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General Electric Employees Federal Credit Union Rates & Review April 2026

General Electric Employees Federal Credit Union's Savings and IRA 7 Month CD rates are at 4.00%, Savings and IRA 6 Month CD rates are at 2.00%, Savings and IRA 3 Month CD rates are at 1.00%, Savings and IRA 1 Year CD rates are at 3.35%, Savings and IRA 2 Year CD rates are at 3.00%. General Electric Employees Federal Credit Union's savings rates are at 0.05%. General Electric Employees Federal Credit Union's money market rates are at 0.30%. General Electric Employees Federal Credit Union's 5/6 ARM rates are at 5.50%. General Electric Employees Federal Credit Union's Personal Loan Rates are at 6.50%. MonitorBankRates evaluates the financial stability of General Electric Employees Federal Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 8.21%. Rates were last updated on 04/11/2026.

General Electric Employees Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at General Electric Employees Federal Credit Union? Share your experience about General Electric Employees Federal Credit Union by leaving a review below, or read customer reviews before you decide to use General Electric Employees Federal Credit Union.

Overall Health & Safety Grade ?
A
Excellent Health Score: 96/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
8.21%
Excellent Higher than avg
General Electric Employees Federal Credit Union
Milford
265 Sub Way
Milford, CT 06461 3048
https://www.mygecreditunion.com
Member NCUA

General Electric Employees Federal Credit Union CD Rates

Product Rate APY Term View More
Savings and IRA 7 Month Certificate 4.00% 4.00% 7 Month
No additional details.
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.21%
Savings and IRA 6 Month Certificate 2.00% 2.00% 6 Month
No additional details.
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.21%
Savings and IRA 3 Month Certificate 1.00% 1.00% 3 Month
No additional details.
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.21%

General Electric Employees Federal Credit Union Savings Rates

Product Rate APY View More
Jump Start Savings 5.00% 5.00%
Min Balance $1,000
Details Qualifying balance up to $1,000.00
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.21%
Holiday and Vacation Clubs 0.15% 0.15%
Min Balance $250
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.21%
IRA Savings 0.15% 0.15%
Min Balance $250
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.21%
IRA Savings* 0.15% 0.15%
Min Balance $250
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.21%
Roth IRA Savings 0.15% 0.15%
Min Balance $250
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.21%
Roth IRA Savings* 0.15% 0.15%
Min Balance $250
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.21%
Secondary Savings 0.05% 0.05%
Min Balance $250
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.21%

General Electric Employees Federal Credit Union Money Market Rates

Product Rate APY View More
Money Market 1.25% 1.25%
Min Balance $100,000
Details Balances equal to or over $100,000
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.21%
Money Market 1.00% 1.00%
Min Balance $50,000
Details Balances $50,000 to $99,999
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.21%
Money Market 0.85% 0.85%
Min Balance $25,000
Details Balances $25,000 to $49,999
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.21%
Money Market 0.50% 0.50%
Min Balance $2,500
Details Balances $2,500 to $24,999
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.21%
Money Market 0.30% 0.30%
Min Balance $2,500
Details Balances Below $2,500
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.21%

General Electric Employees Federal Credit Union Mortgage Rates

Product Rate Points APR Term View More
5/6 ARM 5.50% 0 Points 6.71%
Details As Low As
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.21%

General Electric Employees Federal Credit Union Home Equity & HELOC

Product Rate Points APR Term View More
Home Equity Loan - 80% LTV - - 5.75% 60
Details Fixed up to 60 months
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.21%
Home Equity Loan - 80% LTV - - 6.00% 120
Details Fixed up to 120 months
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.21%
HELOC (Home Equity Line of Credit) to $49,999 - - 6.25%
Details $10,000; Prime Rate minus 0.50%
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.21%
Home Equity Line of Credit to $49,999 - - 6.25%
Details $10,000; Prime Rate minus 0.50%
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.21%
HELOC (Home Equity Line of Credit) or more - - 6.50%
Details $150,000,; Prime Rate minus 0.25%
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.21%
HELOC (Home Equity Line of Credit) to $149,999 - - 6.50%
Details $50,000; Prime Rate minus 0.25%
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.21%
Home Equity Line of Credit or more - - 6.50%
Details $150,000,; Prime Rate minus 0.25%
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.21%
Home Equity Line of Credit to $149,999 - - 6.50%
Details $50,000; Prime Rate minus 0.25%
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.21%
Home Equity Loan - 80% LTV - - 6.50% 180
Details Fixed up to 180 months
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.21%
Home Equity Loan - 80% LTV - - 7.00% 240
Details Fixed up to 240 months
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.21%

General Electric Employees Federal Credit Union Credit Card Rates

Product Rate APR View More
GE Credit Union Mastercard - 13.49%
Details As Low As
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.21%
GE Credit Union Secured Mastercard - 17.49%
Details As Low As
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.21%

General Electric Employees Federal Credit Union Personal Loan Rates

Product Rate APR View More
Personal Loan - 6.50%
Details As Low As; Special fixed up to 15 months!
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.21%
Personal Loan - 7.74%
Details As Low As; Fixed up to 36 months
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.21%
Personal Loan - 9.74%
Details As Low As; Fixed up to 60 months
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.21%
Personal Line of Credit - 12.00%
Details As Low As; Fixed up to $15,000
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.21%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for General Electric Employees Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather General Electric Employees Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with General Electric Employees Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name General Electric Employees Federal Credit Union
Address 265 Sub Way, Milford, CT 06461 3048
Phone 203-783-1103
Fax 203-783-1131
President William Ryan
CEO Christopher Moran
Full-Time Employees 49
Part-Time Employees 10
Branch Locations 12
ATM Locations 12
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A (96/100)
Texas Ratio
8.21%
Return on Assets (ROA)
0.3183%
Return on Equity (ROE)
3.1300%
Non-Performing Loans Ratio (NPL)
1.47%
Total Assets
270,346,515
Total Amount of Shares and Deposits
243,230,989
Total Shares and Deposits < 1 Year
237,221,120
Total Shares and Deposits 1 3 Years
4,949,139
Total Shares and Deposits > 3 Years
1,060,730
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
24,238,882
Total Uninsured Shares and Deposits > $250K (F+J)
24,238,882
Total Insured Shares and Deposits > $250K (item 17 less item K)
218,992,107
Total Interest Expense (Sum of items 6 8)
1,917,090
Share Certificates
1,593
Number of Accounts for Share Drafts
11,958
IRA KEOGH Accounts
481
Number of Accounts for Regular Shares
26,197
Money Market Shares
1,240
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
19,678,553
Total Liabilities
247,165,078
Source: NCUA — Last Updated 09/30/2025

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Frequently Asked Questions About General Electric Employees Federal Credit Union

Is General Electric Employees Federal Credit Union a safe place to deposit money?

Yes, General Electric Employees Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 8.2091797011626%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does General Electric Employees Federal Credit Union operate?

General Electric Employees Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join General Electric Employees Federal Credit Union?

Yes, to access services at General Electric Employees Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, General Electric Employees Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, General Electric Employees Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does General Electric Employees Federal Credit Union offer online and mobile banking?

Most modern institutions like General Electric Employees Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.mygecreditunion.com.

Current General Electric Employees Federal Credit Union Rates

  • 12-Month CD3.35%
  • 24-Month CD3.00%
  • 60-Month CD3.00%
  • Savings0.05%
  • MMA0.30%
Retrieved from our database of financial products. Rates subject to change.