One Community Bank Rates and Review February 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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One Community Bank's Start Small CD rates are at 1.35%. One Community Bank's savings rates are at 0.00%. One Community Bank's money market rates are at 0.00%. You can compare One Community Bank rates to other rates in our database, including 12-month CD rates currently at 3.75%, 6-month CD rates at 2.47% and 3-month CD rates at 0.60%. Savings rates are at 0.25% and money market rates are at 0.20%. Mortgage rates on 30-year fixed loans are around 6.31%. All these rates, and more, can be found in our database of rates which you can compare to One Community Bank rates.
Rate Updates and AvailabilityOne Community Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at One Community Bank? Share your experience about One Community Bank by leaving a review below, or read customer reviews before you decide to use One Community Bank. One Community Bank Texas RatioOne Community Bank's Texas Ratio is at 0.16%, which is considered excellent. The Texas Ratio for One Community Bank is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing. MonitorBankRates Rating
5.0
Excellent
Out of 5.0 Stars
One Community Bank has earned a Smart Rating of 5.0 out of 5 stars. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions. Overall, One Community Bank is a excellent bank worth considering, with an overall rating of 5.0 stars out of 5 stars. Current Interest RatesRate
APY/APR
vs. Avg
"N/A" indicates the product is not offered or the rate is unavailable. 
One Community Bank CD Rates
One Community Bank Savings Rates
One Community Bank Money Market Rates
One Community Bank Checking Rates
Methodology & Data SourcesMonitorBankRates Star Rating: Our rating for One Community Bank is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions. Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health. Rate Data Aggregation: We gather One Community Bank rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with One Community Bank's official website for the most current offers and terms.
Bank Profile & OverviewOne Community Bank
733 N Main StOregon, WI 53575 Dane Established Date: 09/15/1976 FDIC Certificate #: 22334 Date of FDIC Deposit Insurance: 09/15/1976 Bank Holding Company: BOSSHARD FINANCIAL GROUP INC How Many Domestic U.S. Offices? 17 How Many Branches are There? 17 Website: https://www.onecommunity.bank
Is One Community Bank FDIC Insured? Yes
What is One Community Bank's Cert number? 22334
What is the maximum amount for insured deposits? $250,000 per holder, per account
Financial Health & AssetsTotal Assets:
$2,144,230,000
Total Deposits:
$1,636,192,000
Equity Capital:
$224,850,000
Net Income:
$4,099,000
Return on Assets (ROA):
0.8249%
Return on Equity (ROE):
8.0700%
Headquarters:
Oregon
Regulator:
FED
# of Offices:
17
Source: FDIC | Last Updated 03/31/2024
Customer ReviewsThere are no reviews for One Community Bank yet. Feel free to create one below.
Add Your Rating and Review for One Community Bank
Frequently Asked Questions About One Community BankHow do I open an account at One Community Bank?You can typically open an account at One Community Bank by visiting a local branch or applying through their official website. Is there a first-time homebuyer program?Currently, One Community Bank provides a range of mortgage and home equity products. Is One Community Bank a safe place to deposit money?Yes, One Community Bank is considered a safe financial institution. Your accounts are federally insured by the FDIC up to $250,000 per depositor. Does One Community Bank offer online and mobile banking?Most modern institutions like One Community Bank provide digital access including online balance checks and transfers. Compare to other Banks |
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