Bank Iowa CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Bank IowaToday's 12-month CD rates can be found at 2.07%, 6-month CD rates at 3.53% and 3-month CD rates at 0.20%. Current savings rates are at 0.10% and money market rates are at 0.10%. Mortgage rates today on 30-year fixed loans are around 6.46%. Credit Card rates are at 18.00%. Personal Loan rates are at 10.20%. All these rates, and more, can be found in our database of rates.

To see how these rates compare to Bank Iowa CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Bank Iowa, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Bank Iowa CD rates. You can also compare Bank Iowa savings rates, MMA rates and mortgage rates using our other rate lists.

Bank Iowa money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Bank Iowa? Share your experience about Bank Iowa by leaving a review below, or read customer reviews before you decide to use Bank Iowa.

Bank Iowa Texas Ratio

Bank Iowa's Texas Ratio is at 5.52%, which is considered excellent. The Texas Ratio for Bank Iowa is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Bank Iowa is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Bank Iowa
1225 Jordan Creek Pkwy
West Des Moines, IA 50266
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Compare Bank Iowa Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Bank of Vici
Bank of Vici
6-Month CD
4.60%
$1,000
Linkbank
Linkbank
10-Month CD
4.50%
$500
First Bank Hampton
First Bank Hampton
Moneybuilder + Savings
4.00%
$0
FNB of Kansas
FNB of Kansas
Eagle Premier Checking
4.00%
$100
Central Bank Provo, UT
Central Bank Provo, UT
High Yield Money Market
3.82%
$500,000
StonehamBank
StonehamBank
18-Month CD
3.75%
$1,000
FNB of Bellville
FNB of Bellville
12-Month CD (Jumbo)
3.60%
$100,000
Evergreen Bank Group
Evergreen Bank Group
36-Month CD
3.50%
$500
Community Commerce Bank
Community Commerce Bank
The Vault Savings
3.30%
$50
Shoreham Bank
Shoreham Bank
48-Month CD
3.25%
$1,000
Heartland State Bank Edgeley, ND
Heartland State Bank Edgeley, ND
24-Month CD
3.25%
$10,000
City National B&T Co. of Lawton, OK
60-Month CD
3.25%
$500
Raritan State Bank
Raritan State Bank
48-Month CD
3.05%
$5,000
TSB Teutopolis State Bank
TSB Teutopolis State Bank
48-Month CD
3.02%
$500
ableBanking
ableBanking
48-Month CD
3.00%
$5,000
Franklin SB Farmington, ME
Franklin SB Farmington, ME
24-Month CD
3.00%
$500
Blue Foundry Bank
Blue Foundry Bank
48-Month CD
3.00%
$1,000
The Bank of Elk River
The Bank of Elk River
60-Month CD
2.78%
$200
Milton Savings Bank
Milton Savings Bank
24-Month CD
2.75%
$500
Genoa Banking Company
18-Month CD
2.70%
$1,000
BayVanguard Bank
BayVanguard Bank
60-Month CD
2.53%
$1,000
PSB of Rhineland
PSB of Rhineland
24-Month CD
2.53%
$1,000
1st Community Credit Union
1st Community Credit Union
6-Month CD
2.53%
$1,000
MidCountry Bank
MidCountry Bank
60-Month CD
2.52%
$1,000
The Dolores State Bank
The Dolores State Bank
60-Month CD
2.52%
$1,000
Primary Bank
Primary Bank
36-Month CD
2.50%
$1,000
Ergo Bank
Ergo Bank
60-Month CD
2.41%
$500
Alliance Bank WI
Alliance Bank WI
36-Month CD
2.32%
$500
Grinnell State Bank
Grinnell State Bank
48-Month CD
2.22%
$1,000
FSB Holton, KS
FSB Holton, KS
24-Month CD
2.01%
$500
New Millennium Bank
New Millennium Bank
60-Month CD
2.00%
$500
Evergreen Federal Bank
Evergreen Federal Bank
18-Month CD
2.00%
$1,000
Northwest B&T Co.
Northwest B&T Co.
12-Month CD
1.75%
$1,000
QNB Bank
QNB Bank
Personal Online Savings
1.70%
$5
Conway National Bank (CNB)
Conway National Bank (CNB)
6-Month CD
1.30%
$500
OneLocal Bank
OneLocal Bank
24-Month CD
1.26%
$1,000
Connection Bank
Connection Bank
12-Month CD
0.45%
$1,000
F&M Union Bank
Interest Checking
0.40%
$5,000
Park Bank
Park Bank
Savings
0.36%
$100
Itasca Bank & Trust Co.
Itasca Bank & Trust Co.
Itasca Savings
0.30%
$250
Pillar Bank
Pillar Bank
36-Month CD
0.30%
$500
Vidalia Federal Savings Bank
Vidalia Federal Savings Bank
Freedom Savings
0.25%
$25
Warsaw Federal S&L
12-Month CD
0.25%
$500
Miami Savings Bank
Miami Savings Bank
18-Month CD
0.20%
$1,000
First Community Bank of Hillsboro
First Community Bank of Hillsboro
6-Month CD
0.15%
$1,000
F&M Bank & Trust Burlington, IA
F&M Bank & Trust Burlington, IA
MyWay Savings
0.10%
$100
Cambridge Trust Company
Cambridge Trust Company
Personal Money Market
0.10%
$2,500
Peoples Bank Chestertown, MD
Peoples Bank Chestertown, MD
3-Month CD
0.08%
$500
Prairie Bank of Kansas
Prairie Bank of Kansas
Savings
0.05%
$50
Adirondack Bank
Adirondack Bank
Loyalty Savings
0.01%
$500
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates March 24, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
15-Year Fixed
5.125%
5.243%
0.625
5.560%
5.250%
0.000
15 Year Fixed
5.300%
5.390%
0.000
15-Year Fixed
5.375%
5.431%
0.000
5.125%
5.447%
1.125
5.250%
5.482%
0.500
5.250%
5.491%
0.000
5.250%
5.506%
0.000
5.375%
5.507%
0.000
5.300%
5.518%
0.000
5.375%
5.525%
0.750
15-Year Fixed Jumbo
5.500%
5.526%
0.000
5.375%
5.563%
0.000
5.500%
5.569%
0.000
5.250%
5.570%
1.250
5.375%
5.582%
1.000
5.500%
5.614%
0.000
5.250%
5.615%
1.750
5.250%
5.629%
2.000
5.500%
5.638%
0.000
5.500%
5.639%
0.250
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Our apologies, we do not have Bank Iowa rate data right now, check back for updates, we are adding rates all the time.

Bank Iowa Information

Bank Iowa
1225 Jordan Creek Pkwy
West Des Moines, IA 50266
Dallas
Established Date: 03/07/1923
FDIC Certificate #: 14521
Date of FDIC Deposit Insurance: 06/28/1934
Bank Holding Company: BANK IOWA CORP
How Many Domestic U.S. Offices? 25
How Many Branches are There? 25
Is Bank Iowa FDIC Insured? Yes
What is Bank Iowa's Cert number? 14521
What is the maximum amount for insured deposits? $250,000 per holder, per account

Bank Iowa Financials

Total Assets:
$2,117,855,000
Total Deposits:
$1,725,754,000
Equity Capital:
$150,431,000
Domestic Deposits:
$1,725,754,000
Net Income:
$5,307,000
Return on Assets:
1.1195%
Quarterly Return on Assets:
1.0100%
Pretax Return on Assets:
1.0584%
Pretax Quarterly Return on Assets:
1.0600%
Return on Equity:
16.7500%
Quarterly Return on Equity:
14.2200%
Common Equity Tier 1 Capital Ratio:
10.5174%
Tier 1 Risk-Based Capital Ratio:
10.5174%
Leverage Tier 1 (Core Capital) Ratio:
8.9146%
Total Risk-Based Capital Ratio (YTD):
11.7527%
Total Interest Income (YTD):
4.7840%
 
 
Headquarters:
West Des Moines
FDIC Field Office:
Des Moines
Regulator:
FED
County:
Dallas
# of Offices:
25
Metropolitan Statistical Area (MSA):
Des Moines-West Des Moines, IA
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Western
FDIC Region:
Kansas City
Source: FDIC Last Updated 03/31/2024

Explore Other Rate Deals

Mortgage rates are lower on hopeful news that Democrats and Republicans are very close on a debt deal. 30 year mortgage rates are back below 4.50% at 4.48%, down from the previous day's average 30 year mortgage rate of 4.55%. 15 year mortgage rates today are also lower on the news. Today's mortgage rates on 15 year loans are averaging 4.66%, down from yesterday's average 15 year rate of 3.72%.
a-quick-look-at-recent-economic-numbersThe recession we are currently in is starting to end, the economy contracted by a scary 6.4 percent in the first quarter of this year but only contracted by 1.0 percent in the second quarter.

Average mortgage rates are mixed this week. 30 year rates moved higher and 15 year rates moved lower. 30 year conforming rates are averaging 3.70 percent, up from the prior week's average rate of 3.66 percent. 15 year rates are averaging 2.79 percent, down 1 basis point from last week's average of 2.80 percent.

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