptonlathambank.com.

Current Tipton Latham Bank Rates

  • Savings0.35%
Retrieved from our database of financial products. Rates subject to change.