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 General Electric Employees Federal Credit Union Rates & Review October 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated and Verified: October 12, 2026
General Electric Employees Federal Credit Union's top rates as of October 12, 2026 are 5.00% APY on savings, 1.25% APY on money market accounts, 5.50% on its Mortgages / Home Lending - 5/6 ARM First Mortgage, personal loans from 6.50% APR, and credit cards from 13.74% APR, according to rates verified by MonitorBankRates. MonitorBankRates evaluates the financial stability of General Electric Employees Federal Credit Union with a 4.9 Star Rating, an A Overall Health Grade, and a Texas Ratio of 8.00%. Rates last updated and verified on 10/12/2026. General Electric Employees Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at General Electric Employees Federal Credit Union? Share your experience about General Electric Employees Federal Credit Union by leaving a review below, or read customer reviews before you decide to use General Electric Employees Federal Credit Union. General Electric Employees Federal Credit Union
Milford 265 Sub Way
https://www.mygecreditunion.com Milford, CT 06461-3048  Customer Reviews
1.0 ★ 1 review
Write a Review
Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends. General Electric Employees Federal Credit Union Savings Rates
General Electric Employees Federal Credit Union Money Market Rates
General Electric Employees Federal Credit Union Mortgage Rates
General Electric Employees Federal Credit Union Home Equity & HELOC
General Electric Employees Federal Credit Union Auto Loan Rates
General Electric Employees Federal Credit Union RV, Boat and Powersport Loan Rates
General Electric Employees Federal Credit Union Credit Card Rates
General Electric Employees Federal Credit Union Personal Loan Rates
General Electric Employees Federal Credit Union Other Rates
Financial Health HistoryGeneral Electric Employees Federal Credit Union’s Texas Ratio rose from 4.35% in Q3 2023 to 8.00% in Q2 2026, so its financial health has held steady at a healthy level over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0 and its Health Grade from A+ to A. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a credit union must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures. Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)
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How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops. Show the quarterly figures
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for General Electric Employees Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather General Electric Employees Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with General Electric Employees Federal Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
General Electric Employees Federal Credit Union
Website
https://www.mygecreditunion.com
Address
265 Sub Way,
Milford, CT 06461-3048
Phone
203-783-1103
Fax
203-783-1131
President
William Ryan
CEO
Christopher Moran
Full-Time Employees
53
Part-Time Employees
8
Branch Locations
12
ATM Locations
10
NCUA Insured
✓ Yes, up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
4.9 / 5.0 ★
Overall Health & Safety Grade
A (95/100)
Texas Ratio
8.00%
Return on Assets (ROA)
0.1397%
Return on Equity (ROE)
1.4053%
Non-Performing Loans Ratio (NPL)
1.57%
Total Assets
283,223,099
Total Amount of Shares and Deposits
255,721,242
Total Shares and Deposits < 1 Year
249,715,036
Total Shares and Deposits 1 3 Years
4,953,052
Total Shares and Deposits > 3 Years
1,053,155
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
28,237,734
Total Uninsured Shares and Deposits > $250K (F+J)
28,237,734
Total Insured Shares and Deposits > $250K (item 17 less item K)
227,483,508
Total Interest Expense (Sum of items 6 8)
1,344,675
Share Certificates
1,853
Number of Accounts for Share Drafts
12,016
IRA KEOGH Accounts
465
Number of Accounts for Regular Shares
25,766
Money Market Shares
1,222
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
42,127,152
Total Liabilities
258,908,023
Source: NCUA — Last Updated 06/30/2026
Customer ReviewsWinston Raymond
April 26, 2026
As a member for over 20yrs, i can truly say that some of these branches are not consistent with customer service, 4.25.26 was one of those experiences where i did a withdrawal at Bridgeport Lafayette drive-thru and realized that my cell phone was not with me, so i ask politely if i can use or can someone make a call to see if my cell was at my prior destination 5miles away in fairfield because i was about 30mins from home (New Haven), the Teller (Girl with Braids) ask her Boss Maritza and she came back and Maritza said No. Surprised i parked and went in and had to plea the reasons, i understand thats not their priority but as a human trying understand a member being stuck and a simple assistant was eye rolling..one teller perceived to make the call and said no one pickup at Dealership where i was coming from..Anyways i left and went to the Gas station and they made the call for me and Someone pickup and said yes my Cell was found, over the yrs im responsible for about 40 people joing this bank and do business, however more as times goes on i have other Facilities as my Main Bank, im very Disappointed but not surprised because over the yrs some of these workers are NOT welcoming..and as they can see my History, i diminished my appearance at Bridgeport, always had issues at this Branch, its NOTHING like John in Newhaven (Great Crew) and Milford always Great..im transparent and straight forward and im not hiding behind my words, hope Bridgeport reads this and remember, Jerks..
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Frequently Asked Questions About General Electric Employees Federal Credit UnionHow many branches does General Electric Employees Federal Credit Union operate?General Electric Employees Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join General Electric Employees Federal Credit Union?Yes, to access services at General Electric Employees Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, General Electric Employees Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, General Electric Employees Federal Credit Union provides members with tools to manage their accounts and build a solid financial history. Does General Electric Employees Federal Credit Union offer online and mobile banking?Most modern institutions like General Electric Employees Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.mygecreditunion.com. Current General Electric Employees Federal Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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