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Genoa Community Bank Rates & Review April 2026

Genoa Community Bank's 60-Month Certificate of Deposit rates are at 2.66%, 60-Month CD Individual Retirement Account rates are at 2.65%, 48-Month Certificate of Deposit rates are at 2.61%, 36-Month CD Individual Retirement Account rates are at 2.55%, 36-Month Certificate of Deposit rates are at 2.55%. Genoa Community Bank's savings rates are at 0.50%. Genoa Community Bank's money market rates are at 0.50%. MonitorBankRates evaluates the financial stability of Genoa Community Bank with a 5.0 Star Rating and an A+ Overall Health Grade. Rates were last updated on 04/11/2026.

Genoa Community Bank money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Genoa Community Bank? Share your experience about Genoa Community Bank by leaving a review below, or read customer reviews before you decide to use Genoa Community Bank.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 100/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
--
No Data No data
Genoa Community Bank
502 Willard Ave
Genoa, NE 68640
https://genoacb.com/
Member FDIC

Genoa Community Bank CD Rates

Product Rate APY Term View More
60 Month Certificate of Deposit - 2.66% 60 Month
No additional details.
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
60 Month CD Individual Retirement Account - 2.65% 60
No additional details.
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
48 Month Certificate of Deposit - 2.61% 48 Month
No additional details.
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
36 Month CD Individual Retirement Account - 2.55% 36
No additional details.
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
36 Month Certificate of Deposit - 2.55% 36 Month
No additional details.
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
30 Month CD Individual Retirement Account - 2.45% 30
No additional details.
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
30 Month Certificate of Deposit - 2.45% 30 Month
No additional details.
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
24 Month CD Individual Retirement Account - 2.35% 24
No additional details.
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
24 Month Certificate of Deposit - 2.35% 24 Month
No additional details.
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
18 Month CD Individual Retirement Account - 2.30% 18
No additional details.
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
18 Month Certificate of Deposit - 2.30% 18 Month
No additional details.
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
12 Month CD Individual Retirement Account - 2.10% 12
No additional details.
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
12 Month Certificate of Deposit - 2.10% 12 Month
No additional details.
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
6 Month Certificate of Deposit - 1.70% 6 Month
No additional details.
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
3 Month Certificate of Deposit - 1.65% 3 Month
No additional details.
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%

Genoa Community Bank Savings Rates

Product Rate APY View More
Personal Savings - 0.50%
No additional details.
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%

Genoa Community Bank Money Market Rates

Product Rate APY View More
Personal Premiere Money Market Deposit Account - 0.70%
Min Balance $100,000
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Personal Money Market Deposit Account - 0.65%
Min Balance $50,000
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Personal Premiere Money Market Deposit Account - 0.65%
Min Balance $50,000
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Personal Money Market Deposit Account - 0.60%
Min Balance $2,500
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Personal Premiere Money Market Deposit Account - 0.60%
Min Balance $25,000
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Personal Money Market Deposit Account - 0.55%
Min Balance $1,000
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Personal Premiere Money Market Deposit Account - 0.55%
Min Balance $5,000
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Personal Premiere Money Market Deposit Account - 0.50%
Min Balance $3,000
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Genoa Community Bank is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Genoa Community Bank rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Genoa Community Bank's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Genoa Community Bank
FDIC Certificate # 5408
Address 502 Willard Ave, Genoa, NE 68640  ·  Nance
Established 01/01/1903
FDIC Insurance Date 01/01/1934
Domestic Offices 1
Total Branches 1
Regulator FDIC
FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+
Overall Health Grade Score: 100/100
5.0
Exceptional Out of 5.0 Stars
0.00%
Texas Ratio Nat'l avg: 5.85%
Return on Assets (ROA) 1.1444%
Return on Equity (ROE) 11.2500%
Non-Performing Loans (NPL) 0.00%
Total Assets $70,587,000
Total Deposits $57,827,000
Equity Capital $8,322,000
Net Income $941,000
Headquarters Genoa
Total Offices 1
Source: FDIC  |  Last Updated 12/31/2025

Customer Reviews

vkxY
★★★★★
December 17, 2025
AdvD
Average Rating
★★★★★
Total Reviews
1
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Frequently Asked Questions About Genoa Community Bank

Is Genoa Community Bank a safe place to deposit money?

Yes, Genoa Community Bank is considered a safe financial institution. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category.

How many branches does Genoa Community Bank operate?

Genoa Community Bank currently maintains approximately 1 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Genoa Community Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Genoa Community Bank provides members with tools to manage their accounts and build a solid financial history.

Does Genoa Community Bank offer online and mobile banking?

Most modern institutions like Genoa Community Bank provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://genoacb.com/.

Current Genoa Community Bank Rates

  • 12-Month CD2.10%
  • 18-Month CD2.30%
  • 24-Month CD2.35%
  • 36-Month CD2.55%
  • 48-Month CD2.61%
  • 60-Month CD2.65%
  • Savings0.50%
  • MMA0.50%
Retrieved from our database of financial products. Rates subject to change.