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iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 Mutual Security Credit Union Rates & Review March 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: March 28, 2026
Mutual Security Credit Union's 15 month CD rates are at 4.00%, 15 month CD ESPECIAL rates are at 4.00%, 7 month CD ESPECIAL rates are at 3.80%, 7-Month CD SPECIAL rates are at 3.80%, 60 month CD/IRA rates are at 2.25%. Mutual Security Credit Union's savings rates are at 0.05%. Mutual Security Credit Union's money market rates are at 0.00%. Mutual Security Credit Union's Mortgage Accelerators rates are at 5.50%. Mutual Security Credit Union's Personal Loan Rates are at 9.99%. MonitorBankRates evaluates the financial stability of Mutual Security Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 4.25%. Rates were last updated on 03/28/2026. Mutual Security Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Mutual Security Credit Union? Share your experience about Mutual Security Credit Union by leaving a review below, or read customer reviews before you decide to use Mutual Security Credit Union. Mutual Security Credit Union
CORPORATE HEADQUARTERS 1000 Bridgeport Ave Ste 503
https://www.mscu.net SHELTON, CT 06484 4602 
Mutual Security Credit Union CD Rates
Mutual Security Credit Union Savings Rates
Mutual Security Credit Union Money Market Rates
Mutual Security Credit Union Mortgage Rates
Mutual Security Credit Union Home Equity & HELOC
Mutual Security Credit Union Credit Card Rates
Mutual Security Credit Union Personal Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Mutual Security Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Mutual Security Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Mutual Security Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Mutual Security Credit Union
Website
https://www.mscu.net
Address
1000 Bridgeport Ave Ste 503,
SHELTON, CT 06484 4602
Phone
203-402-7400
Fax
203-402-7410
President
BRUCE LIKLY
CEO
Henry Baum
Full-Time Employees
76
Part-Time Employees
2
Branch Locations
9
ATM Locations
9
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (98/100)
Texas Ratio
4.25%
Return on Assets (ROA)
0.2311%
Return on Equity (ROE)
2.5442%
Non-Performing Loans Ratio (NPL)
0.44%
Total Assets
358,766,301
Total Amount of Shares and Deposits
315,672,538
Total Shares and Deposits < 1 Year
306,879,037
Total Shares and Deposits 1 3 Years
7,744,345
Total Shares and Deposits > 3 Years
1,049,155
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
26,606,406
Total Uninsured Shares and Deposits > $250K (F+J)
29,967,378
Total Insured Shares and Deposits > $250K (item 17 less item K)
285,705,160
Total Interest Expense (Sum of items 6 8)
3,729,608
Share Certificates
2,596
Number of Accounts for Share Drafts
8,982
IRA KEOGH Accounts
974
Number of Accounts for Regular Shares
31,759
All other shares
2,160
Non Member Deposits
1
Money Market Shares
1,473
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
8,889,510
Total Liabilities
326,410,917
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Mutual Security Credit UnionIs Mutual Security Credit Union a safe place to deposit money?Yes, Mutual Security Credit Union is considered a safe financial institution. With a Texas Ratio of 4.2493226189647%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Mutual Security Credit Union operate?Mutual Security Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Mutual Security Credit Union?Yes, to access services at Mutual Security Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Mutual Security Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Mutual Security Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Mutual Security Credit Union offer online and mobile banking?Most modern institutions like Mutual Security Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.mscu.net. Current Mutual Security Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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