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Fsnb Rates & Review March 2026

Fsnb's 60-Month Certificate of Deposit (CDs) rates are at 2.50%, 30-Month Certificate of Deposit (CDs) rates are at 2.25%, 12-Month Certificate of Deposit (CDs) rates are at 2.00%, 18-Month Certificate of Deposit (CDs) rates are at 2.00%, 182 Day Certificate of Deposit (CDs) rates are at 1.50%. Fsnb's savings rates are at 0.30%. MonitorBankRates evaluates the financial stability of Fsnb with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 12.00%. Rates were last updated on 03/23/2026.

Fsnb money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Fsnb? Share your experience about Fsnb by leaving a review below, or read customer reviews before you decide to use Fsnb.

Overall Health & Safety Grade ?
A
Excellent Health Score: 94/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
12.00%
Excellent Higher than avg
Fsnb
1420 Sw Lee Blvd
Lawton, OK 73501
https://www.fsnb.com
Member FDIC

Fsnb CD Rates

Product Rate APY Term View More
60 month Certificate of Deposit (CDs) 2.50% 2.50%
Min Deposit $500
Details Open Account: $500.00; Obtain APY: $500.00
Last Updated 03/23/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 12.00%
30 month Certificate of Deposit (CDs) 2.25% 2.25%
Min Deposit $500
Details Open Account: $500.00; Obtain APY: $500.00
Last Updated 03/23/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 12.00%
12 month Certificate of Deposit (CDs) 2.00% 2.00%
Min Deposit $500
Details Open Account: $500.00; Obtain APY: $500.00
Last Updated 03/23/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 12.00%
18 month Certificate of Deposit (CDs) 2.00% 2.00%
Min Deposit $500
Details Open Account: $500.00; Obtain APY: $500.00
Last Updated 03/23/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 12.00%
182 Day Certificate of Deposit (CDs) 1.50% 1.50%
Min Deposit $500
Details Open Account: $500.00; Obtain APY: $500.00
Last Updated 03/23/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 12.00%
30 Day Certificate of Deposit (CDs) 0.40% 0.40%
Min Deposit $500
Details Open Account: $500.00; Obtain APY: $500.00
Last Updated 03/23/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 12.00%
91 Day Certificate of Deposit (CDs) 0.40% 0.40%
Min Deposit $500
Details Open Account: $500.00; Obtain APY: $500.00
Last Updated 03/23/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 12.00%

Fsnb Savings Rates

Product Rate APY View More
Cents-able Savings 7.00% 7.00%
Min Deposit $5
Min Balance $0
Last Updated 03/23/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 12.00%
Savings Tier Three 0.70% 0.70%
Min Balance $50,000
Details Minimum Balance to open account: $5; Minimum balance to earn Interest and obtain APY: $25; Balances $50,000.00 or more
Last Updated 03/23/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 12.00%
Savings Tier Two 0.50% 0.50%
Min Balance $5,000
Details Minimum Balance to open account: $5; Minimum balance to earn Interest and obtain APY: $25; Balances $5,000.00 to $49,999.99
Last Updated 03/23/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 12.00%
Savings Tier One 0.30% 0.30%
Min Balance $5
Details Minimum Balance to open account: $5; Minimum balance to earn Interest and obtain APY: $25; Balances less than $5,000.00
Last Updated 03/23/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 12.00%

Fsnb Checking Rates

Product Rate APY View More
Advanced Checking 0.05% 0.05%
Min Balance $500
Details Minimum Balance to Open Account: $5.00
Last Updated 03/23/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 12.00%

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Fsnb is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Fsnb rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Fsnb's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Fsnb
Bank Holding Company JRMB II INC
Address 1420 Sw Lee Blvd, Lawton, OK 73501  ·  Comanche
FDIC Certificate # 16416
Established 07/01/1946
FDIC Insurance Date 07/01/1946
Domestic Offices 69
Total Branches 69
Regulator OCC
FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A
Overall Health Grade Score: 94/100
5.0
Exceptional Out of 5.0 Stars
12.00%
Texas Ratio Nat'l avg: 5.85%
Return on Assets (ROA) 3.1192%
Return on Equity (ROE) 25.4100%
Non-Performing Loans (NPL) 1.42%
Total Assets $478,802,000
Total Deposits $384,575,000
Equity Capital $79,462,000
Net Income $17,955,000
Headquarters Lawton
Total Offices 69
Source: FDIC  |  Last Updated 12/31/2025

Customer Reviews

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Total Reviews
0
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Frequently Asked Questions About Fsnb

Is Fsnb a safe place to deposit money?

Yes, Fsnb is considered a safe financial institution. With a Texas Ratio of 11.996676918726%, the institution's financial health is rated as excellent. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category.

How many branches does Fsnb operate?

Fsnb currently maintains approximately 69 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Fsnb does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Fsnb provides members with tools to manage their accounts and build a solid financial history.

Does Fsnb offer online and mobile banking?

Most modern institutions like Fsnb provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.fsnb.com.

Current Fsnb Rates

  • 12-Month CD2.00%
  • 18-Month CD2.00%
  • 60-Month CD2.50%
  • Savings0.30%
Retrieved from our database of financial products. Rates subject to change.