Franklin Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 3.20%, 6-month CD rates at 1.00% and 3-month CD rates at 4.06%. Current savings rates are at 0.25% and money market rates are at 0.01%. Mortgage rates today on 30-year fixed loans are around 7.02%. Credit Card rates are at 9.99%. Personal Loan rates are at 10.65%. All these rates, and more, can be found in our database of rates. Franklin Bank's 9-Month CD rates are at 4.80%, 84-Month CD rates are at 0.65%, 60-Month CD rates are at 0.55%, 48-Month CD rates are at 0.45%, 36-Month CD rates are at 0.40%. Franklin Bank's savings rates are at 0.07%. Franklin Bank's money market rates are at 0.10%.

Franklin Bank

To see how these rates compare to Franklin Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Franklin Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Franklin Bank CD rates. You can also compare Franklin Bank savings rates, MMA rates and mortgage rates using our other rate lists.

Franklin Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Franklin Bank? Share your experience about Franklin Bank by leaving a review below, or read customer reviews before you decide to use Franklin Bank.

Franklin Bank Texas Ratio

Franklin Bank's Texas Ratio is at 2.64%, which is considered excellent. The Texas Ratio for Franklin Bank is lower than the national average of all banks, currently at 6.24%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Franklin Bank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
0.25%
18-Month CD
0.27%
24-Month CD
0.30%
36-Month CD
0.40%
48-Month CD
0.45%
60-Month CD
0.55%
Savings
0.07%
MMA
0.10%
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Franklin Bank
1179 Route 40
Pilesgrove, NJ 08098
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Franklin Bank CD Rates and Interest Rates

Bank
Product
APY
Min Dep
Franklin Bank
Franklin Bank
9-Month CD
4.80%
$500
Franklin Bank
Franklin Bank
84-Month CD
0.65%
$500
Franklin Bank
Franklin Bank
60-Month CD
0.55%
$50
Franklin Bank
Franklin Bank
48-Month CD
0.45%
$500
Franklin Bank
Franklin Bank
36-Month CD
0.40%
$500
Franklin Bank
Franklin Bank
24-Month CD
0.30%
$500
Franklin Bank
Franklin Bank
18-Month CD
0.27%
$50
Franklin Bank
Franklin Bank
12-Month CD
0.25%
$500
Franklin Bank
Franklin Bank
Money Market
0.10%
$5,000
Franklin Bank
Franklin Bank
Statement Savings
0.07%
$200
Franklin Bank
Franklin Bank
Premier Checking
0.05%
$500
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Franklin Bank Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
PNC Bank
PNC Bank
7-Month CD special
4.50%
$1,000
Greenfield Banking Company Greenfield, IN
Greenfield Banking Company Greenfield, IN
24-Month CD
0.70%
$1,000
ACMG Federal Credit Union
ACMG Federal Credit Union
60-Month CD certificate
2.60%
$1,000
Nebraska State Bank and Trust Company
Nebraska State Bank and Trust Company
Health Savings Account
0.80%
$5,000
Skyone Federal Credit Union
Skyone Federal Credit Union
36-Month CD certificate special
3.30%
$1,000
Midland Federal S&L
Midland Federal S&L
24-Month CD
0.65%
$1,000
Chemung Canal Trust Company
Chemung Canal Trust Company
Savings Account
0.02%
$100
Jefferson Security Bank
Jefferson Security Bank
Rewards Checking
0.25%
$0
Longview Bank
Longview Bank
18-Month CD
2.25%
$500
Capitol Federal Savings Bank
Capitol Federal Savings Bank
13-Month CD special
4.75%
$2,500
Citizens State Bank Somerville, TX
Citizens State Bank Somerville, TX
12-Month CD
4.27%
$1,000
First Community Bank Batesville, AR
First Community Bank Batesville, AR
24-Month CD
1.71%
$500
Merrick Bank
Merrick Bank
36-Month CD
4.20%
$25,000
Aac Credit Union
Aac Credit Union
18-Month CD
4.00%
$500
Freehold Bank
Freehold Bank
48-Month CD
0.55%
$500
Greene County Commercial Bank
Greene County Commercial Bank
6-Month CD (w/checking)
3.50%
$1,000
La Salle State Bank
La Salle State Bank
9-Month CD special
4.90%
$10,000
Yampa Valley Bank
Yampa Valley Bank
24-Month CD
4.35%
$1,000
First United Bank Park River, ND
First United Bank Park River, ND
13-Month CD special
4.76%
$500
Centier Bank
Centier Bank
12-Month CD
2.00%
$1,000
Tompkins Community Bank
Tompkins Community Bank
36-Month CD
1.00%
$1,000
Schoolsfirst Federal Credit Union
Schoolsfirst Federal Credit Union
60-Month CD Share
4.60%
$500
Community State Bank Shelbina, MO
Community State Bank Shelbina, MO
60-Month CD
3.04%
$500
Eureka Savings Bank
Eureka Savings Bank
3-Month CD
0.75%
$1,000
CNB of McConnelsville
18-Month CD
2.50%
$5,000
Maries County Bank
Maries County Bank
48-Month CD
2.02%
$1,000
Ab Federal Credit Union
Ab Federal Credit Union
Regular Shares
0.10%
$5
Pineries Bank
Pineries Bank
3-Month CD
1.00%
$1,000
South Ottumwa SB
South Ottumwa SB
60-Month CD
2.25%
$500
Access Federal Credit Union
Access Federal Credit Union
Share Savings
0.25%
$25
Randolph Brooks Federal Credit Union (RBFCU)
Randolph Brooks Federal Credit Union (RBFCU)
60-Month CD (certificate)
3.66%
$1,000
State Bank of Chilton
State Bank of Chilton
Personal Money Market
2.27%
$250,000
Greeneville Federal Bank
Greeneville Federal Bank
15-Month CD
0.25%
$1,000
Northwest Community Bank
Northwest Community Bank
Money Market
0.10%
$1,000
Bank of Wolcott
Bank of Wolcott
Regular Savings
0.10%
$100
Community Bank Mankato
Community Bank Mankato
7-Month CD special
5.12%
$5,000
GSB Guilford Savings Bank
60-Month CD
0.20%
$1,000
First Harvest Federal Credit Union
First Harvest Federal Credit Union
10-Month CD (Certificate)
5.00%
$1,000
Home Loan State Bank
Home Loan State Bank
Savings Account
0.25%
$100
Aaa Federal Credit Union
Aaa Federal Credit Union
6-Month CD certificate
1.65%
$500
FNB Community Bank
FNB Community Bank
Regular Savings
0.50%
$10
Methuen Co-operative Bank
Methuen Co-operative Bank
12-Month CD
1.25%
$1,000
Farmers State Bank Elmwood, IL
Farmers State Bank Elmwood, IL
30-Month CD
1.76%
$1,000
Banesco USA
Banesco USA
18-Month CD
4.50%
$1,500
Bradford National Bank
Bradford National Bank
15-Month CD
4.19%
$1,000
Connecticut Community Bank
Connecticut Community Bank
High Yield Savings
3.50%
$1,000
Federation Bank
Federation Bank
24-Month CD
0.70%
$500
First National Bank of America (FNBA)
First National Bank of America (FNBA)
60-Month CD
4.65%
$1,000
Western Heritage Bank
Western Heritage Bank
12-Month Jumbo CD
4.90%
$100,000
Bryant Bank
Bryant Bank
48-Month CD
1.00%
$1,000
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates February 23, 2024

Lender
Product
Rate
APR
Points
8.375%
8.432%
0.375
8.250%
8.411%
0.000
8.150%
8.354%
0.000
10-Year ARM
8.000%
8.099%
0.000
5-Year Jumbo ARM
5.875%
8.098%
2.000
30-Year Jumbo Fixed
7.750%
7.911%
1.000
5-Year ARM FHA
5.750%
7.888%
2.000
7-Year ARM
7.500%
7.847%
0.000
5Y/6M ARM
6.750%
7.841%
0.881
7-Year ARM
6.990%
7.764%
0.000
30-Year Fixed
7.421%
7.750%
0.000
7.500%
7.746%
0.000
7.500%
7.735%
1.000
5-Year ARM
6.000%
7.685%
2.000
7.500%
7.682%
1.000
6.500%
7.670%
0.500
5/6 Month ARM
6.750%
7.623%
1.000
6.500%
7.600%
0.500
7.250%
7.591%
0.000
7.500%
7.573%
0.000
30-Year Fixed FHA
6.000%
7.565%
0.000
6.875%
7.559%
0.000
7Y/6M ARM
6.500%
7.545%
0.908
7.125%
7.524%
1.000
6.625%
7.510%
0.500
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Franklin Bank Information

Franklin Bank
1179 Route 40
Pilesgrove, NJ 08098
Salem
Established Date: 01/01/1861
FDIC Certificate #: 30402
Date of FDIC Deposit Insurance: 03/03/1954
How Many Domestic U.S. Offices? 8
How Many Branches are There? 8
Is Franklin Bank FDIC Insured? Yes
What is Franklin Bank's Cert number? 30402
What is the maximum amount for insured deposits? $250,000 per holder, per account

Franklin Bank Financials

Total Assets:
$332,328,000
Total Deposits:
$307,733,000
Equity Capital:
$21,745,000
Domestic Deposits:
$307,733,000
Net Income:
$28,000
Return on Assets:
0.3376%
Quarterly Return on Assets:
0.0300%
Pretax Return on Assets:
0.0349%
Pretax Quarterly Return on Assets:
0.0300%
Return on Equity:
4.8300%
Quarterly Return on Equity:
0.5300%
Common Equity Tier 1 Capital Ratio:
17.5792%
Tier 1 Risk-Based Capital Ratio:
17.5792%
Leverage Tier 1 (Core Capital) Ratio:
8.4846%
Total Risk-Based Capital Ratio (YTD):
18.5833%
Total Interest Income (YTD):
2.8639%
 
 
Headquarters:
Pilesgrove
FDIC Field Office:
Jamesburg
Regulator:
FDIC
County:
Salem
# of Offices:
8
Metropolitan Statistical Area (MSA):
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD
Consolidated Metropolitan Statistical Area (CMSA):
Philadelphia-Wilmington-Atlantic City, PA-NJ-DE-MD
OTS Region:
Northeast
FDIC Region:
New York
Source: FDIC

FDIC List of Troubled Banks and the Texas Ratio

The Federal Deposit Insurance Corporation (FDIC) maintains a list of problem banks that isn't published or shared with anyone else. So how can the average depositor or lender know if their bank is a problem bank about to fail?

The Texas Ratio is one measure that might offer a clue. The ratio was developed by RBC Capital Markets analyst Gerard Cassidy in the 1980's to forecast which banks could fail during the 1980's real estate bubble...Deja vu, anyone?

The ratio is devised by comparing a bank's troubled loans to its capital. If the amount of bad loans equals or exceeds its capital, a ratio of 100% or higher, the bank might not have enough capital to cover its losses related to the bad loans on its books. Updated Failed Bank List Below:

    Read more...

Explore Other Rate Deals

Mortgage rates hit yet another record low this morning. This is the seventh consecutive week 30 year fixed mortgage rates hit record lows. Conforming 30 year fixed mortgage rates and conforming 15 year fixed mortgage rates have hit record lows in this week’s Primary Mortgage Market Survey released by Freddie Mac. 30 year conforming mortgage rates are now under 4.50 percent and 15 year conforming mortgage rates are under 4.00 percent.
Mortgage rates are mixed in our weekend update of average mortgage ratesToday's mortgage rates on 30 year fixed conventional loans are averaging 4.21%, up from yesterday’s average 30 year mortgage rate of 4.20%. Mortgage rates today on 15 year fixed conforming mortgage loans are lower averaging 3.45%, down from yesterday’s average 15 year mortgage rate of 3.47%.
We searched our auto loan rates table in NJ for the best rate on a 60 month used auto loan. Right now on our auto loan rates NJ table PenFed has the lowest rate. PenFed’s current 60 month used auto loan rate is 2.99 percent with zero auto loan rate discount points.

Bank or Credit Union Offers and Deals

Mortgage Rates Increase Today: 30 Year Mortgage Rates at 4.03%
Conforming Home Mortage Rates Mixed Freddie Mac: 30 Year Mortgage Rates at 4.32%, 15 Year Mortgage Rates at 3.75%
Synchrony Bank Increases 1 Year CD Rates to 1.23%
Current Home Mortgage Rates Today 10/8: 15 Year Conforming Mortgage Rates at 3.72%, 15 Year Jumbo Mortgage Rates at 4.18%
Home Loan Mortgage Rates Set New Record Lows
Mortgage Rates Decline this Week: 30 Year Conventional Rates Averaging 3.94%
Mortgage Rates Decline Slightly: 30 Year Mortgage Rates at 5.06%
Mortgage Rates Today: Current Mortgage Rates on 30 Year Home Loans at 3.97%
McGraw-Hill FCU Money Market Account Rates and Savings Rates
Current Average Mortgage Rates Mixed: 30-year Mortgage Rates Lower This Week

Alternative Bank and Credit Union Offers to Explore

We Have a New Top CD Rate on our 12 Month CD Rates List
Buying a Home with Less Than a 20 Percent Down Payment
Surging U.S. Treasury Yields Fuel Higher Mortgage Rates: Bank of America's Adjustable Rates Exceed 8.00%
Savings Rates are Set to Move Higher in 2014 if Federal Reserve Increases Federal Funds Rate
Mortgage Rates Decline: Current Fixed 15 Year Refinance Rates as Low as 2.25 Percent
Bank CD Rates Moving Higher at the 18 Bank Holding Companies the Federal Reserve Just Tested?
Ally Bank Savings Account Rates and Money Market Rate: Recent Increase in Rates to 0.95%
Chartway Federal Credit Union 1 Year CD Rates now at 1.00%
Mortgage Rates Up This Week: 30 Year Mortgage Rates at 5.14%
EverBank Money Market Account 25K Rates now at 0.61%

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