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Frontier Credit Union Rates & Review March 2026

Frontier Credit Union's 3 Years Standard CD rates are at 2.27%, 4 Years Standard CD rates are at 2.12%, 5 Years Standard CD rates are at 2.02%, 2 Years Standard CD rates are at 1.76%, 1 Year Standard CD rates are at 1.26%. Frontier Credit Union's savings rates are at 0.05%. Frontier Credit Union's money market rates are at 0.05%. MonitorBankRates evaluates the financial stability of Frontier Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 6.40%. Rates were last updated on 03/23/2026.

Frontier Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Frontier Credit Union? Share your experience about Frontier Credit Union by leaving a review below, or read customer reviews before you decide to use Frontier Credit Union.

Overall Health & Safety Grade ?
A
Excellent Health Score: 97/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
6.40%
Excellent Higher than avg
Frontier Credit Union
Idaho Falls Main
865 S Woodruff Ave
Idaho Falls, ID 83401 5296
https://frontiercreditunion.com
Member NCUA

Frontier Credit Union CD Rates

Product Rate APY Term View More
3 Years Standard CD 2.25% 2.27% 3 Years
No additional details.
Last Updated 03/23/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.40%
4 Years Standard CD 2.10% 2.12% 4 Years
No additional details.
Last Updated 03/23/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.40%
5 Years Standard CD 2.00% 2.02% 5 Years
No additional details.
Last Updated 03/23/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.40%
2 Years Standard CD 1.75% 1.76% 2 Years
No additional details.
Last Updated 03/23/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.40%
1 Year Standard CD 1.25% 1.26% 1 Year
No additional details.
Last Updated 03/23/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.40%
6 month Standard CD 1.00% 1.00% 6 Months
No additional details.
Last Updated 03/23/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.40%

Frontier Credit Union Savings Rates

Product Rate APY View More
Business Savings 0.05% 0.05%
No additional details.
Last Updated 03/23/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.40%

Frontier Credit Union Money Market Rates

Product Rate APY View More
Velocity Money Market - 2.02%
Min Balance $150,000
Last Updated 03/23/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.40%
Velocity Money Market - 1.51%
Min Balance $100,000
Last Updated 03/23/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.40%
Velocity Money Market - 1.00%
Min Balance $75,000
Last Updated 03/23/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.40%
Velocity Money Market - 0.50%
Min Balance $50,000
Last Updated 03/23/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.40%
Business Money Market 0.25% 0.25%
Min Balance $100,000
Last Updated 03/23/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.40%
Business Money Market 0.20% 0.20%
Min Balance $50,000
Last Updated 03/23/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.40%
Money Market 0.20% 0.20%
Min Balance $75,000
Last Updated 03/23/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.40%
Velocity Money Market - 0.20%
No additional details.
Last Updated 03/23/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.40%
Business Money Market 0.15% 0.15%
Min Balance $25,000
Last Updated 03/23/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.40%
Money Market 0.15% 0.15%
Min Balance $20,000
Last Updated 03/23/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.40%
Business Money Market 0.10% 0.10%
Min Balance $10,000
Last Updated 03/23/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.40%
Money Market 0.10% 0.10%
Min Balance $2,500
Last Updated 03/23/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.40%
Business Money Market 0.05% 0.05%
Min Balance $0
Last Updated 03/23/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.40%
Money Market 0.05% 0.05%
No additional details.
Last Updated 03/23/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.40%

Frontier Credit Union Checking Rates

Product Rate APY View More
Velocity Checking - 2.02%
Min Balance $0
Details Qualifying balance up to $10,000.00
Last Updated 03/23/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.40%
Business Checking Plus 0.25% 0.25%
Min Balance $20,000
Last Updated 03/23/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.40%
Business Checking Plus 0.10% 0.10%
Min Balance $10,000
Last Updated 03/23/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.40%
Business Checking Plus - 0.00%
Min Balance $0
Last Updated 03/23/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.40%

Frontier Credit Union Credit Card Rates

Product Rate APR View More
VISA® Classic - 12.00%
Details Regular APR: 12.00% to 18.00%
Last Updated 03/23/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.40%
VISA® Signature - 14.50%
Details Regular APR: 14.50% to 18.00%
Last Updated 03/23/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.40%
VISA® Classic - 18.00%
Details Regular APR: 12.00% to 18.00%
Last Updated 03/23/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.40%
VISA® Signature - 18.00%
Details Regular APR: 14.50% to 18.00%
Last Updated 03/23/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.40%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Frontier Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Frontier Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Frontier Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Frontier Credit Union
Address 865 S Woodruff Ave, Idaho Falls, ID 83401 5296
Phone 208-523-9068
Fax 208-523-4755
President Nicole Mattos
CEO Daniel Thurman
Full-Time Employees 199
Part-Time Employees 6
Branch Locations 14
ATM Locations 13
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A (97/100)
Texas Ratio
6.40%
Return on Assets (ROA)
0.2642%
Return on Equity (ROE)
3.0209%
Non-Performing Loans Ratio (NPL)
0.73%
Total Assets
736,363,962
Total Amount of Shares and Deposits
658,794,417
Total Shares and Deposits < 1 Year
653,194,513
Total Shares and Deposits 1 3 Years
5,315,433
Total Shares and Deposits > 3 Years
284,471
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
79,745,942
Total Uninsured Shares and Deposits > $250K (F+J)
79,745,942
Total Insured Shares and Deposits > $250K (item 17 less item K)
579,048,475
Total Interest Expense (Sum of items 6 8)
8,357,869
Share Certificates
3,800
Number of Accounts for Share Drafts
23,737
IRA KEOGH Accounts
624
Number of Accounts for Regular Shares
56,096
All other shares
6,389
Non Member Deposits
124
Money Market Shares
16,272
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
46,340,092
Total Liabilities
682,890,977
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

There are no reviews for Frontier Credit Union yet. Feel free to create one below.
Average Rating
☆☆☆☆☆
Total Reviews
0
Add Your Rating and Review for Frontier Credit Union
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Your Rating:

Frequently Asked Questions About Frontier Credit Union

Is Frontier Credit Union a safe place to deposit money?

Yes, Frontier Credit Union is considered a safe financial institution. With a Texas Ratio of 6.4001006032733%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does Frontier Credit Union operate?

Frontier Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Frontier Credit Union?

Yes, to access services at Frontier Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Frontier Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Frontier Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Frontier Credit Union offer online and mobile banking?

Most modern institutions like Frontier Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://frontiercreditunion.com.

Current Frontier Credit Union Rates

  • 12-Month CD1.26%
  • 24-Month CD1.76%
  • 60-Month CD2.02%
  • Savings0.05%
  • MMA0.05%
Retrieved from our database of financial products. Rates subject to change.