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 Premier America Credit Union Rates & Review September 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated and Verified: September 22, 2026
Premier America Credit Union's 14-Month Business CD Account rates are at 4.00%, 14-Month CD rates are at 4.00%, Business CD Accounts - 14-Month rates are at 4.00%, IRA CDs 14-Month rates are at 4.00%, 12-Month Business CD Account rates are at 3.25%. Premier America Credit Union's savings rates are at 0.05%. Premier America Credit Union's money market rates are at 0.15%. Premier America Credit Union's 15 Year Fixed Conforming rates are at 6.62%, 10 Year Fixed Conforming rates are at 6.62%, 20 Year Fixed Conforming rates are at 6.88%, 30 Year Fixed Conforming rates are at 7.12%. Premier America Credit Union's Personal Loan Rates are as low as 9.24%. Premier America Credit Union's Credit Card Rates are at 11.99%. MonitorBankRates evaluates the financial stability of Premier America Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 9.19%. Rates last updated and verified on 09/22/2026. Premier America Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Premier America Credit Union? Share your experience about Premier America Credit Union by leaving a review below, or read customer reviews before you decide to use Premier America Credit Union. Premier America Credit Union
Corporate Headquarters 19867 Prairie St
https://www.premieramerica.com Chatsworth, CA 91311-6532 
Premier America Credit Union CD Rates
Premier America Credit Union Savings Rates
Premier America Credit Union Money Market Rates
Premier America Credit Union Checking Rates
Premier America Credit Union Mortgage Rates
Premier America Credit Union Home Equity & HELOC
Premier America Credit Union Auto Loan Rates
Premier America Credit Union RV, Boat and Powersport Loan Rates
Premier America Credit Union Credit Card Rates
Premier America Credit Union Personal Loan Rates
Premier America Credit Union Other Rates
Financial Health HistoryPremier America Credit Union’s Texas Ratio rose from 6.25% in Q2 2023 to 9.19% in Q1 2026, so its financial health has weakened over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a credit union must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures. Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)
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How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops. Show the quarterly figures
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Premier America Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Premier America Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Premier America Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Premier America Credit Union
Website
https://www.premieramerica.com
Address
19867 Prairie St,
Chatsworth, CA 91311-6532
Phone
800-772-4000
Fax
818-772-4101
President
Joann Klonowski
CEO
Rudy Pereira
Full-Time Employees
420
Part-Time Employees
11
Branch Locations
21
ATM Locations
20
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A (95/100)
Texas Ratio
9.19%
Return on Assets (ROA)
-0.0503%
Return on Equity (ROE)
-0.5176%
Non-Performing Loans Ratio (NPL)
1.20%
Total Assets
3,313,105,523
Total Amount of Shares and Deposits
2,934,356,296
Total Shares and Deposits < 1 Year
2,877,646,369
Total Shares and Deposits 1 3 Years
45,650,967
Total Shares and Deposits > 3 Years
11,058,959
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
133,810,072
Total Uninsured Shares and Deposits > $250K (F+J)
133,810,072
Total Insured Shares and Deposits > $250K (item 17 less item K)
2,800,546,224
Total Interest Expense (Sum of items 6 8)
16,371,706
Share Certificates
14,300
Number of Accounts for Share Drafts
86,195
IRA KEOGH Accounts
4,564
Number of Accounts for Regular Shares
124,311
Money Market Shares
16,700
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
331,789,995
Total Liabilities
3,006,809,006
Source: NCUA — Last Updated 03/31/2026
Customer Reviews
There are no reviews for Premier America Credit Union yet. Feel free to create one below.
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Visit our Community Reviews hub to read what other members are saying, ask questions, and join the conversation.
Add Your Rating and Review for Premier America Credit Union
Frequently Asked Questions About Premier America Credit UnionHow many branches does Premier America Credit Union operate?Premier America Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Premier America Credit Union?Yes, to access services at Premier America Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Premier America Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Premier America Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Premier America Credit Union offer online and mobile banking?Most modern institutions like Premier America Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.premieramerica.com. Current Premier America Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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