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iAdvertiser Disclosure
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 Gain Federal Credit Union Rates & Review May 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: May 22, 2026
Gain Federal Credit Union's 30 month Bump CD rates are at 3.50%, 60 month CD & IRA CD rates are at 3.40%, 12 month CD & IRA CD rates are at 3.35%, 60 month CD & IRA CD rates are at 3.30%, 60 month CD & IRA CD rates are at 3.25%. Gain Federal Credit Union's savings rates are at 0.00%. Gain Federal Credit Union's money market rates are at 0.65%. Gain Federal Credit Union's 5/6 ARM - Conforming rates are at 5.38%, 10-Year Fixed - Conforming rates are at 5.75%, 15-Year Fixed - Conforming rates are at 5.88%, 20-Year Fixed - Conforming rates are at 6.38%, 30-Year Fixed - Conforming rates are at 6.50%. Gain Federal Credit Union's Personal Loan Rates are at 11.99%. MonitorBankRates evaluates the financial stability of Gain Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 2.03%. Rates were last updated on 05/22/2026. Gain Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Gain Federal Credit Union? Share your experience about Gain Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Gain Federal Credit Union. Gain Federal Credit Union
1800 W Magnolia Blvd 1800 W Magnolia Blvd
https://www.gainfcu.com Burbank, CA 91506 1726 
Gain Federal Credit Union CD Rates
Gain Federal Credit Union Savings Rates
Gain Federal Credit Union Money Market Rates
Gain Federal Credit Union Checking Rates
Gain Federal Credit Union Mortgage Rates
Gain Federal Credit Union Home Equity & HELOC
Gain Federal Credit Union Auto Loan Rates
Gain Federal Credit Union Credit Card Rates
Gain Federal Credit Union Personal Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Gain Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Gain Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Gain Federal Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Gain Federal Credit Union
Website
https://www.gainfcu.com
Address
1800 W Magnolia Blvd,
Burbank, CA 91506 1726
Phone
818-846-1710
Fax
818-848-1526
President
Joseph Terisgni
CEO
Darin Guggenheimer
Full-Time Employees
68
Part-Time Employees
1
Branch Locations
2
ATM Locations
2
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
2.03%
Return on Assets (ROA)
0.0491%
Return on Equity (ROE)
0.5601%
Non-Performing Loans Ratio (NPL)
0.33%
Total Assets
428,878,838
Total Amount of Shares and Deposits
399,333,203
Total Shares and Deposits < 1 Year
384,111,871
Total Shares and Deposits 1 3 Years
10,339,307
Total Shares and Deposits > 3 Years
4,882,024
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
18,490,422
Total Uninsured Shares and Deposits > $250K (F+J)
18,490,422
Total Insured Shares and Deposits > $250K (item 17 less item K)
380,842,781
Total Interest Expense (Sum of items 6 8)
3,745,774
Share Certificates
1,567
Number of Accounts for Share Drafts
16,257
IRA KEOGH Accounts
847
Number of Accounts for Regular Shares
27,493
Money Market Shares
1,002
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
57,182,550
Total Liabilities
403,263,271
Source: NCUA — Last Updated 09/30/2025
Customer Reviews
There are no reviews for Gain Federal Credit Union yet. Feel free to create one below.
Looking for more bank and credit union reviews?
Visit our Community Reviews hub to read what other members are saying, ask questions, and join the conversation.
Add Your Rating and Review for Gain Federal Credit Union
Frequently Asked Questions About Gain Federal Credit UnionHow many branches does Gain Federal Credit Union operate?Gain Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Gain Federal Credit Union?Yes, to access services at Gain Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Gain Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Gain Federal Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Gain Federal Credit Union offer online and mobile banking?Most modern institutions like Gain Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.gainfcu.com. Current Gain Federal Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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