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Square Financial Services, Inc.

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Square Financial Services, Inc. Rates & Review May 2026

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Square Financial Services, Inc. provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated: May 29, 2026

You can compare Square Financial Services, Inc. rates to other rates in our database, including 12-month CD rates currently at 2.53%, 6-month CD rates at 0.10% and 3-month CD rates at 0.30%. Savings rates are at 0.73% and money market rates are at 0.58%. Mortgage rates on 30-year fixed loans are around 7.40%. All these rates can be compared to Square Financial Services, Inc. rates. MonitorBankRates evaluates the financial stability of Square Financial Services, Inc. with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.21%. Rates were last updated on 05/29/2026.

Square Financial Services, Inc. money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Square Financial Services, Inc.? Share your experience about Square Financial Services, Inc. by leaving a review below, or read customer reviews before you decide to use Square Financial Services, Inc..

Overall Health & Safety Grade

A+

Exceptional Health Score: 100/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

0.21%

Excellent Lower than avg

Square Financial Services, Inc.

3165 E Millrock Dr
Salt Lake City, UT 84121

https://www.squareup.com/us/en/banking

Current Rate Availability

We do not have Square Financial Services, Inc. rates right now, but we are constantly updating our database so check back often for updated rates.

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Square Financial Services, Inc. is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Square Financial Services, Inc. rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Square Financial Services, Inc.'s official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Square Financial Services, Inc.

FDIC Certificate # 59177

Address 3165 E Millrock Dr, Salt Lake City, UT 84121 · Salt Lake

Website https://www.squareup.com

Established 03/01/2021

FDIC Insurance Date 03/01/2021

Domestic Offices 1

Total Branches 1

Regulator FDIC

FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+

Overall Health Grade Score: 100/100

5.0

Exceptional Out of 5.0 Stars

0.21%

Texas Ratio Nat'l avg: 5.85%

Return on Assets (ROA) 23.8190%

Return on Equity (ROE) 43.3600%

Non-Performing Loans (NPL) 0.05%

Total Assets $1,694,247,000

Total Deposits $495,255,000

Equity Capital $991,223,000

Net Income $387,769,000

Headquarters Salt Lake City

Total Offices 1

Source: FDIC | Last Updated 12/31/2025

Customer Reviews

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Average Rating

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Total Reviews

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Frequently Asked Questions About Square Financial Services, Inc.

How many branches does Square Financial Services, Inc. operate?

Square Financial Services, Inc. currently maintains approximately 1 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Square Financial Services, Inc. does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Square Financial Services, Inc. provides members with tools to manage their accounts and build a solid financial history.

Does Square Financial Services, Inc. offer online and mobile banking?

Most modern institutions like Square Financial Services, Inc. provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.squareup.com.