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Police Federal Credit Union Of Connecticut

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Police Federal Credit Union Of Connecticut Rates & Review September 2026

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Police Federal Credit Union Of Connecticut provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: September 23, 2026

Police Federal Credit Union Of Connecticut's Personal Loan Rates are as low as 10.25%. Police Federal Credit Union Of Connecticut's Credit Card Rates are at 9.99%. MonitorBankRates evaluates the financial stability of Police Federal Credit Union Of Connecticut with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 4.25%. Rates last updated and verified on 09/23/2026.

Police Federal Credit Union Of Connecticut money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Police Federal Credit Union Of Connecticut? Share your experience about Police Federal Credit Union Of Connecticut by leaving a review below, or read customer reviews before you decide to use Police Federal Credit Union Of Connecticut.

Verified Healthy 2026 Use This Badge on Your Credit Union Website

Overall Health & Safety Grade

A+

Exceptional Health Score: 98/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

4.25%

Excellent Lower than avg

Health Trend

Improving 12 quarters

Full history ›

Police Federal Credit Union Of Connecticut
Main Branch

253 High St
Hartford, CT 06103

https://pcuct.org

Police Federal Credit Union Of Connecticut Home Equity & HELOC

Product	Rate	Points	APR	Term
Fixed - 1st Position Home Equity Loan	-	-	6.25%	to 30 Years
Details As Low As; Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.25%
Home Equity Loans	-	-	6.25%
Details As Low As; Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.25%
Fixed - 2nd Position Home Equity Loan	-	-	7.25%	to 20 Years
Details As Low As; Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.25%

Police Federal Credit Union Of Connecticut Auto Loan Rates

Product	Rate	Points	APR	Term	View More
Auto Loans	-	-	4.99%
Details As Low As; Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.25%

Police Federal Credit Union Of Connecticut Credit Card Rates

Product	Rate	APR	View More
Credit Card	-	9.99%
Details As Low As; Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.25%

Police Federal Credit Union Of Connecticut Personal Loan Rates

Product	APR	Term
Unsecured Loans	10.25%
Details As Low As; Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.25%
Unsecured Signature Loan	10.25%	To 60 Months
Details As low as Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.25%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
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Financial Health History

Police Federal Credit Union Of Connecticut’s Texas Ratio fell from 5.28% in Q2 2023 to 4.25% in Q1 2026, so its financial health has improved and is now very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a credit union must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

Swipe the chart sideways to see every quarter.

Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures

Quarter	Total assets	Texas Ratio	Star Rating	Health Grade
March 31, 2026	$46M	4.25%	5.0	A+
December 31, 2025	$45M	2.37%	5.0	A+
September 30, 2025	$43M	7.41%	5.0	A
June 30, 2025	$44M	4.83%	5.0	A+
March 31, 2025	$43M	2.74%	5.0	A+
December 31, 2024	$41M	5.33%	5.0	A+
September 30, 2024	$40M	6.63%	5.0	A
June 30, 2024	$41M	7.42%	5.0	A
March 31, 2024	$40M	5.08%	5.0	A+
December 31, 2023	$39M	3.42%	5.0	A+
September 30, 2023	$41M	2.74%	5.0	A+
June 30, 2023	$41M	5.28%	5.0	A+

Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for Police Federal Credit Union Of Connecticut is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather Police Federal Credit Union Of Connecticut rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Police Federal Credit Union Of Connecticut's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Police Federal Credit Union Of Connecticut

Website https://pcuct.org

Address 253 High St, Hartford, CT 06103

Phone 860-522-0899

Fax 860-724-2268

President Claudette Kosinski

CEO Wendy Tariff

Full-Time Employees 10

Part-Time Employees 0

Branch Locations 2

ATM Locations 1

NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A+ (98/100)

Texas Ratio

4.25%

Return on Assets (ROA)

0.4167%

Return on Equity (ROE)

4.1327%

Non-Performing Loans Ratio (NPL)

0.77%

Total Assets

45,869,096

Total Amount of Shares and Deposits

40,739,362

Total Shares and Deposits < 1 Year

35,513,521

Total Shares and Deposits 1 3 Years

4,604,669

Total Shares and Deposits > 3 Years

621,172

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

1,928,633

Total Uninsured Shares and Deposits > $250K (F+J)

1,928,633

Total Insured Shares and Deposits > $250K (item 17 less item K)

38,810,729

Total Interest Expense (Sum of items 6 8)

124,967

Share Certificates

249

Number of Accounts for Share Drafts

1,877

IRA KEOGH Accounts

Number of Accounts for Regular Shares

3,605

All other shares

Money Market Shares

189

Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)

Well Capitalized

Net Worth Classification if credit union is a new credit union

Well Capitalized

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

1,791,713

Total Liabilities

41,375,683

Source: NCUA — Last Updated 03/31/2026

2026 MBR Health & Safety Badge

Police Federal Credit Union Of Connecticut earned the Verified Healthy badge

Display this badge on your website to show visitors your 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates — no need to download or upload anything.

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  <img src="https://www.monitorbankrates.com/wp-content/uploads/badges/mbr-badge-tier-c-2026.svg"
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       width="160" height="160">
</a>

Learn more about the MBR Health & Safety Badge program on our methodology page.

Customer Reviews

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Average Rating

☆☆☆☆☆

Total Reviews

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Frequently Asked Questions About Police Federal Credit Union Of Connecticut

How many branches does Police Federal Credit Union Of Connecticut operate?

Police Federal Credit Union Of Connecticut currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Police Federal Credit Union Of Connecticut?

Yes, to access services at Police Federal Credit Union Of Connecticut, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Police Federal Credit Union Of Connecticut does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Police Federal Credit Union Of Connecticut provides members with tools to manage their accounts and build a solid financial history.

Does Police Federal Credit Union Of Connecticut offer online and mobile banking?

Most modern institutions like Police Federal Credit Union Of Connecticut provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://pcuct.org.