|
iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 One Community Bank Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 11, 2026
One Community Bank's Start Small CD - 6-Month rates are at 1.35%. One Community Bank's savings rates are at 0.00%. One Community Bank's money market rates are at 0.00%. MonitorBankRates evaluates the financial stability of One Community Bank with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.14%. Rates were last updated on 04/11/2026. One Community Bank money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at One Community Bank? Share your experience about One Community Bank by leaving a review below, or read customer reviews before you decide to use One Community Bank. 
One Community Bank CD Rates
One Community Bank Savings Rates
One Community Bank Money Market Rates
One Community Bank Checking Rates
Methodology & Data SourcesMonitorBankRates Star Rating: Our rating for One Community Bank is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions. Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health. Rate Data Aggregation: We gather One Community Bank rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with One Community Bank's official website for the most current offers and terms.
Bank Profile & Overview
Institution Name
One Community Bank
Bank Holding Company
BOSSHARD FINANCIAL GROUP INC
Address
733 N Main St,
Oregon, WI 53575 · Dane
Website
https://www.onecommunity.bank
FDIC Certificate #
22334
Established
09/15/1976
FDIC Insurance Date
09/15/1976
Domestic Offices
20
Total Branches
20
Regulator
FED
FDIC Insured
✓ Yes — Up to $250,000
Financial Health & AssetsA+
Overall Health Grade
Score: 100/100
5.0
Exceptional
Out of 5.0 Stars
0.14%
Texas Ratio
Nat'l avg: 5.85%
Return on Assets (ROA)
0.8249%
Return on Equity (ROE)
8.0700%
Non-Performing Loans (NPL)
0.01%
Total Assets
$2,551,420,000
Total Deposits
$2,016,308,000
Equity Capital
$318,326,000
Net Income
$28,812,000
Headquarters
Oregon
Total Offices
20
Source: FDIC | Last Updated 12/31/2025
Frequently Asked Questions About One Community BankIs One Community Bank a safe place to deposit money?Yes, One Community Bank is considered a safe financial institution. With a Texas Ratio of 0.14371135735608%, the institution's financial health is rated as excellent. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category. How many branches does One Community Bank operate?One Community Bank currently maintains approximately 20 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is there a first-time homebuyer program?Currently, One Community Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, One Community Bank provides members with tools to manage their accounts and build a solid financial history. Does One Community Bank offer online and mobile banking?Most modern institutions like One Community Bank provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.onecommunity.bank. Current One Community Bank Rates
Retrieved from our database of financial products. Rates subject to change.
Compare to Other Banks
State Bank of Faribault
GSL Savings Bank
Citizens Bank Columbia, MS
Lytle State Bank
OSB Community Bank
Fidelity State Bank and Trust Company
Security Bank Minnesota
First National Bank of Dublin
Elizabethton FSB
LimeLight Bank
French-American Banking Corporation (NYIC)
Fairfax State Savings Bank
The Bank of Bennington
Webster Bank
Transact Bank, National Association
Harbor Bank of Maryland
State Savings Bank Frankfort, MI
Citizens National Bank of Cheboygan
Queensborough National Bank
SSB of Wanamingo
TAB Bank
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
