One Community Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 0.18%, 6-month CD rates at 1.00% and 3-month CD rates at 0.10%. Current savings rates are at 0.05% and money market rates are at 1.26%. Mortgage rates today on 30-year fixed loans are around 6.37%. Credit Card rates are at 29.24%. Personal Loan rates are at 9.90%. All these rates, and more, can be found in our database of rates. One Community Bank's 6-Month CD (special) rates are at 5.00%, 60-Month CD rates are at 0.60%, 48-Month CD rates are at 0.55%, 36-Month CD rates are at 0.50%, 24-Month CD rates are at 0.45%. One Community Bank's savings rates are at 2.65%. One Community Bank's money market rates are at 3.62%.

One Community Bank

To see how these rates compare to One Community Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from One Community Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with One Community Bank CD rates. You can also compare One Community Bank savings rates, MMA rates and mortgage rates using our other rate lists.

One Community Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at One Community Bank? Share your experience about One Community Bank by leaving a review below, or read customer reviews before you decide to use One Community Bank.

One Community Bank Texas Ratio

One Community Bank's Texas Ratio is at 0.39%, which is considered excellent. The Texas Ratio for One Community Bank is lower than the national average of all banks, currently at 6.24%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, One Community Bank is an excellent bank worth considering, with an overall rating of 4 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
0.40%
18-Month CD
N/A
24-Month CD
0.45%
36-Month CD
0.50%
48-Month CD
0.55%
60-Month CD
0.60%
Savings
2.65%
MMA
3.62%
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
One Community Bank
733 N Main St
Oregon, WI 53575
Member FDIC
MonitorBankRates' Rating
4/5
★★★★☆

One Community Bank CD Rates and Interest Rates

Bank
Product
APY
Min Dep
One Community Bank
One Community Bank
6-Month CD (special)
5.00%
$10,000
One Community Bank
One Community Bank
High Yield Money Market
3.62%
$1,000,000
One Community Bank
One Community Bank
Feel Good Savings
2.65%
$100,000
One Community Bank
One Community Bank
60-Month CD
0.60%
$500
One Community Bank
One Community Bank
48-Month CD
0.55%
$500
One Community Bank
One Community Bank
36-Month CD
0.50%
$500
One Community Bank
One Community Bank
24-Month CD
0.45%
$500
One Community Bank
One Community Bank
12-Month CD
0.40%
$500
One Community Bank
One Community Bank
6-Month CD
0.35%
$500
One Community Bank
One Community Bank
Mortgage Plus Checking
0.10%
$200
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare One Community Bank Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
OBC Bank
OBC Bank
9-Month CD
5.12%
$5,000
Newtek Bank
Newtek Bank
24-Month CD
4.75%
$2,500
The MINT National Bank
The MINT National Bank
MonuMINT Business Emerald Money Market
4.75%
$500,000
Act 1st Federal Credit Union
Act 1st Federal Credit Union
18-Month CD
4.50%
$500
Baker-Boyer National Bank
Baker-Boyer National Bank
7-Month CD (special)
4.25%
$2,500
United States Senate Federal Credit Union
United States Senate Federal Credit Union
36-Month CD
4.08%
$1,000
Global Bank
Global Bank
13-Month CD
4.00%
$1,000
Access Federal Credit Union
Access Federal Credit Union
36-Month CD
4.00%
$1,000
Farm Bureau Bank FSB
Farm Bureau Bank FSB
12-Month CD (CDARS)
3.95%
$250,000
Citi
Citi
18-Month CD
3.75%
$500
Centinel Bank of Taos
Centinel Bank of Taos
24-Month CD
3.55%
$1,000
Abilene Teachers Federal Credit Union
Abilene Teachers Federal Credit Union
24-Month CD
3.51%
$500
GCSB Swayzee, IN
GCSB Swayzee, IN
24-Month CD
3.49%
$1,000
VisionBank Saint Louis Park, MN
VisionBank Saint Louis Park, MN
60-Month CD
3.45%
$1,000
Woodruff Federal S&L
Woodruff Federal S&L
24-Month CD
3.24%
$1,000
First Federal Savings Bank Evansville, IN
First Federal Savings Bank Evansville, IN
60-Month CD (special)
3.00%
$500
Legacy Bank Colwich, KS
Legacy Bank Colwich, KS
12-Month CD
3.00%
$1,000
Sound Community Bank
Sound Community Bank
60-Month CD w/checking
2.78%
$1,000
Citizens State Bank Moundridge, KS
36-Month CD
2.60%
$1,000
Wells Fargo
Wells Fargo
3-Month CD
2.50%
$0
Triad Bank, N.A.
Triad Bank, N.A.
18-Month CD
2.26%
$1,000
Lake City Federal Bank
Lake City Federal Bank
18-Month CD
2.12%
$1,000
Capon Valley Bank
Capon Valley Bank
48-Month CD
2.02%
$500
United State Bank Lewistown, MO
United State Bank Lewistown, MO
36-Month CD
2.02%
$1,000
BluPeak Credit Union
BluPeak Credit Union
18-Month CD
2.00%
$1,000
Home Savings Bank, FSB
Home Savings Bank, FSB
60-Month CD
1.85%
$500
First Federal S&L of Central Illinois, S.B.
First Federal S&L of Central Illinois, S.B.
12-Month CD
1.71%
$1,000
Northfield Savings Bank
Northfield Savings Bank
24-Month CD
1.60%
$1,000
FSB of Wyoming
24-Month CD
1.51%
$2,000
Meridian Bank
Meridian Bank
Essential Savings
1.50%
$25
Tipton Latham Bank
Tipton Latham Bank
60-Month CD
1.50%
$500
FNB at St. James
FNB at St. James
24-Month CD
1.26%
$500
Citizens Bank Mukwonago, WI
Citizens Bank Mukwonago, WI
48-Month CD
1.15%
$1,000
Cornhusker Bank
Cornhusker Bank
24-Month CD
1.01%
$1,000
Security Savings Bank
Security Savings Bank
Savings Round Up
0.70%
$0
FLC Bank
FLC Bank
60-Month CD
0.65%
$2,000
State Bank Freeport, IL
State Bank Freeport, IL
60-Month CD
0.65%
$1,000
First State Bank of Beecher City
First State Bank of Beecher City
Savings
0.60%
$100
CIT Bank
CIT Bank
60-Month CD
0.50%
$1,000
Stoughton Co-operative Bank
Stoughton Co-operative Bank
36-Month CD
0.50%
$500
Denison State Bank
Denison State Bank
Regular Savings
0.40%
$100
Consumers Credit Union
Consumers Credit Union
12-Month CD
0.30%
$1,000
Minnstar Bank
Minnstar Bank
Money Market
0.25%
$0
Commerce Bank Corinth, MS
Commerce Bank Corinth, MS
12-Month CD
0.20%
$500
Community Bank of Elmhurst
Community Bank of Elmhurst
48-Month CD
0.20%
$500
Grand Rapids SB
Grand Rapids SB
18-Month CD
0.20%
$1,000
Colonial Federal Savings Bank
Colonial Federal Savings Bank
Savings
0.10%
$200
Hometown National Bank
Hometown National Bank
Community Now Checking
0.10%
$200
Skyone Federal Credit Union
Skyone Federal Credit Union
Advantage Checking
0.05%
$2,500
First State Bank and Trust Bayport, MN
First State Bank and Trust Bayport, MN
Business Checking
0.01%
$100
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates July 22, 2024

Lender
Product
Rate
APR
Points
4.990%
5.287%
0.500
4.990%
5.353%
2.000
5.500%
5.540%
0.000
15 Year Fixed
5.500%
5.568%
0.000
5.500%
5.614%
0.000
6.500%
5.650%
0.000
5.500%
5.694%
0.250
5.500%
5.702%
1.000
5.500%
5.716%
0.500
5.500%
5.752%
0.000
5.550%
5.769%
0.000
15-Year Fixed
5.625%
5.777%
0.000
5.625%
5.777%
0.500
5.500%
5.803%
1.125
15-Year Fixed
5.750%
5.806%
0.000
5.500%
5.820%
0.000
5.625%
5.827%
0.000
5.625%
5.831%
0.000
5.750%
5.834%
0.000
5.750%
5.854%
0.000
5.750%
5.883%
0.500
5.750%
5.886%
0.000
5.500%
5.888%
1.875
6.000%
5.892%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

One Community Bank Information

One Community Bank
733 N Main St
Oregon, WI 53575
Dane
Established Date: 09/15/1976
FDIC Certificate #: 22334
Date of FDIC Deposit Insurance: 09/15/1976
Bank Holding Company: BOSSHARD FINANCIAL GROUP INC
How Many Domestic U.S. Offices? 11
How Many Branches are There? 11
Is One Community Bank FDIC Insured? Yes
What is One Community Bank's Cert number? 22334
What is the maximum amount for insured deposits? $250,000 per holder, per account

One Community Bank Financials

Total Assets:
$1,873,686,000
Total Deposits:
$1,463,427,000
Equity Capital:
$177,762,000
Domestic Deposits:
$1,463,427,000
Net Income:
$3,939,000
Return on Assets:
1.2724%
Quarterly Return on Assets:
0.8500%
Pretax Return on Assets:
1.1501%
Pretax Quarterly Return on Assets:
1.1500%
Return on Equity:
12.1800%
Quarterly Return on Equity:
8.9000%
Leverage Tier 1 (Core Capital) Ratio:
10.1083%
Total Interest Income (YTD):
3.9777%
 
 
Headquarters:
Oregon
FDIC Field Office:
Madison
Regulator:
FED
County:
Dane
# of Offices:
11
Metropolitan Statistical Area (MSA):
Madison, WI
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Central
FDIC Region:
Chicago
Source: FDIC

Explore Other Rate Deals

mortgage-interest-rates-under-525-percentMortgage interest rates have started heading back down again this week. Home mortgage rates have been hovering in a range of 5.00 percent to 5.50 percent for over a month now. Home mortgage interest rates have been whipsawed by positive and negative economic news almost on a daily basis.
The best CD rates available and average CD rates didn't change much this past week. Average bank CD rates won't change much for the foreseeable future. The Federal Open Market Committee (FOMC) wrapped up their two day meeting last week and decided to keep the Federal Funds Rate in a targeted range of zero percent to one quarter percent until the end of 2014.

The Fed declined to raise the fed funds rate this past week, which isn't good news for savers. CD rates will stay near current levels until the Fed increases the rate. The Fed did say at least one rate hike was likely in 2016 so a hike should be in the near future. 

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