First National Bank in Trinidad CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 3.50%, 6-month CD rates at 3.80% and 3-month CD rates at 0.40%. Current savings rates are at 0.10% and money market rates are at 0.40%. Mortgage rates today on 30-year fixed loans are around 7.00%. Credit Card rates are at 17.99%. Personal Loan rates are at 12.25%. All these rates, and more, can be found in our database of rates. First National Bank in Trinidad's 24-Month CD rates are at 0.70%, 18-Month CD rates are at 0.60%, 12-Month CD (Jumbo) rates are at 0.50%, 12-Month CD rates are at 0.50%. First National Bank in Trinidad's savings rates are at 0.25%. First National Bank in Trinidad's money market rates are at 0.10%.

First National Bank in Trinidad

To see how these rates compare to First National Bank in Trinidad CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from First National Bank in Trinidad, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with First National Bank in Trinidad CD rates. You can also compare First National Bank in Trinidad savings rates, MMA rates and mortgage rates using our other rate lists.

First National Bank in Trinidad money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at First National Bank in Trinidad? Share your experience about First National Bank in Trinidad by leaving a review below, or read customer reviews before you decide to use First National Bank in Trinidad.

First National Bank in Trinidad Texas Ratio

First National Bank in Trinidad's Texas Ratio is at 17.17%, which is considered excellent. The Texas Ratio for First National Bank in Trinidad is higher than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, First National Bank in Trinidad is an excellent bank worth considering, with an overall rating of 4 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
0.50%
18-Month CD
0.60%
24-Month CD
0.70%
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
0.25%
MMA
0.10%
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
First National Bank in Trinidad
100 E Main St
Trinidad, CO 81082
Member FDIC
MonitorBankRates' Rating
4/5
★★★★☆

First National Bank in Trinidad CD Rates and Interest Rates

Bank
Product
APY
Min Dep
First National Bank in Trinidad
First National Bank in Trinidad
24-Month CD
0.70%
$1,000
First National Bank in Trinidad
First National Bank in Trinidad
18-Month CD
0.60%
$1,000
First National Bank in Trinidad
First National Bank in Trinidad
12-Month CD
0.50%
$1,000
First National Bank in Trinidad
First National Bank in Trinidad
12-Month CD (Jumbo)
0.50%
$100,000
First National Bank in Trinidad
First National Bank in Trinidad
Savings
0.25%
$10
First National Bank in Trinidad
First National Bank in Trinidad
Money Market
0.10%
$0
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare First National Bank in Trinidad Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
RBMAX
RBMAX
Max Interest Savings
4.15%
$10
First Arkansas Bank and Trust
First Arkansas Bank and Trust
Prime Checking
4.13%
$0
Salem Five Direct
Salem Five Direct
eOne Savings
4.01%
$10
Institution for Savings
Institution for Savings
24-Month CD
4.00%
$500
Landmark Credit Union
Landmark Credit Union
60-Month CD
3.90%
$500
Palo Savings Bank
12-Month CD
3.80%
$1,000
Monroe Federal S&L
Monroe Federal S&L
18-Month CD
3.75%
$1,000
Senath State Bank
Senath State Bank
12-Month CD
3.55%
$500
FNB of Wyoming
FNB of Wyoming
6-Month CD
3.53%
$100
The Bank of Tescott
The Bank of Tescott
18-Month CD
3.50%
$1,000
Dearborn Federal Savings Bank
Dearborn Federal Savings Bank
24-Month CD
3.50%
$500
Lake Central Bank
Lake Central Bank
24-Month CD
3.34%
$1,000
Portage Community Bank
Portage Community Bank
12-Month CD
3.25%
$1,000
Farmers State Bank Lake View, IA
Farmers State Bank Lake View, IA
24-Month CD
3.03%
$1,000
VISIONBank Saint Francis, MN
VISIONBank Saint Francis, MN
18-Month CD
3.02%
$500
Teachers Federal Credit Union
Teachers Federal Credit Union
36-Month CD
3.00%
$500
Security Federal Bank
Security Federal Bank
24-Month CD
3.00%
$5,000
Metropolitan Capital B&T
Metropolitan Capital B&T
12-Month CD (Jumbo)
2.75%
$100,000
Machias Savings Bank
Machias Savings Bank
18-Month CD
2.70%
$500
Table Rock Community Bank
Table Rock Community Bank
36-Month CD
2.50%
$1,000
Financial Partners CU
Financial Partners CU
36-Month CD
2.50%
$1,000
Farmers State Bank Yale, IA
Farmers State Bank Yale, IA
12-Month CD
2.47%
$500
Bank of Hillsboro
Bank of Hillsboro
60-Month CD
2.33%
$1,000
First Federal S&L of Central Illinois, S.B.
First Federal S&L of Central Illinois, S.B.
18-Month CD
2.28%
$1,000
Henderson FSB
Henderson FSB
3-Month CD
2.28%
$500
Grinnell State Bank
Grinnell State Bank
18-Month CD
2.07%
$1,000
Department of Commerce FCU
Department of Commerce FCU
36-Month CD
1.76%
$500
G. W. Jones Exchange Bank
G. W. Jones Exchange Bank
12-Month CD
1.51%
$500
The Bank of Brodhead
The Bank of Brodhead
60-Month CD
1.40%
$500
Gunnison S&L
Gunnison S&L
Money Market
1.36%
$1
Freedom Bank Columbia Falls, MT
Freedom Bank Columbia Falls, MT
Money Market
1.00%
$1,000
CSB Norwood Young America
CSB Norwood Young America
Passbook Savings
0.60%
$0
First National B&T Co. of Bottineau
First National B&T Co. of Bottineau
Regular Savings
0.55%
$1
Connecticut Community Bank
Connecticut Community Bank
24-Month CD
0.35%
$500
FNB of Absecon
FNB of Absecon
60-Month CD
0.30%
$0
First Southern State Bank
First Southern State Bank
Savings
0.25%
$0
Greene County Commercial Bank
Greene County Commercial Bank
12-Month CD
0.25%
$1,000
Lusitania Savings Bank
Lusitania Savings Bank
36-Month CD
0.25%
$500
AB Federal Credit Union
AB Federal Credit Union
12-Month CD
0.25%
$1,000
Cattaraugus County Bank
Cattaraugus County Bank
Savings (with checking)
0.20%
$0
Fayetteville Bank
Fayetteville Bank
NOW Checking
0.20%
$0
First Community Bank of Moultrie County
First Community Bank of Moultrie County
Money Market
0.15%
$2,500
National Bank of Blacksburg
National Bank of Blacksburg
Money Market
0.15%
$1,000
Simmesport State Bank
Simmesport State Bank
NOW Checking
0.15%
$1,000
Hometown Bank Oxford, MA
Hometown Bank Oxford, MA
Get More Money Market
0.10%
$1
Mauch Chunk Trust Company
Investors Money Market
0.05%
$5,000
Hawaii National Bank
Hawaii National Bank
V.I.P. Money Market
0.05%
$2,000
F&M Bank and Trust Company
F&M Bank and Trust Company
Money Market
0.02%
$2,500
Franklin SB Farmington, ME
Franklin SB Farmington, ME
NOW Checking
0.01%
$500
Regions Bank
Regions Bank
24-Month CD
0.01%
$500
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates July 12, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
5.560%
5.250%
0.000
15 Year Fixed
5.300%
5.390%
0.000
5.250%
5.491%
0.000
5.300%
5.494%
0.000
4.750%
5.507%
0.000
5.375%
5.525%
0.750
5.000%
5.531%
0.000
5.250%
5.545%
1.000
5.500%
5.569%
0.000
5.500%
5.614%
0.000
5.250%
5.629%
2.000
5.500%
5.637%
0.000
5.625%
5.693%
0.000
5.500%
5.728%
1.125
30-Year Fixed
5.560%
5.730%
0.000
5.500%
5.759%
0.000
15-Year Fixed Jumbo
5.750%
5.776%
0.000
15-Year Fixed
5.500%
5.785%
0.000
5.250%
5.791%
2.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

First National Bank in Trinidad Information

First National Bank in Trinidad
100 E Main St
Trinidad, CO 81082
Las Animas
Established Date: 04/16/1875
FDIC Certificate #: 14584
Date of FDIC Deposit Insurance: 07/13/1934
Bank Holding Company: REPUBLIC TRINIDAD CORP
How Many Domestic U.S. Offices? 5
How Many Branches are There? 5
Is First National Bank in Trinidad FDIC Insured? Yes
What is First National Bank in Trinidad's Cert number? 14584
What is the maximum amount for insured deposits? $250,000 per holder, per account

First National Bank in Trinidad Financials

Total Assets:
$263,134,000
Total Deposits:
$230,144,000
Equity Capital:
$10,114,000
Domestic Deposits:
$230,144,000
Net Income:
$-2,014,000
Return on Assets:
0.6901%
Quarterly Return on Assets:
-2.8900%
Pretax Return on Assets:
-2.8904%
Pretax Quarterly Return on Assets:
-2.8900%
Return on Equity:
24.4900%
Quarterly Return on Equity:
-75.4700%
Leverage Tier 1 (Core Capital) Ratio:
10.0779%
Total Interest Income (YTD):
4.0367%
 
 
Headquarters:
Trinidad
FDIC Field Office:
Denver
Regulator:
OCC
County:
Las Animas
# of Offices:
5
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Western
FDIC Region:
Dallas
Source: FDIC Last Updated 03/31/2024

Explore Other Rate Deals

home-equity-loan-vs-home-equity-line-of-creditDuring the housing boom we saw several years ago, homeowners used the equity in their homes as a piggy bank. The credit crunch, the downturn in housing prices, and the recession turned the equity loan spigot off for many. As a result, banks lowered available credit in home equity lines of credit and sometimes closed HELOC accounts if no money was owed.
Mortgage rates on 30 year conventional home loans hit a new low for 2014. Average 30 year mortgage rates are currently at 4.18 percent, a decline from last week's average 30 year mortgage rate of 4.22 percent. Mortgage rates are lower this year because long term bond rates have fallen. 10 year bond yields were just over 3.00 percent in early January and are now at 2.50 percent.
30 year Mortgage rates declined in the most recent Primary Mortgage Market Survey released yesterday by Freddie Mac. The current average fixed conforming 30 year mortgage is at 5.06 percent for the week ending April 29, 2010, down slightly from the previous week’s average mortgage rate of 5.07 percent. Mortgage discount points averaged 0.7 points.

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