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iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 Focus Credit Union Rates & Review March 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: March 23, 2026
Focus Credit Union's PREMIUM CD - 3 YEAR rates are at 2.90%, PREMIUM CD - 2 YEAR rates are at 2.50%, REGULAR CD - 3 YEAR rates are at 1.90%, EVERGREEN CD-30 MONTH rates are at 1.60%, PREMIUM CD - 1 YEAR rates are at 1.50%. Focus Credit Union's Personal Loan Rates are at 11.99%. MonitorBankRates evaluates the financial stability of Focus Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 3.44%. Rates were last updated on 03/23/2026. Focus Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Focus Credit Union? Share your experience about Focus Credit Union by leaving a review below, or read customer reviews before you decide to use Focus Credit Union. Focus Credit Union
Menomonee Falls Branch N88W14930 Main St
https://focus-cu.com/ Menomonee Falls, WI 53051 3130 
Focus Credit Union CD Rates
Focus Credit Union Credit Card Rates
Focus Credit Union Personal Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Focus Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Focus Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Focus Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Focus Credit Union
Website
https://focus-cu.com/
Address
N88W14930 Main St,
Menomonee Falls, WI 53051 3130
Phone
262-255-0833
Fax
262-255-9111
President
John Weber
CEO
Dean Wilson
Full-Time Employees
11
Part-Time Employees
1
Branch Locations
2
ATM Locations
2
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (98/100)
Texas Ratio
3.44%
Return on Assets (ROA)
1.3120%
Return on Equity (ROE)
10.0811%
Non-Performing Loans Ratio (NPL)
0.59%
Total Assets
61,068,149
Total Amount of Shares and Deposits
52,536,420
Total Shares and Deposits < 1 Year
50,058,765
Total Shares and Deposits 1 3 Years
2,477,655
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
2,430,395
Total Uninsured Shares and Deposits > $250K (F+J)
2,430,395
Total Insured Shares and Deposits > $250K (item 17 less item K)
50,106,025
Total Interest Expense (Sum of items 6 8)
306,689
Share Certificates
270
Number of Accounts for Share Drafts
2,541
IRA KEOGH Accounts
106
Number of Accounts for Regular Shares
9,563
All other shares
42
Money Market Shares
198
Net Income (unless the amount is already included in Undivided Earnings)
801,210
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
2,675,803
Total Liabilities
53,120,518
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Focus Credit UnionIs Focus Credit Union a safe place to deposit money?Yes, Focus Credit Union is considered a safe financial institution. With a Texas Ratio of 3.435413647161%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Focus Credit Union operate?Focus Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Focus Credit Union?Yes, to access services at Focus Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Focus Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Focus Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Focus Credit Union offer online and mobile banking?Most modern institutions like Focus Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://focus-cu.com/. Current Focus Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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