AmeriSave Rates & Review August 2026

Q: How many branches does AmeriSave operate?

AmeriSave currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Q: Is there a first-time homebuyer program?

Currently, AmeriSave does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, AmeriSave provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: August 29, 2026

AmeriSave rates are not currently in our database, but you can compare rates from other banks and credit unions we track: 12-month CD rates are currently at 2.92%, 6-month CD rates at 2.77% and 3-month CD rates at 2.55%. Savings rates are at 0.84% and money market rates are at 1.17%. Mortgage rates on 30-year fixed loans are around 6.69%. These rates come from our rate database, not AmeriSave, and you can see how they compare in the AmeriSave rate tables below. MonitorBankRates evaluates the financial stability of AmeriSave with a 1.0 Star Rating and an D Overall Health Grade. Database rates last updated and verified on 08/29/2026.

AmeriSave money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at AmeriSave? Share your experience about AmeriSave by leaving a review below, or read customer reviews before you decide to use AmeriSave.

Overall Health & Safety Grade

Weak Health Score: 60/100

MonitorBankRates Rating

1.0

Weak Out of 5.0 Stars

Texas Ratio

No Data No data

Current Rate Availability

We're not currently displaying rates for AmeriSave, but our database is updated constantly — check back soon for the latest offers.

Are you with AmeriSave? We'd love to add your institution's rates. Contact us to get your institution's rates listed on MonitorBankRates.

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for AmeriSave is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather AmeriSave rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with AmeriSave's official website for the most current offers and terms.

Customer Reviews

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Average Rating

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Frequently Asked Questions About AmeriSave

How many branches does AmeriSave operate?

AmeriSave currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, AmeriSave does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, AmeriSave provides members with tools to manage their accounts and build a solid financial history.

Does AmeriSave offer online and mobile banking?

Most modern institutions like AmeriSave provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.amerisave.com.