What are the current interest rates at Rosedale FSL?

Current rates for Rosedale FSL include: 12-Month CD: 3.65%

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Rosedale FSL

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Rosedale FSL Rates & Review June 2026

Q: How many branches does Rosedale FSL operate?

Rosedale FSL currently maintains approximately 15 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Q: Is there a first-time homebuyer program?

Currently, Rosedale FSL does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Rosedale FSL provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated: June 5, 2026

Rosedale FSL's 12-month Certificate of Deposit (CD) rates are at 3.65%. MonitorBankRates evaluates the financial stability of Rosedale FSL with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 1.13%. Rates were last updated on 06/05/2026.

Rosedale FSL money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Rosedale FSL? Share your experience about Rosedale FSL by leaving a review below, or read customer reviews before you decide to use Rosedale FSL.

Overall Health & Safety Grade

A+

Exceptional Health Score: 99/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

1.13%

Excellent Lower than avg

Rosedale FSL

9616 Belair Rd
Nottingham, MD 21236

https://www.rosedale.bank

Rosedale FSL CD Rates

Product	Rate	APY	Term	View More
12-month Certificate of Deposit (CD)	-	3.65%	12-month
No additional details. Last Updated 06/05/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.13%

Rosedale FSL Home Equity & HELOC

Product	Rate	Points	APR	Term	View More
Home Equity Line of Credit	-	-	6.75%	10-year
Details for 80% LTV Last Updated 06/05/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.13%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
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Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Rosedale FSL is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Rosedale FSL rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Rosedale FSL's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Rosedale FSL

FDIC Certificate # 29613

Address 9616 Belair Rd, Nottingham, MD 21236 · Baltimore

Website https://www.rosedalefederal.com

Established 01/01/1908

FDIC Insurance Date 08/09/1989

Domestic Offices 15

Total Branches 15

Regulator OCC

FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+

Overall Health Grade Score: 99/100

5.0

Exceptional Out of 5.0 Stars

1.13%

Texas Ratio Nat'l avg: 5.85%

Return on Assets (ROA) 0.5556%

Return on Equity (ROE) 2.8700%

Non-Performing Loans (NPL) 0.19%

Total Assets $1,320,116,000

Total Deposits $1,058,410,000

Equity Capital $253,725,000

Net Income $2,374,000

Headquarters Nottingham

Total Offices 15

Source: FDIC | Last Updated 12/31/2025

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Frequently Asked Questions About Rosedale FSL

How many branches does Rosedale FSL operate?

Rosedale FSL currently maintains approximately 15 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Rosedale FSL does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Rosedale FSL provides members with tools to manage their accounts and build a solid financial history.

Does Rosedale FSL offer online and mobile banking?

Most modern institutions like Rosedale FSL provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.rosedalefederal.com.