|
iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 West Virginia Central Federal Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 6, 2026
West Virginia Central Federal Credit Union's 6 month CD of Deposit rates are at 3.90%, 9 month CD of Deposit rates are at 3.75%, 12 month CD of Deposit rates are at 3.45%, CD of Deposit - 12 Month SPECIAL rates are at 3.45%, CD & IRA CD Rising Market 36 Month* rates are at 2.63%. West Virginia Central Federal Credit Union's savings rates are at 0.45%. West Virginia Central Federal Credit Union's Personal Loan Rates are at 8.30%. MonitorBankRates evaluates the financial stability of West Virginia Central Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 2.53%. Rates were last updated on 04/06/2026. West Virginia Central Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at West Virginia Central Federal Credit Union? Share your experience about West Virginia Central Federal Credit Union by leaving a review below, or read customer reviews before you decide to use West Virginia Central Federal Credit Union. West Virginia Central Federal Credit Union
Murdoch Office 1306 Murdoch Ave
https://www.wvccu.org Parkersburg, WV 26101 3238 
West Virginia Central Federal Credit Union CD Rates
West Virginia Central Federal Credit Union Savings Rates
West Virginia Central Federal Credit Union Mortgage Rates
West Virginia Central Federal Credit Union Auto Loan Rates
West Virginia Central Federal Credit Union Personal Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for West Virginia Central Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather West Virginia Central Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with West Virginia Central Federal Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
West Virginia Central Federal Credit Union
Website
https://www.wvccu.org
Address
1306 Murdoch Ave,
Parkersburg, WV 26101 3238
Phone
304-485-4523
Fax
304-424-0718
President
Doug Reeder
CEO
Michael Tucker
Full-Time Employees
40
Part-Time Employees
2
Branch Locations
3
ATM Locations
2
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
2.53%
Return on Assets (ROA)
1.1775%
Return on Equity (ROE)
8.6141%
Non-Performing Loans Ratio (NPL)
0.49%
Total Assets
318,622,629
Total Amount of Shares and Deposits
275,680,136
Total Shares and Deposits < 1 Year
271,865,781
Total Shares and Deposits 1 3 Years
3,699,412
Total Shares and Deposits > 3 Years
114,943
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
12,109,753
Total Uninsured Shares and Deposits > $250K (F+J)
12,109,753
Total Insured Shares and Deposits > $250K (item 17 less item K)
263,570,383
Total Interest Expense (Sum of items 6 8)
3,454,244
Share Certificates
721
Number of Accounts for Share Drafts
17,176
IRA KEOGH Accounts
751
Number of Accounts for Regular Shares
30,424
Non Member Deposits
33
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
21,273,465
Total Liabilities
275,944,748
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About West Virginia Central Federal Credit UnionIs West Virginia Central Federal Credit Union a safe place to deposit money?Yes, West Virginia Central Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 2.5265038084742%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does West Virginia Central Federal Credit Union operate?West Virginia Central Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join West Virginia Central Federal Credit Union?Yes, to access services at West Virginia Central Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, West Virginia Central Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, West Virginia Central Federal Credit Union provides members with tools to manage their accounts and build a solid financial history. Does West Virginia Central Federal Credit Union offer online and mobile banking?Most modern institutions like West Virginia Central Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.wvccu.org. Current West Virginia Central Federal Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
Compare to Other Credit Unions
Davison Employees Federal Credit Union
Greensboro Credit Union
Chemco Federal Credit Union
Postal Family Credit Union
Tech Credit Union
Penn State Federal Credit Union
Ripco Credit Union
KH Credit Union
Erie City Employees Federal Credit Union
TROY
PHI Federal Credit Union
SARCO Federal Credit Union
RVA Financial Federal Credit Union
Deseret First Federal Credit Union
Omaha Firefighters Credit Union
Blue Federal Credit Union
PFD Firefighters Credit Union Inc
STAR TECH
Guardians Credit Union
Sweetwater Regional Federal Credit Union
Olivet Baptist Credit Union
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
