MonitorBankRates
☰
Survey Results We asked readers after the Fed’s Sept. 16 hike: 50% of savers say their bank still has not raised their rate since the Fed funds rate increase. See the full results
  1. Home›
  2. Credit Unions›
  3. Premier America Credit Union
iAdvertiser Disclosure
Advertiser Disclosure Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.

Premier America Credit Union Rates & Review October 2026

Content reviewed by
Brian McKay Brian McKay
Brian McKay

Brian McKay

Founder & Data Architect
Expertise
  • Automated Online Rate Data Aggregation
  • Location-Based Rate Tables
  • Bank & Credit Union Health Safety Ratings
  • Bank & Credit Union Star Ratings
  • Finance Calculators
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
| iEditorial Disclosure
Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
| ✓Fact Checked | Rates Last Updated and Verified: October 10, 2026

Premier America Credit Union's top rates as of October 10, 2026 are 3.25% APY on its 12-Month Business CD, 5.00% APY on savings, 3.50% APY on money market accounts, 3.50% APY on checking, 6.88% on its 15 Year Fixed Conforming mortgage, personal loans from 9.24% APR, and credit cards from 12.24% APR, according to rates verified by MonitorBankRates. Other Premier America Credit Union CD rates include 12-Month CD at 3.25%, IRA CD - 12-Month at 3.25%, and 6-Month Business CD at 3.05%. Other Premier America Credit Union mortgage rates include 10 Year Fixed Conforming at 7.00%, 20 Year Fixed Conforming at 7.25%, and 30 Year Fixed Conforming at 7.38%. MonitorBankRates evaluates the financial stability of Premier America Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 13.97%. Rates last updated and verified on 10/10/2026.

Premier America Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Premier America Credit Union? Share your experience about Premier America Credit Union by leaving a review below, or read customer reviews before you decide to use Premier America Credit Union.

MonitorBankRates Verified Healthy Badge Q2 2026 Verified Healthy Q2 2026 Use This Badge on Your Credit Union Website
Overall Health & Safety Grade ?
A
Excellent Health Score: 93/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
13.97%
Excellent Higher than avg
Health Trend ?
Steady 12 quarters
Full history ›
Premier America Credit Union
Corporate Headquarters
19867 Prairie St
Chatsworth, CA 91311-6532
https://www.premieramerica.com
Member NCUA
Customer Reviews
Be the first to review
Write a Review
Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends.

Premier America Credit Union CD Rates

Product Rate APY Term View More
12-Month Certificate 3.20% 3.25% 12-Month
No additional details.
Last Updated 10/10/2026
Rate History
No change since Sep 18, 2026 · 3.25% APY · checked 5 times
2.75%3.25%3.75%Sep 18, 2026: 3.25% APYSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 13.97%
IRA Certificate - 12-Month 3.20% 3.25% 12 months
No additional details.
Last Updated 10/10/2026
Rate History
No change since Sep 18, 2026 · 3.25% APY · checked 2 times
2.75%3.25%3.75%Sep 18, 2026: 3.25% APYSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 13.97%
6-Month Certificate 3.01% 3.05% 6-Month
No additional details.
Last Updated 10/10/2026
Rate History
No change since Sep 18, 2026 · 3.05% APY · checked 5 times
2.55%3.05%3.55%Sep 18, 2026: 3.05% APYSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 13.97%
IRA Certificate - 6-Month 3.01% 3.05% 6 months
No additional details.
Last Updated 10/10/2026
Rate History
No change since Sep 18, 2026 · 3.05% APY · checked 2 times
2.55%3.05%3.55%Sep 18, 2026: 3.05% APYSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 13.97%
18-Month Certificate 2.96% 3.00% 18-Month
No additional details.
Last Updated 10/10/2026
Rate History
No change since Sep 18, 2026 · 3.00% APY · checked 5 times
2.50%3.00%3.50%Sep 18, 2026: 3.00% APYSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 13.97%
24-Month Certificate 2.96% 3.00% 24-Month
No additional details.
Last Updated 10/10/2026
Rate History
No change since Sep 18, 2026 · 3.00% APY · checked 5 times
2.50%3.00%3.50%Sep 18, 2026: 3.00% APYSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 13.97%
36-Month Certificate 2.96% 3.00% 36-Month
No additional details.
Last Updated 10/10/2026
Rate History
No change since Sep 18, 2026 · 3.00% APY · checked 5 times
2.50%3.00%3.50%Sep 18, 2026: 3.00% APYSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 13.97%
48-Month Certificate 2.96% 3.00% 48-Month
No additional details.
Last Updated 10/10/2026
Rate History
No change since Sep 18, 2026 · 3.00% APY · checked 5 times
2.50%3.00%3.50%Sep 18, 2026: 3.00% APYSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 13.97%
60-Month Certificate 2.96% 3.00% 60-Month
No additional details.
Last Updated 10/10/2026
Rate History
No change since Sep 18, 2026 · 3.00% APY · checked 5 times
2.50%3.00%3.50%Sep 18, 2026: 3.00% APYSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 13.97%
IRA Certificate - 18-Month 2.96% 3.00% 18 months
No additional details.
Last Updated 10/10/2026
Rate History
No change since Sep 18, 2026 · 3.00% APY · checked 2 times
2.50%3.00%3.50%Sep 18, 2026: 3.00% APYSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 13.97%
IRA Certificate - 24-Month 2.96% 3.00% 24 months
No additional details.
Last Updated 10/10/2026
Rate History
No change since Sep 18, 2026 · 3.00% APY · checked 2 times
2.50%3.00%3.50%Sep 18, 2026: 3.00% APYSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 13.97%
IRA Certificate - 36-Month 2.96% 3.00% 36 months
No additional details.
Last Updated 10/10/2026
Rate History
No change since Sep 18, 2026 · 3.00% APY · checked 2 times
2.50%3.00%3.50%Sep 18, 2026: 3.00% APYSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 13.97%
IRA Certificate - 48-Month 2.96% 3.00% 48 months
No additional details.
Last Updated 10/10/2026
Rate History
No change since Sep 18, 2026 · 3.00% APY · checked 2 times
2.50%3.00%3.50%Sep 18, 2026: 3.00% APYSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 13.97%
IRA Certificate - 60-Month 2.96% 3.00% 60 months
No additional details.
Last Updated 10/10/2026
Rate History
No change since Sep 18, 2026 · 3.00% APY · checked 2 times
2.50%3.00%3.50%Sep 18, 2026: 3.00% APYSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 13.97%
Youth Launch Certificate - 6-Month 2.95% 3.00% 6 months
No additional details.
Last Updated 10/10/2026
Rate History
No change since Oct 10, 2026 · 3.00% APY
2.50%3.00%3.50%Oct 10, 2026: 3.00% APYOct 10, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 13.97%
3-Month Certificate 2.72% 2.75% 3-Month
No additional details.
Last Updated 10/10/2026
Rate History
No change since Sep 18, 2026 · 2.75% APY · checked 5 times
2.25%2.75%3.25%Sep 18, 2026: 2.75% APYSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 13.97%
IRA Certificate - 3-Month 2.72% 2.75% 3 months
No additional details.
Last Updated 10/10/2026
Rate History
No change since Sep 18, 2026 · 2.75% APY · checked 2 times
2.25%2.75%3.25%Sep 18, 2026: 2.75% APYSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 13.97%

Premier America Credit Union Business CD Rates

Product Rate APY Term View More
12-Month Business Certificate 3.20% 3.25% 12 months
No additional details.
Last Updated 10/10/2026
Rate History
No change since Sep 18, 2026 · 3.25% APY · checked 5 times
2.75%3.25%3.75%Sep 18, 2026: 3.25% APYSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 13.97%
6-Month Business Certificate 3.01% 3.05% 6 months
No additional details.
Last Updated 10/10/2026
Rate History
No change since Sep 18, 2026 · 3.05% APY · checked 5 times
2.55%3.05%3.55%Sep 18, 2026: 3.05% APYSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 13.97%
18-Month Business Certificate 2.96% 3.00% 18 months
No additional details.
Last Updated 10/10/2026
Rate History
No change since Sep 18, 2026 · 3.00% APY · checked 5 times
2.50%3.00%3.50%Sep 18, 2026: 3.00% APYSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 13.97%
24-Month Business Certificate 2.96% 3.00% 24 months
No additional details.
Last Updated 10/10/2026
Rate History
No change since Sep 18, 2026 · 3.00% APY · checked 5 times
2.50%3.00%3.50%Sep 18, 2026: 3.00% APYSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 13.97%
36-Month Business Certificate 2.96% 3.00% 36 months
No additional details.
Last Updated 10/10/2026
Rate History
No change since Sep 18, 2026 · 3.00% APY · checked 5 times
2.50%3.00%3.50%Sep 18, 2026: 3.00% APYSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 13.97%
48-Month Business Certificate 2.96% 3.00% 48 months
No additional details.
Last Updated 10/10/2026
Rate History
No change since Sep 18, 2026 · 3.00% APY · checked 5 times
2.50%3.00%3.50%Sep 18, 2026: 3.00% APYSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 13.97%
60-Month Business Certificate 2.96% 3.00% 60 months
No additional details.
Last Updated 10/10/2026
Rate History
No change since Sep 18, 2026 · 3.00% APY · checked 5 times
2.50%3.00%3.50%Sep 18, 2026: 3.00% APYSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 13.97%
3-Month Business Certificate 2.72% 2.75% 3 months
No additional details.
Last Updated 10/10/2026
Rate History
No change since Sep 18, 2026 · 2.75% APY · checked 5 times
2.25%2.75%3.25%Sep 18, 2026: 2.75% APYSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 13.97%

Premier America Credit Union Savings Rates

Product Rate APY View More
Youth Smart Savings 4.89% 5.00%
Min Balance $0
Details Balance: $0-$499.99
Last Updated 10/10/2026
Rate History
No change since Sep 18, 2026 · 5.00% APY · checked 5 times
4.50%5.00%5.50%Sep 18, 2026: 5.00% APYSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 13.97%
Youth Smart Savings 2.47% 2.50%
Min Balance $500
Details Balance: $500-$1,999.99
Last Updated 10/10/2026
Rate History
No change since Sep 18, 2026 · 2.50% APY · checked 5 times
2.00%2.50%3.00%Sep 18, 2026: 2.50% APYSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 13.97%
Youth Smart Savings 0.50% 0.50%
Min Balance $2,000
Details Balance: $2,000.00+
Last Updated 10/10/2026
Rate History
No change since Sep 18, 2026 · 0.50% APY · checked 5 times
0.00%0.50%1.00%Sep 18, 2026: 0.50% APYSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 13.97%
Regular / Holiday / IRA Savings 0.05% 0.05%
Min Deposit $1
Last Updated 10/10/2026
Rate History
No change since Sep 18, 2026 · 0.05% APY · checked 5 times
0.00%0.28%0.55%Sep 18, 2026: 0.05% APYSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 13.97%
Smart Savings 0.05% 0.05%
Min Deposit $1
Last Updated 10/10/2026
Rate History
No change since Sep 18, 2026 · 0.05% APY · checked 5 times
0.00%0.28%0.55%Sep 18, 2026: 0.05% APYSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 13.97%

Premier America Credit Union Business Savings Rates

Product Rate APY View More
Business Savings 0.29% 0.30%
Min Deposit $250
Last Updated 10/10/2026
Rate History
No change since Sep 18, 2026 · 0.30% APY · checked 5 times
0.00%0.40%0.80%Sep 18, 2026: 0.30% APYSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 13.97%
Business Savings (Effective 5/1/26) 0.05% 0.05%
Min Deposit $250
Last Updated 10/10/2026
Rate History
No change since Sep 22, 2026 · 0.05% APY · checked 4 times
0.00%0.28%0.55%Sep 22, 2026: 0.05% APYSep 22, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 13.97%

Premier America Credit Union Money Market Rates

Product Rate APY View More
Advantage IRA Money Market 3.10% 3.15%
Min Balance $20,000
Details Balance: $20,000+
Last Updated 10/10/2026
Rate History
No change since Sep 18, 2026 · 3.15% APY · checked 5 times
2.65%3.15%3.65%Sep 18, 2026: 3.15% APYSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 13.97%
Advantage Money Market 3.10% 3.15%
Min Balance $20,000
Details Balance: $20,000+
Last Updated 10/10/2026
Rate History
No change since Sep 18, 2026 · 3.15% APY · checked 5 times
2.65%3.15%3.65%Sep 18, 2026: 3.15% APYSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 13.97%
IRA Money Market Accounts 1.09% 1.10%
Min Balance $500,000
Details Balance: $500,000+
Last Updated 10/10/2026
Rate History
No change since Oct 10, 2026 · 1.10% APY
0.60%1.10%1.60%Oct 10, 2026: 1.10% APYOct 10, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 13.97%
Money Market Accounts 1.09% 1.10%
Min Balance $500,000
Details Balance: $500,000+
Last Updated 10/10/2026
Rate History
No change since Oct 10, 2026 · 1.10% APY
0.60%1.10%1.60%Oct 10, 2026: 1.10% APYOct 10, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 13.97%
IRA Money Market Accounts 1.04% 1.05%
Min Balance $250,000
Details Balance: $250,000 - $499,999.99
Last Updated 10/10/2026
Rate History
No change since Oct 10, 2026 · 1.05% APY
0.55%1.05%1.55%Oct 10, 2026: 1.05% APYOct 10, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 13.97%
Money Market Accounts 1.04% 1.05%
Min Balance $250,000
Details Balance: $250,000 - $499,999.99
Last Updated 10/10/2026
Rate History
No change since Oct 10, 2026 · 1.05% APY
0.55%1.05%1.55%Oct 10, 2026: 1.05% APYOct 10, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 13.97%
IRA Money Market Accounts 0.99% 1.00%
Min Balance $100,000
Details Balance: $100,000 - $249,999.99
Last Updated 10/10/2026
Rate History
No change since Oct 10, 2026 · 1.00% APY
0.50%1.00%1.50%Oct 10, 2026: 1.00% APYOct 10, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 13.97%
Money Market Accounts 0.99% 1.00%
Min Balance $100,000
Details Balance: $100,000 - $249,999.99
Last Updated 10/10/2026
Rate History
No change since Oct 10, 2026 · 1.00% APY
0.50%1.00%1.50%Oct 10, 2026: 1.00% APYOct 10, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 13.97%
IRA Money Market Accounts 0.74% 0.75%
Min Balance $50,000
Details Balance: $50,000 - $99,999.99
Last Updated 10/10/2026
Rate History
No change since Oct 10, 2026 · 0.75% APY
0.25%0.75%1.25%Oct 10, 2026: 0.75% APYOct 10, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 13.97%
Money Market Accounts 0.74% 0.75%
Min Balance $50,000
Details Balance: $50,000 - $99,999.99
Last Updated 10/10/2026
Rate History
No change since Oct 10, 2026 · 0.75% APY
0.25%0.75%1.25%Oct 10, 2026: 0.75% APYOct 10, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 13.97%
IRA Money Market Accounts 0.64% 0.65%
Min Balance $25,000
Details Balance: $25,000 - $49,999.99
Last Updated 10/10/2026
Rate History
No change since Oct 10, 2026 · 0.65% APY
0.15%0.65%1.15%Oct 10, 2026: 0.65% APYOct 10, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 13.97%
Money Market Accounts 0.64% 0.65%
Min Balance $25,000
Details Balance: $25,000 - $49,999.99
Last Updated 10/10/2026
Rate History
No change since Oct 10, 2026 · 0.65% APY
0.15%0.65%1.15%Oct 10, 2026: 0.65% APYOct 10, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 13.97%
IRA Money Market Accounts 0.54% 0.55%
Min Balance $2,500
Details Balance: $2,500 - $24,999.99
Last Updated 10/10/2026
Rate History
No change since Oct 10, 2026 · 0.55% APY
0.05%0.55%1.05%Oct 10, 2026: 0.55% APYOct 10, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 13.97%
Money Market Accounts 0.54% 0.55%
Min Balance $2,500
Details Balance: $2,500 - $24,999.99
Last Updated 10/10/2026
Rate History
No change since Oct 10, 2026 · 0.55% APY
0.05%0.55%1.05%Oct 10, 2026: 0.55% APYOct 10, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 13.97%
IRA Money Market Accounts 0.29% 0.30%
Min Balance $0
Details Balance: $0 - $2,499.99
Last Updated 10/10/2026
Rate History
No change since Oct 10, 2026 · 0.30% APY
0.00%0.40%0.80%Oct 10, 2026: 0.30% APYOct 10, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 13.97%
Money Market Accounts 0.29% 0.30%
Min Balance $0
Details Balance: $0 - $2,499.99
Last Updated 10/10/2026
Rate History
No change since Oct 10, 2026 · 0.30% APY
0.00%0.40%0.80%Oct 10, 2026: 0.30% APYOct 10, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 13.97%
Advantage IRA Money Market 0.15% 0.15%
Min Balance $0
Details Balance: $0.01-$19,999.99
Last Updated 10/10/2026
Rate History
1 change since Sep 18, 2026 · 3.15% → 0.15% ▼ 3.00 pts · high 3.15% / low 0.15%
0.00%3.08%6.15%Sep 18, 2026: 3.15% APYOct 10, 2026: 0.15% APYSep 18, 2026Oct 13, 2026
  • Oct 10, 20260.15%▼ from 3.15%
  • Sep 18, 20263.15%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 13.97%
Advantage Money Market 0.15% 0.15%
Min Balance $0
Details Balance: $0.01-$19,999.99
Last Updated 10/10/2026
Rate History
No change since Sep 18, 2026 · 0.15% APY · checked 5 times
0.00%0.33%0.65%Sep 18, 2026: 0.15% APYSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 13.97%

Premier America Credit Union Business Money Market Rates

Product Rate APY View More
Business Money Market Account 3.44% 3.50%
Min Deposit $5
Min Balance $20,000
Details The minimum opening deposit is $5.00. There is no minimum balance fee for this account. This is a variable-rate money market account based on your daily balance. Rate may change without notice at the sole discretion of the Credit Union. Dividends are paid at the rate corresponding to each day's full balance. The APY on the account is reduced to 0.15% APY if on any day the end of day balance falls below $20,000.00. The minimum required to earn any dividend is $0.01. Membership subject to approval. APY = Annual Percentage Yield.
Last Updated 10/10/2026
Rate History
No change since Sep 18, 2026 · 3.50% APY · checked 3 times
3.00%3.50%4.00%Sep 18, 2026: 3.50% APYSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 13.97%
Business Advantage Money Market Account 3.198% 3.25%
Min Deposit $5
Min Balance $20,000
Details The minimum opening deposit is $5.00. There is no minimum balance fee for this account. This is a variable-rate money market account based on your daily balance. Rate may change without notice at the sole discretion of the Credit Union. Dividends are paid at the rate corresponding to each day's full balance. The APY on the account is reduced to 0.15% APY if on any day the end of day balance falls below $20,000.00. The minimum required to earn any dividend is $0.01. Membership subject to approval.
Last Updated 10/10/2026
Rate History
No change since Sep 18, 2026 · 3.25% APY · checked 5 times
2.75%3.25%3.75%Sep 18, 2026: 3.25% APYSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 13.97%
Business Advantage Money Market Account 3.10% 3.15%
Min Balance $20,000
Details Balance: $20,000+
Last Updated 10/10/2026
Rate History
1 change since Sep 18, 2026 · 3.25% → 3.15% ▼ 0.10 pts · high 3.25% / low 3.15%
2.65%3.20%3.75%Sep 18, 2026: 3.25% APYOct 10, 2026: 3.15% APYSep 18, 2026Oct 13, 2026
  • Oct 10, 20263.15%▼ from 3.25%
  • Sep 18, 20263.25%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 13.97%
Business Money Market Accounts 1.09% 1.10%
Min Balance $500,000
Details Balance: $500,000+
Last Updated 10/10/2026
Rate History
1 change since Sep 18, 2026 · 3.50% → 1.10% ▼ 2.40 pts · high 3.50% / low 1.10%
0.00%2.95%5.90%Sep 18, 2026: 3.50% APYOct 10, 2026: 1.10% APYSep 18, 2026Oct 13, 2026
  • Oct 10, 20261.10%▼ from 3.50%
  • Sep 18, 20263.50%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 13.97%
Business Money Market Accounts 1.04% 1.05%
Min Balance $250,000
Details Balance: $250,000 - $499,999.99
Last Updated 10/10/2026
Rate History
1 change since Sep 18, 2026 · 3.50% → 1.05% ▼ 2.45 pts · high 3.50% / low 1.05%
0.00%2.98%5.95%Sep 18, 2026: 3.50% APYOct 10, 2026: 1.05% APYSep 18, 2026Oct 13, 2026
  • Oct 10, 20261.05%▼ from 3.50%
  • Sep 18, 20263.50%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 13.97%
Business Money Market Accounts 0.99% 1.00%
Min Balance $100,000
Details Balance: $100,000 - $249,999.99
Last Updated 10/10/2026
Rate History
1 change since Sep 18, 2026 · 3.50% → 1.00% ▼ 2.50 pts · high 3.50% / low 1.00%
0.00%3.00%6.00%Sep 18, 2026: 3.50% APYOct 10, 2026: 1.00% APYSep 18, 2026Oct 13, 2026
  • Oct 10, 20261.00%▼ from 3.50%
  • Sep 18, 20263.50%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 13.97%
Business Money Market Accounts 0.74% 0.75%
Min Balance $50,000
Details Balance: $50,000 - $99,999.99
Last Updated 10/10/2026
Rate History
1 change since Sep 18, 2026 · 3.50% → 0.75% ▼ 2.75 pts · high 3.50% / low 0.75%
0.00%3.13%6.25%Sep 18, 2026: 3.50% APYOct 10, 2026: 0.75% APYSep 18, 2026Oct 13, 2026
  • Oct 10, 20260.75%▼ from 3.50%
  • Sep 18, 20263.50%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 13.97%
Business Money Market Accounts 0.64% 0.65%
Min Balance $25,000
Details Balance: $25,000 - $49,999.99
Last Updated 10/10/2026
Rate History
1 change since Sep 18, 2026 · 3.50% → 0.65% ▼ 2.85 pts · high 3.50% / low 0.65%
0.00%3.18%6.35%Sep 18, 2026: 3.50% APYOct 10, 2026: 0.65% APYSep 18, 2026Oct 13, 2026
  • Oct 10, 20260.65%▼ from 3.50%
  • Sep 18, 20263.50%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 13.97%
Business Money Market Accounts 0.54% 0.55%
Min Balance $2,500
Details Balance: $2,500 - $24,999.99
Last Updated 10/10/2026
Rate History
1 change since Sep 18, 2026 · 3.50% → 0.55% ▼ 2.95 pts · high 3.50% / low 0.55%
0.00%3.23%6.45%Sep 18, 2026: 3.50% APYOct 10, 2026: 0.55% APYSep 18, 2026Oct 13, 2026
  • Oct 10, 20260.55%▼ from 3.50%
  • Sep 18, 20263.50%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 13.97%
Business Money Market Accounts 0.29% 0.30%
Min Balance $0
Details Balance: $0 - $2,499.99
Last Updated 10/10/2026
Rate History
1 change since Sep 18, 2026 · 3.50% → 0.30% ▼ 3.20 pts · high 3.50% / low 0.30%
0.00%3.35%6.70%Sep 18, 2026: 3.50% APYOct 10, 2026: 0.30% APYSep 18, 2026Oct 13, 2026
  • Oct 10, 20260.30%▼ from 3.50%
  • Sep 18, 20263.50%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 13.97%
Business Advantage Money Market Account 0.15% 0.15%
Min Balance $0
Details Balance: $0.01-$19,999.99
Last Updated 10/10/2026
Rate History
1 change since Sep 18, 2026 · 3.25% → 0.15% ▼ 3.10 pts · high 3.25% / low 0.15%
0.00%3.18%6.35%Sep 18, 2026: 3.25% APYOct 10, 2026: 0.15% APYSep 18, 2026Oct 13, 2026
  • Oct 10, 20260.15%▼ from 3.25%
  • Sep 18, 20263.25%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 13.97%

Premier America Credit Union Checking Rates

Product Rate APY View More
Premier Plus Checking 3.44% 3.50%
Min Deposit $25
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 3.50% APY · checked 6 times
3.00%3.50%4.00%Sep 14, 2026: 3.50% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 13.97%
Premier Plus Checking 3.44% 3.50%
Min Balance $30,000
Details Qualifications Required: 15 transactions using your debit and/or credit card that must post to the statement between the first day of the month and the last day of the month; Must be opted in for eStatements; ATM fee rebates up to $20/month; Earns 0.10% APY on funds exceeding $30,000.00; Fees may reduce earnings.
Last Updated 10/10/2026
Rate History
No change since Sep 22, 2026 · 3.50% APY · checked 2 times
3.00%3.50%4.00%Sep 22, 2026: 3.50% APYSep 22, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 13.97%
Premier Plus Checking 0.10% 0.10%
Details If you do not meet the requirements, 0.10% APY will be paid on all balances. Fees may reduce earnings.
Last Updated 10/10/2026
Rate History
1 change since Sep 14, 2026 · 3.50% → 0.10% ▼ 3.40 pts · high 3.50% / low 0.10%
0.00%3.45%6.90%Sep 14, 2026: 3.50% APYSep 27, 2026: 0.10% APYSep 14, 2026Oct 13, 2026
  • Sep 27, 20260.10%▼ from 3.50%
  • Sep 14, 20263.50%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 13.97%

Premier America Credit Union Business Checking Rates

Product Rate APY View More
Platinum Business Checking 0.19% 0.20%
Min Deposit $25
Last Updated 10/10/2026
Rate History
No change since Sep 18, 2026 · 0.20% APY · checked 5 times
0.00%0.35%0.70%Sep 18, 2026: 0.20% APYSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 13.97%

Premier America Credit Union Mortgage Rates

Product Rate Points APR Term View More
15 Year Fixed Conforming 6.875% 0.125 7.044% 15 Year
No additional details.
Last Updated 10/10/2026
Rate History
1 change since Sep 22, 2026 · 6.79% → 7.04% ▲ 0.25 pts · high 7.04% / low 6.79%
6.29%6.92%7.54%Sep 22, 2026: 6.79% APROct 10, 2026: 7.04% APRSep 22, 2026Oct 13, 2026
  • Oct 10, 20267.04%▲ from 6.79%
  • Sep 22, 20266.79%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 13.97%
10 Year Fixed Conforming 7.00% 0 7.209% 10 Year
No additional details.
Last Updated 10/10/2026
Rate History
1 change since Sep 18, 2026 · 6.83% → 7.21% ▲ 0.38 pts · high 7.21% / low 6.83%
6.33%7.02%7.71%Sep 18, 2026: 6.83% APROct 1, 2026: 7.21% APRSep 18, 2026Oct 13, 2026
  • Oct 1, 20267.21%▲ from 6.83%
  • Sep 18, 20266.83%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 13.97%
20 Year Fixed Conforming 7.25% 0.125 7.388% 20 Year
No additional details.
Last Updated 10/10/2026
Rate History
No change since Oct 10, 2026 · 7.39% APR
6.89%7.39%7.89%Oct 10, 2026: 7.39% APROct 10, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 13.97%
30 Year Fixed Conforming 7.375% 0.125 7.482% 30 years
No additional details.
Last Updated 10/10/2026
Rate History
No change since Oct 10, 2026 · 7.48% APR
6.98%7.48%7.98%Oct 10, 2026: 7.48% APROct 10, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 13.97%

Premier America Credit Union Home Equity & HELOC

Product Rate Points APR Term View More
HELOC HomeLine (Line of Credit) - - 7.50%
Details Published APR range: 7.50%-12.00%. Intro rate: 5.99% for 6 months
Last Updated 10/10/2026
Rate History
No change since Oct 10, 2026 · 7.50% APR
7.00%7.50%8.00%Oct 10, 2026: 7.50% APROct 10, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 13.97%
Home Equity/Equity Express (Closed-End Loan) - - 8.00%
No additional details.
Last Updated 10/10/2026
Rate History
No change since Sep 18, 2026 · 8.00% APR · checked 6 times
7.50%8.00%8.50%Sep 18, 2026: 8.00% APRSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 13.97%

Premier America Credit Union Auto Loan Rates

Product Rate Points APR Term View More
New Auto Loan - - 4.74% Up to 36 Months
Details As Low As
Last Updated 10/10/2026
Rate History
No change since Sep 18, 2026 · 4.74% APR · checked 5 times
4.24%4.74%5.24%Sep 18, 2026: 4.74% APRSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 13.97%
New Auto Loan - - 5.49% Up to 48 Months
Details As Low As
Last Updated 10/10/2026
Rate History
No change since Sep 18, 2026 · 5.49% APR · checked 5 times
4.99%5.49%5.99%Sep 18, 2026: 5.49% APRSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 13.97%
Used Auto Loan Purchase (Model Year 2020 and newer) - Up to 36 Month - - 5.49% Up to 36 Month
Details Used Auto Loan Purchase3
Last Updated 10/10/2026
Rate History
No change since Oct 10, 2026 · 5.49% APR
4.99%5.49%5.99%Oct 10, 2026: 5.49% APROct 10, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 13.97%
New Auto Loan - - 5.74% Up to 66 Months
Details As Low As
Last Updated 10/10/2026
Rate History
No change since Sep 18, 2026 · 5.74% APR · checked 5 times
5.24%5.74%6.24%Sep 18, 2026: 5.74% APRSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 13.97%
Used Auto Loan Purchase (Model Year 2020 and newer) - Up to 48 Months - - 5.74% Up to 48 Months
Details Used Auto Loan Purchase3
Last Updated 10/10/2026
Rate History
No change since Oct 10, 2026 · 5.74% APR
5.24%5.74%6.24%Oct 10, 2026: 5.74% APROct 10, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 13.97%
New Auto Loan - - 5.99% Up to 75 Months
Details As Low As
Last Updated 10/10/2026
Rate History
No change since Sep 18, 2026 · 5.99% APR · checked 5 times
5.49%5.99%6.49%Sep 18, 2026: 5.99% APRSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 13.97%
Used Auto Loan Purchase (Model Year 2020 and newer) - Up to 66 Months - - 5.99% Up to 66 Months
Details Used Auto Loan Purchase3
Last Updated 10/10/2026
Rate History
No change since Oct 10, 2026 · 5.99% APR
5.49%5.99%6.49%Oct 10, 2026: 5.99% APROct 10, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 13.97%
New Auto Loan - - 6.24% Up to 84 Months
Details As Low As
Last Updated 10/10/2026
Rate History
No change since Sep 18, 2026 · 6.24% APR · checked 5 times
5.74%6.24%6.74%Sep 18, 2026: 6.24% APRSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 13.97%
Used Auto Loan Purchase (Model Year 2020 and newer) - Up to 75 Months - - 6.24% Up to 75 Months
Details Used Auto Loan Purchase3
Last Updated 10/10/2026
Rate History
No change since Oct 10, 2026 · 6.24% APR
5.74%6.24%6.74%Oct 10, 2026: 6.24% APROct 10, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 13.97%
Older Used Auto Loan Purchase3 (Model Year 2019 and older) - Up to 36 Months - - 6.49% Up to 36 Months
Details As Low As; Purchase3 (Model Year 2019 and older)
Last Updated 10/10/2026
Rate History
No change since Sep 18, 2026 · 6.49% APR · checked 5 times
5.99%6.49%6.99%Sep 18, 2026: 6.49% APRSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 13.97%
Used Auto Loan Purchase (Model Year 2020 and newer) - Up to 84 Months - - 6.49% Up to 84 Months
Details Used Auto Loan Purchase3
Last Updated 10/10/2026
Rate History
No change since Oct 10, 2026 · 6.49% APR
5.99%6.49%6.99%Oct 10, 2026: 6.49% APROct 10, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 13.97%
Older Used Auto Loan Purchase3 (Model Year 2019 and older) - Up to 48 Months - - 6.74% Up to 48 Months
Details As Low As; Purchase3 (Model Year 2019 and older)
Last Updated 10/10/2026
Rate History
No change since Sep 18, 2026 · 6.74% APR · checked 5 times
6.24%6.74%7.24%Sep 18, 2026: 6.74% APRSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 13.97%
Older Used Auto Loan Purchase3 (Model Year 2019 and older) - Up to 66 Months - - 6.99% Up to 66 Months
Details As Low As; Purchase3 (Model Year 2019 and older)
Last Updated 10/10/2026
Rate History
No change since Sep 18, 2026 · 6.99% APR · checked 5 times
6.49%6.99%7.49%Sep 18, 2026: 6.99% APRSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 13.97%
Older Used Auto Loan Purchase3 (Model Year 2019 and older) - Up to 75 Months - - 7.24% Up to 75 Months
Details As Low As; Purchase3 (Model Year 2019 and older)
Last Updated 10/10/2026
Rate History
No change since Sep 18, 2026 · 7.24% APR · checked 5 times
6.74%7.24%7.74%Sep 18, 2026: 7.24% APRSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 13.97%

Premier America Credit Union RV, Boat and Powersport Loan Rates

Product Rate APR Term View More
New RV Loan - 7.74% Up to 240 Months
Details Financing Amount: Up to 90% of MSRP
Last Updated 10/10/2026
Rate History
No change since Sep 18, 2026 · 7.74% APR · checked 5 times
7.24%7.74%8.24%Sep 18, 2026: 7.74% APRSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 13.97%
Used RV- 10 years or newer Loan - 7.74% Up to 240 Months
Details Financing Amount: Up to 90% of NADA
Last Updated 10/10/2026
Rate History
No change since Sep 18, 2026 · 7.74% APR · checked 5 times
7.24%7.74%8.24%Sep 18, 2026: 7.74% APRSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 13.97%
New Motorcycles- Excludes dirt bikes Loan - 10.85% Up to 66 Months
Details Financing Amount: Up to 100% of MSRP
Last Updated 10/10/2026
Rate History
No change since Sep 18, 2026 · 10.85% APR · checked 5 times
10.35%10.85%11.35%Sep 18, 2026: 10.85% APRSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 13.97%
New Boats Loan - 11.85% Up to 84 Months
Details Financing Amount: Up to 70% MSRP
Last Updated 10/10/2026
Rate History
No change since Sep 18, 2026 · 11.85% APR · checked 5 times
11.35%11.85%12.35%Sep 18, 2026: 11.85% APRSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 13.97%
Used Motorcycles (2020-2026)- Excludes dirt bikes Loan - 11.85% Up to 66 Months
Details Financing Amount: Up to 100% of Retail Kelley Blue Book
Last Updated 10/10/2026
Rate History
No change since Sep 18, 2026 · 11.85% APR · checked 5 times
11.35%11.85%12.35%Sep 18, 2026: 11.85% APRSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 13.97%
Used Boats- 10 years or newer Loan - 12.60% Up to 84 Months
Details Financing Amount: Up to 80% of Retail Kelley Blue Book
Last Updated 10/10/2026
Rate History
No change since Sep 18, 2026 · 12.60% APR · checked 5 times
12.10%12.60%13.10%Sep 18, 2026: 12.60% APRSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 13.97%

Premier America Credit Union Credit Card Rates

Product Rate APR View More
Secured Mastercard - 12.24%
Details Credit Building
Last Updated 10/10/2026
Rate History
1 change since Sep 18, 2026 · 11.99% → 12.24% ▲ 0.25 pts · high 12.24% / low 11.99%
11.49%12.12%12.74%Sep 18, 2026: 11.99% APROct 10, 2026: 12.24% APRSep 18, 2026Oct 13, 2026
  • Oct 10, 202612.24%▲ from 11.99%
  • Sep 18, 202611.99%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 13.97%
Signature Mastercard - 12.24%
Details Low Rate Credit Card
Last Updated 10/10/2026
Rate History
1 change since Sep 18, 2026 · 11.99% → 12.24% ▲ 0.25 pts · high 12.24% / low 11.99%
11.49%12.12%12.74%Sep 18, 2026: 11.99% APROct 10, 2026: 12.24% APRSep 18, 2026Oct 13, 2026
  • Oct 10, 202612.24%▲ from 11.99%
  • Sep 18, 202611.99%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 13.97%
Advantage Mastercard - 15.24%
Details 20,000 Sign-on Bonus Points
Last Updated 10/10/2026
Rate History
1 change since Sep 18, 2026 · 14.99% → 15.24% ▲ 0.25 pts · high 15.24% / low 14.99%
14.49%15.12%15.74%Sep 18, 2026: 14.99% APROct 10, 2026: 15.24% APRSep 18, 2026Oct 13, 2026
  • Oct 10, 202615.24%▲ from 14.99%
  • Sep 18, 202614.99%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 13.97%
Credit Builder Mastercard - 17.24%
Details Earn 1x Reward Point Per Dollar on Every Purchase
Last Updated 10/10/2026
Rate History
1 change since Sep 18, 2026 · 16.99% → 17.24% ▲ 0.25 pts · high 17.24% / low 16.99%
16.49%17.12%17.74%Sep 18, 2026: 16.99% APROct 10, 2026: 17.24% APRSep 18, 2026Oct 13, 2026
  • Oct 10, 202617.24%▲ from 16.99%
  • Sep 18, 202616.99%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 13.97%

Premier America Credit Union Personal Loan Rates

Product APR Term View More
Personal Loans 9.24% Up to 60 months
No additional details.
Last Updated 10/10/2026
Rate History
No change since Sep 18, 2026 · 9.24% APR · checked 5 times
8.74%9.24%9.74%Sep 18, 2026: 9.24% APRSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 13.97%
Signature Mastercard 12.24% Variable
Details Low Rate Credit Card
Last Updated 10/10/2026
Rate History
1 change since Sep 18, 2026 · 11.99% → 12.24% ▲ 0.25 pts · high 12.24% / low 11.99%
11.49%12.12%12.74%Sep 18, 2026: 11.99% APROct 10, 2026: 12.24% APRSep 18, 2026Oct 13, 2026
  • Oct 10, 202612.24%▲ from 11.99%
  • Sep 18, 202611.99%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 13.97%

Premier America Credit Union Other Rates

Product Rate Points APY/APR Term View More
Equity Express Loan 7.24% 0 7.263%
Last Updated 10/10/2026
Rate History
No change since Oct 10, 2026 · 7.26% APR
6.76%7.26%7.76%Oct 10, 2026: 7.26% APROct 10, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 13.97%
Homeline Express Loan 7.50% 0 7.50%
Last Updated 10/10/2026
Rate History
No change since Oct 10, 2026 · 7.50% APR
7.00%7.50%8.00%Oct 10, 2026: 7.50% APROct 10, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 13.97%
Premier Easy Cash Loan - - 28.00% Up to 12 months
Last Updated 10/10/2026
Rate History
No change since Sep 18, 2026 · 28.00% APR · checked 5 times
27.50%28.00%28.50%Sep 18, 2026: 28.00% APRSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 13.97%
Premier Line of Credit - - 13.25%
Details Available Line of Credit: $1,000+
Last Updated 10/10/2026
Rate History
1 change since Sep 18, 2026 · 13.00% → 13.25% ▲ 0.25 pts · high 13.25% / low 13.00%
12.50%13.13%13.75%Sep 18, 2026: 13.00% APROct 10, 2026: 13.25% APRSep 18, 2026Oct 13, 2026
  • Oct 10, 202613.25%▲ from 13.00%
  • Sep 18, 202613.00%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 13.97%
Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution's data from MonitorBankRates.com, please contact us here.
Powered by MonitorBankRates

Financial Health History

Premier America Credit Union’s Texas Ratio rose from 5.65% in Q3 2023 to 13.97% in Q2 2026, so its financial health has held steady at a healthy level over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0 and its Health Grade from A+ to A. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a credit union must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

0% 1.0★ 4.7% 2.0★ 9.4% 3.0★ 14.1% 4.0★ 18.9% 5.0★ 15% Verified Healthy limit – lower is healthier Healthy zone 5.65% A+ Q3 2023 A Q4 2023 A Q1 2024 A Q2 2024 A Q3 2024 A Q4 2024 A Q1 2025 A Q2 2025 A Q3 2025 A Q4 2025 A Q1 2026 13.97% A Q2 2026
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)
Powered by MonitorBankRates

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures
QuarterTotal assetsTexas RatioStar RatingHealth Grade
June 30, 2026$3.3B13.97%5.0A
March 31, 2026$3.3B9.19%5.0A
December 31, 2025$3.3B8.70%5.0A
September 30, 2025$3.3B9.01%5.0A
June 30, 2025$3.3B9.46%5.0A
March 31, 2025$3.4B7.92%5.0A
December 31, 2024$3.4B10.64%5.0A
September 30, 2024$3.4B7.82%5.0A
June 30, 2024$3.7B6.20%5.0A
March 31, 2024$3.6B7.60%5.0A
December 31, 2023$3.5B8.83%5.0A
September 30, 2023$3.5B5.65%5.0A+
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Premier America Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Premier America Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Premier America Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Premier America Credit Union
Website https://www.premieramerica.com
Address 19867 Prairie St, Chatsworth, CA 91311-6532
Phone 800-772-4000
Fax 818-772-4101
President Joann Klonowski
CEO Rudy Pereira
Full-Time Employees 442
Part-Time Employees 10
Branch Locations 24
ATM Locations 23
NCUA Insured ✓ Yes, up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A (93/100)
Texas Ratio
13.97%
Return on Assets (ROA)
-0.3127%
Return on Equity (ROE)
-3.3155%
Non-Performing Loans Ratio (NPL)
1.80%
Total Assets
3,319,448,016
Total Amount of Shares and Deposits
2,996,464,536
Total Shares and Deposits < 1 Year
2,926,588,804
Total Shares and Deposits 1 3 Years
58,494,839
Total Shares and Deposits > 3 Years
11,380,894
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
145,941,103
Total Uninsured Shares and Deposits > $250K (F+J)
145,941,103
Total Insured Shares and Deposits > $250K (item 17 less item K)
2,850,523,433
Total Interest Expense (Sum of items 6 8)
32,888,385
Share Certificates
14,408
Number of Accounts for Share Drafts
94,279
IRA KEOGH Accounts
4,791
Number of Accounts for Regular Shares
133,480
Money Market Shares
17,380
Net Income (unless the amount is already included in Undivided Earnings)
-10,381,426
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
341,621,774
Total Liabilities
3,022,291,846
Source: NCUA — Last Updated 06/30/2026
MonitorBankRates Verified Healthy Badge Q2 2026
Q2 2026 MBR Health & Safety Badge

Premier America Credit Union earned the Verified Healthy badge

Display this badge on your website to show visitors your Q2 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates, so there is no need to download or upload anything. Badges are re-tested every quarter; when a new quarter is published, come back to this page for the updated code.

<a href="https://monitorbankrates.com/credit-unions/premier-america-credit-union-rates-review-68428">
  <img src="https://www.monitorbankrates.com/wp-content/uploads/badges/mbr-badge-tier-c-2026-q2.svg"
       alt="MonitorBankRates Verified Healthy Badge Q2 2026"
       width="160" height="160">
</a>
Learn more about the MBR Health & Safety Badge program on our methodology page.

Customer Reviews

There are no reviews for Premier America Credit Union yet. Feel free to create one below.
Looking for more bank and credit union reviews? Visit our Community Reviews hub to read what other members are saying, ask questions, and join the conversation.
Average Rating
☆☆☆☆☆
Total Reviews
0
Add Your Rating and Review for Premier America Credit Union
Your Name:
Your Rating:

Frequently Asked Questions About Premier America Credit Union

How many branches does Premier America Credit Union operate?

Premier America Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Premier America Credit Union?

Yes, to access services at Premier America Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Premier America Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Premier America Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Premier America Credit Union offer online and mobile banking?

Most modern institutions like Premier America Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.premieramerica.com.

Current Premier America Credit Union Rates

  • 12-Month CD3.25%
  • 18-Month CD3.00%
  • 24-Month CD3.00%
  • 60-Month CD3.00%
  • Savings5.00%
  • MMA3.50%
Retrieved from our database of financial products. Rates subject to change.

Compare to Other Credit Unions

Lion Federal Credit Union Electrical Workers No 558 Federal Credit Union Southern Star Credit Union Landmark Credit Union Options Credit Union Alexandria Municipal Employees Credit Union Madison Fire Department Credit Union Notre Dame Federal Credit Union Victoria Federal Credit Union Hammond Firefighters Assn Credit Union Messiah Baptist Jubilee Federal Credit Union Mile High Federal Credit Union Denver Fire Department Federal Credit Union Tuskegee Federal Credit Union First Ohio Community Federal Credit Union North Sanpete Federal Credit Union Hartford Firefighters Federal Credit Union Embarrass Vermillion Federal Credit Union Mobile Educators Credit Union TAUNTON Gates Chili Federal Credit Union