First State Bank Nebraska CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 0.60%, 6-month CD rates at 3.30% and 3-month CD rates at 0.10%. Current savings rates are at 0.10% and money market rates are at 2.51%. Mortgage rates today on 30-year fixed loans are around 6.93%. Credit Card rates are at 18.00%. Personal Loan rates are at 9.00%. All these rates, and more, can be found in our database of rates. First State Bank Nebraska's 12-Month CD rates are at 3.60%, 24-Month CD rates are at 3.00%, 60-Month CD rates are at 2.50%, 48-Month CD rates are at 2.50%, 36-Month CD rates are at 2.50%. First State Bank Nebraska's savings rates are at 2.00%. First State Bank Nebraska's money market rates are at 0.10%.

First State Bank Nebraska

To see how these rates compare to First State Bank Nebraska CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from First State Bank Nebraska, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with First State Bank Nebraska CD rates. You can also compare First State Bank Nebraska savings rates, MMA rates and mortgage rates using our other rate lists.

First State Bank Nebraska money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at First State Bank Nebraska? Share your experience about First State Bank Nebraska by leaving a review below, or read customer reviews before you decide to use First State Bank Nebraska.

First State Bank Nebraska Texas Ratio

First State Bank Nebraska's Texas Ratio is at 3.58%, which is considered excellent. The Texas Ratio for First State Bank Nebraska is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, First State Bank Nebraska is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
3.60%
18-Month CD
1.15%
24-Month CD
3.00%
36-Month CD
2.50%
48-Month CD
2.50%
60-Month CD
2.50%
Savings
2.00%
MMA
0.10%
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
First State Bank Nebraska
2701 Grainger Pkwy
Lincoln, NE 68516
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

First State Bank Nebraska CD Rates and Interest Rates

Bank
Product
APY
Min Dep
First State Bank Nebraska
First State Bank Nebraska
12-Month CD
3.60%
$5,000
First State Bank Nebraska
First State Bank Nebraska
24-Month CD
3.00%
$5,000
First State Bank Nebraska
First State Bank Nebraska
36-Month CD
2.50%
$5,000
First State Bank Nebraska
First State Bank Nebraska
48-Month CD
2.50%
$5,000
First State Bank Nebraska
First State Bank Nebraska
60-Month CD
2.50%
$5,000
First State Bank Nebraska
First State Bank Nebraska
First Rate Savings
2.00%
$100
First State Bank Nebraska
First State Bank Nebraska
30-Month CD
1.25%
$5,000
First State Bank Nebraska
First State Bank Nebraska
18-Month CD
1.15%
$5,000
First State Bank Nebraska
First State Bank Nebraska
Money Market
0.10%
$2,500
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare First State Bank Nebraska Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Merchants Bank of Indiana
Merchants Bank of Indiana
6-Month CD
4.25%
$1,000
Central State Bank State Center, IA
Central State Bank State Center, IA
18-Month CD
3.85%
$1,500
Heritage Bank of St Tammany
Heritage Bank of St Tammany
18-Month CD
3.82%
$500
First FSB of Mascoutah
First FSB of Mascoutah
60-Month CD
3.80%
$1,000
Golden Belt Bank, FSA
Golden Belt Bank, FSA
60-Month CD
3.49%
$1,000
Haviland State Bank
Haviland State Bank
24-Month CD
3.30%
$500
EverTrust Bank
EverTrust Bank
3-Month CD
3.30%
$20,000
1st Street Credit Union
1st Street Credit Union
12-Month CD
3.29%
$1,000
Ashton State Bank
Ashton State Bank
60-Month CD
3.23%
$1,000
Pineries Bank
Pineries Bank
48-Month CD
3.10%
$1,000
Integrity Bank & Trust
Integrity Bank & Trust
36-Month CD
3.03%
$500
Kirkwood Bank & Trust Co.
Kirkwood Bank & Trust Co.
30-Month CD
3.00%
$2,500
FSB of St. Charles, MO
FSB of St. Charles, MO
24-Month CD
2.90%
$1,000
Greene County Commercial Bank
Greene County Commercial Bank
60-Month CD (Star)
2.90%
$1,000
Mauch Chunk Trust Company
60-Month CD
2.79%
$500
Hendricks County Bank and Trust
Hendricks County Bank and Trust
48-Month CD
2.78%
$1,000
Community Bank of Pleasant Hill
Community Bank of Pleasant Hill
Premier Money Management Savings
2.77%
$25
New Peoples Bank
New Peoples Bank
Chairmans Choice Checking
2.70%
$0
Hibernia Bank
Hibernia Bank
24-Month CD
2.53%
$100
Oostburg State Bank
Oostburg State Bank
24-Month CD
2.52%
$1,000
Phelps County Bank
Phelps County Bank
60-Month CD
2.52%
$1,000
Collins State Bank
Collins State Bank
24-Month CD
2.50%
$1,000
NCB North Cambridge Coopertive Bank
NCB North Cambridge Coopertive Bank
36-Month CD
2.50%
$1,000
USLA Union S&L
USLA Union S&L
48-Month CD
2.50%
$1,000
State Bank of Cherry
24-Month CD
2.32%
$1,000
Farmers State Bank Victor, MT
Farmers State Bank Victor, MT
36-Month CD
2.02%
$1,000
PSB Wellsburg, IA
PSB Wellsburg, IA
18-Month CD
1.75%
$1,000
GTE Financial Credit Union
GTE Financial Credit Union
Money Market
1.57%
$1
Piedmont FSB
Piedmont FSB
24-Month CD
1.40%
$500
Connection Bank
Connection Bank
60-Month CD
1.21%
$1,000
Fairfield County Bank
Fairfield County Bank
24-Month CD
1.00%
$2,500
Liberty Savings Bank
Liberty Savings Bank
Checking
1.00%
$0
Premier Bank Dubuque, IA
Premier Bank Dubuque, IA
Life Savings
0.75%
$0
1st Street Credit Union
1st Street Credit Union
Money Market
0.65%
$1,000
First National Bank of Steeleville
First National Bank of Steeleville
Money Market
0.60%
$250,000
Somerset Trust Company
Somerset Trust Company
48-Month CD
0.55%
$500
CIBM Bank
CIBM Bank
12-Month CD
0.45%
$500
Fidelity Federal S&L of Delaware
Fidelity Federal S&L of Delaware
24-Month CD
0.45%
$500
First Keystone Community Bank
First Keystone Community Bank
18-Month CD
0.35%
$1,000
The Andover Bank
The Andover Bank
24-Month CD
0.30%
$1,000
First National Bank VA
First National Bank VA
Statement Savings
0.30%
$100
Fidelity Bank West Memphis, AR
Fidelity Bank West Memphis, AR
Money Market Investor
0.25%
$2,500
FSB Holton, KS
FSB Holton, KS
Signature Savings
0.25%
$50
SNB St. Henry Bank
SNB St. Henry Bank
36-Month CD
0.25%
$1,000
Woodlands National Bank
Woodlands National Bank
Savings
0.15%
$50
Lincoln Bank of Hodgenville
Lincoln Bank of Hodgenville
Premier Money Market
0.10%
$0
Universal Bank
Universal Bank
3-Month CD
0.10%
$1,000
Lake-Osceola State Bank
Lake-Osceola State Bank
Interest Checking
0.05%
$0
South Georgia Banking Company
South Georgia Banking Company
Savings
0.05%
$50
Citi
Citi
Citi Savings
0.03%
$0
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates January 25, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
5.125%
5.230%
0.000
5.560%
5.250%
0.000
15 Year Fixed
5.300%
5.390%
0.000
5.250%
5.491%
0.000
5.300%
5.518%
0.000
5.375%
5.525%
0.750
5.500%
5.614%
0.000
5.500%
5.654%
0.000
30-Year Fixed
5.560%
5.730%
0.000
5.750%
5.756%
0.000
15-Year Fixed
5.500%
5.785%
0.000
5.750%
5.793%
0.000
5.625%
5.797%
0.000
5.750%
5.801%
0.000
5.750%
5.801%
0.000
15-Year Fixed
5.750%
5.806%
0.000
10-Year Fixed (Power Rate)
5.500%
5.814%
0.000
5.500%
5.820%
0.000
5.750%
5.832%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

First State Bank Nebraska Information

First State Bank Nebraska
2701 Grainger Pkwy
Lincoln, NE 68516
Lancaster
Established Date: 12/12/1912
FDIC Certificate #: 13868
Date of FDIC Deposit Insurance: 02/10/1934
Bank Holding Company: FIRST STATE HOLDING CO
How Many Domestic U.S. Offices? 17
How Many Branches are There? 17
Is First State Bank Nebraska FDIC Insured? Yes
What is First State Bank Nebraska's Cert number? 13868
What is the maximum amount for insured deposits? $250,000 per holder, per account

First State Bank Nebraska Financials

Total Assets:
$992,199,000
Total Deposits:
$820,089,000
Equity Capital:
$94,426,000
Domestic Deposits:
$820,089,000
Net Income:
$2,077,000
Return on Assets:
0.9083%
Quarterly Return on Assets:
0.8400%
Pretax Return on Assets:
0.8768%
Pretax Quarterly Return on Assets:
0.8800%
Return on Equity:
9.8000%
Quarterly Return on Equity:
8.8100%
Common Equity Tier 1 Capital Ratio:
12.0441%
Tier 1 Risk-Based Capital Ratio:
12.0441%
Leverage Tier 1 (Core Capital) Ratio:
8.9967%
Total Risk-Based Capital Ratio (YTD):
13.0558%
Total Interest Income (YTD):
4.5873%
 
 
Headquarters:
Lincoln
FDIC Field Office:
Omaha
Regulator:
FED
County:
Lancaster
# of Offices:
17
Metropolitan Statistical Area (MSA):
Lincoln, NE
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
West
FDIC Region:
Kansas City
Source: FDIC Last Updated 03/31/2024

Explore Other Rate Deals

gmac-online-savings-account-rateGMAC Bank is offering a high interest online savings account that currently has an annual percentage yield (APY) of 2.50% which is well above the national average for a savings account.

Popular Direct, the online banking arm of Banco Popular North America (BPNA), is currently offering the best savings rate in our database. Popular Direct's savings rate is at 1.25 percent with an annual percentage yield of 1.26 percent. Popular Direct's savings yield of 1.26 percent is  21 basis points higher than the second best savings rate in our database.

Mortgage rates are lower this week but are still not enticing home buyers back into the market and as result home prices continue to decline.  The S&P/Case-Shiller U.S.National Home Price Index was released this morning and showed a decline of 4.2% in the first quarter of 2011. Nationally, home prices are now back to their mid 2002 levels.

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Alternative Bank and Credit Union Offers to Explore

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First State Bank Nebraska Reviews

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