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General Electric Employees Federal Credit Union Rates & Review September 2026

General Electric Employees Federal Credit Union's 5/6 ARM Hipoteca con tasa ajustable rates are at 5.50%, First Mortgages rates are at 5.50%, Mortgages / Home Lending - 5/6 ARM rates are at 5.50%. General Electric Employees Federal Credit Union's Personal Loan Rates are as low as 6.50%. General Electric Employees Federal Credit Union's Credit Card Rates are at 13.49%. MonitorBankRates evaluates the financial stability of General Electric Employees Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 4.95%. Rates last updated and verified on 09/23/2026.

General Electric Employees Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at General Electric Employees Federal Credit Union? Share your experience about General Electric Employees Federal Credit Union by leaving a review below, or read customer reviews before you decide to use General Electric Employees Federal Credit Union.

MonitorBankRates Verified Healthy Badge 2026 Verified Healthy 2026 Use This Badge on Your Credit Union Website
Overall Health & Safety Grade ?
A+
Exceptional Health Score: 98/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
4.95%
Excellent Lower than avg
Health Trend ?
Very strong 12 quarters
Full history ›
General Electric Employees Federal Credit Union
Milford
265 Sub Way
Milford, CT 06461-3048
https://www.mygecreditunion.com
Member NCUA

General Electric Employees Federal Credit Union Mortgage Rates

Product Rate Points APR Term View More
5/6 ARM Hipoteca con tasa ajustable 5.50% 0 Points 6.71% 5/6 ARM
No additional details.
Last Updated 09/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.95%
First Mortgages 5.50% 0 Points 6.71% 5/6 ARM
Details As Low As
Last Updated 09/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.95%
Mortgages / Home Lending - 5/6 ARM 5.50% 0 Points 6.71%
Details As Low As
Last Updated 09/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.95%

General Electric Employees Federal Credit Union Home Equity & HELOC

Product Rate Points APR Term View More
HELOC (Home Equity Line of Credit) - - 6.25%
Details Rate: Prime Rate minus 0.50%
Last Updated 09/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.95%
Home Equity HELOC (Linea de credito de segunda hipoteca) - - 6.25%
Details Tasa de interes preferencial menos el 0.5 %
Last Updated 09/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.95%
HELOC (Home Equity Line of Credit) - - 6.50%
Details Rate: Prime Rate minus 0.25%
Last Updated 09/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.95%
Home Equity HELOC (Linea de credito de segunda hipoteca) - - 6.50%
Details Tasa de interes preferencial menos el 0.25 %
Last Updated 09/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.95%

General Electric Employees Federal Credit Union Auto Loan Rates

Product Rate Points APR Term View More
New Auto and Motorcycle Loan - - 3.99% Up to 48 months
Details As Low As
Last Updated 09/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.95%
New Auto and Motorcycle Loan - - 3.99% Up to 60 months
Details As Low As
Last Updated 09/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.95%
New Car/Motorcycle Loan - - 3.99% Up to 48 months
Details As Low As; Fixed
Last Updated 09/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.95%
New Car/Motorcycle Loan - - 3.99% Up to 60 months
Details As Low As; Fixed
Last Updated 09/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.95%
Auto Loan - - 4.74% 60 months
Details As Low As
Last Updated 09/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.95%
Automoviles o motocicletas usados/refinanciados - - 4.74% hasta 48 meses
Details As Low As
Last Updated 09/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.95%
Automoviles o motocicletas usados/refinanciados - - 4.74% hasta 60 meses
Details As Low As
Last Updated 09/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.95%
New Auto and Motorcycle Loan - - 4.99% Up to 72 months
Details As Low As
Last Updated 09/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.95%
New Car/Motorcycle Loan - - 4.99% Up to 72 months
Details As Low As; Fixed
Last Updated 09/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.95%
Receive 1% cash back when you refinance your auto loan - - 5.50%
No additional details.
Last Updated 09/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.95%
Automoviles o motocicletas usados/refinanciados - - 5.74% hasta 72 meses
Details As Low As
Last Updated 09/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.95%
New Auto and Motorcycle Loan - - 5.74% Up to 84 months
Details As Low As
Last Updated 09/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.95%
New Car/Motorcycle Loan - - 5.74% Up to 84 months
Details As Low As; Fixed
Last Updated 09/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.95%
Automoviles o motocicletas usados/refinanciados - - 6.24% hasta 84 meses
Details As Low As
Last Updated 09/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.95%

General Electric Employees Federal Credit Union RV, Boat and Powersport Loan Rates

Product Rate APR Term View More
Boats & RVs - Fixed up to 84 months Loan - 7.45% 84 months
Details As Low As
Last Updated 09/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.95%
Boats & RVs Loan - 7.45% Up to 84 months
Details As Low As; Fixed
Last Updated 09/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.95%

General Electric Employees Federal Credit Union Credit Card Rates

Product Rate APR View More
GE Credit Union Mastercard - 13.49%
Details As Low As
Last Updated 09/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.95%
GE Credit Union Secured Mastercard - 17.49%
Details As Low As
Last Updated 09/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.95%

General Electric Employees Federal Credit Union Personal Loan Rates

Product APR Term View More
Personal Loan 6.50% 15 months
Details As Low As; Special fixed up to 15 months!
Last Updated 09/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.95%
Prestamos personales Loan 6.50% 15 meses
Details As Low As; Especial!
Last Updated 09/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.95%
Personal Loan 7.74% 36 months
Details As Low As
Last Updated 09/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.95%
Prestamos personales Loan 7.74% 36 meses
Details As Low As
Last Updated 09/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.95%
Personal Loan 9.74% 60 months
Details As Low As
Last Updated 09/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.95%
Prestamos personales Loan 9.74% 60 meses
Details As Low As
Last Updated 09/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.95%
Linea de credito personal Loan 12.00%
Details As Low As
Last Updated 09/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.95%
Personal Line of Credit 12.00%
Details As Low As
Last Updated 09/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.95%

General Electric Employees Federal Credit Union Other Rates

Product Rate Points APY/APR Term View More
Caravanas y botes Loan - - 7.45% hasta 72 meses
Details As Low As
Last Updated 09/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.95%
Fijo hasta 120 meses Loan - - 6.00% 120 meses
Last Updated 09/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.95%
Fijo hasta 180 meses Loan - - 6.50% 180 meses
Last Updated 09/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.95%
Fijo hasta 240 meses Loan - - 7.00% 240 meses
Last Updated 09/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.95%
Fijo hasta 60 meses Loan - - 5.75% 60 meses
Last Updated 09/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.95%
GE Credit Union Mastercard 13.49% - 13.49%
Details As Low As
Last Updated 09/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.95%
GE Credit Union Secured Mastercard 17.49% - 17.49%
Details As Low As
Last Updated 09/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.95%
Personal Line of Credit 12.00% - 12.00%
Details As Low As
Last Updated 09/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.95%
Personal Loan 6.50% - 6.50% 15 months
Details As Low As; Special fixed up to 15 months!
Last Updated 09/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.95%
Personal Loan 7.74% - 7.74% 36 months
Details As Low As
Last Updated 09/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.95%
Personal Loan 9.74% - 9.74% 60 months
Details As Low As
Last Updated 09/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.95%
Prestamos garantizados con acciones Loan - - 5.99% 60 meses
Last Updated 09/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.95%
Proteccion para sobregiros Loan - - 15.00%
Last Updated 09/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.95%

Financial Health History

General Electric Employees Federal Credit Union’s Texas Ratio rose from 4.10% in Q2 2023 to 4.95% in Q1 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a credit union must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

0% 1.0★ 4.1% 2.0★ 8.3% 3.0★ 12.4% 4.0★ 16.5% 5.0★ 15% Verified Healthy limit – lower is healthier Healthy zone 4.10% A+ Q2 2023 A+ Q3 2023 A Q4 2023 A Q1 2024 A+ Q2 2024 A+ Q3 2024 A Q4 2024 A+ Q1 2025 A Q2 2025 A Q3 2025 A Q4 2025 4.95% A+ Q1 2026
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)
Powered by MonitorBankRates

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures
QuarterTotal assetsTexas RatioStar RatingHealth Grade
March 31, 2026$288M4.95%5.0A+
December 31, 2025$278M7.01%5.0A
September 30, 2025$270M7.96%5.0A
June 30, 2025$274M7.41%5.0A
March 31, 2025$279M4.57%5.0A+
December 31, 2024$268M6.13%5.0A
September 30, 2024$268M5.29%5.0A+
June 30, 2024$268M4.76%5.0A+
March 31, 2024$274M7.43%5.0A
December 31, 2023$263M6.39%5.0A
September 30, 2023$265M4.35%5.0A+
June 30, 2023$268M4.10%5.0A+
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for General Electric Employees Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather General Electric Employees Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with General Electric Employees Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name General Electric Employees Federal Credit Union
Address 265 Sub Way, Milford, CT 06461-3048
Phone 203-783-1103
Fax 203-783-1131
President William Ryan
CEO Christopher Moran
Full-Time Employees 54
Part-Time Employees 8
Branch Locations 12
ATM Locations 10
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (98/100)
Texas Ratio
4.95%
Return on Assets (ROA)
0.0549%
Return on Equity (ROE)
0.5665%
Non-Performing Loans Ratio (NPL)
0.93%
Total Assets
288,016,452
Total Amount of Shares and Deposits
259,597,702
Total Shares and Deposits < 1 Year
253,429,831
Total Shares and Deposits 1 3 Years
5,153,682
Total Shares and Deposits > 3 Years
1,014,189
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
28,413,780
Total Uninsured Shares and Deposits > $250K (F+J)
28,413,780
Total Insured Shares and Deposits > $250K (item 17 less item K)
231,183,922
Total Interest Expense (Sum of items 6 8)
603,240
Share Certificates
1,786
Number of Accounts for Share Drafts
11,990
IRA KEOGH Accounts
476
Number of Accounts for Regular Shares
25,796
Money Market Shares
1,229
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
41,015,741
Total Liabilities
264,007,378
Source: NCUA — Last Updated 03/31/2026
MonitorBankRates Verified Healthy Badge 2026
2026 MBR Health & Safety Badge

General Electric Employees Federal Credit Union earned the Verified Healthy badge

Display this badge on your website to show visitors your 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates — no need to download or upload anything.

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Customer Reviews

Winston Raymond
★☆☆☆☆
April 26, 2026
As a member for over 20yrs, i can truly say that some of these branches are not consistent with customer service, 4.25.26 was one of those experiences where i did a withdrawal at Bridgeport Lafayette drive-thru and realized that my cell phone was not with me, so i ask politely if i can use or can someone make a call to see if my cell was at my prior destination 5miles away in fairfield because i was about 30mins from home (New Haven), the Teller (Girl with Braids) ask her Boss Maritza and she came back and Maritza said No. Surprised i parked and went in and had to plea the reasons, i understand thats not their priority but as a human trying understand a member being stuck and a simple assistant was eye rolling..one teller perceived to make the call and said no one pickup at Dealership where i was coming from..Anyways i left and went to the Gas station and they made the call for me and Someone pickup and said yes my Cell was found, over the yrs im responsible for about 40 people joing this bank and do business, however more as times goes on i have other Facilities as my Main Bank, im very Disappointed but not surprised because over the yrs some of these workers are NOT welcoming..and as they can see my History, i diminished my appearance at Bridgeport, always had issues at this Branch, its NOTHING like John in Newhaven (Great Crew) and Milford always Great..im transparent and straight forward and im not hiding behind my words, hope Bridgeport reads this and remember, Jerks..
Average Rating
★☆☆☆☆
Total Reviews
1
Add Your Rating and Review for General Electric Employees Federal Credit Union
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Frequently Asked Questions About General Electric Employees Federal Credit Union

How many branches does General Electric Employees Federal Credit Union operate?

General Electric Employees Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join General Electric Employees Federal Credit Union?

Yes, to access services at General Electric Employees Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, General Electric Employees Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, General Electric Employees Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does General Electric Employees Federal Credit Union offer online and mobile banking?

Most modern institutions like General Electric Employees Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.mygecreditunion.com.