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Sanborn Savings Bank Rates & Review March 2026

Sanborn Savings Bank's 5-Month CD Special rates are at 3.54%, 11-Month CD Special rates are at 3.23%, 33-Month CD Special rates are at 3.18%, 36-Month CD rates are at 2.31%, 24-Month CD rates are at 2.26%. MonitorBankRates evaluates the financial stability of Sanborn Savings Bank with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.25%. Rates were last updated on 03/11/2026.

Sanborn Savings Bank money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Sanborn Savings Bank? Share your experience about Sanborn Savings Bank by leaving a review below, or read customer reviews before you decide to use Sanborn Savings Bank.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 100/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
0.25%
Excellent Lower than avg
Sanborn Savings Bank
219 Main St
Sanborn, IA 51248
https://www.sanbornbank.com
Member FDIC

Sanborn Savings Bank CD Rates

Product Rate APY Term View More
5 Month CD Special 3.50% 3.54% 5
Min Deposit $10,000
Last Updated 03/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.25%
11 Month CD Special 3.20% 3.23% 11
Min Deposit $5,000
Last Updated 03/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.25%
33 Month CD Special 3.15% 3.18% 33
Min Deposit $5,000
Details Can make one withdrawal up to 50% before maturity with no penalty.
Last Updated 03/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.25%
36 Month CD 2.30% 2.31% 36
Min Deposit $1,000
Last Updated 03/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.25%
24 Month CD 2.25% 2.26% 24
Min Deposit $1,000
Last Updated 03/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.25%
18 Month CD 2.20% 2.21% 18
Min Deposit $1,000
Last Updated 03/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.25%
12 Month CD 2.15% 2.16% 12
Min Deposit $1,000
Last Updated 03/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.25%
182 Day CD 1.90% 1.91% 182
Min Deposit $1,000
Last Updated 03/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.25%
90 Day CD 1.80% 1.81% 90
Min Deposit $1,000
Last Updated 03/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.25%

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Sanborn Savings Bank is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Sanborn Savings Bank rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Sanborn Savings Bank's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Sanborn Savings Bank
Bank Holding Company SAN BCORP
Address 219 Main St, Sanborn, IA 51248  ·  O'Brien
FDIC Certificate # 11352
Established 02/01/1899
FDIC Insurance Date 01/01/1934
Domestic Offices 1
Total Branches 1
Regulator FDIC
FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+
Overall Health Grade Score: 100/100
5.0
Exceptional Out of 5.0 Stars
0.25%
Texas Ratio Nat'l avg: 5.85%
Return on Assets (ROA) 0.7560%
Return on Equity (ROE) 8.9600%
Non-Performing Loans (NPL) 0.02%
Total Assets $90,239,000
Total Deposits $68,453,000
Equity Capital $8,570,000
Net Income $904,000
Headquarters Sanborn
Total Offices 1
Source: FDIC  |  Last Updated 12/31/2025

Customer Reviews

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Total Reviews
0
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Frequently Asked Questions About Sanborn Savings Bank

Is Sanborn Savings Bank a safe place to deposit money?

Yes, Sanborn Savings Bank is considered a safe financial institution. With a Texas Ratio of 0.25125628140704%, the institution's financial health is rated as excellent. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category.

How many branches does Sanborn Savings Bank operate?

Sanborn Savings Bank currently maintains approximately 1 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Sanborn Savings Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Sanborn Savings Bank provides members with tools to manage their accounts and build a solid financial history.

Does Sanborn Savings Bank offer online and mobile banking?

Most modern institutions like Sanborn Savings Bank provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.sanbornbank.com.

Current Sanborn Savings Bank Rates

  • 12-Month CD2.16%
  • 18-Month CD2.21%
  • 24-Month CD2.26%
  • 36-Month CD2.31%
Retrieved from our database of financial products. Rates subject to change.