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Palmetto Citizens Federal Credit Union Rates & Review October 2026

Content reviewed by
Brian McKay Brian McKay
Brian McKay

Brian McKay

Founder & Data Architect
Expertise
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Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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| iEditorial Disclosure
Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
| ✓Fact Checked | Rates Last Updated and Verified: October 12, 2026

Palmetto Citizens Federal Credit Union's top rates as of October 12, 2026 are 3.92% APY on its 12 Month CD, 0.95% APY on savings, 1.76% APY on money market accounts, 0.20% APY on checking, 11.00% on its Farm and Garden Equipment mortgage, auto loans from 3.99% APR, and credit cards from 12.90% APR, according to rates verified by MonitorBankRates. Other Palmetto Citizens Federal Credit Union CD rates include 12 Month CD at 3.87%, 12 Month CD at 3.82%, and 18 Month CD at 3.66%. Other Palmetto Citizens Federal Credit Union mortgage rates include Farm and Garden Equipment at 12.00%. MonitorBankRates evaluates the financial stability of Palmetto Citizens Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 4.34%. Rates last updated and verified on 10/12/2026.

Palmetto Citizens Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Palmetto Citizens Federal Credit Union? Share your experience about Palmetto Citizens Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Palmetto Citizens Federal Credit Union.

MonitorBankRates Verified Healthy Badge Q2 2026 Verified Healthy Q2 2026 Use This Badge on Your Credit Union Website
Overall Health & Safety Grade ?
A+
Exceptional Health Score: 98/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
4.34%
Excellent Lower than avg
Health Trend ?
Very strong 12 quarters
Full history ›
Palmetto Citizens Federal Credit Union
Palmetto Citizens FCU Administrative
1320 Washington St
Columbia, SC 29201-3382
https://www.palmettocitizens.org
Member NCUA
Customer Reviews
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Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends.

Palmetto Citizens Federal Credit Union CD Rates

Product Rate APY Term View More
12 Month Certificate 3.85% 3.92% 12 Months
Min Deposit $250,000
Min Balance $250,000
Details APY*: 3.92%
Last Updated 10/12/2026
Rate History
No change since Oct 4, 2026 · 3.92% APY · checked 3 times
3.42%3.92%4.42%Oct 4, 2026: 3.92% APYOct 4, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.34%
12 Month Certificate 3.80% 3.87% 12 Months
Min Deposit $100,000
Min Balance $100,000
Details APY*: 3.87%
Last Updated 10/12/2026
Rate History
No change since Oct 4, 2026 · 3.87% APY · checked 3 times
3.37%3.87%4.37%Oct 4, 2026: 3.87% APYOct 4, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.34%
12 Month Certificate 3.75% 3.82% 12 Months
Min Deposit $500
Min Balance $500
Details APY*: 3.82%
Last Updated 10/12/2026
Rate History
No change since Oct 4, 2026 · 3.82% APY · checked 3 times
3.32%3.82%4.32%Oct 4, 2026: 3.82% APYOct 4, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.34%
18 Month Certificate 3.60% 3.66% 18 Months
Min Deposit $250,000
Min Balance $250,000
Details APY*: 3.66%
Last Updated 10/12/2026
Rate History
No change since Oct 4, 2026 · 3.66% APY · checked 3 times
3.16%3.66%4.16%Oct 4, 2026: 3.66% APYOct 4, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.34%
18 Month Certificate 3.55% 3.61% 18 Months
Min Deposit $100,000
Min Balance $100,000
Details APY*: 3.61%
Last Updated 10/12/2026
Rate History
No change since Oct 4, 2026 · 3.61% APY · checked 3 times
3.11%3.61%4.11%Oct 4, 2026: 3.61% APYOct 4, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.34%
24 Month Certificate 3.55% 3.61% 24 Months
Min Deposit $250,000
Min Balance $250,000
Details APY*: 3.61%
Last Updated 10/12/2026
Rate History
No change since Oct 4, 2026 · 3.61% APY · checked 3 times
3.11%3.61%4.11%Oct 4, 2026: 3.61% APYOct 4, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.34%
18 Month Certificate 3.50% 3.56% 18 Months
Min Deposit $500
Min Balance $500
Details APY*: 3.56%
Last Updated 10/12/2026
Rate History
No change since Oct 4, 2026 · 3.56% APY · checked 3 times
3.06%3.56%4.06%Oct 4, 2026: 3.56% APYOct 4, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.34%
182 Day Certificate 3.50% 3.56% 182 Days
Min Deposit $250,000
Min Balance $250,000
Details APY*: 3.56%
Last Updated 10/12/2026
Rate History
No change since Oct 4, 2026 · 3.56% APY · checked 3 times
3.06%3.56%4.06%Oct 4, 2026: 3.56% APYOct 4, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.34%
24 Month Certificate 3.50% 3.56% 24 Months
Min Deposit $100,000
Min Balance $100,000
Details APY*: 3.56%
Last Updated 10/12/2026
Rate History
No change since Oct 4, 2026 · 3.56% APY · checked 3 times
3.06%3.56%4.06%Oct 4, 2026: 3.56% APYOct 4, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.34%
12 month Add-To Certificate 3.45% 3.51% 12 Months
Min Deposit $250,000
Min Balance $250,000
Details APY*: 3.51%
Last Updated 10/12/2026
Rate History
No change since Oct 12, 2026 · 3.51% APY
3.01%3.51%4.01%Oct 12, 2026: 3.51% APYOct 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.34%
12 month Youth Add-To Certificate 3.45% 3.51% 12 Months
Min Deposit $250,000
Min Balance $250,000
Details APY*: 3.51%
Last Updated 10/12/2026
Rate History
No change since Oct 12, 2026 · 3.51% APY
3.01%3.51%4.01%Oct 12, 2026: 3.51% APYOct 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.34%
182 Day Certificate 3.45% 3.51% 182 Days
Min Deposit $100,000
Min Balance $100,000
Details APY*: 3.51%
Last Updated 10/12/2026
Rate History
No change since Oct 4, 2026 · 3.51% APY · checked 3 times
3.01%3.51%4.01%Oct 4, 2026: 3.51% APYOct 4, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.34%
24 Month Certificate 3.45% 3.51% 24 Months
Min Deposit $500
Min Balance $500
Details APY*: 3.51%
Last Updated 10/12/2026
Rate History
No change since Oct 4, 2026 · 3.51% APY · checked 3 times
3.01%3.51%4.01%Oct 4, 2026: 3.51% APYOct 4, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.34%
12 month Add-To Certificate 3.40% 3.45% 12 Months
Min Deposit $100,000
Min Balance $100,000
Details APY*: 3.45%
Last Updated 10/12/2026
Rate History
No change since Oct 12, 2026 · 3.45% APY
2.95%3.45%3.95%Oct 12, 2026: 3.45% APYOct 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.34%
12 month Youth Add-To Certificate 3.40% 3.45% 12 Months
Min Deposit $100,000
Min Balance $100,000
Details APY*: 3.45%
Last Updated 10/12/2026
Rate History
No change since Oct 12, 2026 · 3.45% APY
2.95%3.45%3.95%Oct 12, 2026: 3.45% APYOct 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.34%
182 Day Certificate 3.40% 3.45% 182 Days
Min Deposit $500
Min Balance $500
Details APY*: 3.45%
Last Updated 10/12/2026
Rate History
No change since Oct 4, 2026 · 3.45% APY · checked 3 times
2.95%3.45%3.95%Oct 4, 2026: 3.45% APYOct 4, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.34%
12 month Add-To Certificate 3.35% 3.40% 12 Months
Min Deposit $500
Min Balance $500
Details APY*: 3.40%
Last Updated 10/12/2026
Rate History
No change since Oct 12, 2026 · 3.40% APY
2.90%3.40%3.90%Oct 12, 2026: 3.40% APYOct 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.34%
12 month Youth Add-To Certificate 3.35% 3.40% 12 Months
Min Deposit $500
Min Balance $500
Details APY*: 3.40%
Last Updated 10/12/2026
Rate History
No change since Oct 12, 2026 · 3.40% APY
2.90%3.40%3.90%Oct 12, 2026: 3.40% APYOct 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.34%
30 Month Certificate 3.35% 3.40% 30 Months
Min Deposit $250,000
Min Balance $250,000
Details APY*: 3.40%
Last Updated 10/12/2026
Rate History
No change since Oct 4, 2026 · 3.40% APY · checked 3 times
2.90%3.40%3.90%Oct 4, 2026: 3.40% APYOct 4, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.34%
36 Month Certificate 3.35% 3.40% 36 Months
Min Deposit $250,000
Min Balance $250,000
Details APY*: 3.40%
Last Updated 10/12/2026
Rate History
No change since Oct 4, 2026 · 3.40% APY · checked 3 times
2.90%3.40%3.90%Oct 4, 2026: 3.40% APYOct 4, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.34%
30 Month Certificate 3.30% 3.35% 30 Months
Min Deposit $100,000
Min Balance $100,000
Details APY*: 3.35%
Last Updated 10/12/2026
Rate History
No change since Oct 4, 2026 · 3.35% APY · checked 3 times
2.85%3.35%3.85%Oct 4, 2026: 3.35% APYOct 4, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.34%
36 Month Certificate 3.30% 3.35% 36 Months
Min Deposit $100,000
Min Balance $100,000
Details APY*: 3.35%
Last Updated 10/12/2026
Rate History
No change since Oct 4, 2026 · 3.35% APY · checked 3 times
2.85%3.35%3.85%Oct 4, 2026: 3.35% APYOct 4, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.34%
24 Month Step Up 3.25% 3.30% 24 Month
Min Deposit $250,000
Min Balance $250,000
Details APY*: 3.30%
Last Updated 10/12/2026
Rate History
No change since Oct 4, 2026 · 3.30% APY · checked 3 times
2.80%3.30%3.80%Oct 4, 2026: 3.30% APYOct 4, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.34%
30 Month Certificate 3.25% 3.30% 30 Months
Min Deposit $500
Min Balance $500
Details APY*: 3.30%
Last Updated 10/12/2026
Rate History
No change since Oct 4, 2026 · 3.30% APY · checked 3 times
2.80%3.30%3.80%Oct 4, 2026: 3.30% APYOct 4, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.34%
36 Month Certificate 3.25% 3.30% 36 Months
Min Deposit $500
Min Balance $500
Details APY*: 3.30%
Last Updated 10/12/2026
Rate History
No change since Oct 4, 2026 · 3.30% APY · checked 3 times
2.80%3.30%3.80%Oct 4, 2026: 3.30% APYOct 4, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.34%
24 Month Step Up 3.20% 3.25% 24 Month
Min Deposit $100,000
Min Balance $100,000
Details APY*: 3.25%
Last Updated 10/12/2026
Rate History
No change since Oct 4, 2026 · 3.25% APY · checked 3 times
2.75%3.25%3.75%Oct 4, 2026: 3.25% APYOct 4, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.34%
24 Month Step Up 3.15% 3.20% 24 Month
Min Deposit $500
Min Balance $500
Details APY*: 3.20%
Last Updated 10/12/2026
Rate History
No change since Oct 4, 2026 · 3.20% APY · checked 3 times
2.70%3.20%3.70%Oct 4, 2026: 3.20% APYOct 4, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.34%
48 Month Certificate 3.10% 3.14% 48 Months
Min Deposit $250,000
Min Balance $250,000
Details APY*: 3.14%
Last Updated 10/12/2026
Rate History
No change since Oct 4, 2026 · 3.14% APY · checked 3 times
2.64%3.14%3.64%Oct 4, 2026: 3.14% APYOct 4, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.34%
60 Month Certificate 3.10% 3.14% 60 Months
Min Deposit $250,000
Min Balance $250,000
Details APY*: 3.14%
Last Updated 10/12/2026
Rate History
No change since Oct 4, 2026 · 3.14% APY · checked 3 times
2.64%3.14%3.64%Oct 4, 2026: 3.14% APYOct 4, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.34%
48 Month Certificate 3.05% 3.09% 48 Months
Min Deposit $100,000
Min Balance $100,000
Details APY*: 3.09%
Last Updated 10/12/2026
Rate History
No change since Oct 4, 2026 · 3.09% APY · checked 3 times
2.59%3.09%3.59%Oct 4, 2026: 3.09% APYOct 4, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.34%
60 Month Certificate 3.05% 3.09% 60 Months
Min Deposit $100,000
Min Balance $100,000
Details APY*: 3.09%
Last Updated 10/12/2026
Rate History
No change since Oct 4, 2026 · 3.09% APY · checked 3 times
2.59%3.09%3.59%Oct 4, 2026: 3.09% APYOct 4, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.34%
48 Month Certificate 3.00% 3.04% 48 Months
Min Deposit $500
Min Balance $500
Details APY*: 3.04%
Last Updated 10/12/2026
Rate History
No change since Oct 4, 2026 · 3.04% APY · checked 3 times
2.54%3.04%3.54%Oct 4, 2026: 3.04% APYOct 4, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.34%
60 Month Certificate 3.00% 3.04% 60 Months
Min Deposit $500
Min Balance $500
Details APY*: 3.04%
Last Updated 10/12/2026
Rate History
No change since Oct 4, 2026 · 3.04% APY · checked 3 times
2.54%3.04%3.54%Oct 4, 2026: 3.04% APYOct 4, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.34%
91 Day Certificate 0.85% 0.85% 91 Days
Min Deposit $250,000
Min Balance $250,000
Details APY*: 0.85%
Last Updated 10/12/2026
Rate History
No change since Oct 4, 2026 · 0.85% APY · checked 3 times
0.35%0.85%1.35%Oct 4, 2026: 0.85% APYOct 4, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.34%
91 Day Certificate 0.80% 0.80% 91 Days
Min Deposit $100,000
Min Balance $100,000
Details APY*: 0.80%
Last Updated 10/12/2026
Rate History
No change since Oct 4, 2026 · 0.80% APY · checked 3 times
0.30%0.80%1.30%Oct 4, 2026: 0.80% APYOct 4, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.34%
91 Day Certificate 0.75% 0.75% 91 Days
Min Deposit $500
Min Balance $500
Details APY*: 0.75%
Last Updated 10/12/2026
Rate History
No change since Oct 4, 2026 · 0.75% APY · checked 3 times
0.25%0.75%1.25%Oct 4, 2026: 0.75% APYOct 4, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.34%

Palmetto Citizens Federal Credit Union Savings Rates

Product Rate APY View More
Health Savings Account 0.95% 0.95%
Min Balance $0
Details Balance: $2,000+
Last Updated 10/12/2026
Rate History
No change since Oct 4, 2026 · 0.95% APY · checked 2 times
0.45%0.95%1.45%Oct 4, 2026: 0.95% APYOct 4, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.34%
Christmas Club 0.25% 0.25%
Min Balance $0
Last Updated 10/12/2026
Rate History
No change since Oct 4, 2026 · 0.25% APY · checked 3 times
0.00%0.38%0.75%Oct 4, 2026: 0.25% APYOct 4, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.34%
Health Savings Account 0.25% 0.25%
Min Balance $0
Details Balance: $100-$1,999.99
Last Updated 10/12/2026
Rate History
No change since Oct 4, 2026 · 0.25% APY · checked 2 times
0.00%0.38%0.75%Oct 4, 2026: 0.25% APYOct 4, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.34%
Prime Share (Savings) 0.25% 0.25%
Min Balance $0
Details Balance: $100+
Last Updated 10/12/2026
Rate History
No change since Oct 4, 2026 · 0.25% APY · checked 2 times
0.00%0.38%0.75%Oct 4, 2026: 0.25% APYOct 4, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.34%

Palmetto Citizens Federal Credit Union Business Savings Rates

Product Rate APY View More
Business Health Savings Account 0.95% 0.95%
Min Balance $0
Details Balance: $2,000+
Last Updated 10/12/2026
Rate History
No change since Oct 4, 2026 · 0.95% APY · checked 3 times
0.45%0.95%1.45%Oct 4, 2026: 0.95% APYOct 4, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.34%
Business Health Savings Account 0.25% 0.25%
Min Balance $0
Details Balance: $100-$1,999.99
Last Updated 10/12/2026
Rate History
No change since Oct 4, 2026 · 0.25% APY · checked 3 times
0.00%0.38%0.75%Oct 4, 2026: 0.25% APYOct 4, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.34%
Business Prime Share (Savings) 0.25% 0.25%
Min Balance $0
Details Balance: $100+
Last Updated 10/12/2026
Rate History
No change since Oct 4, 2026 · 0.25% APY · checked 2 times
0.00%0.38%0.75%Oct 4, 2026: 0.25% APYOct 4, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.34%

Palmetto Citizens Federal Credit Union Money Market Rates

Product Rate APY View More
Premium Money Market 1.75% 1.76%
Min Balance $10,000
Details Balance: $250,000+
Last Updated 10/12/2026
Rate History
No change since Oct 4, 2026 · 1.76% APY · checked 2 times
1.26%1.76%2.26%Oct 4, 2026: 1.76% APYOct 4, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.34%
Premium Money Market 1.45% 1.46%
Min Balance $10,000
Details Balance: $100,000-$249,999.99
Last Updated 10/12/2026
Rate History
No change since Oct 4, 2026 · 1.46% APY · checked 2 times
0.96%1.46%1.96%Oct 4, 2026: 1.46% APYOct 4, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.34%
Premium Money Market 1.40% 1.41%
Min Balance $10,000
Details Balance: $25,000-$99,999.99
Last Updated 10/12/2026
Rate History
No change since Oct 4, 2026 · 1.41% APY · checked 2 times
0.91%1.41%1.91%Oct 4, 2026: 1.41% APYOct 4, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.34%
Premium Money Market 0.90% 0.90%
Min Balance $10,000
Details Balance: $0-$24,999.99
Last Updated 10/12/2026
Rate History
No change since Oct 4, 2026 · 0.90% APY · checked 2 times
0.40%0.90%1.40%Oct 4, 2026: 0.90% APYOct 4, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.34%
Money Market Account 0.45% 0.45%
Min Balance $2,000
Details Balance: $25,000+
Last Updated 10/12/2026
Rate History
No change since Oct 4, 2026 · 0.45% APY · checked 2 times
0.00%0.48%0.95%Oct 4, 2026: 0.45% APYOct 4, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.34%
Money Market IRA 0.45% 0.45%
Min Balance $0
Details Balance: $25,000+
Last Updated 10/12/2026
Rate History
No change since Oct 4, 2026 · 0.45% APY · checked 2 times
0.00%0.48%0.95%Oct 4, 2026: 0.45% APYOct 4, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.34%
Money Market Account 0.40% 0.40%
Min Balance $2,000
Details Balance: $0-$24,999.99
Last Updated 10/12/2026
Rate History
No change since Oct 4, 2026 · 0.40% APY · checked 2 times
0.00%0.45%0.90%Oct 4, 2026: 0.40% APYOct 4, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.34%
Money Market IRA 0.40% 0.40%
Min Balance $0
Details Balance: $2,000-$24,999.99
Last Updated 10/12/2026
Rate History
No change since Oct 4, 2026 · 0.40% APY · checked 2 times
0.00%0.45%0.90%Oct 4, 2026: 0.40% APYOct 4, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.34%

Palmetto Citizens Federal Credit Union Business Money Market Rates

Product Rate APY View More
Business Premium Money Market 1.75% 1.76%
Min Balance $10,000
Details Balance: $250,000+
Last Updated 10/12/2026
Rate History
No change since Oct 4, 2026 · 1.76% APY · checked 3 times
1.26%1.76%2.26%Oct 4, 2026: 1.76% APYOct 4, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.34%
Business Premium Money Market 1.40% 1.41%
Min Balance $10,000
Details Balance: $25,000-$249,999.99
Last Updated 10/12/2026
Rate History
No change since Oct 4, 2026 · 1.41% APY · checked 3 times
0.91%1.41%1.91%Oct 4, 2026: 1.41% APYOct 4, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.34%
Business Money Market Account 0.45% 0.45%
Min Balance $2,000
Details Balance: $25,000+
Last Updated 10/12/2026
Rate History
No change since Oct 4, 2026 · 0.45% APY · checked 3 times
0.00%0.48%0.95%Oct 4, 2026: 0.45% APYOct 4, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.34%
Business Money Market Account 0.40% 0.40%
Min Balance $2,000
Details Balance: $2,000-$24,999.99
Last Updated 10/12/2026
Rate History
No change since Oct 4, 2026 · 0.40% APY · checked 3 times
0.00%0.45%0.90%Oct 4, 2026: 0.40% APYOct 4, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.34%

Palmetto Citizens Federal Credit Union Checking Rates

Product Rate APY View More
Premium Checking 0.20% 0.20%
Min Balance $2,500
Details Balance requirements (to earn APY): $25,000+
Last Updated 10/12/2026
Rate History
No change since Sep 25, 2026 · 0.20% APY · checked 4 times
0.00%0.35%0.70%Sep 25, 2026: 0.20% APYSep 25, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.34%
Premium Checking 0.20% 0.20%
Min Balance $25,000
Details Balance: $25,000+
Last Updated 10/12/2026
Rate History
No change since Oct 8, 2026 · 0.20% APY · checked 2 times
0.00%0.35%0.70%Oct 8, 2026: 0.20% APYOct 8, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.34%
Premium Checking 0.15% 0.15%
Min Balance $2,500
Details Balance requirements (to earn APY): $5,000-$24,999.99
Last Updated 10/12/2026
Rate History
No change since Sep 25, 2026 · 0.15% APY · checked 4 times
0.00%0.33%0.65%Sep 25, 2026: 0.15% APYSep 25, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.34%
Premium Checking 0.15% 0.15%
Min Balance $5,000
Details Balance: $5,000-$24,999.99
Last Updated 10/12/2026
Rate History
No change since Oct 8, 2026 · 0.15% APY · checked 2 times
0.00%0.33%0.65%Oct 8, 2026: 0.15% APYOct 8, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.34%
Premium Checking 0.10% 0.10%
Min Balance $2,500
Details Balance requirements (to earn APY): $2,500-$4,999.99
Last Updated 10/12/2026
Rate History
No change since Sep 25, 2026 · 0.10% APY · checked 4 times
0.00%0.30%0.60%Sep 25, 2026: 0.10% APYSep 25, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.34%
Premium Checking 0.05% 0.05%
Min Balance $2,500
Details Balance requirements (to earn APY): $500-$2,499.99
Last Updated 10/12/2026
Rate History
1 change since Sep 25, 2026 · 0.10% → 0.05% ▼ 0.05 pts · high 0.10% / low 0.05%
0.00%0.30%0.60%Sep 25, 2026: 0.10% APYOct 4, 2026: 0.05% APYSep 25, 2026Oct 13, 2026
  • Oct 4, 20260.05%▼ from 0.10%
  • Sep 25, 20260.10%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.34%

Palmetto Citizens Federal Credit Union Mortgage Rates

Product Rate Points APR Term View More
Farm and Garden Equipment - - 11.00% up to 60 Months
Details (New)
Last Updated 10/12/2026
Rate History
No change since Sep 16, 2026 · 11.00% APR · checked 4 times
10.50%11.00%11.50%Sep 16, 2026: 11.00% APRSep 16, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.34%
Farm and Garden Equipment - - 12.00% up to 48 Months
Details (Used)
Last Updated 10/12/2026
Rate History
No change since Sep 16, 2026 · 12.00% APR · checked 4 times
11.50%12.00%12.50%Sep 16, 2026: 12.00% APRSep 16, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.34%

Palmetto Citizens Federal Credit Union Home Equity & HELOC

Product Rate Points APR Term View More
Home Equity Line of Credit - - 7.00%
Details As Low As; *Please contact the Mortgage Team for current rates.
Last Updated 10/12/2026
Rate History
1 change since Sep 16, 2026 · 5.75% → 7.00% ▲ 1.25 pts · high 7.00% / low 5.75%
4.50%6.38%8.25%Sep 16, 2026: 5.75% APRSep 25, 2026: 7.00% APRSep 16, 2026Oct 13, 2026
  • Sep 25, 20267.00%▲ from 5.75%
  • Sep 16, 20265.75%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.34%

Palmetto Citizens Federal Credit Union Auto Loan Rates

Product Rate Points APR Term View More
New & Used Automobile or Truck (2023-New) - - 3.99% Up to 36 months
No additional details.
Last Updated 10/12/2026
Rate History
No change since Oct 8, 2026 · 3.99% APR · checked 2 times
3.49%3.99%4.49%Oct 8, 2026: 3.99% APROct 8, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.34%
New & Used Automobile or Truck (2023-New) - - 5.50% 37-48 months
No additional details.
Last Updated 10/12/2026
Rate History
No change since Oct 8, 2026 · 5.50% APR · checked 2 times
5.00%5.50%6.00%Oct 8, 2026: 5.50% APROct 8, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.34%
New & Used Automobile or Truck (2023-New) - - 5.55% 49-60 months
No additional details.
Last Updated 10/12/2026
Rate History
No change since Oct 8, 2026 · 5.55% APR · checked 2 times
5.05%5.55%6.05%Oct 8, 2026: 5.55% APROct 8, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.34%
New & Used Automobile or Truck (2023-New) - - 5.60% 61-72 months
Details ($15,000+)
Last Updated 10/12/2026
Rate History
No change since Oct 8, 2026 · 5.60% APR · checked 2 times
5.10%5.60%6.10%Oct 8, 2026: 5.60% APROct 8, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.34%
Used Automobile or Truck (4-5 years old) - - 6.44% up to 72 Months
Details ($15,000 and up)
Last Updated 10/12/2026
Rate History
No change since Oct 8, 2026 · 6.44% APR · checked 2 times
5.94%6.44%6.94%Oct 8, 2026: 6.44% APROct 8, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.34%
Used Automobile or Truck (4-5 years old) - - 6.44% up to 48 Months
No additional details.
Last Updated 10/12/2026
Rate History
No change since Oct 8, 2026 · 6.44% APR · checked 2 times
5.94%6.44%6.94%Oct 8, 2026: 6.44% APROct 8, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.34%
New & Used Automobile or Truck (2023-New) - - 7.29% 73-84 months
Details ($25,000+)
Last Updated 10/12/2026
Rate History
No change since Oct 8, 2026 · 7.29% APR · checked 2 times
6.79%7.29%7.79%Oct 8, 2026: 7.29% APROct 8, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.34%
Used Automobile or Truck (6 years & older) - - 7.75% up to 48 Months
Details (under $15,000)
Last Updated 10/12/2026
Rate History
No change since Oct 8, 2026 · 7.75% APR · checked 2 times
7.25%7.75%8.25%Oct 8, 2026: 7.75% APROct 8, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.34%
Used Automobile or Truck (6 years & older) - - 7.75% up to 72 Months
Details ($15,000+)
Last Updated 10/12/2026
Rate History
No change since Oct 8, 2026 · 7.75% APR · checked 2 times
7.25%7.75%8.25%Oct 8, 2026: 7.75% APROct 8, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.34%
New & Used Automobile or Truck (2023-New) - - 9.29% 85-96 months
Details ($40,000+)
Last Updated 10/12/2026
Rate History
No change since Oct 8, 2026 · 9.29% APR · checked 2 times
8.79%9.29%9.79%Oct 8, 2026: 9.29% APROct 8, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.34%

Palmetto Citizens Federal Credit Union RV, Boat and Powersport Loan Rates

Product Rate APR Term View More
New Boats, Motors or Trailers Loan - 6.95% up to 60 Months
No additional details.
Last Updated 10/12/2026
Rate History
No change since Sep 16, 2026 · 6.95% APR · checked 4 times
6.45%6.95%7.45%Sep 16, 2026: 6.95% APRSep 16, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.34%
Used Boats, Motors or Trailers Loan - 8.25% up to 48 Months
Details (Used)
Last Updated 10/12/2026
Rate History
No change since Sep 16, 2026 · 8.25% APR · checked 4 times
7.75%8.25%8.75%Sep 16, 2026: 8.25% APRSep 16, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.34%
Motorcycle Loan - 8.75% up to 60 Months
No additional details.
Last Updated 10/12/2026
Rate History
No change since Sep 16, 2026 · 8.75% APR · checked 4 times
8.25%8.75%9.25%Sep 16, 2026: 8.75% APRSep 16, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.34%
Recreational Vehicles Loan - 9.74% up to 96 Months
Details (New; depending on amount financed)
Last Updated 10/12/2026
Rate History
No change since Sep 16, 2026 · 9.74% APR · checked 4 times
9.24%9.74%10.24%Sep 16, 2026: 9.74% APRSep 16, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.34%
Recreational Vehicles Loan - 9.79% up to 84 Months
Details (Used; depending on amount financed)
Last Updated 10/12/2026
Rate History
No change since Sep 16, 2026 · 9.79% APR · checked 4 times
9.29%9.79%10.29%Sep 16, 2026: 9.79% APRSep 16, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.34%
Jet Ski or ATV Loan - 11.00% up to 48 Months
Details (New)
Last Updated 10/12/2026
Rate History
No change since Sep 16, 2026 · 11.00% APR · checked 4 times
10.50%11.00%11.50%Sep 16, 2026: 11.00% APRSep 16, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.34%
Motorcycle Loan - 11.00% up to 48 Months
Details (Used)
Last Updated 10/12/2026
Rate History
No change since Sep 16, 2026 · 11.00% APR · checked 4 times
10.50%11.00%11.50%Sep 16, 2026: 11.00% APRSep 16, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.34%

Palmetto Citizens Federal Credit Union Credit Card Rates

Product Rate APR View More
Visa Platinum - 12.90%
Details Published APR range: 12.90% - 17.90%.
Last Updated 10/12/2026
Rate History
No change since Sep 16, 2026 · 12.90% APR · checked 4 times
12.40%12.90%13.40%Sep 16, 2026: 12.90% APRSep 16, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.34%

Palmetto Citizens Federal Credit Union Other Rates

Product Rate Points APY/APR Term View More
Business Non-Profit 0.01% - 0.01%
Min Balance $0
Details Balance: $500+
Last Updated 10/12/2026
Rate History
No change since Oct 4, 2026 · 0.01% APY · checked 3 times
0.00%0.26%0.51%Oct 4, 2026: 0.01% APYOct 4, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.34%
Business Sweep Account 0.12% - 0.12%
Min Balance $0
Details Balance: $500 - $1,999.99
Last Updated 10/12/2026
Rate History
No change since Oct 4, 2026 · 0.12% APY · checked 3 times
0.00%0.31%0.62%Oct 4, 2026: 0.12% APYOct 4, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.34%
Business Sweep Account 0.21% - 0.21%
Min Balance $0
Details Balance: $2,000 - $24,999.99
Last Updated 10/12/2026
Rate History
No change since Oct 4, 2026 · 0.21% APY · checked 3 times
0.00%0.36%0.71%Oct 4, 2026: 0.21% APYOct 4, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.34%
Business Sweep Account 0.38% - 0.38%
Min Balance $0
Details Balance: $25,000+
Last Updated 10/12/2026
Rate History
No change since Oct 4, 2026 · 0.38% APY · checked 3 times
0.00%0.44%0.88%Oct 4, 2026: 0.38% APYOct 4, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.34%
IRA Share Account 0.25% - 0.25%
Min Balance $0
Last Updated 10/12/2026
Rate History
No change since Oct 4, 2026 · 0.25% APY · checked 3 times
0.00%0.38%0.75%Oct 4, 2026: 0.25% APYOct 4, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.34%
Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
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Financial Health History

Palmetto Citizens Federal Credit Union’s Texas Ratio rose from 2.55% in Q3 2023 to 4.34% in Q2 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

0% 1.0★ 1.5% 2.0★ 2.9% 3.0★ 4.4% 4.0★ 5.9% 5.0★ Healthy zone – entire history below the 15% limit 2.55% A+ Q3 2023 A+ Q4 2023 A+ Q1 2024 A+ Q2 2024 A+ Q3 2024 A+ Q4 2024 A+ Q1 2025 A+ Q2 2025 A+ Q3 2025 A+ Q4 2025 A+ Q1 2026 4.34% A+ Q2 2026
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade
Powered by MonitorBankRates

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures
QuarterTotal assetsTexas RatioStar RatingHealth Grade
June 30, 2026$1.5B4.34%5.0A+
March 31, 2026$1.5B4.16%5.0A+
December 31, 2025$1.4B4.32%5.0A+
September 30, 2025$1.4B3.95%5.0A+
June 30, 2025$1.4B3.35%5.0A+
March 31, 2025$1.4B3.12%5.0A+
December 31, 2024$1.4B3.06%5.0A+
September 30, 2024$1.3B2.78%5.0A+
June 30, 2024$1.3B2.79%5.0A+
March 31, 2024$1.3B2.29%5.0A+
December 31, 2023$1.3B3.01%5.0A+
September 30, 2023$1.3B2.55%5.0A+
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Palmetto Citizens Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Palmetto Citizens Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Palmetto Citizens Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Palmetto Citizens Federal Credit Union
Website https://www.palmettocitizens.org
Address 1320 Washington St, Columbia, SC 29201-3382
Phone 803-779-1232
Fax 803-376-2674
President Steve Hamm
CEO Robert Dozier
Full-Time Employees 279
Part-Time Employees 19
Branch Locations 17
ATM Locations 43
NCUA Insured ✓ Yes, up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (98/100)
Texas Ratio
4.34%
Return on Assets (ROA)
0.7431%
Return on Equity (ROE)
5.5124%
Non-Performing Loans Ratio (NPL)
1.11%
Total Assets
1,496,726,867
Total Amount of Shares and Deposits
1,197,184,288
Total Shares and Deposits < 1 Year
1,171,958,116
Total Shares and Deposits 1 3 Years
20,415,841
Total Shares and Deposits > 3 Years
4,810,331
Total Insured Shares and Deposits > $250K (item 17 less item K)
1,197,184,288
Total Interest Expense (Sum of items 6 8)
9,038,967
Share Certificates
10,494
Number of Accounts for Share Drafts
68,437
IRA KEOGH Accounts
1,761
Number of Accounts for Regular Shares
98,232
All other shares
5
Money Market Shares
4,821
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
142,738,008
Total Liabilities
1,296,172,516
Source: NCUA — Last Updated 06/30/2026
MonitorBankRates Verified Healthy Badge Q2 2026
Q2 2026 MBR Health & Safety Badge

Palmetto Citizens Federal Credit Union earned the Verified Healthy badge

Display this badge on your website to show visitors your Q2 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates, so there is no need to download or upload anything. Badges are re-tested every quarter; when a new quarter is published, come back to this page for the updated code.

<a href="https://monitorbankrates.com/credit-unions/palmetto-citizens-federal-credit-union-rates-review-1472">
  <img src="https://www.monitorbankrates.com/wp-content/uploads/badges/mbr-badge-tier-c-2026-q2.svg"
       alt="MonitorBankRates Verified Healthy Badge Q2 2026"
       width="160" height="160">
</a>
Learn more about the MBR Health & Safety Badge program on our methodology page.

Customer Reviews

There are no reviews for Palmetto Citizens Federal Credit Union yet. Feel free to create one below.
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Total Reviews
0
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Frequently Asked Questions About Palmetto Citizens Federal Credit Union

How many branches does Palmetto Citizens Federal Credit Union operate?

Palmetto Citizens Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Palmetto Citizens Federal Credit Union?

Yes, to access services at Palmetto Citizens Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Palmetto Citizens Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Palmetto Citizens Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Palmetto Citizens Federal Credit Union offer online and mobile banking?

Most modern institutions like Palmetto Citizens Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.palmettocitizens.org.

Current Palmetto Citizens Federal Credit Union Rates

  • 12-Month CD3.40%
  • 18-Month CD3.56%
  • 24-Month CD3.20%
  • 60-Month CD3.04%
  • Savings0.95%
  • MMA1.76%
Retrieved from our database of financial products. Rates subject to change.

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