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Advertiser Disclosure
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 Eaton Family Credit Union Rates & Review October 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated and Verified: October 10, 2026
Eaton Family Credit Union's top rates as of October 10, 2026 are 3.55% APY on its 18 month CD of Deposit, 0.10% APY on savings, 1.66% APY on money market accounts, personal loans from 16.50% APR, and credit cards from 9.90% APR, according to rates verified by MonitorBankRates. Other Eaton Family Credit Union CD rates include 12 month CD of Deposit at 3.49%, 12 month bump CD of Deposit at 3.39%, and 60 month CD of Deposit at 3.29%. MonitorBankRates evaluates the financial stability of Eaton Family Credit Union with a 4.7 Star Rating, an B+ Overall Health Grade, and a Texas Ratio of 18.40%. Rates last updated and verified on 10/10/2026. Eaton Family Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Eaton Family Credit Union? Share your experience about Eaton Family Credit Union by leaving a review below, or read customer reviews before you decide to use Eaton Family Credit Union. Eaton Family Credit Union
Eaton Family Credit Union 333 Babbitt Rd
https://www.eatonfamilycu.com Euclid, OH 44123-1647  Customer Reviews
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Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends. Eaton Family Credit Union CD Rates
Eaton Family Credit Union Savings Rates
Eaton Family Credit Union Money Market Rates
Eaton Family Credit Union Home Equity & HELOC
Eaton Family Credit Union Auto Loan Rates
Eaton Family Credit Union RV, Boat and Powersport Loan Rates
Eaton Family Credit Union Student Loan Rates
Eaton Family Credit Union Credit Card Rates
Eaton Family Credit Union Personal Loan Rates
Eaton Family Credit Union Other Rates
Financial Health HistoryEaton Family Credit Union’s Texas Ratio rose from 10.14% in Q3 2023 to 18.40% in Q2 2026, so its financial health has weakened over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 4.7 and its Health Grade from A to B+. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a credit union must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures. Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)
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How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops. Show the quarterly figures
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Eaton Family Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Eaton Family Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Eaton Family Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Eaton Family Credit Union
Website
https://www.eatonfamilycu.com
Address
333 Babbitt Rd,
Euclid, OH 44123-1647
Phone
216-920-2000
Fax
216-920-2030
President
Gina Jackson
CEO
Michael Losneck
Full-Time Employees
20
Part-Time Employees
2
Branch Locations
6
ATM Locations
3
NCUA Insured
✓ Yes, up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
4.7 / 5.0 ★
Overall Health & Safety Grade
B+ (88/100)
Texas Ratio
18.40%
Return on Assets (ROA)
0.0227%
Return on Equity (ROE)
0.2143%
Non-Performing Loans Ratio (NPL)
3.04%
Total Assets
77,576,199
Total Amount of Shares and Deposits
70,281,691
Total Shares and Deposits < 1 Year
63,785,391
Total Shares and Deposits 1 3 Years
4,678,963
Total Shares and Deposits > 3 Years
1,817,337
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
3,126,392
Total Uninsured Shares and Deposits > $250K (F+J)
3,126,392
Total Insured Shares and Deposits > $250K (item 17 less item K)
67,155,299
Total Interest Expense (Sum of items 6 8)
511,877
Share Certificates
486
Number of Accounts for Share Drafts
3,825
IRA KEOGH Accounts
187
Number of Accounts for Regular Shares
12,380
Money Market Shares
241
Net Income (unless the amount is already included in Undivided Earnings)
17,645
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
1,537,457
Total Liabilities
70,324,035
Source: NCUA — Last Updated 06/30/2026
Customer Reviews
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Frequently Asked Questions About Eaton Family Credit UnionHow many branches does Eaton Family Credit Union operate?Eaton Family Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Eaton Family Credit Union?Yes, to access services at Eaton Family Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Eaton Family Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Eaton Family Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Eaton Family Credit Union offer online and mobile banking?Most modern institutions like Eaton Family Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.eatonfamilycu.com. Current Eaton Family Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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